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    • Just to give another view of the NHS and GPs - two GPs probably saved my life last year.   I'd been extremely ill, no appetite, significant weight loss, not taking enough fluids.  Wife took me to A&E.  Terrible experience.  After four hours told my wife to take me home.  She said "told you this was a mistake.  I'll get you an emergency GP appointment tomorrow".  Saw a GP Registrar (essentially a trainee GP) following afternoon.  She was very concerned and asked a colleague for a second opinion.  Second GP was horrified as soon as she saw me, and said "You ought to be in hospital".  She told the trainee to arrange to have me admitted to hospital and just over two hours later (after my wife had driven me there) I was in bed on a medical assessment ward.  Stayed in hospital for a week and was only discharged because they needed the bed.   I was going to complain about my A&E experience (I think the triage nurse must have screwed up my triage assessment) but a week after I was discharged, I had to take my wife to A&E as her optician thought she might have a detached retina.  It was about 5:30pm on a Saturday and the place was full of injured footballers and rugby players.  It was much busier than it had been on the Monday afternoon I'd been there, but my wife saw a doctor in 20 mins and we were out in 40 mins.  I decided that sometimes you're just unlucky...
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    • Hi JeelyM and welcome to CAG   1. Do you have the details of the person you bought the bike from.   2. Did you go to their address when you bought it.   3. Did you pay cash for it or what other means.   4. Did you pay the full market for buying the bike.   5. What did you pay.   6. Give us make and model of the bike please.
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Quote

BrightHouse - the biggest rent-to-own operator in the UK - has collapsed, with administrators now attempting to salvage parts of the business.

Customers should continue to make the monthly payments required to keep their household goods, with administrators now acting as the collecting agent.

The company had been struggling after an influx of compensation claims for selling to people who could not repay.

Its shops were then shut owing to coronavirus restrictions on retailers.

Julie Palmer, from corporate recovery business Begbies Traynor, said: "Coronavirus was the final nail in the coffin for BrightHouse."

 

https://www.bbc.com/news/business-52090976

 

Oh dear, how sad – never mind.

I think people should start getting assurances as to how insurance on their items will be honoured if they go wrong.

Also I don't think that payments to bright house should be treated as priority debts.

 

I expect that the owners are bright house haven't done too badly out of it


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They have been going a while - Im sure that the Directors were well paid... 

They arent treated as Priority Debts. However standard rules apply to late payments / CRA Markers etc

 

 

If you still have goods with them and cant pay - There isnt realistically much they can do.


 

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**Fko-Filee**

Receptaculum Ignis

 

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opps millions of people might just forget to pay them as they quite rightly assume they've paid the true market value for the items they have already.


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s would collapse overnight.

 

 

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Hardly think the administrators are going to send bailiffs to repo all the TV's fridges sofa's etc that will have had their real value paid off already if payments are not forthcoming .  Cost more than writing them off.


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

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If you want advice on your thread please PM me a link to your thread

 

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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Won't the "stick" be that if you stop paying there will be default on your credit record?

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you can pretty much assume that most customers already have a shot credit file as they were brighthouses customer targets from day one .


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s would collapse overnight.

 

 

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Most of it will end up with the likes of CCJ today if you don't pay Lowlifes, and other bottom feeders.


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

 

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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I was going to go in the store this week to try and sort something out about lowering our payments as my husband  lost his job just over a week ago and we are waiting to hear about universal credit. At this moment in time, until something is sorted we actually only have £113 a week income for a family of 3.

What will happen if we just make token payments?
Is there somewhere we can write to and explain the situation, I don't want anyone turning up at the door.

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4 minutes ago, jacko251 said:

What will happen if we just make token payments?

same as if you make no payments at all I expect...:hand:


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s would collapse overnight.

 

 

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They wont turn up at your door... Whos going to turn up when most of the staff have now been laid off ;)

 


 

We could do with some help from you.

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

**Fko-Filee**

Receptaculum Ignis

 

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and so what if they do....

they never had any legal powers even when they were still trading...they are not bailiffs!!:pound:

 

you need to be reading a few brighthouse threads here jacko..use our search top right


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s would collapse overnight.

 

 

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I don't know, I'm not clued up all on the legalities of things like this.

I was worried that the administrators had more powers or could demand the goods back.

Thank you I will have a read of the threads.

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