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    • Hi everyone,  Recently I did a financial statement for the CAB and it turns out that I have been overpaying my rent by £48 per month for at least 5 years.  I am on Housing benefit and have been paying £100 per month to cover the short fall in the benefit payment. I contacted my letting agent querying this and was told that my account is showing that I am just current in the amount I owe, not showing a credit balance as my calculations seem to show. My rent is                £700 per calendar month  or          £8400 per year Housing benefit     £594.08 x13 - 4 weekly payment   £7723.04 per year My top up                £100 x12 calendar month              £1200 per year                                                                                              £523.04 over payment per year   I think the maths is correct and I think this situation arose because a one point we were in rent arrears of about £1000 and agreed to clear the arrears by paying £100 a month rather than the £52 needed to cover the HB shortfall. We have continued to pay the £100 per month since that date.    My question is how do I go about getting a break down of all payments to my agent and what to do if they refuse to cooperate.   Thanks in advance  Gary44
    • All further indications that Johnsons' 'guvernment has no intentions of dealing fairly.   Bet Gove was arguing against a less blatant lie and cheat stance that trashes the Uk's international standing.   I'm waiting for other nations to do the same with the deals the UK has struck with them once its in their interests: Following your example, we have unilaterally amended our agreement Boris. We will now send you the bent bananas you desired for twice the price of straight ones. Chew on that - as long as you pay in advance.
    • Did you submit any kind of response to their defence submission?   You are perfectly within your rights to do so and can use it to elaborate on the facts and present the legal arguments behind your case.  Just write it in the same template as their defence and send it to them and the court.  Ensure that they acknowledge receipt as it will become evidence.   It also gives you the chance to unpick their defence, apply for parts to be discounted where you can argue for such a move and make the case why their request for costs should be dismissed.   Look up the legal definition of unreasonable conduct as that is the only reason for permitting defence costs in the small claims process.  Then state why you have been reasonable and why they are unreasonable.  This usually is because they never reply to emails, never listen, reject all requests through their own processes and leave you this process as the only available course of action.
    • When I said Europe wouldn't be pleased to see David Frost back, I didn't expect that within about a week of being appointed he would unilaterally extend the grace periods for goods travelling to N Ireland and risk legal action and damage to the UK's reputation in the world. It's quite concerning to me, but clearly not to the government, what's being said in NI by unionists and loyalists.   It's hard to believe he was our ambassador to Denmark when he behaves like a night club bouncer and only seems able to negotiate by confrontation.
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    • I sent in the bailiffs to the BBC. They collected £350. It made me smile.
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    • Hi @BankFodder
      Sorry for only updating you now, but after your guidance with submitting the claim it was pretty straight forward and I didn't want to unnecessarily waste your time. Especially with this guide you wrote here, so many thanks for that
      So I issued the claim on day 15 and they requested more time to respond.
      They took until the last day to respond and denied the claim, unsurprisingly saying my contract was with Packlink and not with them.
       
      I opted for mediation, and it played out very similarly to other people's experiences.
       
      In the first call I outlined my case, and I referred to the Contracts (Rights of Third Parties) Act 1999 as the reason to why I do in fact have a contract with them. 
       
      In the second call the mediator came back with an offer of the full amount of the phone and postage £146.93, but not the court costs. I said I was not willing to accept this and the mediator came across as a bit irritated that I would not accept this and said I should be flexible. I insisted that the law was on my side and I was willing to take them to court. The mediator went back to Hermes with what I said.
       
      In the third call the mediator said that they would offer the full amount. However, he said that Hermes still thought that I should have taken the case against Packlink instead, and that they would try to recover the court costs themselves from Packlink.
       
      To be fair to them, if Packlink wasn't based in Spain I would've made the claim against them instead. But since they are overseas and the law lets me take action against Hermes directly, it's the best way of trying to recover the money.
       
      So this is a great win. Thank you so much for your help and all of the resources available on this site. It has helped me so much especially as someone who does not know anything about making money claims.
       
      Many thanks, stay safe and have a good Christmas!
       
       
        • Thanks
    • Hermes and mediation hints. https://www.consumeractiongroup.co.uk/topic/428981-hermes-and-mediation-hints/&do=findComment&comment=5080003
      • 1 reply
    • Natwest Bank Transfer Fraud Call HMRC Please help. https://www.consumeractiongroup.co.uk/topic/428951-natwest-bank-transfer-fraud-call-hmrc-please-help/&do=findComment&comment=5079786
      • 33 replies

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They are literally not contacting or counting the sectors that they performed badly in .. the excuse they use is irrelevant

 

Prime suspect so far for the allergic (used loosely) reaction to the Pfizer/BioNTech vaccine is Polyethelene glycol

"In every respect, he has acted responsibly, legally and with integrity"

