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    • Hi I was being supplied my ovo after unknowingly being swapped from SSE.  My issues began when we had a smart meter fitted and our bills almost doubled overnight - we at the time assumed we were just paying not enough until then and just continued to pay the excess bills each. Month.    I would from time to time contact ovo and get faced with a call centre on South Africa of the most rude agents who would just hang up after hours of wait and I could not even get an acknowledgement of an issue with my meter.  At one point we were not in the property for like 4 months and the bills were coming just as high!  It was at this point I was sure something is not right and ovo only care to send bailiffs and started threatening us with a pay as you go meter despite me taking out a 3.5k loan to pay of my outstanding balance.  Around 1600 each on both gas and electricity.  This is where its gets really bad -  the very same day they sent me out a new bill saying the money paid already was only to cover up until the November previous and because its now Feb we owe another 1k.   By that August this had risen to over 3k and I still couldn't get anyone to even acknowledge a fault let alone fix it.    In despair I tried to swap suppliers and to my surprise octopus accepted us because even tho the debt is owed we are trying deal with.  During our time with them the bill was coming only on my wife's name as I was responsible for other bills and she this one - now that we owe them 3k they have magically started adding my name as well as my wife's to the same debt to apply double pressure and its showing on my experiwn report now with a question mark and 2700 showing in grey -  This was my wife's debt which we dispute we owe yet the have now sent me letter with both our names on from oriel and past due credit debt agencies - is this illegal and how can I get them to take my. Name of this and leave on wife's name as its so unfair they give us a both a defualt for wife's debt which we dispute anyway.    In the end about 3 weeks ago I wrote an email to their ceo and rishi sunak and low and behold for the first time in our history with ovo someone who spoke English contacted us and said she will look into our claim.    I explained to her that we feel our meter is faulty and despite me contacting them using WhatsApp email and phone I still have not got anyone to acknowledge a fault even. And that I dispute I Owe anything as my son was in hospital for 3 months and we stayed with him so house was empty and still. They were sending us super sized bills more than when we started at home.  She promised to investigate and a few days later replied that she is sorry for the poor customer service and offered us £50 compensation - however she also. Mentioned that she's attached statements for us confirming the payment for 3k I made was only up until Nov and in Feb despite me pay 3.5k nearly it's correct for them to bill. Me. Another £900 the very same day and she did not agree our meter was faulty and therfore the debt stands and she will not be calling it bcak from past due credit.  During my time with my new supplier post ovo, octopus I requested tehy check my. Meters because I felt they were faulty and over charging me and I got excellent response asking me for further details which I supplied and I got a. Response bcak within days to say my meter was indeed faulty and octopus have now remotely repaired it.   I then contacted the energy ombudsman and explained my situation how she at ovo tried to fob me off and demand I apy money we don't feel we owe due to faulty equipment we reported but ovo had to process or mechanism to deal with it or lodge complaint even without having to cc their ceo and our pm. And now I feel sick to think both husband and wife will get a 6  year default for debt which have a validity of a questionable nature.    I explained all this to the energy ombudsman and they accepted my case and I explained to them that my new supplier found my fault which ovo refueed to accept - I've uploaded the email from new supplier to ombudsman showing we had a fault.    My. Question is is there anything I can upload in defence of my case to ombudsman before they decide outcome ina few weeks    All advice greatly appreciated not only would I like advice on how to clear this debt but also how I can pursue ovo for compensation and deterrence for the future.  Thansk 
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DPD have lost my parcel


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I am an Ebay seller and have sold many laptops/Macbooks on Ebay. I have an urgent query, one of my recent sales was booked though parcel2go.co.uk to be delivered by DPD. The Macbook has been at the DPD Depot in Barking since the 18th of March, and is still there. I have started a claim on the 20th of March. The investigation was supposed to conclude today.

