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Kuwait Debt - letter from wardhadaway law - scotland


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I recently had a large loan from Kuwait bank and I am now back in Scotland.

I was paying my loan regularly up until I came home where I offered to pay a reduced amount due to my circumstances.

I was reviewing threatening letters from debt agencies which I have ignored as they werent helpful in any way. 

 

i have now received an email from wardhadaway law firm in the Uk saying I have until 7th Feb to pay amount owed or the bank will take legal action.

Is this another way of the bank threatening me?

 

I have had no physical letter from this law firm but they say I haven’t responded to the first letter then sent.

It was only email with attachment of a letter.

 

Can this Uk law firm take action against me?

I haven’t responded at all.

Any advice is appreciated thanks.

 

They have my Uk address also but found it strange the letter was through an email and not sent directly to my house. 

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Ignore and add their email address to your blocked list, if you can do that.

 

Yes you can be taken to Court in the UK for a foreign debt, but there does not appear to be any possibility of this happening in the near future.  Any Court claim would have to be sent your home address and they should issue a PAP letter first saying that they will be taking you to Court.

 

If you want to deal with the debt, then deal with the Kuwait Bank directly. 

 

 

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Many thanks for your response it’s much appreciated.

 

just thought it was strange that it came from Uk law firm the email

if a pap letter does come to me what do you suggest I do although you say that is unlikely 

 

thanks again 

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you don't ignore it.

 

so you learn about this in other ways

there are 100's of UAE / Kuwait debt threads here on CAG

 

the more you read the stronger we become

use OUR SEARCH top right only

not an internet search as you'll get sc@mmed that way but not with us!!

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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you always block bounce ignore emails/calls/doorsteppers no matter their contents.

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Ok thanks. I have been looking at some other threads and trying to see if anyone has been in the same situation but the threads don’t have the final outcome.

 

fully appreciate your advice thanks.

 

i am confused to why a Lawfirm from the UK is now sending me email/letter stating I have until the 7th February to pay the full amount or else they will take legal actions on me. 
 

Also I live in Scotland so is a PAP even allowed up here? If not then what would they have to do next? 

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  • dx100uk changed the title to Kuwait Debt - email from wardhadaway law with a threat letter

well I doubt it says WILL anything if you read it properly, 

and 

I bet that wardhadaway law state their client is the DCA CLI international? and not the bank you had the loan with.

 

but anyway its via email..

 

I know you are green, but don't limit your input of knowledge simply to foreign debt being chased in the uk.

you also need to bear I mind that that's all UK DCA's can do, threaten

they are not BAILIFFS

and

have ZERO legal powers anyway on any debt no matter its origin.

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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images/posts removed
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please do not post jpg picture images directly to a post
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read upload and redact in jpg then convert using on of the listed websites there to convert to one multipage pdf only

.
that way only logged-in,registered and approved caggers are the only ones that can download and see them
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else anyone can see them caggers or not.

dx

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • dx100uk changed the title to Kuwait Debt - letter from wardhadaway law - scotland

that is not a letter of claim.

 

but if/ if not a letter of claim is applicable in Scotland anyway is another matter, but I doubt this lot know the diff anyway!!

 

 

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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sure always welcome

 

dx

 

 

 

 

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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