Boris Johnson on Dominic Cummings' Covid field trips

 

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris "unrepentant and inveterate liar" Johnsons' word

isn't worth the paper written on

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I’m currently on day 9 of mild symptoms  Starting about 5 days after My daughter had symptoms and subsequently tested positive.  she’s well over it now.   From my point of view I’ve had far W

It isn't realistic to lock all those with underlying conditions and over 70s in their homes for the rest of the year   It would have to be properly organised. We have various family members

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Well, I've had little tolerance of what I've considered to be conspiracy nuts regarding the Coronavirus outbreak, until now

 

You apparently have schools trying to competently manage the education, care and safety of the children, staff and families being threatened with prosecution under covid emergency powers to force them to remain superseeding hotspots for Christmas

 

"The school, Presdales in Ware, was planning to teach the majority of its pupils remotely for the last week of term, while continuing to provide socially distanced, face-to-face lessons for vulnerable pupils, children who need extra support and any other students who wished to come into school. Only about 25 pupils were expected to come in, so they could all sit 2 metres away from each other in class."

 

"The government is using its emergency powers under the Coronavirus Act to threaten to use legal action against headteachers in England who want to allow their pupils to learn remotely in the run-up to Christmas."

 

https://www.theguardian.com/education/2020/dec/12/minister-threatens-school-heads-over-pre-christmas-online-lessons

 

"The Observer understands any schools that were planning to move most of their teaching online during the last week of term, to ensure none of their pupils would have to self-isolate on Christmas Day, are being ordered to remain open."

Edited by tobyjugg2

"In every respect, he has acted responsibly, legally and with integrity"

Boris Johnson on Dominic Cummings' Covid field trips

 

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris "unrepentant and inveterate liar" Johnsons' word

isn't worth the paper written on

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Share on other sites

"In every respect, he has acted responsibly, legally and with integrity"

Boris Johnson on Dominic Cummings' Covid field trips

 

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris "unrepentant and inveterate liar" Johnsons' word

isn't worth the paper written on

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I hope this is a non paywall link to the Times about when the PM decided in September to disagree with the Sage scientists and follow advice from less well known figures. This led him not to lock down early - again - and to prioritise the economy over keeping people safe.

 

https://www.thetimes.co.uk/article/48-hours-in-september-when-ministers-and-scientists-split-over-covid-lockdown-vg5xbpsfx

Illegitimi non carborundum

 

 

 

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No economy lest to protect in North Wales HB it seems.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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Mostly Tourism & Hospitality, Drakeford completely kiboshed that, infections less that a tenth of South Wales. Businesses closing and people redundant.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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Yes there is a severe disconnect between North & South Wales, and its quicker to drive to London or Scotland than Cardiff or Swansea from here.  Drakeford is indicative of what Corbyn would have done in Engerland, he is Drakeford's marxist buddy

We could do with some help from you.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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How the novel coronavirus has evolved

The world is now dealing with a different type of SARS-CoV-2 than the one that emerged in China almost a year ago, with mutations creating at least seven strains of the virus so far.

 

https://graphics.reuters.com/HEALTH-CORONAVIRUS/EVOLUTION/yxmpjqkdzvr/

 

 

December 14, 2020

expert reaction to the new variant of SARS-CoV-2

https://www.sciencemediacentre.org/expert-reaction-to-the-new-variant-of-sars-cov-2/

"In every respect, he has acted responsibly, legally and with integrity"

Boris Johnson on Dominic Cummings' Covid field trips

 

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris "unrepentant and inveterate liar" Johnsons' word

isn't worth the paper written on

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I know there was some dispute at the start, but the title was specifically and carefully chosen.

"In every respect, he has acted responsibly, legally and with integrity"

Boris Johnson on Dominic Cummings' Covid field trips

 

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris "unrepentant and inveterate liar" Johnsons' word

isn't worth the paper written on

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some of the other issues raised in the first posts are also becoming clearer.

 

There is mounting evidence that other vaccinations also boost the bodies resistance to the novel coronavirus or at least its effects

eg MMR and TB

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"In every respect, he has acted responsibly, legally and with integrity"

Boris Johnson on Dominic Cummings' Covid field trips

 

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris "unrepentant and inveterate liar" Johnsons' word

isn't worth the paper written on

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Yet they continue sending kids to school rather than investing in increased access to home tutoring

Even threatening headmasters with 'the law' although outrage at that obnoxious stance is increasing

Edited by tobyjugg2

"In every respect, he has acted responsibly, legally and with integrity"

Boris Johnson on Dominic Cummings' Covid field trips

 

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris "unrepentant and inveterate liar" Johnsons' word

isn't worth the paper written on

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Share on other sites

The schools thing sounds weird. If kids can learn remotely and be self-isolating before seeing family if that's what they want, I don't understand why they should be stopped. If the classrooms were emptier, that would help too.

