BYPassing HCEO Fees & Pay in Full to creditor??

[Isiris]

Hi

My BIL has received a letter today from a HCEO for £933.33 after all fees added. 

He googled and found that if you paid the creditor direct the amount of the qrit plus interest, then the Compliance Fee isnt enforceable. He is in a position to pay so would like to save the £90

Thanks

[dx100uk]

you can't avoid the fees.

 

expand more upon what the debt was and who got the CCJ?

what the letter is and says please

its not that simple!!

 

dx

 

[BankFodder]

if it is hceo then I suggest that you pay very quickly before there is a visit because the hceo visit fees are extremely high.

phone them, implement our customer services guide and record the call. Pay in full or else if possible negotiate an instalment fee but then stick to it without fail or else they will be the visit and as I say the hceo visit fee is very extortionate

 

[dx100uk]

the OP knows full well how to deal with bailiffs and what to do and not. has numerous threads on interactions with them.

 

but I fear might have strayed to reading other sites that lead people up the garden path.

also..

 

[dx100uk]

2 hours ago, dx100uk said:

but I fear might have strayed to reading other sites that lead people up the garden path.

 

and that link is not us look at the website it takes you too...sorry partly our fault due to running new forum software here from when that thread/post was made

 

its crap information...it is WRONG.

 

 

 

 

[BankFodder]

@Isiris would you mind very much repeating that Google search, and sending us a screenshot of what you found please. That is very extraordinary that one of our links should redirect in that way.

Thanks

You could post a screenshot up here

[Bailiff Advice]

17 hours ago, Isiris said:

Hi

My BIL has received a letter today from a HCEO for £933.33 after all fees added. 

He googled and found that if you paid the creditor direct the amount of the qrit plus interest, then the Compliance Fee isnt enforceable. He is in a position to pay so would like to save the £90

Thanks

Thank goodness that you saw sense and visited this forum instead of taking notice of sites that encourage debtors to pay a creditor direct. Since 2014 when bailiff regulations were overhauled, such debt avoidance tactics (trying to avoid bailiff fees by paying creditors direct) always FAIL and a visit fee WILL be added and legally so as well. 

 

What you should focus on, is getting the County Court judgment either removed (depending of course on when judgment was entered) or alternatively, getting the judgment marked as satisfied. 

[Peterbard]

Yes indeed, this misinformation has cost debtors a lot of money.

 

If a warrant has been issued in the high court and forwarded to a HCEO, fees are due from that point, there is no avoiding it.

 

What you need to do is sort out a repayment schedule with the bailiff during the compliance period (that is the seven or so days before the bailiff says he will visit), if you dont, the chance of an instalment repayment plan may have disappeared. and you will be liable for vastly increased costs.

 

Even if you are successful, the court will just transfer the payment to the bailiff, and the time delay may mean that you have entered enforcement stage, and the extra fees will be added.