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    • Peter,   I thought overdrafts were payable on demand ?  
    • I'm sorry but this may be a long post but I really need some advice : My son has been working on a fixed term, claims based contract which usually finishes at the the beginning of January and then employees are asked back.. Unfortunately I was sent home from work to self isolate due to being in contact with a positive contact .I then started to feel unwell and sent for a test which unfortunately came back positive so my son had to also isolate. During this time he had kept his employers informed that he was having to self isolate and that I had received a positive and he had ordered a test and was being tested. (which actually came back positive) This is where it starts to go wrong ,although he had contacted work and gave the names of the colleagues who he had been in contact he sent an email (or so he thought) informing them that he was positive .It was not until he returned to work that he realised that the email was sitting in drafts. The app said that he had to isolate until 28th (he went to work on 28th) which he showed them when he got to work, however it does say that you have to isolate 10 days from the test or from when you start displaying symptoms so he had been isolating for 14/15 days. He was sent home as no one was aware of his test result and was told that the manager would contact him to arrange to speak to him but she was currently on holiday. He sent an email explaining all the time lines .He did not hear anything back until last week asking him what shifts he would be available for in the new year, all good we thought but then he received a letter yesterday stating  "After a thorough investigation relating to your conduct upon receiving a positive COVID-19 test result, the decision has been made not to offer you further employment " He replied saying that he did not know that there had been an investigation and requested the copies of the investigation. The reply was " "as you are not currently in the employ of ---------------there is no legal requirement for me to provide evidence for this. However in light of your request for information, the following informed the final decision:" The absence of communication with a manager upon confirmation of a positive COVID-19 result The absence of communication with a manager to arrange your return to work following a positive COVID-19 test result The high level of risk to people and business associated with the two points above The approach to communication with colleagues and management upon your return to work We have a duty of care to protect our employees and members of the public, and as we continue operating within this pandemic we must be able to fully trust our team to follow correct procedures at all times. Can anyone help please ? Do they not have to provide evidence especially he was not given the opportunity to defend himself.
    • Hey guys - I've read a fair few of the Hermes related posts but hoping you can guide me here.   I paid Parcel2Go to ship 2 speakers to me, via ParcelForce from an ebay seller (Value £170 + £33 shipping) I stated on the form it was 2 speakers, and having been told that these were protected for loss only, I took out their insurance (£9 cost) The seller packed them according to their packaging tips page - two layers of corrugated cardboard and some corrugated plastic cushioning (4 layers).    They arrived badly damaged - the base smashed on one, cracked on the other. Dents on both. Looks like they had been dropped several times from a reasonable height.   Parcel2Go are now saying that they class these as Musical Instruments and that they must be packed in a hard case.  As such they will not pay anything towards the damage. After searching through several pages, and buried links, I've have found this in their terms but its buried pretty deep, and wasn't at all clear in any correspondence, or during the booking process.   Do I have a leg to stand on in terms of making a claim in small claims court? Really disappointed in the terrible handling of both the parcels and the complaints process.   Thanks for any advice - its very much appreciated.    
    • So then the guide is incorrect. I don't have duplicate entries on my credit file even from the piggybank loan which is the only one of the 3 that i'm aware of being sold.  I'm subscribed to all 3 so have checked them all. So 2 of the 3 PDL's are not with DCA's and the same 2 companies are in administration and from what i read that means they can be removed.  I will re read the guide but am sure that applies.     "If the company who reported this info doesn’t exist anymore – Then you have a right to have the information removed by default. Its only in the case of where it hasn’t been picked up by a Debt Purchaser."
    • Yes, had no symptoms,  just took the test in case I was positive, and didn’t want to spread in case I was positive and carried on working.   On the test instructions leaflet they gave me with nothing on the back to say you should isolate now till you get test results.   so don’t know where I stand, I believe I haven’t broke the law.   as I believe there might not a employers covid testing policy in place, and not signed a document. I have read about what to do etc. I cannot check as suspended, but will ask for a copy.    
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    • Hi @BankFodder
      Sorry for only updating you now, but after your guidance with submitting the claim it was pretty straight forward and I didn't want to unnecessarily waste your time. Especially with this guide you wrote here, so many thanks for that
      So I issued the claim on day 15 and they requested more time to respond.
      They took until the last day to respond and denied the claim, unsurprisingly saying my contract was with Packlink and not with them.
       
