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    • I arranged the delivery of a set of drum kit wood shells with hermes, I booked directly online. They have told me the item is lost 70x50x55 cm box??? They asked me to fill in a claim form which I have done i declared a value of £300 for the parts sent and paid for extra cover. I had recently purchased the whole drum kit for £650 and shipping costs of £95.00 to get them to me. After investigating the cost of replacing the shells, not a direct equivalent but similar, it will cost around £450.00 with delivery. I want to get compensation over the £300, is that possible, i have informed them of the total loss with delivery costs, prior to shipping with Hermes as £745. I am more than happy to go to the small claims court for the difference but would it be dismissed, Should I go for the full cost of the loss or the cost of replacement shells only I have all the receipts for the drums and shipping costs prior to hermes losing my items. I still have the remaining parts that a pretty much worthless now, unless i get a new set of drum shells. Its probably going to to take ages, I've written to CEO of Hermes about my complaint as well just to cover all bases. Next stop will be the small claims court as i read they pull delay tactics and low offers. They really didnt care and also didn't seem surprised when i spoke to a service agent.
    • Hi all I used to be a member here a few years ago when I went through a bad time - husband and I had bad health, both lost jobs etc, we got the usual helpful and sympathetic response from the bank.   With the help of CAG I did my best to fight back and found that some debts were legally unenforceable as well as the usual defective defaults and everyting else the banks were doing wrong. We're going back to about 2009/10.   With HSBC they refused to provide a SAR/CCA because I wouldn't provide a signature that matched their records. I remember I took the advice from CAG at the time NOT to sign.  in any case, due to my injury I was unable to do anything except scrawl. I told them that I didn't think the SAR required a signature and in abny case I couldn't. In short they refused to cooperate, there as a series of letters but they cited the DPA, at which point I pointed out that they were sending me demands, statements and theatening letters but only now were they saying they had to verify my ID (at that point, the bank said that they wouldn't send any more statements/demands etc until my Id could be confirmed (seriously, you couldn't make it up). I also pointed out that the guidance from the ICO was that if they were responding to the address they has on record and was the usual contact address, they could assume it was their customer writing to them. I even complained to the ICO who, as usual took the bank's side.   Eventually, I said to the bank that if they were unable to give me details of the alledged debt then I was unable to consider their demands and verify the situation and I wouldn't correspond with them any more and they could go to court if they liked. But, if they did lodge court papers, and sent the statements etc I'd immediately complain to the ICO that they hadn't verfied my ID acording to their own procedures (something the ICO had agreed was required), and I'd bring it to teh attention of teh court that they had deliberately not sent me the data to allow it to be resolved one way or teh other. If they didn't send the stuff through discovery, I'd lodge an embarassed defence and ask for it to be struck out as I had been asking for the records for 6 months or more.  I didn't hear any more from them, that was in March 2011.   In Nov 2015 I got a letter from Hoist Portfolio Holdings 2 Ltd that they has been assigned the rights from MKDP LLP and giving bottom Robinson Way's address. I hadn't heard of MKDP before and simply ignored it. I certainly wasn't aware it had be assigned to them in the first place.   A few days ago, I got a letter from Hoist again asking for payment. I intended to ignore it except for a letter I got from the Bank this morning.   The letter is the same one that has been mention on here very recently, a refund from the bank for £25 because they had determined I hadn't recived the correct level of service (no sh*t Sherlock!) The account number is NOT my currect account. It MAY be my credit card, but I seem to remeber they were rolled into one. I don't seem to have any correspondence about the CC, and I destroyed all paper documents a few months ago. All I have is scanned copies of letters (which may not be a complete record, but should be).   I received a letter in Nov 2017 from PRA about another CC saying the debt has been assigned to them (no letter of assignment from the creditor) and in Jan 2018 an 'Annual Statment'. Since then, nothing.   I've made a point of ignoring these kind of letters and demands in the past belieivng they were SB and eventually the data would be destoyed. After a few years of actually being able to relax, I'm now worried that the aggro is all going to start up again with this HSBC and other accounts.   Now, the questions. it is/was my understanding that the debts became Statute Barred a few years ago and they couldn't be enforced. The CC default was issued Feb 2009. A month later a Final Demand was issued for both current AC and CC giving a combined total. (that total is similar to the one sought by Hoist which gives my currect AC number).   So, are these accounts SB? If they are SB and the bank has desposed of them by assignment to someone, why do they still have my name and enough details of my correspondence to determine they didn't behave correctly? Does the DPA not require them to destroy data after 6 years?   On the same DPA note, it seems that this account is simply being passed around from one **** bag bottome feeder to another (maybe teh same one under different names), again, why is data still being processed after 6 years? Am I doomed to be persistely pursued by these scumbags until I die? Or am I worng? Are they able to process data as long as they like, even when there has been no contact for years?              
    • We are not offended. But we try to give you advice all the way and you seem to want to go your own way including hiding the identity of the breeder – for whatever reason, I can't possibly fathom – except that during the time that you have been hiding their identity, other animals presumably may have been at risk and other purchasers also may have had difficulty. Had you posted the identity of the breeder here, people might have stumbled on this information and become aware. It seems to me absolutely normal that if you start taking advice from somebody then you stick with it. We are not offended, but is a bit frustrating to feel that we are putting effort into helping you – but in fact you are off doing your own thing and not necessarily in your best interests. Anyway, you've sent a 28 day letter so you have to stick with it. You say you haven't done this kind of thing before so you need to read around and find out the steps involved in taking a small claim in the County Court. Now you have a decision as to whether to look at the advice we give here on that or go to Which? or whoever else you may have been consulting. One of the problems about having gone to Which? is that although they have effectively given you a letter of claim to copy out which gives 28 days before taking legal action, they didn't explain to you that 28 days wasn't necessary and that the pre-action protocol only requires 14 days. So you came away from them not really understanding the whole story and the choices you had. I'm afraid I was find it very frustrating that these organisations which purport to inform and empower consumers don't tell them the whole story.   The reason why Which? gives this kind of softer advice is because they don't want to alienate themselves from corporate interests and they don't want to seem to be to pushy. Unfortunately we have found over 15 years that in order to assert your rights properly, you need to be pushy. The County Court papers are the great Equalizer between you and all sorts of commercial interests including huge multinationals. Still, let's see maybe your breeder will respond within 28 days with something satisfactory. However, you better be prepared and ready to take the next step – if you know what that is
    • Well it sounds like a breach of contract which has substantially deprived the purchaser of the entire benefit of the contract – which amounts to a breach of condition which means that the contract can be treated as terminated. After that  section 75 consumer credit act   See if there has been any communication with the finance company. Send them an SAR – do it now.
    • I didn't realise there was much difference, this is my first time doing anything like this so maybe a bit ignorant. Sorry for any offence caused.
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1 hour ago, brassnecked said:

