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    • pop up on the MCOL website detailed on the claimform. [if mcol is not working return after the w/end or the next day if week time] .  register as an individual on the Gov't Gateway Site  note down your details inc the long gateway number given, you might need it later.  then log in to the MCOL Website .  select respond to a claim and select the start AOS box. .  then using the details required from the claimform .  defend all  leave jurisdiction unticked  you DO NOT file a defence at this time [BUT you MUST file a defence regardless by day 33 ] click thru to the end confirm and exit MCOL. .. get a CCA Request running to the claimant https://www.consumeractiongroup.co.uk/topic/332502-cca-request-consumer-credit-act-1974-updated-january-2015/ .. Leave the £1 PO unsigned and uncrossed . get a CPR  31:14  request running to the solicitors [if one is not listed send to the claimant] ... .[use our other CPR letter if the claim is for an OD or Telecom Debt] . https://www.consumeractiongroup.co.uk/topic/332546-legal-cpr-3114-request-request-for-information-when-a-claim-has-been-issued/ . on BOTH type your name ONLY Do Not sign anything . you DO NOT await the return of ANY paperwork  you MUST file a defence regardless by day 33 from the date on the claimform [1 in the count] ..............  
    • The agreement started 11/02/2019  for 47 monthly hire payments   Threat-o-gram : We are instructed on behalf of Hyundai Capital UK Limited T/a Hyundai Finance Contract Hire.  This is inaccurate, as on my hire agreement it says - Owner Santander Consumer (UK) plc trading as Volvo Car Financial Services. Hyundai must be who this other persons agreement is with.   The only will is: Should you fail to make payment of the outstanding bablnce of £5,000, or alternatively provide realistic payment proposals within the next 30 days, we are instructed to issue County Court proceedings against you for the balance outstanding. Such proceedings will also include claim for costs.   Yes I still have my agreement. 
    • Hi M10,   Compared to MANY other cases we see here, a refund of 80% is a decent offer in the circumstances.   Take it and get yourself a new item.   Far better than Very and Apple each denying responsibility and passing the buck, and you being stuck in the middle for months with no help.
    • thanks for all that.... yes interesting. you handed the car back in nov 2020, how long was the lease agreement for and when did it start?   if you read the threat-o-gram carefully it doesn't say WILL anything. who are stated as DWF's client please ? and have you still your copy of this agreement?    
    • A devaluing currency and hard economic conditions make cryptocurrencies attractive despite the risks. View the full article
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    • I sent in the bailiffs to the BBC. They collected £350. It made me smile.
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    • Hi @BankFodder
      Sorry for only updating you now, but after your guidance with submitting the claim it was pretty straight forward and I didn't want to unnecessarily waste your time. Especially with this guide you wrote here, so many thanks for that
      So I issued the claim on day 15 and they requested more time to respond.
      They took until the last day to respond and denied the claim, unsurprisingly saying my contract was with Packlink and not with them.
       
      I opted for mediation, and it played out very similarly to other people's experiences.
       
      In the first call I outlined my case, and I referred to the Contracts (Rights of Third Parties) Act 1999 as the reason to why I do in fact have a contract with them. 
       
      In the second call the mediator came back with an offer of the full amount of the phone and postage £146.93, but not the court costs. I said I was not willing to accept this and the mediator came across as a bit irritated that I would not accept this and said I should be flexible. I insisted that the law was on my side and I was willing to take them to court. The mediator went back to Hermes with what I said.
       
      In the third call the mediator said that they would offer the full amount. However, he said that Hermes still thought that I should have taken the case against Packlink instead, and that they would try to recover the court costs themselves from Packlink.
       
      To be fair to them, if Packlink wasn't based in Spain I would've made the claim against them instead. But since they are overseas and the law lets me take action against Hermes directly, it's the best way of trying to recover the money.
       
      So this is a great win. Thank you so much for your help and all of the resources available on this site. It has helped me so much especially as someone who does not know anything about making money claims.
       
      Many thanks, stay safe and have a good Christmas!
       
       
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    • Hermes and mediation hints. https://www.consumeractiongroup.co.uk/topic/428981-hermes-and-mediation-hints/&do=findComment&comment=5080003
      • 1 reply
    • Natwest Bank Transfer Fraud Call HMRC Please help. https://www.consumeractiongroup.co.uk/topic/428951-natwest-bank-transfer-fraud-call-hmrc-please-help/&do=findComment&comment=5079786
      • 33 replies

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This is unbelivable from the Byline Times. Typhoid Dido's department has more private sector consultants than there are civil servants in the Treasury - 2300 of them.

 

And they still couldn't organise the proverbial in a brewery...