      I opted for mediation, and it played out very similarly to other people's experiences.
       
      In the first call I outlined my case, and I referred to the Contracts (Rights of Third Parties) Act 1999 as the reason to why I do in fact have a contract with them. 
       
      In the second call the mediator came back with an offer of the full amount of the phone and postage £146.93, but not the court costs. I said I was not willing to accept this and the mediator came across as a bit irritated that I would not accept this and said I should be flexible. I insisted that the law was on my side and I was willing to take them to court. The mediator went back to Hermes with what I said.
       
      In the third call the mediator said that they would offer the full amount. However, he said that Hermes still thought that I should have taken the case against Packlink instead, and that they would try to recover the court costs themselves from Packlink.
       
      To be fair to them, if Packlink wasn't based in Spain I would've made the claim against them instead. But since they are overseas and the law lets me take action against Hermes directly, it's the best way of trying to recover the money.
       
      So this is a great win. Thank you so much for your help and all of the resources available on this site. It has helped me so much especially as someone who does not know anything about making money claims.
       
      Many thanks, stay safe and have a good Christmas!
       
       
        • Thanks
    • Hermes and mediation hints. https://www.consumeractiongroup.co.uk/topic/428981-hermes-and-mediation-hints/&do=findComment&comment=5080003
      • 1 reply
    • Natwest Bank Transfer Fraud Call HMRC Please help. https://www.consumeractiongroup.co.uk/topic/428951-natwest-bank-transfer-fraud-call-hmrc-please-help/&do=findComment&comment=5079786
      • 31 replies
    • Hermes lost parcel.. Read more at https://www.consumeractiongroup.co.uk/topic/422615-hermes-lost-parcel/
      • 49 replies

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Breaking News

 

Pritti Pattel allegedly saw a report that said a ship was arriving with  '2 million doses of Vaccine made in the EU  with the help of Turkish scientists for shipping to the UK'

... and only read the EU shipping label and '2 million' 'Turkish' 'to the UK'

 

and thought the Brexit claim of Turkish flood of immigrants to the UK was actually happening,

and in panic used her immigrant deterrent wave machine and sunk the ship carrying the vaccine to the UK

 

 

Edited by tobyjugg2

"In every respect, he has acted responsibly, legally and with integrity"

Boris Johnson on Dominic Cummings' Covid field trips

 

Exactly the same benefits and no one is threatening our place in the single market - Vote Leave

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris 'The Liar' Johnsons word is not worth the paper its written on

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It isn't realistic to lock all those with underlying conditions and over 70s in their homes for the rest of the year   It would have to be properly organised. We have various family members

I’m currently on day 9 of mild symptoms  Starting about 5 days after My daughter had symptoms and subsequently tested positive.  she’s well over it now.   From my point of view I’ve had far W

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Sainsbury's, Asda and Aldi join Tesco and waive tax relief as UK supermarkets hand back 1.74 billion pounds

 

https://uk.reuters.com/article/uk-sainsbury-s-business-rates/sainsburys-asda-and-aldi-waive-tax-relief-as-uk-supermarkets-hand-back-1-74-billion-pounds-idUKKBN28D0SG

 

we're still waiting for Serco and the Populists Politicians PPE Pals to announce they are handing back the £10 Billion+ they haven't justified ..

