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    • Thanks for your replies. I tried searching for my post from a while back but could not find it. Yes I believe I did send the statute barred letter a couple of years ago and haven't heard another thing until the letter today. I will send another SB letter to Global Debt Recovery and see what happens. I don't have any credit card numbers/ agreements just debt company reference numbers so not sure if I can send CCA request as well. Thanks Paul 
    • Thanks for your reply. So are the tenancy one of the same thing?  convert-jpg-to-pdf.net_2021-01-21_20-37-05 3.pdf I always thought they were sitting tenants (regulated) because they moved in there in 1984, and it’s a private landlord not a housing association property.   The particulars in the claim are very arguable. The only deterioration was caused by the LL when they attempted to bring the property up to a safe standard.  Parents have maintained the property as far as decoration and basic repairs but nothing structural. Waste is all they left from the works. We have evidence to back this up also.   Will seek further advice, but I asked you kind chaps here just to be sure   Oh just to add, the property as of last month is registered with a fair rent as a regulated tenancy. The solicitor for the LL said the courts would handle the tenancy as if it was a secure tenancy? Which confused me a bit
    • Thanks for your reply. So are the tenancy one of the same thing?  convert-jpg-to-pdf.net_2021-01-21_20-37-05 3.pdf I always thought they were sitting tenants (regulated) because they moved in there in 1984, and it’s a private landlord not a housing association property.   The particulars in the claim are very arguable. The only deterioration was caused by the LL when they attempted to bring the property up to a safe standard.  Parents have maintained the property as far as decoration and basic repairs but nothing structural. Waste is all they left from the works. We have evidence to back this up also.   Will seek further advice, but I asked you kind chaps here just to be sure
    • hidden ]one multipage PDF only please read our upload guide carefully
    • @BankFodderthank you very much for your help and guidance. It has been extremely useful.   I have now contacted sweatband in writing setting out our position and that we want to rectify this situation with them  I will let you know how i get on   Thanks EM0149
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    • Hi @BankFodder
      Sorry for only updating you now, but after your guidance with submitting the claim it was pretty straight forward and I didn't want to unnecessarily waste your time. Especially with this guide you wrote here, so many thanks for that
      So I issued the claim on day 15 and they requested more time to respond.
      They took until the last day to respond and denied the claim, unsurprisingly saying my contract was with Packlink and not with them.
       
      I opted for mediation, and it played out very similarly to other people's experiences.
       
      In the first call I outlined my case, and I referred to the Contracts (Rights of Third Parties) Act 1999 as the reason to why I do in fact have a contract with them. 
       
      In the second call the mediator came back with an offer of the full amount of the phone and postage £146.93, but not the court costs. I said I was not willing to accept this and the mediator came across as a bit irritated that I would not accept this and said I should be flexible. I insisted that the law was on my side and I was willing to take them to court. The mediator went back to Hermes with what I said.
       
      In the third call the mediator said that they would offer the full amount. However, he said that Hermes still thought that I should have taken the case against Packlink instead, and that they would try to recover the court costs themselves from Packlink.
       
      To be fair to them, if Packlink wasn't based in Spain I would've made the claim against them instead. But since they are overseas and the law lets me take action against Hermes directly, it's the best way of trying to recover the money.
       
      So this is a great win. Thank you so much for your help and all of the resources available on this site. It has helped me so much especially as someone who does not know anything about making money claims.
       
      Many thanks, stay safe and have a good Christmas!
       
       
        • Thanks
    • Hermes and mediation hints. https://www.consumeractiongroup.co.uk/topic/428981-hermes-and-mediation-hints/&do=findComment&comment=5080003
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    • Natwest Bank Transfer Fraud Call HMRC Please help. https://www.consumeractiongroup.co.uk/topic/428951-natwest-bank-transfer-fraud-call-hmrc-please-help/&do=findComment&comment=5079786
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    • Hermes lost parcel.. Read more at https://www.consumeractiongroup.co.uk/topic/422615-hermes-lost-parcel/
      • 49 replies

Hoist/cohen claimform - ex EGG now barclaycard debt


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so nothing to do with any extra mediation, its a std court hearing over the phone .

 

who are 'they' that said a magistrate please?

 

have you exchanged witness statements?

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Still strange.....a telephone hearing for what ? Its not the normal sequence of events...   the claim has still yet to be allocated. ...unless you have already received your Notice of allocation (N157) ?

 

You initially stated the telephone hearing was for June...then you disappeared for 5 months ...then you have a hearing this week for mediation which failed...now your having a telephone hearing in December.

 

I can only assume this is to question the Statute Barred element of the defence.