 

I have noticed that Parcel2go have refunded the parcel cost, however the Macbook was sold for £1100. They are saying that I have not taken out Parcel Protection, which is true, 😟 so they are unable to cover me for the full loss. If I took out Parcel Protection each parcel would cost £50 to send, this is half the profit, which I make. I send about 5 Macbooks/Laptops a week. 

 

I have spoken to DPD regarding the parcel a few times and they are the ones who started the investigation. They are saying that I need to speak to Parcel2go regarding this, as Parcel2go are their customers. Parcel2go are refusing to give me any compensation other than a refund of delivery cost.

 

Surely DPD have a duty of care towards their end customers parcels. How can I proceed further, is there a way? For future packages is there an insurance policy, which is more economical than Parcel protection??

 

I would be delighted if someone can assist me further in this matter and look forward to hearing from you soon. 

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If you read other threads in which I have posted, you will see that the need for "parcel protection" troubles me because effectively you are insuring against the negligence of another party – which is crazy. This is like an extended warranty where you are effectively insuring against defects which should be the responsibility of the manufacturer and enforced by their customer – the retailer (or even better, by the Market).

You pay your money for the delivery and you should expect your item delivered and if there is any problem – negligence – or some other occurrence which results in damage or loss to your parcel then it is the courier who should insure against those eventualities. It should not be the job of the customer.

On that basis, the lack of parcel protection – which is essentially insurance should be irrelevant. In fact they don't like to call it insurance because although that is exactly what it is, it's not an insurance scheme which is regulated by the FCA – and they don't want to be regulated by the FCA and be subject to the normal insurance rules. But it is insurance nevertheless.
The only benefit of taking out an insurance is that the compensation should be relatively quibble free. In fact we find that even when customers have paid the insurance, the courier company or Parcel2Go still manage to dig up a reason why the insurance is not applicable in that case – contains glass, prohibited goods, et cetera et cetera. I have the impression that they are prepared to spend more money on trying to resist a claim then it would cost them simply to satisfy it.

Secondly, you are getting the usual fob off. DPD says nothing to do with them because your contract is with Parcel2Go. In fact Parcel2Go performs the role of a convenient buffer which is calculated to isolate DPD from legal responsibility for their contractual breaches. It actually should be Parcel2Go who should sue DPD for breach of contract – but of course they never will. Both parties hope that the customer will purchase insurance and in that way, you will be the customer who becomes liable for the contractual or negligence breaches of the courier company. It's a nice little set up – and you're the one who's been set up.

In fact it's just a revenue stream because a huge number of people purchase this insurance and don't have any claim. The number of claims which are brought are probably minuscule. I really wonder whether they make more money from the insurance side of the business than the actual deliveries. After all, they don't have to pay for lorries or the transaction costs related to the transportation of goods all over the country and the labour costs. The insurance money they receive is really just a free bonus with probably very few marginal costs.

Anyway, DPD says nothing to do with them – but in fact it is. You can enforce against them using the Contracts (Rights of Third Parties) Act which gives you the equivalent rights of a contracting party unless you are specifically excluded from the Parcel2Go/DPD contract. We've never seen one – but if they decided to raise the issue then they would have to produce it.

You take the benefit of that Act – if you are clearly meant to be a beneficiary of the contract between Parcel2Go and DPD – which you clearly are and if you are named or referred to in it, specifically or as a class of person such as "sender" or "expediter" – as surely you must be.

Generally speaking the courier companies used by Parcel2Go simply rollover after a load of fuss and quite often it is necessary to issue legal proceedings - but eventually they put their hands up. However, we are generally speaking dealing with relatively low value items. Here you are dealing with £1100. This might exercise them a little bit more and they could decide to push you to a hearing.

