Jump to content

 

BankFodder BankFodder


sharkieuk

Paypal Credit

Recommended Posts

Back in 2015 I had a Paypal credit account, didnt have a card just the credit facility for payments made online.

Due to circumstances out of my control I made my last payment in September 2015.

 

I contacted them and asked them to put the account on hold, or give me a payment holiday.

I cant quite remember the exact detail, but knowing I was going to be unable to make a payment I contacted them.

They refused and the account defaulted.

 

I have not heard anything since 2016

 

I received a letter from Lowells saying that they had bought the debt, and I now owed them.

Will this debt be enforceable?

 

On a sidenote I recently disputed the Paypal entry on my credit report which was upheld and will be removed from my report.

It seems odd that I did that, and now suddenly I have a DCA after me. 

Share this post


Link to post
Share on other sites

is the original creditor listed as Paypal credit or another uk company.?

 

 


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

Share this post


Link to post
Share on other sites

Was the CRA Clearscore?


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

 

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

Share this post


Link to post
Share on other sites

It just shows as Paypal.

 

It is showing on clearscore under my closed accounts. The one I used to raise the dispute on, was creditkarma with transunion. It is no longer showing on my creditkarma report.

Share this post


Link to post
Share on other sites

well if lowells have it it must be UK debt from paypal uk, not the foreign signed upto Paypal which is EU Luxembourg  S.a.r.l.

 

have you moved since taking this credit out?

 


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

Share this post


Link to post
Share on other sites

Moved twice since taking the credit out.

 

Always kept access to Paypal account and still have access now.

Share this post


Link to post
Share on other sites

what about correct address to PP?

you've a Notice of assignment from lowells and not just a phishing letter with the correct address?

 

if so i'd let it run 

if it was with paypal uk it will be enforceable IF they have the sign up paperwork

doubtful..

 

dx

 

 

 


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

Share this post


Link to post
Share on other sites

Paypal has my correct address on file, also my card is still registered on there for normal use etc.

I've never hidden from them, and kept everything up to date, bar the payments 🙃

 

The letter from Lowells came with a covering letter from Paypal to say that they were handing it over.

Share this post


Link to post
Share on other sites

ok

 

just type 

no need to hit quote

we know what we said..

 

dx

 


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

Share this post


Link to post
Share on other sites

your credit file is not address based

Share this post


Link to post
Share on other sites

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...