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    • The gaming giant is offloading the Venetian in a $6.25bn deal to invest in Singapore and Macao. View the full article
    • ok best shot..   you need to reply to that letter of claim.   for debt covered by the consumer credit act:   send a cca request along with the completed form:   NOTE ONLY USE THE ATTACHED FORM below DO NOT USE THE FORM SUPPLIED BY THE DCA IN THEIR PAP LETTER!! DO NOT USE OR GIVE THEM YOUR EMAIL/PHONE NUMBER. USE ROYAL MAIL 1st class - get free proof of posting from any PO counter   box D tick   I dispute this debt because ..i refer you to our previous communications and my previous respond to your previous Letter of Claim. i am over 50yrs and have deferred as required to meet the age write off.    box I tick   I also require you to supply the following..   All signed agreements Copies All my deferment sent to either yourselves, the SLC or the SAAS to date. Copies of all communications bothways in whatever format to/from Erudio, Capquest, yourselves and Me A copy of the any Default Notices A copy of the Notice of Assignment A complete set of statements detailing exactly how the sum you allege is owed has accrued detailing: All Transactions. Any additional charges, be them by the original creditor or you xxxx the debt purchaser or any predecessor DCA. Details of all contractual interest added by whom and on what date. List of ALL Payments made toward the Agreement   no need to do the financial statement etc anything else or send anything else bar the above do NOT give them your phone nor email PRINT your name never sign the form   staple the £1  PO to the CCA request and send it to the debt purchaser return the completed PAP form below to the solicitors that sent it to you attain free proof of posting for BOTH at any PO counter 1st class mail will do. recorded is a waste of money   reply form PAP.pdf
    • There's more support for many in the Budget, but for some it still falls short. View the full article
    • no you are kidding me...   they can't be that thick surely... could be game over if they've faked it.   can you attach it to a private msg to me please.  
    • The original pdf did bring up txt boxes where my details were, it wasn't as if it was a photocopied document with my details embedded and I do find it awfully convenient it appeared the very next day after the case meeting.   The address was the same as it should have been, but ive only recently moved, this case was already in motion during my move.   Can I then just argue the authenticity of the CCA  at the next meeting? Explain that when put into a editor my personal details and only them pop up as carefully placed text boxes whereas the rest of the form looks photocopied??
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    • I sent in the bailiffs to the BBC. They collected £350. It made me smile.
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    • Hi @BankFodder
      Sorry for only updating you now, but after your guidance with submitting the claim it was pretty straight forward and I didn't want to unnecessarily waste your time. Especially with this guide you wrote here, so many thanks for that
      So I issued the claim on day 15 and they requested more time to respond.
      They took until the last day to respond and denied the claim, unsurprisingly saying my contract was with Packlink and not with them.
       
      I opted for mediation, and it played out very similarly to other people's experiences.
       
      In the first call I outlined my case, and I referred to the Contracts (Rights of Third Parties) Act 1999 as the reason to why I do in fact have a contract with them. 
       
      In the second call the mediator came back with an offer of the full amount of the phone and postage £146.93, but not the court costs. I said I was not willing to accept this and the mediator came across as a bit irritated that I would not accept this and said I should be flexible. I insisted that the law was on my side and I was willing to take them to court. The mediator went back to Hermes with what I said.
       
      In the third call the mediator said that they would offer the full amount. However, he said that Hermes still thought that I should have taken the case against Packlink instead, and that they would try to recover the court costs themselves from Packlink.
       
      To be fair to them, if Packlink wasn't based in Spain I would've made the claim against them instead. But since they are overseas and the law lets me take action against Hermes directly, it's the best way of trying to recover the money.
       
      So this is a great win. Thank you so much for your help and all of the resources available on this site. It has helped me so much especially as someone who does not know anything about making money claims.
       
      Many thanks, stay safe and have a good Christmas!
       
       
        • Thanks
    • Hermes and mediation hints. https://www.consumeractiongroup.co.uk/topic/428981-hermes-and-mediation-hints/&do=findComment&comment=5080003
      • 1 reply
    • Natwest Bank Transfer Fraud Call HMRC Please help. https://www.consumeractiongroup.co.uk/topic/428951-natwest-bank-transfer-fraud-call-hmrc-please-help/&do=findComment&comment=5079786
      • 33 replies

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I’m currently on day 9 of mild symptoms  Starting about 5 days after My daughter had symptoms and subsequently tested positive.  she’s well over it now.   From my point of view I’ve had far W

It isn't realistic to lock all those with underlying conditions and over 70s in their homes for the rest of the year   It would have to be properly organised. We have various family members

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Dont know the detail yet HB

 

Like the issues other countries are reported having with the Oxford vaccine .. many with the lack of transparency and 'not properly supported and documented' claims it would seem.