Because you are trading as a business, it means that in all likelihood a county court small claim would be transferred to the local court of DPD or Hermes – whichever you decide to go for. That would put you to some trouble and expense because if there was a hearing you would have to travel to that court on at least one occasion and if there were problems with the management of the case – it might be more than one occasion. Although you will be able to claim your reasonable costs of travel in the event that you won, you would be hard-pressed to claim for the time spent – and these are risk factors that you would have to factor in when considering the possibility that you might lose the case. Parcel2Go and DPD will both be aware of these rules and will both be aware that this gives them an advantage over you because it will be much more troublesome for you to sue them. When they are sued by private individuals, then it is they which must travel to the court and that produces greater economic pressure upon the companies to settle with their customers. Unfortunately, as a trader – you don't enjoy that benefit.

You could sue Parcel2Go for breach of contract as you are directly a contracting partner. They would raise the issue that you hadn't bought the insurance – and you would have to respond that by paying the delivery fee, you had purchased their contractual obligations and that you didn't need to do anything more to be confident that the service would be properly carried out. I think you could very reasonably argue that the requirement by Parcel2Go that you buy an insurance in addition to the delivery price amounted to an unreasonable contract term – and therefore unenforceable.

You could sue DPD in breach of contract using your third party rights or you could sue them in negligence – or both.

I think my money would be on Parcel2Go with chances of success about 80% or 85%.

Your risk factors would include the claim fee, the hearing fee if they pushed you to a hearing – and for this kind of value they might – cost of travel and time involved travelling and also preparing and managing the case. Of course if you won then you would get all of this back and you would strike a great blow against the delivery business which somehow has managed to produce a culture amongst all their customers which is largely unquestioned that you must pay for the delivery and then if they cock it up – you must pay to remedy their breach.

Quite extraordinary – I don't understand how this culture ever took hold.

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Hi Bankfodder

 

Many thanks for your message. I myself am a first year law student, so I can understand what you are implying. 

 

I feel that it is important to set a precedent to take them to the County Court small claims court. 

 

I am based in London, do you know whether I will be attending my local County Court or one local to Parcel2go or DPD. Also which company will I be bringing action against? DPD or Parcel2go? DPD are the ones who lost my parcel but I have a contract with Parcel2go. 

 

I look forward to hearing from you soon. 

 

Kind Regards 

 

Hi

 

I have just reread your reply, you have already answered my question, thanks.. 

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Surely you must have studied enough ELS in your first year to know that a county court action won't amount to a precedent for anything. However, it would amount to a very satisfying slap in the face for the delivery business. That's probably something that they don't teach you at any point during a programme of legal education.

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Which university are you at?

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Hi

 

I'm studying at London South Bank University. Sorry its a bit early for me, what I meant by setting a precedent was not for the courts to follow the decision but merely that my case will show that Parcel2go are unfairly charging parcel protection to its customers and it is possible to avoid this unfair cost. More of setting an example, rather than precedent.. 

 

Thanks

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Hi BankFodder

 

Many thanks for your assistance in this matter.

 

I have decided to commence County Court action against DPD/Parcel2go regarding the lost parcel.

 

I would just like you to clarify whether which company you recommend me to commence legal proceedings against:

 

Parcel2go. My contract was made via this company.

 

Or DPD - This company undertook the contract and are the ones who lost the parcel.

 

I look forward to hearing from you soon.

 

Kind Regards

Humza

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Others may have views but I would suggest that as your contract is with Parcel2Go, that is who you need to make the claim against. Have you sent a final 'letter before action' in other words advised P2G what you intend to do? The county court will expect you to have made reasonable attempts to resolve the matter with the other party. 

 

As to the court itself - if you file your claim online then the County Court Bulk Centre in Northampton will initially handle it. Should the respondent dispute the claim it will probably be transferred to YOUR nearest County Court Centre. Generally, the court used is that nearest the respondent but where the claimant is an individual and the respondent a company (as in this case) , the claim usually goes to a location the other way. 

 

Your difficulty is going to be the limit on liability. P2G have not, presumably, denied that the parcel has been lost, but simply that the contract limits their liability to £xxx?

Edited by PaulW922
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As I pointed out my earlier post, my money is on going against Parcel2Go. It will be much more straightforward – although you lose the opportunity to argue negligence in the alternative. However, Parcel2Go.