Edited by tobyjugg2

"In every respect, he has acted responsibly, legally and with integrity"

Boris Johnson on Dominic Cummings' Covid field trips

 

Exactly the same benefits and no one is threatening our place in the single market - Vote Leave

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris 'The Liar' Johnsons word is not worth the paper its written on

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and on the EU -American vaccine sent over from Belgium while the ports are still open ...

Following further confusion about who will receive the first doses - NOT frontline NHS, Frontline Teachers or Frontline Supermarket staff apparently ...

 

"NHS bosses warned the 800,000 doses that comprise the UK’s first consignment from Pfizer’s manufacturing plant in Belgium may be “the only batch we receive for some time”, raising questions about how soon further supplies will arrive."

 

https://www.theguardian.com/world/2020/dec/03/nhs-staff-no-longer-front-queue-covid-vaccine-rethink

"In every respect, he has acted responsibly, legally and with integrity"

Boris Johnson on Dominic Cummings' Covid field trips

 

Exactly the same benefits and no one is threatening our place in the single market - Vote Leave

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris 'The Liar' Johnsons word is not worth the paper its written on

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On 03/12/2020 at 15:07, honeybee13 said:

What a shame, that nice Mr Martin who's all for Brexit isn't happy about Covid restrictions on pubs.

 

https://www.theneweuropean.co.uk/brexit-news/westminster-news/tim-martin-on-coronavirus-and-pubs-6569000

He does have a right old rant doesn't he.  There are pubs all over the country working round the regulations best they can and he reckons it's impossible.  It's difficult yes.  It's financially risky yes.  And yet they manage if they have the wherewithal to serve food.  Are there wet only Weatherspoons?  If so then they will suffer like all other wet only pubs but as a chain I'd have thought Weatherspoons was more likely than most to survive the storm.

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Share price in scotch egg companies doubles as Witheredspoons orders thousands of 'substantial meal' scotch eggs to serve alongside their microwave curries that don't meet the requirements ...

Edited by tobyjugg2

"In every respect, he has acted responsibly, legally and with integrity"

Boris Johnson on Dominic Cummings' Covid field trips

 

Exactly the same benefits and no one is threatening our place in the single market - Vote Leave

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris 'The Liar' Johnsons word is not worth the paper its written on

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He's apparently closing all his pubs in Wales apart from 8 as Drakeford has banned them from selling alcohol, and some in the Chapel set want him to ban all alcohol sales ina USA style prohibition.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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Not sure of the provenance of this, but if only partially true is worrying

Its up to an individual to weigh the facts for themselves.

 

https://healthandmoneynews.wordpress.com/2020/12/02/head-of-pfizer-research-covid-vaccine-is-female-sterilization/amp/?__twitter_impression=true

 

Here is link to the information sheet for Healthcare professionals doing the vaccinations.

 

Again no personal views either way, its up to individuals to decide what is true and what is fake.

 

Published 2 December 2020
Last updated 3 December 2020 — see all updates
 

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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Thats 'healthandmoney is a nutter site @brassnecked

Most of the sites posts are complete cobblers, but that doesn't mean some of the issues raised don't warrant looking at and I will, particularly about the spike protein

 

Current real issues with pregnancy are

* Theres little actual evidence to prove its not harmful even though all expectations from associated/similar are that it isn't, - but the mRNA vaccines are new.

* Pregnancy has some strange effects on immune systems

 

worth a look:

https://www.news-medical.net/news/20201125/SARS-CoV-2-spike-antibodies-can-persist-200-days-after-symptom-onset-UK-based-case-study-finds.aspx

Edited by tobyjugg2

"In every respect, he has acted responsibly, legally and with integrity"

Boris Johnson on Dominic Cummings' Covid field trips

 

Exactly the same benefits and no one is threatening our place in the single market - Vote Leave

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris 'The Liar' Johnsons word is not worth the paper its written on

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Share on other sites

Glad to read that the frozen vaccine is going be thawed to room temperature before injection! 

