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    • you will also need a copy of the CCJ and the particulars of claim on the claimform as... you'll need the particulars of claim as we don't know the judgement sum nor if post judgemental interest was allowed. did you defend it? did you ignore it? did you not get it?  did you know nothing about it?   its very rare on welcome debt either taken to court by welcome (doubtful in 2013) or a DCA (more likely)  i will suggest the debt was already at £18k before the CCJ so nothing bar court charges were added   please advise  i love bashing welcome and DCA but we can't help until we know our actual target and who did what and when.                
    • Janet Yellen confirmed as first female US Treasury secretary in Senate vote View the full article
    • I am sorry not to have responded in time to your thread. I have an awful lot going on.   I am hoping that you still haven't sent off your WS  as I have just seen a copy of Southend Airport  ByeLaws 2020. which will help you no end.     https://d1z15fh6odiy9s.cloudfront.net/files/board-approved-london-southend-airport-byelaws-100220-d14ca659.pdf   If you go to Section 5  the headline reads 5. Prohibited acts on parts of the Airport to which the Road Traffic Enactments do not apply:   In other words the roads on the airport are either governed by the Road Traffic Act or the airport Byelaws- neither of which are classed as relevant land. Therefore PoFA DOES NOT APPLY throughout the airport.   Take a copy for the Court and point out that the VCS WS is somewhat lacking in accuracy. It is inconceivable that VCS have not read the Byelaws since they are operating there.    So looking at their WS it reminds me that a good few years ago it was said about the WSs of  parking companies that they and their lawyers simply do not care about the truth and are content with regularly supplying false information to the courts, happy that they will not produce a witness to defend their porkie pies, and that nothing bad will therefore happen to them.   This practice should stop since were the authors to have to appear in Court and challenged, their perjury would not only be clear to see but it would put a stop to the practice. If they don't turn up in Court they get away with their lies and are able to repeat them ad nauseam. And this WS is full of lies and misdirections -not that you can say in Court they are lies but you can point out where there is contradictions shall we say and let the Judge decide.    The WS says in point 31 that they robustly deny that their sign is prohibitive.    You could point out that  District Justice Glenn  in Parking Control Management (UK) Ltd v Bull & 2 Others (B4GF26K6, 21 April 2016), at the High Wycombe Court said    “If the notice had said no more than if you park on this roadway you agree to pay a charge then it would have been implicit that PCM was saying we will allow you to park on this roadway if you pay £100 and I would agree with Mr Samuels’ first analysis that essentially the £100 was a part of the core consideration for the licence and was not a penalty for breach.   The difficulty is that this notice does not say that at all. This notice is an absolute prohibition against parking at any time, for any period, on the roadway.   It is impossible to construct out of this in any way, either actually or contingently or conditionally, any permission for anyone to park on the roadway.   All this is essentially saying is you must not trespass on the roadway. If you do we are giving ourselves, and we are dressing it up in the form of a contract, the right to charge you a sum of money which really would be damages for trespass, assuming of course that the claimant had any interest in the land in order to proceed in trespass.”   And of course VCS cannot sue for trespass as they are not the landowners.  
    • Send Smart a two-line letter informing them of your new address.  It will save you from the threat of a backdoor CCJ later on.   As for DR+, just laugh at their standard letters.
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    • I sent in the bailiffs to the BBC. They collected £350. It made me smile.
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    • Hi @BankFodder
      Sorry for only updating you now, but after your guidance with submitting the claim it was pretty straight forward and I didn't want to unnecessarily waste your time. Especially with this guide you wrote here, so many thanks for that
      So I issued the claim on day 15 and they requested more time to respond.
      They took until the last day to respond and denied the claim, unsurprisingly saying my contract was with Packlink and not with them.
       
      I opted for mediation, and it played out very similarly to other people's experiences.
       
      In the first call I outlined my case, and I referred to the Contracts (Rights of Third Parties) Act 1999 as the reason to why I do in fact have a contract with them. 
       
      In the second call the mediator came back with an offer of the full amount of the phone and postage £146.93, but not the court costs. I said I was not willing to accept this and the mediator came across as a bit irritated that I would not accept this and said I should be flexible. I insisted that the law was on my side and I was willing to take them to court. The mediator went back to Hermes with what I said.
       
      In the third call the mediator said that they would offer the full amount. However, he said that Hermes still thought that I should have taken the case against Packlink instead, and that they would try to recover the court costs themselves from Packlink.
       
      To be fair to them, if Packlink wasn't based in Spain I would've made the claim against them instead. But since they are overseas and the law lets me take action against Hermes directly, it's the best way of trying to recover the money.
       
      So this is a great win. Thank you so much for your help and all of the resources available on this site. It has helped me so much especially as someone who does not know anything about making money claims.
       
      Many thanks, stay safe and have a good Christmas!
       
