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    • This is the other sign  parking sign 1a.pdf
    • 4 means that they need to name and then tell the people who will be affected that there has been an application made, what the application relates to (specificially "whether it relates to the exercise of the court’s jurisdiction in relation to P’s property and affairs, or P’s personal welfare, or to both) and what this application contains (i.e what order they want made as a result of it) 5 just means that teh court think it is important that the relevant people are notified 7 means that the court need more information to make the application, hence they have then made the order of paragraph 1 which requires the applicant to do more - this means the court can't make a decision with the current information, and need more, hence paragraph one of the order is for the applicant to do more. paragraph 3 of the order gives you the ability to have it set aside, although if it was made in january you are very late. Were you notiifed of the application or not?    
    • These are the photos of the signs. At the entrance there is a 7h free sign. On some bays there is a permit sign.  Also their official website is misleading as it implies all parking is free.  I can't be certain of the exact parking bay I was in that day, and there was no PCN ticket on my car and no other evidence was provided.  parking sign 2.pdf
    • Hi, In my last post I mentioned I had received an email from SS who were asking me to hand over the keys to my mother’s flat so they could pass them to the Law firm who have been appointed court of protection to access, secure and insure my mother’s property.  Feeling this, all quickly getting out of my hands I emailed ss requesting proof of this. I HAVEN’T HEARD BACK FROM SS.  Yesterday, I received an email (with attached court of protection order) from the Law Firm confirming this was correct (please see below a copy of this).  After reading the court of protection order I do have some concerns about it:   (a)   I only found out yesterday, the Law firm had been appointed by the court back in January.  Up until now, I have not received any notification regarding this.  (b)   Section 2   - States I am estranged from my mother.  This is NOT CORRECT    The only reason I stepped back from my mother was to protect myself from the guy (groomer) who had befriended her & was very aggressive towards me & because of my mother’s dementia she had become aggressive also.  I constantly tried to warned SS about this guy's manipulative behaviour towards my mother and his increasing aggressiveness towards me (as mentioned in previous posts).  Each time I was ignored.  Instead, SS encouraged his involvement with my mother – including him in her care plans and mental health assessments.   I was literally pushed out because I feared him and my mother’s increasing aggression towards me. Up until I stepped back, I had always looked after my mother and since her admission to the care home, I visit regularly.   .(c)    Sections -  4, 5 and 7  I am struggling to understand these as I don’t have a legal background.  I was wondering if there is anyone who might be able to explain what they mean.  It’s been a horrendous situation where I had to walk away from my mother at her most vulnerable because of; ss (not helping), scammer and groomer. I have no legal background, nor experience in highly manipulative people or an understanding of how the SS system operates, finding myself isolated, scared and powerless to the point I haven’t collected my personal belongings and items for my mother’s room in the care home.  Sadly, the court has only had heard one version of this story SS’s, and based their decision on that. My mother’s situation and the experience I have gone through could happen to anyone who has a vulnerable parent.    If anyone any thoughts on this much appreciated.  Thank you. ______________________________________________________  (Below is the Court of Protection Order)  COURT OF PROTECTION                                                                                                                                                                                   No xxx  MENTAL CAPACITY ACT 2005 In the matter of Name xxx ORDER Made by  Depty District Judge At xxx Made on xxx Issued on 18 January 2024  WHEREAS  1.     xxx Solicitors, Address xxx  ("Applicant”) has applied for an order under the Mental Capacity Act 2005.  2.     The Court notes (my mother) is said to be estranged from all her three children and only one, (me) has been notified.  3.     (Me) was previously appointed as Atorney for Property and Affairs for (my mother).  The Exhibity NAJ at (date) refers to (me) and all replacement Attorneys are now officially standing down.  4.     Pursuant to Rule 9.10 of the Court of Protection Rules 2017 and Practice Direction 9B the Applicant 2must seek to identify at least three persons who are likely to have an interest in being notified that an application has been issues.”  The children of (my mother), and any other appointed attorneys are likely to have an interest in the application, because of the nature of relationship to (my mother).  5.     The Court considers that the notification requirements are an important safeguard for the person in respect of whom an order is sought.  6.     The Court notes that it is said that the local authority no longer has access to (my mother’s) Property.  7.     Further information is required for the Court to determine the application.  IT IS ORDERED THAT  Within 28 days of the issue date this order, the Applicant shall file a form COP24 witness statement confirming that the other children of (my mother) and any replacement attorneys have been notified of the application and shall confirm their name, address, and date upon which those persons were notified.  If the Applicant wishes the Court to dispense with any further notification, they should file a COP9 and COP24 explaining, what steps (if any) have been taken to attempt notification and why notification should be dispensed with.   Pending the determination of the application to appoint a deputy for (my mother), the Applicant is authorised to take such steps as are proportionate and necessary to access, secure and insure the house and property of (my mother).   This order was made without a hearing and without notice.  Any person affected by this order may apply within 21 days of the date on which the order was served to have the order set aside or varied pursuant to Rule 13.4 of the Court of Protection Rules 2017 (“the Rules”).  Such application must be made on Form COP9 and in accordance with Part 10 Rules.              
    • Unless I've got an incorrect copy of the relevant regulation: The PCN is only deemed to have arrived two days after dispatch "unless the contrary is proved" in which case date of delivery does matter (not just date of posting) and I would like clarification of the required standard of proof. It seems perhaps this hasn't been tested. Since post is now barcoded for the Post Office's own tracking purposes perhaps there is some way I can get that evidence from the Post Office...
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Link Financial & unusually low settlement for Ex Barclaycard debt?


