Henriksen DCA chasing - Barcalys/ Providian / Monument / R Raphael credit card

[MurphyW]

Hi all,

I received a phone call from an 03 phone number and they left a message asking me to contact them about a debt but no other information.

The name of the company was Henriksens, who appear to be a debt collection business.

 

I've never had contact from them before.

I am assuming that they have been given my details by a DCA.

 

Is this legal under GDPR rules for this information to passed on?

 

Has anyone else had any dealings with them as I suspect the DCA may be cabot who have been actively chasing hard with multiple phone calls and messages recently.

Regards

Murph

[dx100uk]

blimey ...not heard of them Henriksen in a few years now

don't know who owns them now.

but safe to ignore 

 

but no its not breaking gdpr rules 

[MurphyW]

Ok, Thanks DX

Will monitor them

Yours

Murphy

[ericsbrother]

your phone mobile or landline?

[MurphyW]

Hi ericsbrother,

was to my mobile as no landline

[ericsbrother]

then it could have been meant for anyone as there is no geographical tie.

Block their number and report them to the ICO is they continue to use other numbers to harass you.

[Stigman]

Although Henriksen have a Scarborough address they share the same offices in Leeds as LCS.

Henriksen or HCollect are the same Company and tried to collect a Statute Barred debt from me late last year but a quick Statute Barred letter sent them closing the account and returning to their clients.

 

Henriksen are collecting a lot of work at the moment from JC International who have purchased a lot of old Talk Talk debts.

 

Do you have or know of any Statute Barred debt that has been sold to JC International?

 

Stigman

 

 

[MurphyW]

Hi, seems was an old Barcalys/ Providian / Monument / R Raphael credit card.

 

Been through a number of DCA co's (Last CARS who were acquired by JCI in 2013).

 

Only proof offered of a CCA was a copy of a Reply Card application in 2003 with a "Providian" stamp on it and "Subj.2 Cred App" stamp.

 

Monument suggested this was their copy of the CCA along with a copy of basic Monument T&C's copy and some pages headed Monument but referring to R Raphael & Sons

 

The last agreed payment to CARS was in mid 2017.

Now stopped!!

 

Will write and advise no further contact except in writing letter plus not acknowledge debt as no CCA proof.

[dx100uk]

all makes sense now

you got sc@mmed by previous DCA's into paying as you thought they had some magical powers over you.

so  they passed it around saying here you have some, this mug is being cash cowed nicely.

 

don't write unless you have moved since your last address update to whoever was sc@mming you out of money

 

simply invites pointless letter tennis.

 

dx

 

[MurphyW]

Thanks DX100uk,

Will leave as it is and see what happens.

I updated the last DCA with current address who have referred back to JCI then I expect.

Many thanks again.

[dx100uk]

JCI got there hand on these old R Raphael credit card debts many years ago

shame you fell for the scary letters and paid anyone mind..

 

your saving grace is they will never be able to get ahold of your signed CCA for your card timeline (probably early 2000's sign up) as they were all shredded years ago.

the card admin then went to monument then they got swallowed by Barclaycard and they dropped the whole portfolio like a hot brick when they found out.

 

past writing to their minions with your address might not be sufficient - i'd consider a CCA to JCI, kill two birds with one stone.

never deal with someone who says 'our client is' - always deal with the debt OWNER.

unless its a letter of claim.