Illegitimi non carborundum

 

 

 

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Doesn't add up the schools thing, although there will be many families without the facility for online learning.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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David Allen Green [FT]'s blog today is about Gavin Williamson's letter to Greenwich council who have decided not to fight. Gavin is using Covid law rather than education rules.

 

Meanwhile, Basildon has closed all but one of its schools. I'm more confused now...

 

https://davidallengreen.com/2020/12/the-shoddy-legal-direction-of-gavin-williamson-to-greenwich-council/

Illegitimi non carborundum

 

 

 

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Too true HB, doesn't make sense. Driven by Political reaction rather than rational planning.

 

@BN

 

Yes - understand that poorer families might not have the facilities to enable online tutoring in the way of sitting at a terminal with other kids and the teacher in a zoom lesson, but there are ways to work around that,

and lets not forget that the schools will be remaining open for at risk kids, the children of essential workers and of course any that simply need to be there.

but If only half are home tutored either via 'zoom or simply allocated books and paper and lessons which are checked ... .... ....

 

We should be 3-6 months into enabling this by now.

This covid epidemic is the warning shots across the bow from nature, not a once a century event.

Of that I have NO doubt.

"In every respect, he has acted responsibly, legally and with integrity"

Boris Johnson on Dominic Cummings' Covid field trips

 

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris "unrepentant and inveterate liar" Johnsons' word

isn't worth the paper written on

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Share on other sites

Yes TJ alternatives must be found, and a different platform than Zoom, its banned from several organisations as client is effectively a Rootkit, so a security risk.  No way would I install it on my Linux Box.  Might be a way to use it from a USB based distro running in a RAMDISK sandboxed and denied access to other drives.

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We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

 

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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Dodgy dealings, taxpayer money fiddling and pal prioritising aside for the moment ..

Interesting that the UK gov apparently aspire to inoculate up to 25 million UK citizens throughout 2021 for the sum of £12 billion+ in taxpayer costs

.. thats 240 quid per inoculation of the (two doses) 25 million people ... if Handcocks crony's/chums/whoever get as far as the 'up to that is

... excluding the costs of actually giving the jabs it seems

 

https://www.theguardian.com/politics/2020/dec/16/tensions-mount-over-handling-of-uk-covid-vaccine-rollout

 

I'll add this for further background info

https://www.pulsetoday.co.uk/news/coronavirus/gps-to-be-paid-12-85-per-jab-as-details-set-out-for-covid-vaccination-campaign/

Edited by tobyjugg2

"In every respect, he has acted responsibly, legally and with integrity"

Boris Johnson on Dominic Cummings' Covid field trips

 

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris "unrepentant and inveterate liar" Johnsons' word

isn't worth the paper written on

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Share on other sites

@BN

 

Have you any ideas why covid seems to be spreading so badly in wales?

 

"In every respect, he has acted responsibly, legally and with integrity"

Boris Johnson on Dominic Cummings' Covid field trips

 

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris "unrepentant and inveterate liar" Johnsons' word

isn't worth the paper written on

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Share on other sites

I saw a map of Covid cases in Wales yesterday or the day before and the cases seemed to be mainly in the south. BN mentioned that the other day but I'm still interested to know why the virus is spreading.

 

Also, what's the deal on 11,000 positive cases that have just come to light?

Illegitimi non carborundum

 

 

 

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yes, Crazy that North Wales is locked down based on south figures

- but I vaguely understand that it might be because of travel from Northern England into North Wales

 

.. mind you - just like London was in tier 2 when mid/Northern England areas with lessor spread were in tier 2

 

There are probably no really right answers, but we do seem to be having some clearly wrong 'answers' thrust upon us.

"In every respect, he has acted responsibly, legally and with integrity"

Boris Johnson on Dominic Cummings' Covid field trips

 

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris "unrepentant and inveterate liar" Johnsons' word

isn't worth the paper written on

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Share on other sites

not a clue but NHS Wales lost 10, 000 positive tests we are told will post link when I find it, North & Mid Wales are very low less than a tenth of cases here compared to Cardiff & valleys.

 

The latest measures have basically put North Wales all on Universal Credit as Hospitality main employment here. Hotels and restaurants  have had to cancel all Christmas day lunch bookings and close completely, and from 28th all travel iss verboten out of wales apart from work, but we hear he is trying to ban all cross border travel.  Don't think he can.  Drakeford is now a figure of hete in North Wales But hay keep everyone indoors irrespective to control the virus, 

 

Also another Pfizer vaxx incident

 

https://metro.co.uk/2020/12/16/hospital-worker-in-intensive-care-after-suffering-severe-allergic-reaction-to-covid-vaccine-13763695/

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

 

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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