We could do with some help from you.

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I was quite reluctant to discuss specifics for all to see..

.tried to discuss things privately..

 

.no witness statements exchanged from my side.

 

..they've sent letters and the original bumpf that looks like a bad copy of CCA,

but their solicitors noticed that Statute Barred element was an error on my part as still within 6 years.

 

I kept sending messages on the private thinking it was the public forum as they look the same..

.apologies for that.

 

Informal mediation was back in June over the phone.

No Court stuff.

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so you sent PM msgs to someone on cag?

 

and you have hoists witness statement and exhibits?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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why do you need to set aside they've not got judgement yet...

 

what date is your hearing and why didnt you send your witness statement by 14 days before the hearing date?

 

can we see their witness statement please!!

 

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Still recoverable 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Hearing is tomorrow by phone, I was visiting my son in Paris..have tickets to prove it so didn't get the documents until yesterday....

 

They sent e-mail PDF under name of solicitor rather than comppany...must have gone to spam....no paper version sent. Shall I send the pdf ?

 

I have all paper correspondence in order here...

 

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their WS should come from a solicitor, the fact you've been away is not an excuse for not filing your WS in time, nor for not receiving their WS.

 

we could have easily countered their WS in yours had you bothered to research things properly from day one and also noted you should never give nor allow the use of email addresses to the fleecers.

 

i'm not sure if you can phone the court now and delay the hearing to be able now to file a WS.

we rarely lose any hoist barclaycard claims if things are done to the tried and tested method in the 10's of like claims here already as their paperwork is always pants.

 

 

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

please use PDFmerge detailed in our upload guide

else we will be here all day downloading single page uploads

 

we need ALL the WS and the exhibits.

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Sorry what is WS can't find it in Abbreviations Post...trying to edit their bundle of files...

Edited by Gonadz
Can I send it privately as there are 110 pages ? Seems sensible to add so edited....
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did you ring the court and ask for a delay?
 

ws ..witness statement ...all the documents you are uploading above are from it....

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites
  • dx100uk changed the title to Hoist/cohen claimform - ex EGG now barclaycard debt

there is no agreement there

just pages of T&C that can be downloaded from anywhere including this site or hoists filing cabinet.

for those to BE a compliant Agreement there must be an online signup box with a tick in it

there also needs to be your printed name

and 

the time and date 

and

the IP address of the PC used.

these are fatal to their claim

 

there is NO DEFAULT NOTICE, that is FATAL to their claim.

 

plenty of examples of a defendants (your) WS's here already with exactly the above problems re T&C's and DN.

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

My surname is spelt with one B instead of 2 on the Egg CCA that they sent a copy of...but address is correct.

Should I submit a late WS now ? How should I proceed tomorrow on the telephone ?

 

Edited by Gonadz
specify surname
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immaterial. Neither of them are agreements merely pages of T&C.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites
56 minutes ago, dx100uk said:

there is no agreement there

just pages of T&C that can be downloaded from anywhere including this site or hoists filing cabinet.

for those to BE a compliant Agreement there must be an online signup box with a tick in it

there also needs to be your printed name

and 

the time and date 

and

the IP address of the PC used.

these are fatal to their claim

 

there is NO DEFAULT NOTICE, that is FATAL to their claim.

 

plenty of examples of a defendants (your) WS's here already with exactly the above problems re T&C's and DN.

 

 

 

go find a ws in the legal successes forum for your same player s there are loads relating to WON - No default notice.

adapt it 

take it with you 3 copies.

1 judge

1 cohen

1 for you.

 

you could email the court and cohen.

but its really very late to do so...

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

MY WORDS IN ITALICS

 

there is no agreement there

just pages of T&C that can be downloaded from anywhere including this site or hoists filing cabinet.

for those to BE a compliant Agreement there must be an online signup box with a tick in it -

 

No sign up Box & my name spelt wrong can I suggest it may be a forgery ? Date just says 4 2008 but  no IP address.

 

there also needs to be your printed name

and 

the time and date 

and

the IP address of the PC used.

these are fatal to their claim

 

there is NO DEFAULT NOTICE, that is FATAL to their claim.

 

Statement of Account which says COPY STATEMENT 100 times at top is not a DEFAULT NOTICE, would that Def Notice be from Barclay's ? I can't see one anywhere. Looking at Legal Successes to write Email now.

 

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There are several instances where Horst mentions BUYING the account and Coen 28/8 'Our client purchased this account'. Barclaycard use 'effective owners' 'assigned and transferred' Trying to patch togethjer a defence read all threads which were WON after using search bar - it's quite hard to find threads I found.

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