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Melanite/Assent Mortgages arrears - Eviction cancelled - ***Resolved Eviction Quoshed****


TonyLeeds
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Hi Tony,   what did you ask for in your letter ?

 

 

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It was a SAR asking for all data, written, and telephone records, and all transactions on the account?

We could do with some help from you.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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  • 3 weeks later...

was it an sar?

if not send one

they cannot ignore an official sar

 

you can raise legal action if they don't comply within 30 days

 

ensure to read all the posts in the sar link.

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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then do one

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • AndyOrch changed the title to Melanite/Assent Mortgages arrears - Eviction cancelled - ***Resolved Eviction Quoshed****

Morning Guys

 

I'm struggling to get anywhere with getting any further information from my Mortgage lender (Melanite) the balance on our interest only mortgage is now 15000 higher than when we started 12 years ago due to legal fees and charges because they've tried to evict so many times in past.

 

My wife contacted the Ombudsman and sent a letter 5 weeks ago asking for the original copy of our mortgage agreement and any information they have on us but we've not had anything back yet.

 

I think I should restart the SAR request and send a new request via email copying in the Ombudsman's office and send a copy by recorded delivery  to Melanite, does anyone have a mortgage specific SAR template that they could let me have ?

 

I'm now determined to do all I can to make sure that Melanite are held accountable for the years of bullying and the amount of stress they've caused my wife.

 

Any assistance would be greatly appreciated.

 

Kind regards

 

Tony

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send a new sar

there is not need to adapt it.

you then have the option to launch a court claim should they fail after 30days.

 

check on the FCA register for the correct address 

 

My wife contacted the Ombudsman and sent a letter 5 weeks ago asking for the original copy of our mortgage agreement and any information they have on us but we've not had anything back yet.

 

is this the previous letter you mention, ...

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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