Second group blindly support Drakeford's ban even suggesting Online shopping for the non essential items should be banned, and mask wearing compulsory even in our own homes.

Do you know if that split is age related?  It's the difference between those who those who want to retain as much normality as possible while doing the best we can and the camp which seems to think hunkering down with our eyes closed and fingers in ears will make it all go away.  That latter lot include the sub group which for some unfathomable reason seem to think inflicting as much extra misery as possible on everyone (to no purpose) is the answer.

 

 

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It isn't realistic to lock all those with underlying conditions and over 70s in their homes for the rest of the year   It would have to be properly organised. We have various family members

I’m currently on day 9 of mild symptoms  Starting about 5 days after My daughter had symptoms and subsequently tested positive.  she’s well over it now.   From my point of view I’ve had far W

With Schools usually breaking up for the Summer Holidays in July, I do not see the point of sending youngsters back before September.  Government might just have managed to improve on their safety pro

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Don't think its an age thing Nain worried she can't buy grandchildren a winter coat, or a newborn baby bottes yes baby equipment like bottles and sterilising equipment Non Essential.

 

Think its more Drakeford's supporters who are right on hard left do as you are told or else types.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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UK academics: opening of universities was illegal

https://www.theguardian.com/education/2020/oct/24/uk-academics-opening-of-universities-was

 

"On 21 September, the Scientific Advisory Group for Emergencies (Sage) advised the government to introduce immediate measures that would require universities and colleges to move all their teaching online “unless face-to-face teaching is absolutely essential”.

 

Minutes of the meeting, which were disclosed publicly on 12 October, show that the committee warned that “outbreaks are very likely in universities”, and emphasised that the risk of Covid-19 death and severe disease was higher for university and college workers than for students.