 

The UK is apparently basing its vaccine roll-out on 4 million doses (still not enough) of the Oxford vaccine

We'll perhaps know more if anything is reported on its authorisation other than UK

A little over 60% is its confirmed efficacy as far as I can see

 

.. The group that had the 1/2 + 1 and high efficacy rate was made up of a large portion of young folk which casts great doubt on the quality of the higher efficacy claim it would seem

Edited by tobyjugg2

"In every respect, he has acted responsibly, legally and with integrity"

Boris Johnson on Dominic Cummings' Covid field trips

 

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris "unrepentant and inveterate liar" Johnsons' word

isn't worth the paper written on

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On 02/11/2020 at 08:50, tobyjugg2 said:

 

I've not looked into detail which test is which and there are a number of lateral flow tests which use slightly different 'forms

 

but the more appropriate ones are supposed to be like a pregnancy test and about 93% accurate

 

they 'magnify' anything searched for that is found in the body, so if the magnification is slightly off, orthe viral load balance (where it congregates) in the body is off so is the test

 

As they magnify what they find - they are also very 'level of infection' specific

ie

Magnify too much - everyone shows positive

Magnify not enough - no-one tests positive

Too early or too late in the virus life infection cycle - false negative or positive when on the mend

Particular person has lower viral load in 'wherever/whatever tested fro any reason - false negative

 

 

 

 

 

Reminder.

 

The 93% was in lab conditions with samples pre PCR tested (so a head start perhaps)

- and that was the best of the bunch - others were struggling to get into the 70's% in lab conditions.

The varying viral load over time/stage of infection, and per individual, cause real problems with lateral flow tests

 

Not sure what the new strain(s) does to it ....

 

 

 

Edited by tobyjugg2

"In every respect, he has acted responsibly, legally and with integrity"

Boris Johnson on Dominic Cummings' Covid field trips

 

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris "unrepentant and inveterate liar" Johnsons' word

isn't worth the paper written on

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Share on other sites

Clarification

The cream of the crop lateral flow tests managed to find about 93% of already flagged/confirmed PCR flagged positive infections in laboratory conditions

 

"In every respect, he has acted responsibly, legally and with integrity"

Boris Johnson on Dominic Cummings' Covid field trips

 

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris "unrepentant and inveterate liar" Johnsons' word

isn't worth the paper written on

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Seems hancock knew there were over a thousand instances of infections of this new strain in 60 different local authority areas by 14th Dec or before and that it was spreading more quickly than prior UK strains

 

https://virological.org/t/preliminary-genomic-characterisation-of-an-emergent-sars-cov-2-lineage-in-the-uk-defined-by-a-novel-set-of-spike-mutations/563

Edited by tobyjugg2

"In every respect, he has acted responsibly, legally and with integrity"

Boris Johnson on Dominic Cummings' Covid field trips

 

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris "unrepentant and inveterate liar" Johnsons' word

isn't worth the paper written on

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Share on other sites

The key part for those that went understandably blank after the first dozen lines

 

"The two earliest sampled genomes that belong to the B.1.1.7 lineage were collected on 20-Sept-2020 in Kent and another on 21-Sept-2020 from Greater London. B.1.1.7 infections have continued to be detected in the UK through early December 2020.

..

As of 15th December, there are 1623 genomes in the B.1.1.7 lineage. Of these 519 were sampled in Greater London, 555 in Kent, 545 in other regions of the UK including both Scotland and Wales, and 4 in other countries."

 

Through this period London remained in a lower lockdown tier than areas with lower infection rates did it not?

 

Edited by tobyjugg2
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"In every respect, he has acted responsibly, legally and with integrity"

Boris Johnson on Dominic Cummings' Covid field trips

 

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris "unrepentant and inveterate liar" Johnsons' word

isn't worth the paper written on

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and there is far far scarier stuff than incompetence driven by political stupidity (so bad that it actually looks like it must be conspiracy) in that report for those who read it ...

 

MUCH scarier

"In every respect, he has acted responsibly, legally and with integrity"

Boris Johnson on Dominic Cummings' Covid field trips

 

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris "unrepentant and inveterate liar" Johnsons' word

isn't worth the paper written on

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Share on other sites

Since the first Coronovirus stories appeared in the media in January 2020, there has been discussions about different strains of the virus.  So it was already known that different countries had different versions of the virus. But it was only last week that UK Scientists discovered that one strain was transmitting more quickly.

 

Boris is going to make more announcements today which apparently is going to be that most of Southern England ( but not Devon or Cornwall) and the Midlands will be placed into tier 4. And it may be announced that schools in these areas will be closed to all pupils except key workers until middle of January.

 

It was always going to be this way, as people over the last few weeks have been shopping in larger numbers getting ready for Christmas and we are seeing the results.  

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Does those darn foreigers attempts to shame the Uk gov know no bounds?

Is there no depths they will not plumb just to try to make us look bad?

