Jump to content

 

BankFodder BankFodder


TonyLeeds

Melanite/Assent Mortgages arrears - Eviction cancelled - ***Resolved Eviction Quoshed****

Recommended Posts

We sent letter

Share this post


Link to post
Share on other sites

Hi Tony,   what did you ask for in your letter ?

 

 


Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

Share this post


Link to post
Share on other sites

It was a SAR asking for all data, written, and telephone records, and all transactions on the account?


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

 

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

Share this post


Link to post
Share on other sites

It was a letter asking for original mortgage agreement and details of all additional charges 

Share this post


Link to post
Share on other sites

Hi All

 

Melanite still haven't responded to our request for original of mortgage contract or details of additional charges, should we resend a more official request ? if so can someone please send me a template.

 

kind regards

 

Tony

Share this post


Link to post
Share on other sites

was it an sar?

if not send one

they cannot ignore an official sar

 

you can raise legal action if they don't comply within 30 days

 

ensure to read all the posts in the sar link.

 

dx

 


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

Share this post


Link to post
Share on other sites

I think it was just a general request so i'd appreciate an official sar please.

 

kind regards

 

Tony

Share this post


Link to post
Share on other sites

then do one


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

Share this post


Link to post
Share on other sites

Morning Guys

 

I'm struggling to get anywhere with getting any further information from my Mortgage lender (Melanite) the balance on our interest only mortgage is now 15000 higher than when we started 12 years ago due to legal fees and charges because they've tried to evict so many times in past.

 

My wife contacted the Ombudsman and sent a letter 5 weeks ago asking for the original copy of our mortgage agreement and any information they have on us but we've not had anything back yet.

 

I think I should restart the SAR request and send a new request via email copying in the Ombudsman's office and send a copy by recorded delivery  to Melanite, does anyone have a mortgage specific SAR template that they could let me have ?

 

I'm now determined to do all I can to make sure that Melanite are held accountable for the years of bullying and the amount of stress they've caused my wife.

 

Any assistance would be greatly appreciated.

 

Kind regards

 

Tony

Share this post


Link to post
Share on other sites

send a new sar

there is not need to adapt it.

you then have the option to launch a court claim should they fail after 30days.

 

check on the FCA register for the correct address 

 

My wife contacted the Ombudsman and sent a letter 5 weeks ago asking for the original copy of our mortgage agreement and any information they have on us but we've not had anything back yet.

 

is this the previous letter you mention, ...

 

 


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

Share this post


Link to post
Share on other sites

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...