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    • Hi,   Like Filrobbo I finally had some success with reclaiming against KJK investments I eventually had to use a pension claims specialist but in the end after 10 years of banging my head against a wall the FSCS have finally awarded me compensation for my loss and terrible investing from KJK. Anyone who is trying to regain their lost pensions, keep going.
    • Ok so helping a Male friend.    Friend and daughter 16, he has full custody of her, was due to flight out for a holiday to Spain for Christmas. The Spanish government, along with a list of other countries, said they were banning UK flights over a new strain of Covid. They did not know until they got to airport as they were due to fly on the 22nd first flight of day. I have searched and cant find anywhere to say the the UK Government/foreign office closing air travel.    Wizz air rep was useless just told them to contact Wizz air as they cant fly. Friend contacted Wizz air who said well the flight is still going ahead so you fly or you cancel. Wizz air did not budge so they had to cancel. Was not a package deal but the hotel has cancelled and refunded without any problems within a few hours of request. Flight went ahead Wizz air still not budged re flights and insisting they were cancelled and a fee is to be paid.   They have been arguing for months over the refund. He is still waiting and feels its unfair that he is waiting months for a refund when not his fault and that he has to pay a cancellation fee for the flight when it was the Spanish government that closed the boarders to all but citizens. He is not saying he does not understand why just he could have been treated better. Money went out quick enough but cant press a button to refund him.   He has been to the CAB but found them utterly useless. What are his rights on the cancellation and what legal argument can he use. He has thrown at them lots of phone calls, yes l have told him to stay of the phone but he wont listen to me on that and as he is big enough to know better but then stuck between a rock and hard place.    Oh and just so you all know they did not go without a few presents and Christmas dinner. They came and Socially distanced collect a care package from me containing food the presents l had brought them already and a little extra.   
    • I've had to hide your last post.  You left both the PCN no. and the vehicle registration no. showing in both PCNs.  Please redact & upload again.
    • @BankFodderI've made some slight tweaks to the letter, would appreciate your thoughts....  also I'm not sure to keep the bits in bold - what do you think? /-/-/-/-/-/-/-/-/-/-/-/-/-/-/-/-/-/-/-   I am the executor of my father’s will and as such I have authority to bring legal proceedings against you on behalf of his estate.   On 2 September 2019 my father bought a Jaguar XF  3.0d V6 vehicle, registration number XXXX XXX, from you.   You know all the basic facts but for the record I'm setting them out here for your information and for the benefit of the court.   ·        My father purchased the car from you in September 2019, however the car was not collected until October 2019. ·      In less than two weeks of having the car, it started to demonstrate some serious defects and as a result the car was returned to you to repair the electrical faults. ·      The car was returned to my father in late January 2020, with the repair still outstanding, despite the fact that you had the car ostensibly to carry out precisely this repair. ·     My father made various attempts to contact you and to discuss the matter with you. In March 2020, a full six months after the purchase of the vehicle, you collected the vehicle ostensibly once again to carry out the repair of the electrical fault. ·       The car was eventually returned to my father six months later in August 2020. It seemed the original electrical fault had been repaired, however upon return of the vehicle, a further fault then presented itself whilst under your possession, in the form of a loud ticking noise from the engine. ·        You commented that you had topped the engine with oil as it had been running low, and your only suggestion was to take the car on a long drive. ·       My father followed your instructions, and this did not resolve the problem. Still in August 2020, the car was returned to you for further inspection and repair. ·         Since August 2020 you have been in possession of the car and apparently the repairs are still outstanding. There have been extensive exchanges between yourself and my father by text message and phone calls and you have informed my father that the repairs were still outstanding and in fact the car is now in an undriveable state. ·         As you are aware, my father died in January 2021 and myself and other members of my family have attempted to contact you to return the vehicle. There has been extensive exchanges between you and I, by text messages and phone calls, regarding the attempted and outstanding repairs of the car. ·         We have asked you repeatedly to advise us of the location of the car together with photographs so that we can make our own assessment and possibly carry out our own inspection and you have not provided any of this information. ·         You have given us various excuses such as, the car is awaiting parts to be fitted, the car needs new parts (turbo charger, crankshaft), the parts are being sent for re-conditioning, to most recently the car needing a new engine, but again we have not been permitted to visit the vehicle to carry out any inspection or to assess the situation for ourselves. ·         I have previously asked for access to the vehicle, and you have refused this, so I have been unable to understand the condition of the vehicle as it is now. In addition, I have been prevented from understanding what work may have been carried out so far and have also been prevented from obtaining my own comparative estimates for the work which you believe needs doing. ·         Not only have you withheld access to the vehicle, you have apparently moved it to new premises and refuse to divulge its whereabouts ·         I have made strenuous attempts to contact you and hold a dialogue with you and you have failed to provide me with the information requested.   Since the beginning of April 2021, I started writing to you formally, sending you three letters and have received no reply. This situation cannot go on any longer. You sold a vehicle to my father which has been scarcely driven since it has been purchased and which has now been in your possession for 20 months (to date).   The car is not of satisfactory quality and my father has not had the use of the car for most of the period of ownership and has been deprived of substantially the whole benefit of the contract.   I take this to be a fundamental breach of contract and as such I consider the contract has been terminated by you and so I require you to refund me the purchase price of the vehicle.   If I do not receive payment of £10,995 from you within 14 days then I shall begin a County Court action and without any further notice.   Yours sincerely  
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Thought wee Nippy would tell Police Scotland to arrest his sorry ass

