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    • Hi  I do apologise as I don't know where to put this question.   My wife is self employed and her business is closed to to Covid 19. She has lost all future bookings  and has no earnings. I am retired with a State Pension. We have applied for Universal Credits which has been granted - payment middle of April , so that's great. We applied for the Small Business Rates Grant - £10,000 to help with business expenses - she intends to open trading again  ASAP, and there are obviously supplier contracts and services that need to be paid for, plus we modernised premises this year ( as we had lots of bookings) and our personal Credit Card debt is approx £9500.   I know we would have to notify Universal Credit about the Grant, but would she still be entitled to U.C payments? The business is hers , so I presume I am still eligible for U.C   Many Thanks thedrunkenmonkey
    • Neighbour who has garden at end of mine (fence to right as they look down their garden but crosses various gardens as I look down from my house) is requesting that I repair a damaged fence as her dog keeps coming into my garden.   Am I responsible to repair it (my part of fence)?    I have looked at various websites but not very clear.   Neighbour said they erected and put up a fence to their left as they look down their garden but stressed that I was accountable for part of fence to the right.   Thank-you for looking at would appreciate any guidance for confirmation.    
    • Are you or do you wish to use the vehicle until we succeed with arguing and you succeed in VT?
    • Hi I hope all are ok in these trying times. I assume most of us will be in the same situation with employment etc.   I am obviously still intending to follow through my complaint against MB. However I do have to make decisions as I have found myself as will most people at this time left with a reduced minimal income, with all I can forsee is an impending up hill struggle for the forceable future.   So not sure what, if any options I still have, I am presuming VT was only an option earlier on and a court CO excludes that option,    I cant continue to honour the finance payments and cant even begin to estimate any timescales I would be again financially stable.   im trapped but want, no I need to get rid of MB all together, they can have the car and I learned the expensive way!   MB recently emailed a letter (which is copied below) in it they refer to a recent termination, this is the part that is very confusing as its my understanding they terminated the agreement in March 17.   They also inform they have placed the collections on hold, but then heres the cheeky bit, they do however want me to store the vehicle, tax and insure it, as per the agreement (the agreement that they already state was terminated) until they continue with their collection process;   Due to the Coronavirus (COVID-19) pandemic currently affecting the UK and wider world, we’re emailing to update you on what will now happen regarding the collection of your vehicle, following the termination of your Moneybarn vehicle finance agreement.   We won’t be collecting the vehicle at this time Normally, following termination of your agreement, we would arrange for an inspection and collection of the vehicle. However because of the current Government imposed lockdown, we are not currently able to collect vehicles until further notice.   What will happen next? Nothing for the moment. We’ll contact you as soon as there are any developments in the Government’s stance and we know that we’re able to resume our normal vehicle collection activity.   What do you need to do? We would appreciate if you can please keep the vehicle taxed and insured for the time being, as per the terms and conditions of your finance agreement. We hope this information is helpful and clear. Please stay safe and well, and if you need to contact us with any questions, please check out the latest information on the best way to reach us at   So they state termination, then expect to lay down instructions for me to comply with as per my finance agreement T&Cs. To look after the vehicle that they do intend to continue collection of.   If everythings terminated and in other words I have no right to the vehicle, Im not prepared to comply with instructions in line with a non existent agreement (I dont have to) and have a good mind to charge them storage.   However l would much rather just leave the car, send off V5 to change ownership and be done with it and concentrate on getting justice for their mistreatment.   
    • No it isn't funny, but there have been murmurs on Social media, dfesn't take much for twitterati and FaceBork to go off on one. Some in our area have been on about shooting the Goats in case they spread the virus, people in a panic are unpredictable.
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tobyjugg2

Mutating Corona Virus

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2 hours ago, honeybee13 said:

I was thinking back to this sad but inspiring story the other day, the village of Eyam in Derbyshire during the plague. Article from the Guardian about whether people now will or would be selfless during a pandemic.

They will because it's easy to be these days.  Online shopping means you aren't cut off from supplies, people don't need to go out.  You don't even have to cut off contact with people thanks to skype and facetime.

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So are delivery people making arrangements to bring food and other goods to people in a way that they can't be infected? I'm not being facetious, I may have read something about delivery people being at risk.


Illegitimi non carborundum

 

 

 

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Delivery people don’t have to be at any more risk than the general public.

 

Even if someone is self-isolated : order online. Pay online.

delivery driver drops off on doorstep. Walks away.

self-isolated person (wearing a surgical mask*), opens door, moves shopping into their home, closes door, never touches the environment of outside their front door.

delivery driver washes their hands / uses alcohol gel sanitizer.

 

* FFP3 mask (fit-tested, correctly donned and doffed) protects uninfected person from the environment. Surgical mask protects (large droplet) environment from infected person.

Edited by BazzaS

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Thank you Bazza. I know I'm over simplifying this. Are the masks you talk about still available please?


Illegitimi non carborundum

 

 

 

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FFP3 masks : only useful if used correctly by people who have been “fit - tested” - some people the masks just don’t fit well enough.

 

The problem then is that people think they are being protected by the mask, but aren’t.

