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Debt, evicted, homeless.

Property remains unsold, big interest accrued til no equity left.

Bank employed pi to harass elderly parent on assumption 'child' living with parent. Parent advised they're only person at their address.  Pi been questioning neighbours too - with same answer. 

Bank has # and email details. No address.  'Child' staying temp with friends - nfa.  Mail diverts to box - so get post.  Until new perm address, old address remains on files.

Parent has no knowledge of 'child' temp address/es. 

Parent wishes to put a stop to the harassment. No return address on envelopes - so opened last letter.  Advance notice to return certain time to serve "B" petition on 'child' who they know doesn't live there.

How can relative stop them.

It is intimidation.

Aren't there rules on how many times a debt collector can hassle a relative? And isn't it illegal to disclose financial info to relative/ neighbours?

In letter there was a # to call (pi).  Should relative call the # to say go away?  Or does that mean relative is admitting opening mail not for them, and then has knowledge of the potential petition and thus implicated?

Also, if unsold - how can bank issue B petition? 

Confused on best action.

 

Edited by HP Mum

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a judge made the statement that not opening letters when you know things are wrong is a dereliction of your responsibilites to yourself as well as to the "missing" person.

How rich or poor is relative? They could get solicitor to send a letter to both the bank and the PI to cease the harassment or an injunction will be sought and sue them for the harassment as well. This needs either about £8 grand spare cash or be poor enough to qualify for free court fees and do the work themselves

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8k :-(    No.

does relative have to write/ say simple trying to serve on wrong person/address etc and can't help them?

(relative is very elderly)

 

Edited by HP Mum

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Is this related to one or more (which?) of your previous complicated Landlord / Tenant and Mortgage repossession threads.

 

if so, knowing which would help disentangle the complexities : the background could be critical, but it is difficult to know which are and aren’t related.

You might consider getting the individuals to post here themselves, rather than you posting multiple (linked or not??) complex scenarios.

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yes.  sent you a message

Edited by HP Mum

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Thanks for the pm.

 

I’d still suggest you consider posting (openly, on each thread) which threads involve which people, so people get the benefit of any relevant previous, without them all getting confused.

 

If any thread is an update on a previous thread, consider asking the Mods (site team) to merge them if the previous adds useful background.

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Relative can also write to bank with a complaint about the deliberate processing of incorrect data but the problem in going down the data protection route is tht it is not THEIR data that is wrong but the missing homeless person's data. So a letter stating that the missing person has no connection with teh address and they should cease their harassment of an elderly person as it is  not only a criminal offence but also a breach of various codes of conduct they must adhere to

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thanks ericsbrother.

So the bank and their lawyer knowingly sending private financial info to the wrong address is a criminal offence and breaching financial codes of conduct?  Do you mean gdpr? or codes within the fca?

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An update to this and another associated thread  - so maybe the mods could merge with my other thread "bank/dca/ strangers harrassing relative" ?

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On 21/02/2020 at 13:51, HP Mum said:

thanks ericsbrother.

So the bank and their lawyer knowingly sending private financial info to the wrong address is a criminal offence and breaching financial codes of conduct?  Do you mean gdpr? or codes within the fca?

yes both and others as well.

howevr if you are the one being sought there is nothng you can do without giving them another address for the service of documents. Any helpful relatives in Sicily?

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thanks.

they have been informed that they have the wrong address by relative.

Should I give them my old address?  Mail has been on divert to somewhere I can collect - not relatives!

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