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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It isn't realistic to lock all those with underlying conditions and over 70s in their homes for the rest of the year   It would have to be properly organised. We have various family members

I’m currently on day 9 of mild symptoms  Starting about 5 days after My daughter had symptoms and subsequently tested positive.  she’s well over it now.   From my point of view I’ve had far W

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Hoped BN, the term is Hoped ...

 

:-)

 

Bet he had more than 6 with him

That'll be £10k fine Johnson

 

Facetious days out and outside his town/village

Edited by tobyjugg2
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£288 million pounds a week additional cost to UK businesses in extra customs bureaucracy alone

£113 Billion in services and 40% of our exports to our largest market - lost

stuff that on the side of a bus

 

Its official: Boris "unrepentant and inveterate liar" Johnsons' word

isn't worth the paper written on (John 8:44)

 

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I had to give a little wry smile to hear Gove excusing Johnson as the Representative of the UK government (to Scots ) .. Twit

 

.. and Gove follow that up looking down and mumbling 'stronger together'

.. now how did that work out for Cameron?

 

Bet the independence side has got another % point gain from it

Edited by tobyjugg2

 

£288 million pounds a week additional cost to UK businesses in extra customs bureaucracy alone

£113 Billion in services and 40% of our exports to our largest market - lost

stuff that on the side of a bus

 

Its official: Boris "unrepentant and inveterate liar" Johnsons' word

isn't worth the paper written on (John 8:44)

 

From 1 July 2021, and every day thereafter, the Government has Directed NHS Digital to take your data from your and your family’s GP records:

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and now Johnson, with his own very clear wry look

'a referendum with no idea how it will be at the end ..

 

Well, I'm certain Nickie has a very good idea ..

and certainly better than simply lying about everything Johnson

 

talk about deja vu, and 'what comes around goes around

Edited by tobyjugg2

 

£288 million pounds a week additional cost to UK businesses in extra customs bureaucracy alone

£113 Billion in services and 40% of our exports to our largest market - lost

stuff that on the side of a bus

 

Its official: Boris "unrepentant and inveterate liar" Johnsons' word

isn't worth the paper written on (John 8:44)

 

From 1 July 2021, and every day thereafter, the Government has Directed NHS Digital to take your data from your and your family’s GP records:

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The vaccine ruccus is rather interesting

 

Think back to the UK gov going ballistic about sturgeon releasing actual figures, and the UK claiming far more vaccinations than they were supposed to have received actual doses

 

The issue seems to be that the EU have apparently been told they wont receive anything like the number of doses they had pre-ordered,

and we assume thats post authorisation

 

 

 

 

£288 million pounds a week additional cost to UK businesses in extra customs bureaucracy alone

£113 Billion in services and 40% of our exports to our largest market - lost

stuff that on the side of a bus

 

Its official: Boris "unrepentant and inveterate liar" Johnsons' word

isn't worth the paper written on (John 8:44)

 

From 1 July 2021, and every day thereafter, the Government has Directed NHS Digital to take your data from your and your family’s GP records:

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In reality the testing on ALL the vaccines has been shortened, and political expediency comes into it as well.   The info sheet on Phizer is enough top put many off by the aspects of it that haven't beeen tested, along with  the adverse reation and side effects being reported, the most serious being death. 

