Its a template...on most of the threads involving their claims......its pay up stage of the hearing fee so they have one last go at you to see if you wish to throw the towel in....or whether they pay the fee and proceed.
Choice is yours.
Ok EB thanks for the comment. Having never had to fight anything legally before, I wasn't aware of A v P and it's common historical usage etc. I did invite comment on my letter before posting it, but didn't receive a reply on the day so went ahead and posted it anyway.
Sorry brassnecked, what's "nadsat"?
A court hearing would be a good thing. The judge generally reduces the offer.
They are very aware that these companies "set people up to fail", by burdening them with to high a repayment schedule. You could insist that a judge ran his eye over the document.
Dont let them bully you with threats of going to court, call their bluff. Make sure you get everything on there, Christmas, Birthdays, holiday savings travel etc.