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PRA Group / Halifax,Bank of Scotland ***Written off by PRA**


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I have just received a letter from the PRA Group about money owed to Halifax/Bank of Scotland.

1. I have never had any contact with them before.

2. I have never used Halifax ever.

3. I never used Bank of Scotland for at least 16 years.

Should I ignore the letter or send them a CCA S77 request.

 

Any advice welcome.

 

I have attached their letter.

 

 

PRA 001.pdf

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Topic moved to Debt Collection Agencies Forum ..please continue to post here .

 

You could send a CCA request but you dont know if its a loan or credit card...therefore which section 77 or 78 .

 

Andy

 

 

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Well yes......bu you will have to state that the request is made under section 77/78 as your not aware of what the debt relates to.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

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I received I letter from PRA Group this morning saying that they had contacted Halifax for further information, Halifax were unable to provide any additional information or documentation due to the age of the account.

PRA have now closed the account and the matter is closed.

 

I’ll keep a hold of the letter just in case.

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hey you won!!

 

please consider a donation to keep us here.

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • dx100uk changed the title to PRA Group / Halifax,Bank of Scotland **WRITTEN OFF BY PRA**

opps sorry for the unintentional autolink

wasn't begging really...:pound:

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • dx100uk changed the title to PRA Group / Halifax,Bank of Scotland ***Written off by PRA**
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