 

https://www.gov.uk/government/publications/regulatory-approval-of-pfizer-biontech-vaccine-for-covid-19/information-for-healthcare-professionals-on-pfizerbiontech-covid-19-vaccine

 

The Oxford AZ is more a traditional vaccine unlike the Phizer so is likely better tolerated  Don't forget the EU are in full on panic mode with vaccines, and  are becoming annoyed they messed up in some ways. BUT they were more concerned with vaccines safety than Hancock is who like the Air Ministry with the Armstrong Whitworth Abermarle ( an underwhelming aircraft) hancock bought the vaccines even before tested.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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One of the US papers said yesterday that Hancock and the government are in a real time experiment with vaccines, using the US population. Not so much on ordering and testing but on playing around with delay periods between vaccine doses.

Illegitimi non carborundum

 

 

 

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The info (lacking) sheet on O/AZ is appalling even compared to pfiser

.. as is the pitiful number tested by O/AZ before authorisation including mostly younger folk and the related boosting of efficacy claims.

.. as were the content free/munged Johnsonesque presentations by the frontman 'oxford professor' by O/AZ already commented on in this thread - and the secrecy Johnson removing and refusing to declare actual figures of a national interest vaccine rollout

 

.. oh and O/AZ simply leaving of the bog standard warnings that are on everything including paracetamol doesn't make it any safer - just increases the concern - ask even Trumps team let alone Bidens or the EU's. 

 

Regarding the EU O/AZ tiff

.. interesting that O/AZ will release a phrase, without context, but not even the paragraph - let alone the whole agreement that the EU is quite happy to be released

If O/AZ agreed to a delivery deal to get funding even if only based of their finance sheets showing 10's of millions of confirmed orders,

then suddenly say that they will deliver as few as 31 million doses of an expected 100-120 million by March when the UK has NOT only no impact to their deliveries whatsoever - but actually seem to be getting far more than the UK had 'declared - then that's arguably fraud.

 

The date the agreement was signed is actually irrelevant. As Likely is whether or not doses were shipped from EU plants to the UK or the other way - UNLESS it reduces what would be available to supply according to agreement to one customer to the benefit of supplying to another.

 

 

also interesting that there are 'Teething problems with none UK production facilities, despite not only:

* any such teething problems already apparently having been resolved in the UK production facilities (what - they cant apply lessons learned either - how Johnsonesque). they have arguable had LONGER to resolve the EU plant issues.

* Lets not forget part of the allegations are that those EU plants with 'teething' problems have already been supplying the UK.

 

Now I can accept that the UK fast 'fast tracked' the O/AZ and phiser emergency use approvals and even given the short cuts and munging I wouldn't argue strongly against it

and as I already stated, I wouldn't be overly concerned about up to a MAX of 12 weeks before 2nd dose (o/h is currently scheduled at about 8 weeks for second dose) - although it IS more concerning the further beyond 6 weeks it gets.

 

 

Edited by tobyjugg2
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£288 million pounds a week additional cost to UK businesses in extra customs bureaucracy alone

£113 Billion in services and 40% of our exports to our largest market - lost

stuff that on the side of a bus

 

Its official: Boris "unrepentant and inveterate liar" Johnsons' word

isn't worth the paper written on (John 8:44)

 

From 1 July 2021, and every day thereafter, the Government has Directed NHS Digital to take your data from your and your family’s GP records:

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I wouldn't be overly concerned about up to a MAX of 12 weeks before 2nd dose (o/h is currently scheduled at about 8 weeks for second dose) - although it IS more concerning the further beyond 6 weeks it gets.

 

Time will tell I guess, but the UK doesn't seem to be setting stocks aside for follow ups and any decrease in supply could mean people go over even the 12 weeks.

Illegitimi non carborundum

 

 

 

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22 minutes ago, honeybee13 said:

Time will tell I guess, but the UK doesn't seem to be setting stocks aside for follow ups and any decrease in supply could mean people go over even the 12 weeks.

 

Too true

but I think a large part of the EU's ire is not actually based on them receiving less doses because of genuine production issues ..

but that it is a targeted reduction and the UK is receiving significantly more than was agreed while the EU is receiving dramatically less than agreed.