A week after receiving this advice, Williamson reassured MPs about the “safety” of students to return to university campuses"

 

 

Why the populist problem with customs checks to cross the Irish sea to meet International agreements and Law

... when Johnson is happy to implement a Border + Visas to access a lorry park in Kent?

 

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris 'The Liar' Johnsons word is not worth the paper its written on

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Interesting that dodo has only been there 10 minutes and tories are saying she should go as the public have 'lost faith' in test and trace

 

LOL

Scapegoat Harding for the crap from before this version of trace a test and lie even existed.

No sympathy from me though.

 

Why the populist problem with customs checks to cross the Irish sea to meet International agreements and Law

... when Johnson is happy to implement a Border + Visas to access a lorry park in Kent?

 

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris 'The Liar' Johnsons word is not worth the paper its written on

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That was surprising HB, but Dido shold never have been there in the first place.  meanwhile that petition in Wales to Senedd about the non essentials ban has 56,500 signatures and rising, but Gething says its staying regardless.

https://www.dailypost.co.uk/news/north-wales-news/non-essential-supermarket-ban-wont-19162833

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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Dodo is just a scapegoat - and well rewarded at that.

 

So here we are about 8 weeks and approaching 2 months from: (during which failing to even collect 250 spit samples a day  @£500M)

 

Edited by tobyjugg2

Why the populist problem with customs checks to cross the Irish sea to meet International agreements and Law

... when Johnson is happy to implement a Border + Visas to access a lorry park in Kent?

 

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris 'The Liar' Johnsons word is not worth the paper its written on

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George Monbiot in the Guardian has spoken to a whistleblower who says that teenagers and others on the minimum wage have been told to take on far more responsible roles on test and trace. All that money spent on it and the results aren't good.

 

https://www.theguardian.com/commentisfree/2020/oct/28/england-coronavirus-covid-test-and-trace-teenagers

Illegitimi non carborundum

 

 

 

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and it would seem in Manchester that the Nightingale hospital is being used for NONE covid patients in a ridiculous (but clearly necessary due to lack of staffing) heinous over breakfast way

Why the populist problem with customs checks to cross the Irish sea to meet International agreements and Law

... when Johnson is happy to implement a Border + Visas to access a lorry park in Kent?

 

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris 'The Liar' Johnsons word is not worth the paper its written on

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Lord Sumption challenged the legal basis of the restrictions and was particularly scathing of the killing off of all heathcare but Covid 32 minutes in.

 

 

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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39 minutes ago, honeybee13 said:

George Monbiot in the Guardian has spoken to a whistleblower who says that teenagers and others on the minimum wage have been told to take on far more responsible roles on test and trace. All that money spent on it and the results aren't good.

 

https://www.theguardian.com/commentisfree/2020/oct/28/england-coronavirus-covid-test-and-trace-teenagers

 

Just like is said in BN's link regarding total lack of oversight or proper challenge

 

"To put this in context, £12bn is more than the entire general practice budget. The total NHS capital spending budget for buildings and equipment is just £7bn. To provide all the children in need with free meals during school holidays between now and next summer term, which the government has dismissed as too expensive, is likely to cost about £120m: in other words, just 1% of the test and trace budget."

 

Says it all doesn't it

Serco and co given more than the entire NHS capital spending budget to ... fail, miserably

 

penalties for that - more of the same money for more of the same failures.

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Why the populist problem with customs checks to cross the Irish sea to meet International agreements and Law

... when Johnson is happy to implement a Border + Visas to access a lorry park in Kent?

 

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris 'The Liar' Johnsons word is not worth the paper its written on

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7. In March the WHO recommended all countries launch a Track and Trace app

8. Apple and Google developed one and made it freely available to any country. Dozens of countries use it without any issues

9. But the UK decided to build its own “world beating system”

10. Apple and Google said the UK’s approach was impossible

11. 300 app and technology experts condemned the UK plans

12. But the govt ignored that, put the wife of a Tory MP in charge and gave her £11m, almost 3x the average budget for any Track and Trace app worldwide