       
        • Thanks
    • Hermes and mediation hints. https://www.consumeractiongroup.co.uk/topic/428981-hermes-and-mediation-hints/&do=findComment&comment=5080003
      • 1 reply
    • Natwest Bank Transfer Fraud Call HMRC Please help. https://www.consumeractiongroup.co.uk/topic/428951-natwest-bank-transfer-fraud-call-hmrc-please-help/&do=findComment&comment=5079786
      • 31 replies

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21 minutes ago, honeybee13 said:

I don't think Kay Burely is necessarily thick. 

 

How many news presenters do you know of that think Norway isn't part of the single market or that the 9/11 attacks decimated the entire Eastern seaboard of the United States?

 

Read her Wiki bio from 2001 onwards. It's a catalogue of stupidity.

 

https://en.wikipedia.org/wiki/Kay_Burley 

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It isn't realistic to lock all those with underlying conditions and over 70s in their homes for the rest of the year   It would have to be properly organised. We have various family members

I’m currently on day 9 of mild symptoms  Starting about 5 days after My daughter had symptoms and subsequently tested positive.  she’s well over it now.   From my point of view I’ve had far W

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I've just had a quick read of the stated reasoning

 

It seems to be intended to make all retail areas in non essentials suffer the same 'fairly'

More cretinous illogic

 

Its seems to be an extension of the mistake of allowing supermarkets to remain open AND giving them tax rebates (which they immediately shunted out to shareholders profits).

Although the problem with that wasn't clear to me at first, it soon became clear and should have been clear to those in power.

 

That customers were effectively routed away from other businesses to the supermarkets and online was a business benefit in itself,

and the only 'relief' they should receive is for moneys spent directly on managing the covid crisis

aka

Temperature scanners

Extra costs involved in delivering food to those isolating and/or refused entry to the stores etc

 

Dragging everyone down to the lowest common denominator isn't the answer, and that isn't what they are doing anyway.

 

 

 

"In every respect, he has acted responsibly, legally and with integrity"

Boris Johnson on Dominic Cummings' Covid field trips

 

Exactly the same benefits and no one is threatening our place in the single market - Vote Leave

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris 'The Liar' Johnsons word is not worth the paper its written on

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"In every respect, he has acted responsibly, legally and with integrity"

Boris Johnson on Dominic Cummings' Covid field trips

 

Exactly the same benefits and no one is threatening our place in the single market - Vote Leave

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris 'The Liar' Johnsons word is not worth the paper its written on

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If you lived in Wales CJ you would know that Gething is a muppet . He didn't even twig  people would just order online.  he thinks he can ban PC game sales as Non Essential, along with the DVD's in Asda, he is too thick to realise most PC games are downloaded so good luck trying to ban a data stream, it would be same as banning streaming Netflix.

 

All they are doing is harming the ones they purport to be protecting, as he has stated a kettle is Non Essential, so boil a pan of water on the stove to make a cup of tea if the kettle breaks.  Do you understand the fundamental differences between North & South Wales?

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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Back in April when I couldn’t buy a birthday card in a supermarket for a six year old did they really think I was going to wait until the shops opened.  Hello Moonpig for the first time in my life.  If I’d been able to buy locally my custom would have returned to the local card shop once possible.  However, I was forced to discover a convenience I’m not going to give up.

 

Stopping the supermarkets selling ‘non-essentials’ hasn’t saved the high street - it’s killed it.  

 

 

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11 hours ago, brassnecked said:

If you lived in Wales CJ you would know that Gething is a muppet .

 

Ok but I'm not sure that makes Kay Burley any brighter.

 

11 hours ago, brassnecked said:

Do you understand the fundamental differences between North & South Wales?

 

I'm not sure I do. Should I?

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Two languages, the economic ties that North Wales have are mainly with North West England, and little in common with the South, so Drakefords cardiff solutions screw up stuff in the North.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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Just tell me when this virus is under control !

 

Mental health crisis is already starting to happen, due to the way the country has dealt with this.  I can see some people are finding it very difficult to cope with the constant tinkering by Government, rather than having a consistent plan. 

 

 

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Hate to tell you this unc, but the legitimate reports seem to be indicating the pandemics spread is already beyond the prior peak.

and short of an effective vaccine, we have more than 6 months to go, with the worst by far yet to come.

"In every respect, he has acted responsibly, legally and with integrity"

Boris Johnson on Dominic Cummings' Covid field trips

 

Exactly the same benefits and no one is threatening our place in the single market - Vote Leave

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris 'The Liar' Johnsons word is not worth the paper its written on

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Doesn't help that there are different plans in the devolved assemblies. under muppet Drakeford, I can go out to work in an English hot spot, but not visit a relative in the next county, under Drakefords Fire Break, the shopping list is depleted, kettle breaks, can't buy a new one, need a book to read? Non essential iss verboten, stationary as in pens pencils paper, Non Essential, veroboten can't even buy stationary for office or home office use, Office or home workers computer broke, tough Non Essential, printer ink, Non Essential, babies bottles and bedding Non Essential.

 

He is allegedly going to try to ban online sales, and downloads.

We could do with some help from you.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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Banning online sales doesn't seem to make much sense, BN. Things that might seem non-essential when you already have whatever it is can become essential when you've run out or it's broken.

 

How does the downloads thing work? I don't get that.

