Welcome/coast financial

[edwi69]

Cheers

Will Keep You Upto Date With And When

Regards

[edwi69]

Hi There

Can Anyone Tell Me What To Do As I Am Sending My Letter Of Account In Dispute Tommorrow As Welscums Time Is Up For My Cca Request,they Sent Me My Subject Access Request And Said Thats All The Paperwork They Have On Me But Did Not Send My Cca,these Were Sent In Seperate Letters And With Seperate Payments.

What I Need To Know Is When Due I Stop The Direct Debit As They Are Due To Take A Payment This Monday Coming.

Please Help

Regards:)

[postggj]

Please Confirm

 

Have You Or Have You Not Got The Agreements Sent By Welcome Under Your Cca Request

[edwi69]

Hi There

I Have No Agreement From Welcome

They Sent Me A Print Out Of What I Have Paid But Not Where It Has Gone And A Copy Of An Old Direct Debit And That Was All They Sent Me And It Was From Compliance,both Leters Were Sent By Special Delivery At 4.95 Each And They Acknowleged Receipt Of Delivery,but They Have Not Sent Me Any Credit Agreement

Regards

[postggj]

As Long As 12 Plus 2 Days Have Passed Since They Signed For The Request, You Can Now With Hold Payment Until They Comply With No Penalty

[edwi69]

Hi There

They Were Sent On The 1st Of This Month And Were Signed For On The 2nd Of This Month,is It Possible They Dont Have A Copy Of My Agreement.

Regards:d

[postggj]

Looks Like It

 

May I Ask

 

How Old Is The Agreement And Did You Ever Re-write An Agreement

[edwi69]

Hi There

The Agreement Started November 2006 And Was Never Re-written,is It Ok To Dispute This Although It Is Secured And For 9000.

Regards:)

[postggj]

Yes

 

Welcome Have To Obey The Law

 

They Will Prob Still Threaten You But Until They Send An Agreement, They Are Stuffed

[edwi69]

Thats Great

I Am Sending The Dispute Letter In The Morning And They Are Due A Payment On Monday The 19th Should I Cancel My Dd In The Morning Aswell.

Thankyou You Have Been Very Helpfull

Regards:)

[postggj]

Well I Would

 

Cancel Your Card If They Have Those Details

 

I Dont Normally Advise With Holding Payment But You Have Followed The Corect Procedure

 

Its Welcome In The Wrong On This

[edwi69]

I Will Update When I Here Anything Else

Once Again Thankyou For Your Help

Regards Edwi69

[postggj]

Best You Start Your Own Thread Edwi69

 

Keep Fighting

[edwi69]

Hi There

How Do I Start My Own Thread Regards

[postggj]

Welcome Finance - The Consumer Forums

 

CLICK ON THE LINK

SCROLL DOWN TO START NEW THREAD

 

CLICK AND YOUR AWAY

[edwi69]

Cheers

[edwi69]

hi there

my account went into dispute as of the 16-10-09 and i cancelled my direct debit,

 

my local branch phoned me today to say the direct debit had been cancelled and they wanted immediate payment

 

i told him that no payments were being honoured while my account was in dispute.

 

i told that all paperwork had been submitted to compliance but he said they will not tell the local office as this is complaints procedure and just kept trying to get information out of me by saying is it to do with the agreement or payments ect i just said nish and said he was to check with compliance if he wanted to know anything and i only wanted contact via letter.

have i done the right thing

 

My Account Went Into Dispute As Of The 16-10-09 And I Cancelled My Direct Debit,

my Local Branch Phoned Me Today To Say The Direct Debit Had Been Cancelled And They Wanted Imediate Payment So I Told Him That No Payments Were Being Honoured While My Account Was In Dispute.

 

i Told That All Paperwork Had Been Submitted To Compliance But He Said They Will Not Tell The Local Office As This Is Complaints Procedure And Just Kept Trying To Get Information Out Of Me By Saying Is It To Do With The Agreement Or Payments Ect

 

I Just Said Nish And Said He Was To Check With Compliance If He Wanted To Know Anything And I Only Wanted Contact Via Letter.

Have I Done The Right Thing

Please Help

Regards:-)

Edited November 27, 2018 by dx100uk
merge

[pwg6565]

Hi Edwi. I it makes you feel better You have basically done exactly the same as me. You could send a Telephone Harassment letter if the local branch keep on at you mate. Stand your ground until you get what you have requested !!

[pwg6565]

Hi Edwi. I it makes you feel better You have basically done exactly the same as me. You could send a Telephone Harassment letter if the local branch keep on at you mate. Stand your ground until you get what you have requested !!

[edwi69]

cheers

i am hopeing they have lost my agreement

regards:D

[Fester Tester]

They may SAY that compliance don't contact them. But their systems should reflect your account status in the local branch. It is hardly your fault if their systems are inadequate and do not convey the whole story.

 

But in any case, while I was arguing the toss with my local coven, she let slip that head office insisted that they carry on their attempts to get a payment even where my account is in dispute. So obviously well aware then, that it IS in dispute.

[edwi69]

hi fester

thanks for that and i am glad i said what i said now, so they know its in dispute and they just want to know then but they wont be getting anything from me.

regards edwi:smile:

Edited November 17, 2018 by dx100uk
format

[edwi69]

HI THERE

HAS ANYONE GOT ANY NEWS ON CATTLES YET:-x

[Fester Tester]

It's all rumour and heresay, as usual. Oh, and a guy who hears voices in his head telling everyone their troubles are over. Seriously.

[postggj]

we will just have to wait now when the markets open on monday