13. The UK app planned to collect your data, which could be sold to any private business for 20 years

14. The govt promised the App by mid-April

15. Then the govt promised it by Jun 1

16. Then the govt promised it by Sept

17. Then the govt promised it “for the winter”

18. Then it was revealed the govt had asked Apple for access to their proprietary code, to which Apple said no, because the app breached international privacy laws

19. Then the WHO said lock-down measures should not be relaxed until Track and Trace were in place

20. But the UK govt replied that manual track and trace would work fine

21. And then it was revealed the UK's manual track and trace service missed between 30% and 80% of contacts

22. After a trial of the App, a report showed it worked just 4% of the time on Apple devices and missed 25% of connections on Android

23. And then, finally, the govt announced it was abandoning its “world beating system”

24. Matt Hancock said he had long been aware of “technical blocks” in the UK app

25. Then Matt Hancock said we had long been working on both Apps, but didn’t explain why we only tested the one he "knew wouldn’t work" on the Isle of White

26. Matt Hancock said he would now create a “hybrid system”, and had spoken to Apple about it

27. Apple and Google said nobody had spoken to them, and it was still impossible

28. It was reported the UK app developers had tried to block rival apps, and called them “the enemy”

29. It was reported the scripts given to manual contract tracers didn't even match the app

30. MIT Technology Review described the UK’s contact tracing and app development as a "fiasco" and “a masterclass in mismanagement”

 

 

 

https://forums.digitalspy.com/discussion/2383363/theweekintory-keeping-tabs

Edited by tobyjugg2
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Why the populist problem with customs checks to cross the Irish sea to meet International agreements and Law

... when Johnson is happy to implement a Border + Visas to access a lorry park in Kent?

 

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris 'The Liar' Johnsons word is not worth the paper its written on

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11 million pounds for mismanaging a failed app over a few months is simply beyond obscene

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Why the populist problem with customs checks to cross the Irish sea to meet International agreements and Law

... when Johnson is happy to implement a Border + Visas to access a lorry park in Kent?

 

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris 'The Liar' Johnsons word is not worth the paper its written on

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One more part from the same link:

 

And now PPE contracts, so prepare to begin eternal screaming:


33. £252m to Ayanda Capital, registered in Mauritius for tax purposes. PPE not delivered

34. £186m to Uniserve. PPE not delivered

35. £116m to P14 Medical Supplies, with assets of just £145. PPE not delivered

36. £108m to PestFix, with just 16 employees. PPE not delivered
37. £107m to Clandeboye Agencies, a sweet wholesaler. Yes, a sweet wholesaler. PPE not delivered.

38. £40m to Medicine Box Ltd, with assets of just £6000. PPE not delivered.

39. £48m to Initia Ventures Ltd, which registered itself as “dormant” in March. PPE not delivered.


40. £28m to Monarch Acoustics, which makes shop furniture. PPE not delivered

41. £25m to Luxe Lifestyle, which has no employees, no assets, and no turnover. PPE not delivered

42. £18m to Aventis Solutions, which has total assets of £332. Not a typo, £332. PPE not delivered


£10m to Medco Solutions, incorporated just 3 days after lockdown, with share capital of (not a typo) £2. PPE not delivered

44. In all, approx £1bn to inexplicable suppliers for PPE that hasn’t been delivered

Edited by tobyjugg2

Why the populist problem with customs checks to cross the Irish sea to meet International agreements and Law

... when Johnson is happy to implement a Border + Visas to access a lorry park in Kent?

 

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris 'The Liar' Johnsons word is not worth the paper its written on

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looks like some small banana republic dictators antics from 50 years ago asset stripping their country doesn't it.

Why the populist problem with customs checks to cross the Irish sea to meet International agreements and Law

... when Johnson is happy to implement a Border + Visas to access a lorry park in Kent?

 

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris 'The Liar' Johnsons word is not worth the paper its written on

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There's so much money not accounted for over contracts for PPE, nearly all awarded with no tender process or competition. Jolyon Maugham's Good Law Project is trying to get information.

 

The Byline Times is digging into it too and has quite a few articles now.

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Illegitimi non carborundum

 

 

 

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19 minutes ago, tobyjugg2 said:

looks like some small banana republic dictators antics from 50 years ago asset stripping their country doesn't it.

It does and we should be so much better than this.  Anywhere but here and the guillotines would have been set up.

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I agree, guys.