 

I am some way down the priority list, so there will be millions going through the process before it is my turn. 

 

Hopefully side effects will be limited to minor headaches and nausea, without too many additional issues found.

 

Likelihood is that this will be an ongoing process with vaccines required every year, similar to  flu jabs.

  • Like 2

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Exactly TJ,  some of the stuff out there is well dodgy and should be treated with extreme caution, however the info sheet is genuine though, and some things  on it do deserve a closer look.

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If you want advice on your thread please PM me a link to your thread

 

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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1 hour ago, unclebulgaria67 said:

Glad to read that the frozen vaccine is going be thawed to room temperature before injection! 

 

 

Darn

I was going to drop the two frozen doses in some vodka and blackcurrant and take them both in one shot ..

 

 

Quickly hitting beyond my competence (even to understand and basic confirm others work) with the DNA -> RNA messenger -> protein mechanism of Covid and the vaccine

 

1. The covid infection apparent can pass on to a first trimester foetus - so the spike vaccine almost certainly will

2. The spike protein mechanism is used in a number of 'normal processes

3. There are some similarities between some of the infection mechanisms used by Covid and some other highly infectious deseases like aids (this is worrying - but not vaccine wise as dar as I can see)

 

Rather than waffle on, my summary is that apart from the unknowns around mRNA messaging mechanisms and their interactions, let alone interfering with them,

and other than normal maternal issues experienced during pregnancy,

the covid vaccine would be reasonably expected that it WILL pass to the foetus, including generating a level of immunity and also potentially causing effects caused by the vaccine in adults (ie the effects causing headaches etc in adults).

 

Whether the foetus will tolerate these effects better or worse than an adult/the mother and whether this particular use of a common RNA messaging system will do to a developing foetus is beyond my understanding or estimation, BUT I see nothing definitively untoward to date.

That the messaging system is common would seem to indicate to me (as a none expert) that there appears to be little potential for the process going badly wrong - but not none.

 

I also see little or no reason to expect a difference from a traditional type covid vaccine (the Chinese developed one for example).

 

The REAL issue (apart from its very effective infection mechanisms briefly mentioned above) with covid and immune systems seems to me to be the cytokine storm effect

https://medicalxpress.com/news/2020-12-immune-mechanism-triggers-cytokine-storm.html

https://www.marketwatch.com/story/does-a-cytokine-storm-hyperaggressive-immune-response-lead-to-covid-19-deaths-scientists-say-they-have-an-answer-2020-11-14

 

 

Too many links and references used to show, a number of which I had already been studying.

Heres a few,

https://www.gponline.com/pregnant-women-under-18s-will-not-offered-covid-19-vaccine/article/1701457

https://www.cam.ac.uk/research/news/study-suggests-embryos-could-be-susceptible-to-coronavirus-as-early-as-second-week-of-pregnancy

https://journals.sagepub.com/doi/full/10.1177/2633494120962526

https://www.thelancet.com/journals/lancet/article/PIIS0140-6736(20)31822-5/fulltext (see links)

https://www.news-medical.net/news/20200814/COVID-19-during-pregnancy-shows-no-affect-on-placental-structure-and-pathology.aspx

https://www.news-medical.net/news/20201125/SARS-CoV-2-spike-antibodies-can-persist-200-days-after-symptom-onset-UK-based-case-study-finds.aspx

https://onlinelibrary.wiley.com/doi/10.1111/aji.13308

 

Very Technical

https://www.sciencedirect.com/science/article/abs/pii/S0025619620305164

 

 

and of course

https://www.psychologytoday.com/us/blog/psych-unseen/202005/anti-vaccine-and-covid-19-conspiracy-theories-perfect-storm

https://www.news-medical.net/news/20201125/SARS-CoV-2-spike-antibodies-can-persist-200-days-after-symptom-onset-UK-based-case-study-finds.aspx

 

 

Edited by tobyjugg2

"In every respect, he has acted responsibly, legally and with integrity"

Boris Johnson on Dominic Cummings' Covid field trips

 

Exactly the same benefits and no one is threatening our place in the single market - Vote Leave

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris 'The Liar' Johnsons word is not worth the paper its written on

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Share on other sites

Here's the Info sheet for recipientsoff the pfizer vaccine

Information for UK recipients on Pfizer/BioNTech COVID-19 vaccine

  • Thanks 1

We could do with some help from you.