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Worrying new case in Surrey where person appears to have caught the virus in the UK.


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UB, there's a case in California that's the same, isn't there?

 

OH's firm, which is American-owned, issued an international travel ban yesterday whether for business or pleasure.


Illegitimi non carborundum

 

 

 

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Experts are saying the virus is likely to be present in parts of the UK, where people have come back from Italy and other hot spots.

The person in Surrey may not have personally been in presence of a carrier, but someone they have met has been.

Did you see that Wetherspoons have apparently said that those staff who self quarantine following advice from health services will not be paid.

With Civil Service, if staff have had health services advice to not go to work for 14 days, once they have contacted line manager and it is accepted it relates to this virus, the absence can be treated as special leave. But the absence can be part of overall absence management.


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8 hours ago, unclebulgaria67 said:

Worrying new case in Surrey where person appears to have caught the virus in the UK.

They’re reporting it as the first case caught in the UK.  How do they know?  It may be the first case as such needing medical attention but surely that’s all they can say.  There could be cases where the symptoms were so mild they’ve gone unnoticed.

Edited by hightail

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4 hours ago, unclebulgaria67 said:



Did you see that Wetherspoons have apparently said that those staff who self quarantine following advice from health services will not be paid.
 

 

So forcing people to go in  ....

.. and share the issue with all witherspoons customers and staff

 

Edited by tobyjugg2
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I express my honestly held opinions - they are nothing more or less than that.

... Its just doing some due diligence that makes them seem unusual ...

 

Please don't assume what you see here is what I wrote - At least some of my posts HAVE been edited without my knowledge or agreement - or anything showing people they have been amended

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Government are going to bring in legislation apparently, so they can implement controls.  Presume that this means that if they wanted to lock down an area, closing places of work, schools etc, they can do so. 

 

You would think they already have such powers. But I guess that it may not be specific enough to cover an outbreak of a virus, requiring controls on people movement.

 

Government has to be careful, otherwise they risk people panicking and buying huge amounts of food supplies, just in case they are housebound for 14 days or more.  

 

Easter holidays are only a month away !


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The “proper officer” will have power over individuals (if the virus added to the list of organisms such as MDR-TB / diseases which they already have powers over those infected)

The Civil Contingencies Act gives broad powers over groups / areas.

 

I suspect the new legislation is mostly codifying, perhaps with some new powers to defer / suspend some statutory limits (such as class sizes - has been suggested by the BBC)


“There are few details about what the measures could involve - but school class sizes in England is one area which would be addressed. They would be permitted to rise above statutory limits, in the event of widespread teacher absences.”

 

https://www.bbc.co.uk/news/uk-51684624

 

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Easyjet have started cancelling flights. OH was due to travel from Gatwick to Montpellier and it's been called off.


Illegitimi non carborundum

 

 

 

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Posted (edited)

I flew to Sweden on Thursday last week by Saturday morning I had a sore throat, chesty cough and occasionally very slight shortness of breath (put this down to blocked nose and having to breath through mouth.) It has started to wear off, should I have really gone to the doctors in case ?

Edited by PIXeL_92

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I'm not sure you're meant to go to the doctor, you could infect people in the surgery. I thought the advice was to ring 111? Unless you're still in Sweden of course.

 

I hope you're better soon.

 

HB

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Illegitimi non carborundum

 

 

 

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Posted (edited)

Hard to believe the jumbled up mess I've seen reported over the weekend

 

You got an 'expert' who was supposed to be stating facts,

when asked about getting the infection through your eyes she said something like 'you can't catch it by looking at someone ...

and the presenter said nothing ...

 

Then you have the standard, quite sensible base instruction to self isolate

... but no standard government directives on whether people should be paid or not, so low income folk, like part time bar work at withered spoons,  have to go to work

but even that base instruction ---- if you have a cough and feel unwell - self isolate ... in cough and cold season ..... - even if you will starve or be thrown out on the street if you do - because otherwise you are throwing yourself on  Priti Patels mercy ........

 

and its likely to have barely started yet.

Edited by tobyjugg2

I express my honestly held opinions - they are nothing more or less than that.

... Its just doing some due diligence that makes them seem unusual ...

 

Please don't assume what you see here is what I wrote - At least some of my posts HAVE been edited without my knowledge or agreement - or anything showing people they have been amended

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Posted (edited)
8 hours ago, PIXeL_92 said:

I flew to Sweden on Thursday last week by Saturday morning I had a sore throat, chesty cough and occasionally very slight shortness of breath (put this down to blocked nose and having to breath through mouth.) It has started to wear off, should I have really gone to the doctors in case ?

 

In case of what?

 

In case it was "what you normally get when you fly" : if you normally get that and there isn't anything different to normal, why are you worried about what is normal for you?.

 

In case it was a cold? Would you normally go to the doctors with a cold?

 

In case it was the current coronavirus people are panicking over?.

https://www.nhs.uk/conditions/coronavirus-covid-19/

https://111.nhs.uk/covid-19

 

In case *something else*: what *something else*?