 

Here's an article about NHS test and trace rolling out saliva tests to local public health departments. It doesn't seem to have been thought through and I didn't notice anything in the article about some of the £12bn being passed on to local authorities to help them run this.

 

https://www.theguardian.com/world/2020/oct/28/10-of-englands-population-could-be-tested-for-covid-19-every-week

 

'Some local public health directors have dismissed the idea already. One said he would refuse to take part because the tests were “short on scientific backing” and his stretched staff lacked the capacity to deliver at such scale. Another said the lack of any proposed support to track people’s close contacts if they tested positive rendered it pointless.'

Illegitimi non carborundum

 

 

 

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There are some significant problems with the accuracy of the saliva tests although they are useful if the process is managed properly - fat chance.

Millions of tests have been 'bought by handcock that are unfit I believe ..

 

Saliva tests were to be tested on 250000 as detailed higher in thread @ the rate of 250 a day (thats 3 years ...)

- failed and pulled

Then they were going out to schools then somewhere else then ... charged for at heathrow (stanley must want to go to Singapore)

.. then hospitals then ...

ferk knows

 

How the hell can these people still be in office !!!

We should be docking the fees out of their universal credit for the rest of their unemployable lives after asset stripping them as a down payment on what they owe us.

Edited by tobyjugg2

Why the populist problem with customs checks to cross the Irish sea to meet International agreements and Law

... when Johnson is happy to implement a Border + Visas to access a lorry park in Kent?

 

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris 'The Liar' Johnsons word is not worth the paper its written on

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Jolyon Maugham has got hold of documents that show there were special procurement channels outside the normal process, for 'VIPs' during the epidemic.

 

He says the Cabinet Office was involved in a lot of this and alleges that the contracts were awarded at inflated prices and that some companies made huge profits paid for by taxpayers' money.

 

https://goodlawproject.org/news/special-procurement-channels/

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Illegitimi non carborundum

 

 

 

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There is much naughtiness going on and Lord Sumption's lecture highlighted a lot of chicanery from UK Gov.  Perhaps Jolyon needs to take a virtual baseball bat to Hancock's bonce?  Snouts i'nt trough.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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I think it's outrageous and given that Jolyon is a successful barrister, I can only assume everything he says is accurate.

 

It's heartbreaking how much money has been squandered.

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Illegitimi non carborundum

 

 

 

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£1 million Just under - painting a flag on Boris' plane

£12-13M on failed UK track and steal data app (£11M apparently one persons salary?)

£45 million tax breaks to site developer pals - and no need to build that pesky affordable housing

£500 million to their pals for failing to collect and test 250 spit samples a day

£500 million on eat out to help out - but not hungry kids

£600 million to easyjet

£??? - ferk knows on 29 massive Brexit lorry parks due to brexit customs miss-management

£1 Billion - undelivered PPE from inappropriate, un-vetted, back door selected companies

£10 Billion - on a largely failed test and trace when other countries have done better with a fraction of the cost as have our local councils

£26 Billion - Miss-managed Covid business loans with poor vetting and records

£100 Billion to be spent on some vaporous Moonsh*t - with a £3Billion 'fund' 'promised' to allegedly build 40 hospitals - when there is already £6B in repairs outstanding

 

- no food for hungry families or kids though

 

£1 Billion - extra Brexit admin costs of chemicals industry

£40 Billion in extra tariff costs to the UK car industry - over just the next 4 years

£????B - The death of the UK car manufacturing industry - ferk knows

£150 BILLION over the next 10 years alone - £288 million a week forever on extra Brexit customs bureaucracy costs alone

 

 

Well thats just scratched the surface and he money we didn't have anyway for HS2 and the replacement nuclear deterrent gone ..

Edited by tobyjugg2

Why the populist problem with customs checks to cross the Irish sea to meet International agreements and Law

... when Johnson is happy to implement a Border + Visas to access a lorry park in Kent?

 

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris 'The Liar' Johnsons word is not worth the paper its written on

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ah, throw in some petty cash -

£1billion from the Bounce Back Loan Scheme to five of Britain’s biggest banks pockets

Why the populist problem with customs checks to cross the Irish sea to meet International agreements and Law

... when Johnson is happy to implement a Border + Visas to access a lorry park in Kent?

 

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris 'The Liar' Johnsons word is not worth the paper its written on

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