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Good Morning.

 

Hope you are all well and keeping safe.

 

I am paying back a debt through a DMP to Link and I was in a situation to get a settlement fee for an amount which is a small 4 figure sum - i received the following by email

 

Unfortunately we are unable to accept the sum of 0.00 but we would be prepared to accept the sum of �8.98 in settlement of this account. On receipt of cleared funds we will close your account with no further monies owed and update your credit file as partially settled. Payment should be made to Sort Code 40-05-30 Account Number 54192761. Payment should reach our office by 17/04/2020.

 

If I pay them £8.98 have they no legal recourse to come after me for the rest considering its an offer in writing?

 

would appreciate some guidance please

 

Thanks

Pb8111

45k Debt - June 2016

35k Debt - May 2018

24k Debt - April 2020

 

The battle is slow but I will win the war

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Before you start considering paying this off, I think you should give us a lot more details about the debt.

Who's the creditor
date of debt – type of debt – last payment made
 

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And is the debt currently showing on your credit files ?

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

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Yes

 

Was a 1200 quid Barclaycard CC - been paid back through a DMP with Stepchange, amount owed is under a grand and then  i got the email when requested settlement, to me they have put an offer in writing and i obliged? 

45k Debt - June 2016

35k Debt - May 2018

24k Debt - April 2020

 

The battle is slow but I will win the war

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Well it wont improve your credit score as it will still show as partially settled and will remain there until it reaches its 6th anniversary.

 

Also any offer like the above should contain the words " In Full and Final settlement " to make it water tight.We have seen these offers before and the balance sold again and chased by a further DCA.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

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Wait What PC is the 8.98 Settlement of the original balance?

How much is outstanding now. 

 

Bankfodder and Andyorch are right... 

Has COVID19 now caused DCAs to literally scrape the bottom of the barrel for these debts?!?!? LOL!

 

We could do with some help from you.

 

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**Fko-Filee**

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Could be - But who knows. All you have is the above?

Could be a new trick - To get people to pay £x - Claim it was a mistake and then extends the SB Period. I had that before with someone.

 

We could do with some help from you.

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

**Fko-Filee**

Receptaculum Ignis

 

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Yes all I have is that email - I have paid the requested amount and emailed them saying I have accepted the offer, paid the required amount and now look forward to confirmation in writing the account is now settled and see what they say

45k Debt - June 2016

35k Debt - May 2018

24k Debt - April 2020

 

The battle is slow but I will win the war

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Well good on you for doing that - Its your choice to do it :)

If its 1% of the whole amount to settle - It would be bonkers not to :)

 

Still think you should have checked they had a CCA etc and everything was in order. 

 

 

We could do with some help from you.

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

**Fko-Filee**

Receptaculum Ignis

 

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Haha thank you

 

My point was more of if they have given me an offer in writing can they claim it was done in error and the debt is still enforceable of does the email now form a contract which has been forfilled? has this ever happened to anyone else?

45k Debt - June 2016

35k Debt - May 2018

24k Debt - April 2020

 

The battle is slow but I will win the war

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Well they can do as they please... But in reality if it is a mistake on their part - It would be very messy if it got to either Court or FOS / Ombudsman & FCA..

 

Lets see what happens... If they do it then thats cool but you need to check that it is F+F and the balance wont be sold.

 

We could do with some help from you.

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

**Fko-Filee**

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Well ive now took them of the DMP so they wont be getting another penny - see what happens when the letter start 😀😀😀😀😀

45k Debt - June 2016

35k Debt - May 2018

24k Debt - April 2020

 

The battle is slow but I will win the war

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  • dx100uk changed the title to Link Financial & unusually low settlement for Ex Barclaycard debt?

Thread title updated

 

I hope you've sent everyone else you are paying thru your DMP a CCA request?

I notice you've several PDL threads in the past?

are you paying those too?

might be an idea to investigate irresponsible lending complaints too if you are, could be worth £1000's..

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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HI Dx - remember you well from all the help over the years and it was always much appreciated

 

Got on top of the PDL issue and went after them all for irresponsible lending - got about 5k in total back from them all and it would have been more had they all not shirked into Administration - 

 

Down to my last 24k of debt from the original 45k, its been a long road but to be honest I've made sure ive smiled throughout it all.

 

All that's left are 2 loans (alpha credit solutions, CABOT - was ZOPA)  and 3 credit cards (CABOT, WESCOT, LINK) - all paid through SC - 2 capital ones and 1 barclaycards, did CCA and they all returned signed copies of the original agreements.

 

hope your keeping safe

 

 

45k Debt - June 2016

35k Debt - May 2018

24k Debt - April 2020

 

The battle is slow but I will win the war

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