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Have we helped you ...?         Please Donate button to the Consumer Action Group

 

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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* a bleeding problem, bruise easily or use a medicine to inhibit blood clotting

 

errr who are/may be/were top of the list for injection?

 

 

 

  • Like 2

"In every respect, he has acted responsibly, legally and with integrity"

Boris Johnson on Dominic Cummings' Covid field trips

 

Exactly the same benefits and no one is threatening our place in the single market - Vote Leave

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris 'The Liar' Johnsons word is not worth the paper its written on

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Oh look - he falls out of favour and suddenly it isnt the ordinary folk reporting that are the liars

 

https://www.independent.co.uk/news/uk/home-news/dominic-cummings-barnard-castle-durham-lockdown-trip-b1766655.html

 

"Durham Police have confirmed they are examining a new 225-page dossier of evidence which suggests Dominic Cummings should face charges over his infamous lockdown trip – or trips – to the northeast.

Senior officers with the force have been instructed to assess the file which was compiled and submitted by lawyers working with the former northwest chief crown prosecutor Nazir Afzal."

 

"Specifically, the documents are understood to allege that Mr Cummings perverted the course of justice with misleading statements about journeys he made to Durham and Barnard Castle in March and April.

They accuse Boris Johnson’s former chief aide and his wife Mary Wakefield of committing multiple breaches of coronavirus regulations by leaving their primary house in London and driving some 270 miles without a reasonable excuse – while both had Covid-19."

"In every respect, he has acted responsibly, legally and with integrity"

Boris Johnson on Dominic Cummings' Covid field trips

 

Exactly the same benefits and no one is threatening our place in the single market - Vote Leave

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris 'The Liar' Johnsons word is not worth the paper its written on

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Share on other sites

 

Not solid science - but linked earlier

 

We generally know that vitamin D is a great protector against colds. flu and apparently covid.

 

2 other things I have found some scientific support for are slightly less usual

Sulphated polysaccharides - (an extra benefit from - bladderwrack)

https://pubmed.ncbi.nlm.nih.gov/33074241/

https://pubmed.ncbi.nlm.nih.gov/32714563/

 

and less evidence - but makes sense - the Bioflavanoids specifically in lemons and blood oranges

"In every respect, he has acted responsibly, legally and with integrity"

Boris Johnson on Dominic Cummings' Covid field trips

 

Exactly the same benefits and no one is threatening our place in the single market - Vote Leave

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris 'The Liar' Johnsons word is not worth the paper its written on

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Share on other sites
On 16/11/2020 at 10:40, tobyjugg2 said:

More briefings of cronies who brief to their paying customers

Government gave lobbyists access to confidential coronavirus briefings

Former Sun political editor and current chairman of Portland Communications, George Pascoe-Watson, was quietly appointed as an "adviser" to the government in April.

He briefed paying clients on the government's thinking, including on upcoming lockdowns.

 

Mr Pascoe-Watson emailed clients on October 15, telling them he had been “privately advised” that new restrictions on London would last six months until the spring, the Sunday Times reported.

 

Wonder if the London Mayor or Londoners know that?

 

...

