Jump to content


  • Tweets

  • Posts

    • Yes, Hotpoint UK has been a subsidiary of Whirlpool for over 20 years. And unlike some domestic goods manufacturers you can buy from them direct and I believe they employ their own service engineers, Is that your situation? You bought direct from Hotpoint and Hotpoint sent out their own engineer?
    • It's Hotpoint (but I believe they're part of the Whirlpool group now?). The part was bought direct from them as a consumer.
    • Thanks BankFodder for your latest, I'm in complete agreement on the subject of mediation and will be choosing to decline mediation, the longer timeline is not an issue for me, I will happily let the going to court run it's course. I really appreciate the support from the Consumer Action Group. I'll post the email text I'm sending to Evri's small claims in answer to their recent defence response. Regards, J    email text I'm sending to Evri's small claims in answer to their recent defence response:  
    • Sec127 (3) repealed, now gone. S. 127(3)-(5) repealed (6.4.2007) by Consumer Credit Act 2006 (c. 14), ss. {15}, 70, 71(2), {Sch. 4} (with Sch. 3 para. 11); S.I. 2007/123, art. 3(2), Sch. 2
    • We used to recommend that people accept mediation but our advice has changed. The mediation process is unclear. Before you can embark on it you have to agree that you are prepared to enter a compromise – and that means that you agree that you are prepared to give up some of your rights even though you are completely in the right and you are entitled to hundred percent of your money and even though EVRi are simply trying to obstruct you in order to discourage you and also to put others who might want to follow your example off from claiming and even though they have a legitimate basis for reimbursement. Mediation is not transparent. In addition to having to sign up that you are prepared to give up some of your rights, you will also have to agree not to reveal any details of the mediation – including the result of the mediation – so that the whole thing is kept secret. This is not open justice. Mediation has nothing to do with justice. The only way of getting justice is to make sure that this matter goes to trial unless EVRi or the other parcel delivery companies put their hands up and accept the responsibility even if they do it is a gesture of goodwill. Going to trial and winning at trial produces a judgement which we can then add to our small collection to assist other people who are in a similar boat. EVRi had been leading you around by the nose since at least January – and probably last year as well – and their whole purpose is simply to drag it out, to place obstacles in your way, to deter other people, and to make you wish that you'd never started the process and that you are prepared to give up your 300 quid. You shouldn't stand for it. You should take control. EVRi would prefer that you went to mediation and if nothing else that is one excellent reason why you should decline mediation and go to court. If it's good for them it's bad for you. On mediation form, you should sign that you are not prepared to compromise and that you are not prepared to keep the result secret but that you want to share the results with other people in similar circumstances. This means that the mediation won't go ahead. It will take slightly longer and you will have to pay a court fee but you will get that back when you win and you will have much greater satisfaction. Also, once you go the whole process, you will learn even more about bringing a small claim in the County Court so that if this kind of thing happens again you will know what to do and you will go ahead without any hesitation. Finally, if you call EVRi's bluff and refuse mediation and go to trial, there is a chance – maybe not a big chance – but there is a chance that they will agree to pay out your claim before trial simply in order to avoid a judgement. Another judgement against them will simply hurt the position even more and they really don't want this. 300 quid plus your costs is peanuts to them. They don't care about it. They will set it off against tax so the taxpayer will make their contribution. It's all about maintaining their business model of not being liable for anything, and limiting or excluding liability contrary to section 57 and section 72 of the consumer rights act.     And incidentally, there is a myth that if you refuse mediation that somehow it will go against you and the judge will take a dim view and be critical of you. This is precisely a myth. It's not true. It would be highly improper if any judge decided the case against you on anything other than the facts and the law of the case. So don't worry about that. The downside of declining mediation is that your case will take slightly longer. The upside is that if you win you will get all your money and you will have a judgement in your favour which will help others. The chances of you winning in this case are better than 95% and of course you would then receive 100% of your claim plus costs
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 160 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

LC Asset l S.a.r.l Link chasing BOS overdraft


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 1464 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

We banked with our bank for years . due to coronavirus im sure your all aware has brought the world to a halt!!.

 

Well so called LC Asset l S.a.r.l  sent us a letter dated 19 march 2020. about us outstanding of £211 .(TWO HUNDRED AND ELEVEN POUND), To my shock it was a debt recovery letter, Have people no shame to start pestering people for money they dont have during a global pandemic outbreak (caronavirus).People dropping down dead nationwide . Elderly /Youths/Disabled/Need i go on, I have today called them regards to there flaud letter in which has a po box address on the headed letter instead of a normal work or company address, they claim they are from wales? yet looking up internet they are a Luxembourg company so no-one knows where they work.lol .