 

.. Oh shut up Tossus Potus

France fast-tracks citizenship for frontline workers.

https://www.nytimes.com/2020/12/22/world/france-fast-tracks-citizenship-for-frontline-workers.html

 

"Some 700 foreigners in France who were exposed to the coronavirus through their work will be put on a fast track for naturalization as a reward for their commitment during the pandemic"

 

 

... A bit better than fining nurses for parking in the hospital car park after a long unpaid night shift, or refusing emergency staff visa extensions IMO.

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"In every respect, he has acted responsibly, legally and with integrity"

Boris Johnson on Dominic Cummings' Covid field trips

 

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris "unrepentant and inveterate liar" Johnsons' word

isn't worth the paper written on

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Share on other sites
19 hours ago, honeybee13 said:

Is this any particular manufacturer of lateral flow tests, TJ?

 

 

The recent reports are about the innova one, although yet again it seems the Popuselessist Gov has known about its failings since long before they were actually proposing/presenting it as a solution

https://www.bmj.com/content/371/bmj.m4469

 

Doesn't seem to bode well for the spit test versions which were less accurate even than Innova

 

 

i think these are the ones being used by frontline NHS staff - with likely 1 in 4 infections being missed, although they are testing twice a week which should mitigatate

Edited by tobyjugg2

"In every respect, he has acted responsibly, legally and with integrity"

Boris Johnson on Dominic Cummings' Covid field trips

 

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris "unrepentant and inveterate liar" Johnsons' word

isn't worth the paper written on

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Share on other sites

LOL

As the UK's world beating test and trace cant manage to test even the 6000 truckers stranded at Dover ...

The French have sent 26 French firefighters to do it ..

 

Will these forei...

Oh shut up Tossus Pottus

French firefighters sent to Dover with 10,000 Covid tests for stranded lorry drivers

https://www.independent.co.uk/news/uk/home-news/uk-border-french-firefighters-covid-tests-b1778531.html

 

"British authorities have struggled to roll out testing quickly to the 6,000 hauliers who remain stuck at sites across Kent.

The French ambassador to the UK Catherine Colonna said 26 firefighters brought 10,000 Covid-19 tests to the port town to allow more hauliers make the crossing before Christmas.  "

  • Like 1

"In every respect, he has acted responsibly, legally and with integrity"

Boris Johnson on Dominic Cummings' Covid field trips

 

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris "unrepentant and inveterate liar" Johnsons' word

isn't worth the paper written on

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The Sikhs put the council issuing tickets to stranded trucks to shame.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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No doubt the were delicious.

We could do with some help from you.

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Have we helped you ...?         Please Donate button to the Consumer Action Group

 

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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lets hope the loo's are all in order with all that extra fibre in their diet ...

:-)

"In every respect, he has acted responsibly, legally and with integrity"

Boris Johnson on Dominic Cummings' Covid field trips

 

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris "unrepentant and inveterate liar" Johnsons' word

isn't worth the paper written on

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Boris Johnson’s key health adviser is twenty-something William Warr, whose only qualifications for the role appear to be an as yet unfinished PhD in public health, and a former role as a lobbyist with right-wing campaign strategist, Lynton Crosby.

 

another eugenics type

"In every respect, he has acted responsibly, legally and with integrity"

Boris Johnson on Dominic Cummings' Covid field trips

 

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris "unrepentant and inveterate liar" Johnsons' word

isn't worth the paper written on

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Share on other sites

Eugenics types are becoming rampant again as they did in the 1930's, GBS, HG Wells and others. today, Bill Gates.......

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Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

 

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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I agree with both of you. Did you notice the bit about wanting to use algorithms to manage out people who lead 'bad' lifestyles so the NHS can refuse to treat them? That way they either pay the private healthcare people or are left without treatment.

 

So would the algorithm rule out someone like the PM who was quite overweight when he got covid and drinks wine? Scary stuff.

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Illegitimi non carborundum

 

 

 

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Given the current world situation, perhaps Johnson should consider that those who have demonstrated a weak resistance to the Coronavirus (whether through lack of natural resistance or lack of natural common sense - or both) should be first on his genetic scrap heap ...

.. and take a look in the mirror

 

Edited by tobyjugg2
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"In every respect, he has acted responsibly, legally and with integrity"

Boris Johnson on Dominic Cummings' Covid field trips

 

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris "unrepentant and inveterate liar" Johnsons' word

isn't worth the paper written on

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Share on other sites

Entitled skiers have gone missing from the ski resort of Verbier, Switzerland, after being asked to self-isolate. Now they're in France or who knows where, potentially spreading the new strain of Covid.

 

https://www.theguardian.com/world/2020/dec/27/hundreds-uk-tourists-flee-covid-quarantine-swiss-ski-resort-verbier

 

Words fail me, how selfish.

Illegitimi non carborundum

 

 

 

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It all started with Skiers didn't it?  well some of the early infections did.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

 

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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