 

If that is the case, then AZ could reap the whirlwind if/when J&J and the other options come online in bulk later this year, particularly given the actual apparently quite low efficiency of the O/AZ (still better than flu jab efficiency though)

 

Hard to be certain, but from what I can see:

O/AZ efficiency could be as low as 56% (after 3-4 weeks) in the older folk that are getting one jab (still at least as good as most flu jabs)

Pfiser - over 70% efficiency in the same people/period for one jab with the O/AZ needing 2 to get to that

 

Lots of issues surrounding the 2nd jab being needed to boost T cell production which MAY be more or at least as important as the commonly referred anti-bodies it would seem.

 

 

 

 

Edited by tobyjugg2

 

£288 million pounds a week additional cost to UK businesses in extra customs bureaucracy alone

£113 Billion in services and 40% of our exports to our largest market - lost

stuff that on the side of a bus

 

Its official: Boris "unrepentant and inveterate liar" Johnsons' word

isn't worth the paper written on (John 8:44)

 

From 1 July 2021, and every day thereafter, the Government has Directed NHS Digital to take your data from your and your family’s GP records:

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some better news

 

"The US -based Novavax said the results of its phase 3 final trials in the UK, involving 15,000 people, showed 89.3% efficacy. Almost 4,000 people in the study (27%) were in the over-65 age group, who are most at risk from the virus. Half the cases of Covid in the trial were identified as caused by the variant that emerged in Kent, known as B117."

 

https://www.theguardian.com/society/2021/jan/28/novavax-covid-vaccine-shown-to-be-nearly-90-effective-in-uk-trial

 

https://www.sciencedirect.com/science/article/pii/S0140673620326611

 

 

Pre-clinicalimmunogenicity.pdf

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£288 million pounds a week additional cost to UK businesses in extra customs bureaucracy alone

£113 Billion in services and 40% of our exports to our largest market - lost

stuff that on the side of a bus

 

Its official: Boris "unrepentant and inveterate liar" Johnsons' word

isn't worth the paper written on (John 8:44)

 

From 1 July 2021, and every day thereafter, the Government has Directed NHS Digital to take your data from your and your family’s GP records:

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Not so good:

"

Novavax’s vaccine is less effective against South Africa variant

The pharmaceutical company Novavax said for the first time yesterday that its Covid-19 vaccine offered robust protection against the coronavirus: An early analysis of a 15,000-person trial in Britain revealed that the two-dose vaccine had an efficacy rate of nearly 90 percent there.
But the vaccine was also found to be less effective against the fast-spreading variant first discovered in South Africa, another setback in the global race to end a pandemic that has already killed more than 2.1 million people. In a relatively small trial in South Africa, the vaccine’s efficacy rate dropped to just under 50 percent.

The South African trial had only 4,400 volunteers and was not designed to come up with a precise estimate of how much protection the vaccine provides. Still, the results were striking enough that the company said it would soon begin testing a new vaccine tailored to protect against the South Africa variant."

 

-NYT

 

Not looking so good for a real solution  without a world wide 'smallpox like eradication program.

 

£288 million pounds a week additional cost to UK businesses in extra customs bureaucracy alone

£113 Billion in services and 40% of our exports to our largest market - lost

stuff that on the side of a bus

 

Its official: Boris "unrepentant and inveterate liar" Johnsons' word

isn't worth the paper written on (John 8:44)

 

From 1 July 2021, and every day thereafter, the Government has Directed NHS Digital to take your data from your and your family’s GP records:

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5 hours ago, honeybee13 said:

FullFact have checked reports that the Oxford/AZ vaccine doesn't work on older people and think these claims are untrue.

 

https://fullfact.org/health/german-astrazeneca-8-percent-handelsblatt/

 

Clarification

Of course they are debunking the ridiculous claim that the O/AZ vaccine is only 8% effective for older folk

NOT the far more legitimate claim supported by the rather limited test results, that its only about 56% at best after one dose for older folk

.. and even that not taking into effect that t-cell increased protection only seems to start significantly after the second dose.

 

Lets also always keep in mind that flu vaccines are considered a success at those levels.