 

When i first called i spoke off a louder voice due to being deaf, i was hung up on. I then called them back and spoke to another idiot who tryed talking over me, so this was swiftly sorted . i have offerd them a pound . Yes £1 a week and it has been accepted, they dont do payment slips or payment cards to which raised alarm bells , also a po box . Who ever this company is are a bunch of heartless B------ds! people are dying all over the world and who ever this is are thinking of scare tactics for money.

 

SHAME ON YOU LC ASSET L S.A.RL OR WHATEVER YOU THINK YOU ARE. When i see an address on the next letter / When i see confirmation in writing /And when this world pandemic is over then i shall pay £1 pound a week to my debt, ( Link Financial Outsourcing LTD ) YOU MAKE MY STOMACH TURN , Absolutly Disgusting and shame on you. Some people dont even know what there fate is with this virus  or there loved ones and your botherd about £211 pound . May i remind you ,you stated you were a a company in WALES . i live in Scotland law differs in debt collecting. i will use this to the full with our family solicitor , IT Doesnt get any worse than death, and we all facing it right now. Dont know how idiots like them can sleep at night, I am disabled and NOT STUPID, defo didnt need wound up today by whoever these krettens are , how do they sleep at night, folks check people like this out?

 

im not happy this is a legit company as they dont know where they from lol. internet says Luxembourg. chap on phone says wales. Theres laws on English company's trying to get monies from Scotland worth checking out. if they confirm an address i will pay them as i say at a pound £1 a week and this has been accepted, sujest you all do same. As long as the queens heads on the money they cant refuse. they have now stated that they will freeze this account until the pandemics over.

 

HOW NICE OF THEM, To late you jerked my chain and im here to shame your company. Heartless !! Least i can sleep tonight !!

 

LC Asset l S.a.r.l is  link financial Outsourcing LTD.            

Link to post
Share on other sites

Hi and Welcome to CAG

 

Dont pay a £1... the debt may be statute barred already ...please tell us what this debt is and its history....dont converse with them...verbally or letter.

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

a DCA esp Plink are NOT BAILIFFS

and have

zero legal powers on any debt.

 

trying to fleece you.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

HI ANDY

                 YES THIS DEBT : £211 pound was an overdraught with bank of scotland, They told me its now there debt and not the banks, I have been poorly over last year hence why the payment wasnt made, im not saying i dont owe this but its how the bank of scotland passed to them, and more so what the worlds going through just now has realy got my back up. Theres surley bigger fish to chase with higher amounts . There communication skills were zero.

 

Link to post
Share on other sites

  • Andyorch changed the title to LC Asset l S.a.r.l Link chasing overdraft

Topic title updated

 

Okay Bank of Scotland overdraft...when did you last use the facility IE pay money into your current account.?

Do Link / LC Asset l S.a.r.l  confirm they now own the debt ( assignment) ?

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

  • Andyorch changed the title to LC Asset l S.a.r.l Link chasing BOS overdraft

bit quick for it to be sold to link?

how long you had the account?

bet theres bank charges on there that are unlawful anyway.

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Have BOS registered it as a default no your credit files ?  I assume you have alternative banking facilities unconnected to BOS now ?

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

andy

           Yes we now bank elsewhere, I dont say we are not due the outstanding ballance, But belive the bank had a right to inform us of such action. IM more angry that in the global pandemic crisis we are all in globaly. And they target people for £211 pound lol. My intent is to shame them, And make folk aware .

Link to post
Share on other sites

Absolutely...but in times of crises you will always have parasites coming out to take advantage......dont make anymore mistakes as you already have by speaking to them.....radio silence from here on.

 

Retain all paperwork in connection to the account for future reference.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

nothing new here

been going on for 40+ yrs.

 

pers until or unless you get a letter of claim 

i'd simply be ignoring them.

 

they have absolutely no legal powers whatsoever

and I've certainly not seen Link ever issue a Scottish claim in many many years.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

It is legit...we are not saying otherwise...if the debt has been legally assigned to them then they are now the legal owners of the debt.

Its the next step that we question on whether they will be prepared to submit a court claim.

 

Very unlikely in Links case...but there are other DCAs that are far more litigious and will sue at the drop of a hat.The letter you have received is a tester to see how you respond...you fell for it and was straight on the phone to them and agreed a payment plan.

 

So ignore everything unless/if you receive a Letter of claim part of the Pre Action Protocol..if so come back here for further advice.

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

pigs can't fly.

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Topic moved to Dealing with Debt in Scotland forum.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...