 

https://www.independent.co.uk/news/uk/politics/matt-hancock-coronavirus-spring-vaccine-kate-bingham-b1767848.html

Matt Hancock hopes Covid restrictions will be lifted by spring, but warns measures could get tougher during winter

 

.. now the paying crony customers have had some advance warning to best invest their money

 

Edited by tobyjugg2

"In every respect, he has acted responsibly, legally and with integrity"

Boris Johnson on Dominic Cummings' Covid field trips

 

Exactly the same benefits and no one is threatening our place in the single market - Vote Leave

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris 'The Liar' Johnsons word is not worth the paper its written on

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Share on other sites

So, sadly we have issues with both the vaccines

 

Issues with allergic reactions on the Pfizer-BioNTech vaccine

https://uk.reuters.com/article/health-coronavirus-britain-vaccine/uk-warns-people-with-serious-allergies-to-avoid-pfizer-vaccine-after-two-adverse-reactions-idUKKBN28J1DX

https://www.independent.co.uk/news/health/coronavirus-latest-news-live-updates-b1768525.html

 

"National Health Service medical director Stephen Powis said the advice had been changed after two NHS workers reported anaphylactoid reactions associated with receiving the vaccine."

 

 

 

and low results/dosing issues which are NOT understood with the Oxford-AstraZeneca vaccine

https://www.theguardian.com/world/2020/dec/08/oxford-astrazeneca-covid-vaccine-has-70-efficacy-full-trial-data-shows

 

"The Oxford/AstraZeneca Covid vaccine has efficacy of 90% in a small group who got a half-dose first, but only 62% in the majority, full trial data newly published in the Lancet has confirmed."

"In every respect, he has acted responsibly, legally and with integrity"

Boris Johnson on Dominic Cummings' Covid field trips

 

Exactly the same benefits and no one is threatening our place in the single market - Vote Leave

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris 'The Liar' Johnsons word is not worth the paper its written on

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Share on other sites

Perhaps explains the reticence demonstrated by Vallence and whitty recently, and real food for the conspiracy theorists.

 

https://www.itv.com/news/2020-12-08/covid-did-boris-johnson-order-englands-coronavirus-lockdown-based-on-false-data

  • Thanks 1

"In every respect, he has acted responsibly, legally and with integrity"

Boris Johnson on Dominic Cummings' Covid field trips

 

Exactly the same benefits and no one is threatening our place in the single market - Vote Leave

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris 'The Liar' Johnsons word is not worth the paper its written on

Link to post
Share on other sites

https://www.nytimes.com/2020/12/08/business/covid-vaccine-oxford-astrazeneca.html

Blunders Eroded U.S. Confidence in Early Vaccine Front-Runner

The Oxford-AstraZeneca effort held great promise to help arrest the pandemic. But a series of miscues caused it to fall behind in the U.S.

 

 

 

And for the Chinese conspiracy nuts:

"When Chinese researchers released the genetic sequence of the virus that causes Covid-19 on Jan. 9, an Oxford vaccine researcher, Dr. Sarah Gilbert, was able to start work the very next day.

Dr. Gilbert’s team raced to insert genetic material from Covid-19 into its adenovirus platform. By March, the vaccine was being tested in monkeys in Montana."

Edited by tobyjugg2

"In every respect, he has acted responsibly, legally and with integrity"

Boris Johnson on Dominic Cummings' Covid field trips

 

Exactly the same benefits and no one is threatening our place in the single market - Vote Leave

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris 'The Liar' Johnsons word is not worth the paper its written on

Link to post
Share on other sites

Oh and serco test and trace improves its figures dramatically ..

by the simple expedient of not attempting to either contact or count sections of the public where they have been performing badly

 

https://uk.reuters.com/article/health-coronavirus-britain-trace/englands-test-and-trace-reaches-86-of-contacts-helped-by-change-in-method-idUKKBN28K1YC

Edited by tobyjugg2

"In every respect, he has acted responsibly, legally and with integrity"

Boris Johnson on Dominic Cummings' Covid field trips

 

Exactly the same benefits and no one is threatening our place in the single market - Vote Leave

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris 'The Liar' Johnsons word is not worth the paper its written on

Link to post
Share on other sites

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