In response to the post above, I disagree that the court expects you to make reasonable you are attempts to resolve the matter with your contracting party – "the other party". Under the third parties act, you take full rights as if you are the contracting party – and it's not for the judge to make any evaluation or to weigh the fact that you are taking advantage of the act against you. Unless there is something in the act or in the County Court rules which is different – and I don't believe there is. I would invite the poster above to give me a source for their proposition.

Secondly, because you are an eBay trader, the case with normally be transferred to the defendants court. The hearing of a matter in the claimant's court would only normally happen with a litigant in person – but of course there is discretion and you would argue in favour of your local court and hope that what you said carried the day. However, the poster above is wrong to make the assertion such a definite way.

Finally, the poster above has suggested that your difficulty is going to be the limit our liability. This is completely wrong. They would not be able to impose a limit on liability and the only time that might happen would be if you had misled them as to the value of the item that you are sending. In that case my view is that you would be limited to claiming that particular value. However if you had declared the full value and simply not "insured" and I don't see this as a barrier because once again, you have paid the delivery fee and is ridiculous to expect you to insure against breach of contract either by Parcel2Go or by DPD. It is for them to insure against their own shortcomings not for the customer.

So I'm sorry to say but on all three points that the poster above is making, I would say that they are wrong or mostly wrong.

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The court will expect a claimant to act 'reasonably' and I cannot see that making a county court claim in a matter of days after the carrier took possession fo a parcel, without giving them a reasonable time to find it will be seen as such (although lets face it, they probably won't even look). 

 

As to the location - I have not made any assertion in a  direct way - just pointed out that where a claimant is an individual - which this person probably  is - not withstanding that they are also selling on ebay - the matter will usually go to their local court although of course anyone involved can ask for the matter to be moved. 

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It's perfectly possible for people to contract for their own personal purposes and separately to contract in relation to business activity. The OP here has told us that there are an eBay seller and this was the basis on which they were selling the computers. If they represent themselves as such in a court claim then to all intents and purposes they are considered to be a business. It's then up to the OP to explain that they are simply a small business – maybe acting as a part-time to support their activities as a law student – and this may be sufficient to persuade the court to transfer the matter to the claimant's local court.

Of course a court will expect a claimant to act reasonably that this doesn't mean that they must act reasonably to the exclusion of their rights under the third parties act. Acting reasonably means that – yes – they have to give adequate time and I realise that I've omitted to ask when this will happened – and how long it's been going on for. I suppose that I have assumed that it's been going on for a while because that would be the standard approach of these courier companies. I suppose that we had better ask this question of the OP. The OP has told us that the item was with DPD on 18 March and then missed the deadline for delivery. The OP has also told us that it has been admitted that the item has been lost – but we have already been told that they are trying to rely on the fact that there was no "insurance". I'm afraid the experience of dealing these companies shows that this is their last word and it is at this point that they expect their customers to back down and so everything has to move quite naturally to letter of claim and an issue of proceedings. Frankly, rather than being led around by the nose and getting involved in protracted correspondence, I think the OP is right to act assertively and to show Parcel2Go that they will not stand for any nonsense and the prepared to escalate the matter quickly.

I'm afraid that the track record of Parcel2Go and their agents – usually Hermes – but rarely, DPD – is such that it's really not worth wasting time. I'm afraid that this is a culture that they have produced – it is not something for which we are responsible


 

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Many thanks for your assistance in this matter.

 

BankFodder is right, it is a part time business to support me whilst studying for my Law degree.

I am an individual as such, not a business.

My income is quite low too, as previously mentioned, I only make around £100 per laptop/Macbook sold.

 

I am on benefits too, as I suffer from Bipolar Disorder.

I was reading that as I am on benefits, I need not pay court fees.

I also read that I would need to apply to the County Court directly and not commence legal proceedings online.