Illegitimi non carborundum

 

 

 

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he was talking about banning online shopping for banned items, but that is impossible, he banned DVD & Video games, but fails to understand Streaming, as in he doesn't realise if you buy a game, you download a copy as a data stream and save the installer to a hard drive, then install, its like streaming a film from netflix, except you save the file rather than the data is flushed when you have finished watching.  He doesn't know what he is on about. here is part of the what is essential list think its Aldi

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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2 hours ago, brassnecked said:

he was talking about banning online shopping for banned items,

So if you're expecting a baby in the next couple of weeks not only can you not buy baby clothes or bedding in Tesco but he also wanted to stop new parents getting the stuff online?  I'm sure I read somewhere that non-essential retailers who have had to close may still deliver.  Does this mean you can get non-essential items in your supermarket shop if it's delivered but not if you shop in store? 

 

This sort of stupidity isn't to do with the virus, it's a pure power play surely.

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He is stopping retailers allowed to open selling what is on the Non Essential list as he says not fair supermarketys can sell what the shops he forced to close sell, he is looking at restricting online shopping to exclude non essential items don't think he can though.  Argos closed their retail outlets but are taking online orders for delivery.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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18 minutes ago, brassnecked said:

He is stopping retailers allowed to open selling what is on the Non Essential list as he says not fair supermarketys can sell what the shops he forced to close sell,

But if 'non-essential' retail outlets can still deliver even though they have to close the shop what's the reasoning behind not allowing supermarkets to deliver the same items?  I read a whole article this morning on how deliveries are fine but click and collect isn't.

 

And as an aside, what's he got against office supplies for everyone WFH?  I could have a whole other discussion about his allowing unlimited sales of batteries - can't work, can't clothe your children but you should devote your time to battery powered devices.  You have to wonder.

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Can't see the reasoning on stationary, bored children half term no pens, paper pencils and colouring books  not a good mix.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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So here's a thought:

 

The average age of someone dying of Covid-19 is 82.4.

 

The average life expectancy is less, at 81.4.

 

The rest of the population is making huge sacrifices to save people who, on average, would have been dead anyway.

 

I wonder what the total of life-years saved by all the restrictions we've had on us since the pandemic started is? Probably not many.

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@cjcregg How many have died due to Covid-19 in different age groups ?

 

Yes it is true that those close to average life expectancy have died, but many younger people have also died during this pandemic.

 

Does Covid-19  really warrant the level of economic harm that has been inflicted ?

 

Was there a concern that Covid-19 might mutate into stronger strains causing hundreds of thousands to die prematurely?  If there was such a concern, perhaps Governments have taken a very cautious approach, as they have no real idea of how this pandemic will run its course. 

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2 hours ago, cjcregg said:

 

I wonder what the total of life-years saved by all the restrictions we've had on us since the pandemic started is? Probably not many

Impossible to know as it will take years to find out if the long term damage caused to survivors is life limiting and to what extent.  A young person who was near symptomless but has irreversible damage to heart or lungs is as much a victim of the virus.  The 18 year old who catches it now and dies at 40 because of a damaged heart loses 40 years.  

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44 minutes ago, unclebulgaria67 said:

@cjcregg How many have died due to Covid-19 in different age groups ?

 

Yes it is true that those close to average life expectancy have died, but many younger people have also died during this pandemic.

 

 

 

How younger is 'younger' and how many is 'many'?

 

I'm not sure of the numbers raw numbers themselves but look at cat 4 figure 5 which is deaths by age group relative to population. Obviously ignore influenza and pneumonia.

 

https://www.ons.gov.uk/peoplepopulationandcommunity/birthsdeathsandmarriages/deaths/bulletins/deathsduetocoronaviruscovid19comparedwithdeathsfrominfluenzaandpneumoniaenglandandwales/deathsoccurringbetween1januaryand31august2020

 

The category for deaths for under 65s is almost invisible.

 

 

 

 

 

 

 

graph.JPG

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On 23/10/2020 at 18:52, honeybee13 said:

I don't think Kay Burely is necessarily thick. Does anyone have a video link of the interview please?

 

seems competent and to the point to me

 

 

The aussie perception:

 

 

"In every respect, he has acted responsibly, legally and with integrity"

Boris Johnson on Dominic Cummings' Covid field trips

 

Exactly the same benefits and no one is threatening our place in the single market - Vote Leave

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris 'The Liar' Johnsons word is not worth the paper its written on

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50K signatures on Petition against the ban

https://petitions.senedd.wales/petitions/244282

 

There are two camps here, the save the NHS and the local control is best like Ceredigion with rates so low due to them implementing their own local Test trace isolate away from the English Dido/Serco mashup that Drakeford bought into for Wales as well, with such anomalies as aschool dinner lady in Bangor being offered a test in Inverness, a 900 mile round trip.  Second group blindly support Drakeford's ban even suggesting Online shopping for the non essential items should be banned, and mask wearing compulsory even in our own homes.

We could do with some help from you.

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Have we helped you ...?         Please Donate button to the Consumer Action Group

 

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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