 

£288 million pounds a week additional cost to UK businesses in extra customs bureaucracy alone

£113 Billion in services and 40% of our exports to our largest market - lost

stuff that on the side of a bus

 

Its official: Boris "unrepentant and inveterate liar" Johnsons' word

isn't worth the paper written on (John 8:44)

 

From 1 July 2021, and every day thereafter, the Government has Directed NHS Digital to take your data from your and your family’s GP records:

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Sure theres more to it, but the EU certainly seem to have lost the plot somewhat even in the face of possible quite severe provocation

We expect such apparent madness from Johnson ... but not the EU

 

Going to qualify it by stating IMO the rather stupid claims I have seen on the Boris Broadcasting Company that 'best endeavours' in a contract is a 'we can deliver or not as we please as long as we make some sort of excuse' is horsesh*t

 

 

Edited by tobyjugg2

 

£288 million pounds a week additional cost to UK businesses in extra customs bureaucracy alone

£113 Billion in services and 40% of our exports to our largest market - lost

stuff that on the side of a bus

 

Its official: Boris "unrepentant and inveterate liar" Johnsons' word

isn't worth the paper written on (John 8:44)

 

From 1 July 2021, and every day thereafter, the Government has Directed NHS Digital to take your data from your and your family’s GP records:

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On 29/01/2021 at 08:53, brassnecked said:

The Oxford AZ is more a traditional vaccine unlike the Phizer so is likely better tolerated

Does traditional automatically mean better tolerated?  Is there no chance of anything new being as good or better?

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Good question, with no clear answer that i can see, although the 'risk' of active viral bits being left in 'traditional vaccines is spun by some.

.. As is the claims that the 'newer style of vaccines are cheaper,  easier and quicker to make which projected 'prices disputes.

The 'profiteering aspects of the vaccines is yet to hit the fan, as is any 'weaponised/politicised aspects of sale and distribution.

 

https://www.biospace.com/article/comparing-covid-19-vaccines-pfizer-biontech-moderna-astrazeneca-oxford-j-and-j-russia-s-sputnik-v/

 

https://www.gavi.org/vaccineswork/there-are-four-types-covid-19-vaccines-heres-how-they-work

 

Edited by tobyjugg2

 

£288 million pounds a week additional cost to UK businesses in extra customs bureaucracy alone

£113 Billion in services and 40% of our exports to our largest market - lost

stuff that on the side of a bus

 

Its official: Boris "unrepentant and inveterate liar" Johnsons' word

isn't worth the paper written on (John 8:44)

 

From 1 July 2021, and every day thereafter, the Government has Directed NHS Digital to take your data from your and your family’s GP records:

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Full blown EU sanctions not far away I think

 

 

 

£288 million pounds a week additional cost to UK businesses in extra customs bureaucracy alone

£113 Billion in services and 40% of our exports to our largest market - lost

stuff that on the side of a bus

 

Its official: Boris "unrepentant and inveterate liar" Johnsons' word

isn't worth the paper written on (John 8:44)

 

From 1 July 2021, and every day thereafter, the Government has Directed NHS Digital to take your data from your and your family’s GP records:

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Share on other sites

Everything .. tit for tat .. but in a quieter way Just like Johnson has been doing

 

£288 million pounds a week additional cost to UK businesses in extra customs bureaucracy alone

£113 Billion in services and 40% of our exports to our largest market - lost

stuff that on the side of a bus

 

Its official: Boris "unrepentant and inveterate liar" Johnsons' word

isn't worth the paper written on (John 8:44)

 

From 1 July 2021, and every day thereafter, the Government has Directed NHS Digital to take your data from your and your family’s GP records:

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7 hours ago, tobyjugg2 said:

Good question, with no clear answer that i can see, although the 'risk' of active viral bits being left in 'traditional vaccines is spun by some.

No matter what the 'type', what matters is how effective any one is and it makes sense to me that the ones with better proven numbers would have a higher level of side effects because they're creating a better level of immune response in more people.  If 'better tolerated' translates as not creating a reaction because it isn't working in half the population then there's no benefit.

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Sadly its not that straight forward, and the variety of responses that two persons bodily systems can generate is astounding.

 

Consider that some poisons in small doses actually strengthen the bodies defences, just a little too much and it kills them.

Honey Bee venom and curare are such, strychnine another.

and Time is tight

 

 

 

£288 million pounds a week additional cost to UK businesses in extra customs bureaucracy alone

£113 Billion in services and 40% of our exports to our largest market - lost

stuff that on the side of a bus

 

Its official: Boris "unrepentant and inveterate liar" Johnsons' word

isn't worth the paper written on (John 8:44)

 

From 1 July 2021, and every day thereafter, the Government has Directed NHS Digital to take your data from your and your family’s GP records:

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