 

How long am I required to wait before I issue a letter of claim letter?

The investigation into locating the parcel commenced on the 20th of March.

 

I would be grateful if you could please post a template letter of claim, or what to include in that?

 

I look forward to your replies..

 

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I am an Ebay seller and have sold many laptops/Macbooks on Ebay.....

 

hope you are declaring the income thru ebay if your benefits are income related?

please be very careful here…..

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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no it was not irrelevant.

.but you are declaring them so no issue with stating to a court you are on benefits so qualify for fee redemption.

 

however, you are not at this stage yet, as you have not issued a letter of claim.

 

if you click the above blue link here and in BF's previous posts pointing to the PAPLOC it tells you what to include..

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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thanks :)

 

Apologies if I sounded rude. My other question was how long should I wait to send a letter of claim?

 

Also what is the stage, after I have sent this?

 

Do i wait for a reply? 

 

in the letter do I state that they have an x amount of time to reply i.e 14 days?

 

Thanks

 

 

 

 

Edited by Daventry313
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you need to use our custom google search box which if does not show on the current page you are viewing it appears after hitting our top square logo and get reading up on like 'parcel lost court claim' or such words you think fit,  to fully understand and get familiar the correct process.

 

like https://cse.google.com/cse?cx=partner-pub-8889411648654839:3134625398&q=parcel lost court claim&oq=parcel lost court claim&gs_l=partner-generic.3...442891.450854.0.451334.23.23.0.0.0.0.178.1914.22j1.23.0.gsnos%2Cn%3D13...0.8008j3413106j23...1.34.partner-generic..17.6.601.rSZ-hV4HSXs

 

though you must be mindful that during and for a longtime after, the current situation we see ourselves in, nothing much might well happen for well on a year as the courts will need to catch up. 

 

re: 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I'd say give them seven days and if you don't hear anything then send them a letter or email telling them that despite their apparent investigation you still heard nothing, what's going on. Seven days after that send the letter of claim giving them 14 days you will sue them and without any further notice. In the intervening period make sure that you've accessed money claim online and open account and prepared your claim.

However – I seem to have read somewhere, maybe on this website that MCOL has suspended activities for the moment. I suggest that you check this out now. Go to money claim – open an account and see what the messages are

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Thanks BankFodder, is it seven days from today or seven days from the start of the investigation, that I need to email them. I'm guessing it's seven days from the start of the investigation.

 

I am on the Moneyclaim website. I need to fill a form and send it to the bulk processing centre, in Northampton (My place of birth) 

 

When shall I fill the form in to send to Moneyclaim? Is it after I send the Letter of claim?  or 14 days after that?

 

According to the website Moneyclaim have temporarily shut their contact office, so will not answer any phones or emails..

 

Thanks again.. :)

 

Screenshot 2020-03-30 at 20.54.11.png

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Sorry but I think but as this is meant to be a self-help forum, you should take some time to read the steps in bringing a small claims action in the county court. There's information all over here and I think you'll be better off doing a bit of research on it. It's not difficult

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Quote

I am on benefits too, as I suffer from Bipolar Disorder.

I was reading that as I am on benefits, I need not pay court fees.

I also read that I would need to apply to the County Court directly and not commence legal proceedings online.

 

 

Correct.....You cannot use MCOL if you are:

 eligible for legal aid, or are eligible for fee exemption or remission

 

...Download and fill in a paper claim form N1 

 

 

Send the paper form to the County Court Money Claims Centre.

County Court Money Claims Centre
PO Box 527
Salford
M5 0BY

You must pay a court fee when you make a claim.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

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Thanks Andy, I have downloaded the form N1, will fill it out tomorrow, still not sure whether to send it off straight away or wait to hear from Parcel2go. The courts are closed in the meanwhile, so I don't suppose it matters when I send it??

 

Thanks

 


 

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Pointless...nothing happening for possibly a long while......and you cant submit until you have completed the pre action protocol.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

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