 

https://bylinetimes.com/2021/01/05/government-total-number-private-sector-test-and-trace-consultants/

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Illegitimi non carborundum

 

 

 

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It isn't realistic to lock all those with underlying conditions and over 70s in their homes for the rest of the year   It would have to be properly organised. We have various family members

I’m currently on day 9 of mild symptoms  Starting about 5 days after My daughter had symptoms and subsequently tested positive.  she’s well over it now.   From my point of view I’ve had far W

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Posted (edited)

"NAO report noted how the Government spent an initial £720 million on private sector contracts for 18,000 contact-tracing call handlers – awarded to the outsourcing giants Serco and Sitel.

 

However, the NAO found that, by June, call handler staff had only been occupied for 1% of their contracted paid hours."

 

A 1% return on an excessive inflated cost.

£20 billion / 100 = 'justifiable' cost  - and that / 100 figure is nearer what other countries paid for their  arguably FAR better trace systems.

Edited by tobyjugg2

"In every respect, he has acted responsibly, legally and with integrity"

Boris Johnson on Dominic Cummings' Covid field trips

 

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris "unrepentant and inveterate liar" Johnsons' word

isn't worth the paper written on

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A vaccine minister, Nadhim Zahawi, told Piers Morgan on GMB earlier that testing people at the border is 'pointless' and that the UK hasn't tested a single person arriving since Covid started.

 

Unconnected with this but still connected, this minister's wife and sons have set up a company called Warren Medical Limited.

 

https://bylinetimes.com/2021/01/04/vaccine-minister-nadhim-zahawi-family-set-up-medical-company/

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Illegitimi non carborundum

 

 

 

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I've no doubt Johnson 'The Liar' will claim its all been done 'responsibly, legally and with integrity

"In every respect, he has acted responsibly, legally and with integrity"

Boris Johnson on Dominic Cummings' Covid field trips

 

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris "unrepentant and inveterate liar" Johnsons' word

isn't worth the paper written on

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Posted (edited)

Claiming he set up a 'medical' company for a 'property deal which didnt go ahead (- didnt go ahead so he doesn't have to explain it) isnt he?

 

banana republic dictators come to mind.

 

For the record ...

"My wife runs many, many businesses"

"Mr Zahawi said the company had "zero involvement into supply, anything into government."

He said: "Nothing that my wife runs or my family runs has anything to do with supply, doesn't have anything to do with government at all."

https://www.mirror.co.uk/news/politics/vaccines-minister-defends-family-setting-23269433

Edited by tobyjugg2

"In every respect, he has acted responsibly, legally and with integrity"

Boris Johnson on Dominic Cummings' Covid field trips

 

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris "unrepentant and inveterate liar" Johnsons' word

isn't worth the paper written on

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Westminster, Cardiff and Holyrood are more like Juntas these days.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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Posted (edited)

back to 83 of 88 pages again ..

and daft broken link page when you click on last page or any of the later pages shown

Edited by tobyjugg2

"In every respect, he has acted responsibly, legally and with integrity"

Boris Johnson on Dominic Cummings' Covid field trips

 

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris "unrepentant and inveterate liar" Johnsons' word

isn't worth the paper written on

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I've been in Glasgow the past few days and it looks like they don't do lockdowns !!!

 
 

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

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Help keep it up and active, helping people like you.

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19 hours ago, maroondevo52 said:

I've been in Glasgow the past few days and it looks like they don't do lockdowns !!!

According to governments and police the number of people who don't understand what they can and can't do is 'vanishingly small'.  Add me to that number - garden centres can stay open but I can't find out if I'm allowed to visit one. 

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+1

- no idea what Johnson and handcocks latest edicts are let alone if they will be the same tomorrow

- and honestly - don't give a shoot

- I'll stick with common sense to protect myself, my loved ones and others.

 

Handcock turned up at a GP practice to promote the distribution of the vaccine today - and they hadn't had the 'expected' delivery had they?

- I think thats a prime example of what useless, clueless and careless numpties they are - along with the utter BS handcock spouted after that ICU nurses desperate statements.

 

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"In every respect, he has acted responsibly, legally and with integrity"

Boris Johnson on Dominic Cummings' Covid field trips

 

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris "unrepentant and inveterate liar" Johnsons' word

isn't worth the paper written on

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12 minutes ago, tobyjugg2 said:

Handcock turned up at a GP practice to promote the distribution of the vaccine today - and they hadn't had the 'expected' delivery had they

You really couldn't make it up.

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Other thing elderly and vulnerable people refusing the Pfizer and demanding the Oxford

 

https://www.dailymail.co.uk/news/article-9121869/Elderly-Britons-REFUSING-Pfizers-vaccine-theyd-wait-English-one.html

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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So they are refusing the vaccine with over 90% efficacy in favour of one with just over 60% efficacy?

 

perhaps give them a British vitamin d injection instesad then..

 

"In every respect, he has acted responsibly, legally and with integrity"

Boris Johnson on Dominic Cummings' Covid field trips

 

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris "unrepentant and inveterate liar" Johnsons' word

isn't worth the paper written on

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2 hours ago, tobyjugg2 said:

So they are refusing the vaccine with over 90% efficacy in favour of one with just over 60% efficacy?

