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    • So there's no tax payable anyway.... nothing to see here!  
    • are you actually going to benefit out of this at all?   I was slightly getting confused here earlier, and forgot you said you are the claimant because you are suing the defendant for the cost of a hire car that you personally haven't had to pay for ?    
    • I received PCN's from TFL and Southwark. 08/06/19 I spoke with Southwark regarding PCN's and thought it was sorted.   Didn't hear anything back until 17/01/20 when my car was taken by Marston EA. TFL & Marston say they sent letters but have no proof.   I emailed TFL (19th June) through their online portal and again, via email on (14th Nov 2019) < the email on 14th has been viewed 17 times but no reply. (so I have proof of contact, they don't) I asked them if they send via recoded delivery/signed for but they do not.   When my car was taken, I received a call from a friend saying it's on the back of a truck, outside his house (which is round the block from mine). I ran round there and the EA was aggressive, shouted at me and refused to show ID/why he had taken my car.   I complained to Marston who denied it but sent me some of the footage. I complained again through resolver.co.uk and Marston lied again. Then I sent ALL my info and evidence etc.   took a few weeks and called me saying sorry and taking full responsibly for their EA's aggressive behaviour etc. TFL are still refusing to comment.   Marston offered me £250 as a goodwill payment but obviously the pain and trauma causes - that doesn't cover it. The police were called when they took my car cause I was so distressed and having a panic attack etc.   I've requested the phone call recording where they accepted guilt and that they had handled everything badly, including lying about the video on Resovler. I feel like Marston know they've done wrong, but TFL still aren't in the know. (to my knowledge)   Also, I requested info from TFL via whatdotheyknow.com and TFL did a data protection breach by uploading my full details including address etc. to a public forum (and I didn't even ask anything specific about my case) so I feel like they did this out of spite/anger.   the www.whatdotheyknow.com team reprimanded them for this and advised me to complain. I also paid £800+ to retrieve my vehicle and I have completed the OOT which was denied. I tried to take it to court but when I tried to do the 'low income' thing but they wanted bank statements which I couldn't get... then corona happened.   I've downloaded/uploaded the ZIP file from Resolver convos.   Regarding the footage: my initial message to them, I made myself seem unaware and 'stupid'   they wrote a generic reply telling me that 'the footage is fine and the EA did nothing wrong' they can't uphold my complaint,   then once they sent that; I sent them the CIVEA rulebook and timestamps in the video to show that they were in the wrong and had further lied in their official response (which must be illegal)   when they received the in-depth response, I think they got scared, went away for a couple weeks   tried to get the nice sounding woman to call me up, say sorry and be really nice then offer me a measly £250.   She also tried to rush me into agreeing.   
    • No it was about under by a couple grand.    Cheers
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sharkieuk

Paypal Credit

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Back in 2015 I had a Paypal credit account, didnt have a card just the credit facility for payments made online.

Due to circumstances out of my control I made my last payment in September 2015.

 

I contacted them and asked them to put the account on hold, or give me a payment holiday.

I cant quite remember the exact detail, but knowing I was going to be unable to make a payment I contacted them.

They refused and the account defaulted.

 

I have not heard anything since 2016

 

I received a letter from Lowells saying that they had bought the debt, and I now owed them.

Will this debt be enforceable?

 

On a sidenote I recently disputed the Paypal entry on my credit report which was upheld and will be removed from my report.

It seems odd that I did that, and now suddenly I have a DCA after me. 

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is the original creditor listed as Paypal credit or another uk company.?

 

 


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

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Was the CRA Clearscore?


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It just shows as Paypal.

 

It is showing on clearscore under my closed accounts. The one I used to raise the dispute on, was creditkarma with transunion. It is no longer showing on my creditkarma report.

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well if lowells have it it must be UK debt from paypal uk, not the foreign signed upto Paypal which is EU Luxembourg  S.a.r.l.

 

have you moved since taking this credit out?

 


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

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Moved twice since taking the credit out.

 

Always kept access to Paypal account and still have access now.

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what about correct address to PP?

you've a Notice of assignment from lowells and not just a phishing letter with the correct address?

 

if so i'd let it run 

if it was with paypal uk it will be enforceable IF they have the sign up paperwork

doubtful..

 

dx

 

 

 


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

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Paypal has my correct address on file, also my card is still registered on there for normal use etc.

I've never hidden from them, and kept everything up to date, bar the payments 🙃

 

The letter from Lowells came with a covering letter from Paypal to say that they were handing it over.

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ok

 

just type 

no need to hit quote

we know what we said..

 

dx

 


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

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your credit file is not address based

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