 

perhaps give them a British vitamin d injection instead then..

 

 

Oh and that isnt just being facetious or factious

 

example:

https://pmj.bmj.com/content/early/2020/11/12/postgradmedj-2020-139065

62.5% participants in the intervention group became SARS-CoV-2 RNA negative

"In every respect, he has acted responsibly, legally and with integrity"

Boris Johnson on Dominic Cummings' Covid field trips

 

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris "unrepentant and inveterate liar" Johnsons' word

isn't worth the paper written on

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13 hours ago, tobyjugg2 said:

So they are refusing the vaccine with over 90% efficacy in favour of one with just over 60% efficacy?

I know and they’re being allowed to choose.  I really don’t get it.  We’re using this vaccine first on people who are already corralled and quarantined while the working population are left til last and now we’re giving them the very choice the rest are to be denied.  

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Could it be that they just want people to get a vaccination because of the number of anti-vaxxers saying they should have the jab at all?

 

I read that Israel 's vaccination clinics have a system where anyone can turn up at the end of the session and if there are vaccines left over, they can have them, rather than the vaccines being thrown away. It sounds like a practical solution to me.

Illegitimi non carborundum

 

 

 

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I'm not so certain that over 80's should be first, despite them being 'most at risk'

- they wont be most at risk if those visiting/caring dont bring it in to their supposedly safe little communities ...

 

First should be all NHS/carer frontline/patient facing staff no if buts or maybes

Then teachers/school staff - no if buts or maybes

then shop/supermarket and transport/rail/bus/airline etc staff - no if buts or maybes

Break the transmission routes.

 

Thats a a fair few million that need to be done urgently

By then there SHOULD be a mass inoculation program in place, with politicians last - give them an incentive.

"In every respect, he has acted responsibly, legally and with integrity"

Boris Johnson on Dominic Cummings' Covid field trips

 

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris "unrepentant and inveterate liar" Johnsons' word

isn't worth the paper written on

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Leave politicians to the end as an incentive. Love it. :D

 

Are you leaving schoolchildren off your list because of lockdown, TJ? Using your logic, they should be vaccinated too because they seem to be major spreaders of Covid?

 

Lockdown won't last forever of course, at least I hope not.

Illegitimi non carborundum

 

 

 

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Posted (edited)

there are all sorts of issues/undefined regarding vaccinating children

So in the interim I believe they should be as I already suggested:

Those that can school from home - do so - with work allocated and checked regularly and perhaps half days they go in with work and teacher intervention

Necessary kids go to school - some staged if necessary

 

eg

 

Those necessary - at school all week

Where appropriate/necessary - some in mon+ tues some in thurs/fri with wednesday the intervention/check day for home schoolers

That will give more space for smaller class sizes in managed 'bubbles'.

 

Every kid given a (locked down) tab with schoolwork - cost - less than MP's 'expenses'

 

 

Edited by tobyjugg2

"In every respect, he has acted responsibly, legally and with integrity"

Boris Johnson on Dominic Cummings' Covid field trips

 

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris "unrepentant and inveterate liar" Johnsons' word

isn't worth the paper written on

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35 minutes ago, honeybee13 said:

Are you leaving schoolchildren off your list because of lockdown, TJ? Using your logic, they should be vaccinated too because they seem to be major spreaders of Covid?

Not been tested in that age group so can't vaccinate.

Starting with the oldest keeps the country at a standstill for longest.  They've invested so much in the 'don't kill granny' idea that they can't seem to see past it.  Meanwhile the number of much younger people hospitalised with the disease is rising fast.

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1 hour ago, honeybee13 said:

I read that Israel 's vaccination clinics have a system where anyone can turn up at the end of the session and if there are vaccines left over, they can have them, rather than the vaccines being thrown away. It sounds like a practical solution to me.

I would do that, drive any distance, in a heartbeat for the pfizer vaccine.  I simply don't trust the numbers on the astra-zenica one, they seem to make it up they go along.

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Thoughts, should the Police in England & Wales do similar?  That is what is on the cards if the Muppet West Midlands PCC had his way.

 

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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probably less than just MP's THIRD house expenses

"In every respect, he has acted responsibly, legally and with integrity"

Boris Johnson on Dominic Cummings' Covid field trips

 

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris "unrepentant and inveterate liar" Johnsons' word

isn't worth the paper written on

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Posted (edited)

@BN

I think that copper has questions to answer

Not so sure that Sturgeon does - although she probably will

 

Wonder how much is in the 'presentation?

Edited by tobyjugg2

"In every respect, he has acted responsibly, legally and with integrity"

Boris Johnson on Dominic Cummings' Covid field trips

 

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris "unrepentant and inveterate liar" Johnsons' word

isn't worth the paper written on

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