 

 

So, if you think you have an ordinary cold, do what you normally do. I'd hope you don't go to the doctors with a cold unless there is something *out of the ordinary* or your doctor has previously told you "come to the surgery if ........" and you meet what they've advised.

 

If you think you might have Covid-19, just as HB has pointed out, going to the GP or the hospital is *just the wrong thing to do* (unless you need an ambulance to take you to A&E urgently, because you are that ill, in which case dial 999/112 for an ambulance, but tell them [or get whoever is calling for you if you are that unwell, to tell them] where you've traveled).

 

It is important to take simple precautions, and not ignore the risk this current virus poses, but at the same time : don't over react.

Think you have a cold or flu? : "Catch it. Bin it. Kill it."

Want to avoid catching covid-19, a cold, or flu: wash your hands. Wash them if contaminated. wash them before eating or touching your mouth or face.

This has been a BazzaS public service announcement on behalf of common sense, everywhere.

Edited by BazzaS

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9 hours ago, honeybee13 said:

Easyjet have started cancelling flights. OH was due to travel from Gatwick to Montpellier and it's been called off.

 

Likely cancelled for commercial reasons (people cancelling their travelling plans, not enough pax to make the flight commercially viable).

There is no current FCO advisory against travel to Montpellier, although it seems sensible to limit non-essential travel.

 

In general terms (so, anyone, not just HB or her hubby!)

Able to work from home just as effectively as office? Why aren't you working from home already? :)

Able to work from home more (and still be as effective, or almost as effective)? Do so. "Sell it" to your employer as "I'll be less likely to get ill, so it can fit in with your resilience plan ......."

Is it essential you travel abroad? Put off non-essential travel : but if you have already booked? Follow the FCO advice.....

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Posted (edited)

UK reveals plan to tackle outbreak

 

 

* The prime minister is expected to establish a sealed “war room” to keep him and carefully selected people safe

 

* While the NHS will be required to 'launch a public information campaign' costed from their existing budget, which will be reduced further to cater for the costs of the sealed war room and to deliver further reduction in cost benefits

 

* and in an unexpectedly swift implementation of Priti Patels 'make the old and ill work, especially where no one wants to' philosophy, retired doctors and nurses asked to return to work to deal with infected people

- Scandalous entirely unconfirmed Rumours declare she was heard to mutter - we don't want young doctors with a lifetime of work ahead of them at risk

We understand that there has been a rush on Irish passports from older people who worked in the medical fields

 

https://www.independent.co.uk/news/health/coronavirus-news-live-symptoms-update-map-cases-china-uk-deaths-a9371196.html

Edited by tobyjugg2

I express my honestly held opinions - they are nothing more or less than that.

... Its just doing some due diligence that makes them seem unusual ...

 

Please don't assume what you see here is what I wrote - At least some of my posts HAVE been edited without my knowledge or agreement - or anything showing people they have been amended

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Posted (edited)

Latest update

 

"Britain is not planning to cancel mass gatherings or large sports events over the concerns about coronavirus"

the health minister, Matt Hancock, has said

 

- but apparently he will not be attending any.

 

schools as well should not be closing unless there is a positive case and the schools have the advice to close," Mr Hancock told BBC Breakfast.

 

It is understood that the minister aspires to be in a position to be able to advise schools to close within a relatively few days of an outbreak at a school being confirmed

Edited by tobyjugg2

I express my honestly held opinions - they are nothing more or less than that.

... Its just doing some due diligence that makes them seem unusual ...

 

Please don't assume what you see here is what I wrote - At least some of my posts HAVE been edited without my knowledge or agreement - or anything showing people they have been amended

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So apart from protecting the great and the good in the war room, they don't seem to be in a hurry to do much for the rest of us.

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Illegitimi non carborundum

 

 

 

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Posted (edited)

Warren Murray


Top story: Some can’t afford to stay off work

Hello, Warren Murray with you at a time when “hope you’re well” is no longer an empty salutation.

The government is failing to grasp the threat of gig economy workers spreading coronavirus by continuing to work because they don’t get sick pay and can’t afford unpaid time off, unions say. They number more than a million, and many visit hundreds of addresses every week delivering parcels and takeaways and carrying passengers in minicabs.

The government has suggested they should claim benefits but that involves delays and not all would be eligible. Uber has told drivers with symptoms to stay at home but did not reply when asked how it would compensate them.

Edited by tobyjugg2
  • Like 1

I express my honestly held opinions - they are nothing more or less than that.

... Its just doing some due diligence that makes them seem unusual ...

 

Please don't assume what you see here is what I wrote - At least some of my posts HAVE been edited without my knowledge or agreement - or anything showing people they have been amended

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Posted (edited)

While our new chancellor

 

Coronavirus: Treasury officials draw up plans to protect economy

 

New chancellor Rishi Sunak rushes out statement insisting he is ready for the financial backlash from the virus

'water off a ducks back' he allegedly said in private.

 

 

"Amid falling stock markets, economists have warned of a possible global recession as consumers cut spending and companies' supply chains struggle to cope with factory shutdowns"

 

- Its understood that the proposals were outlined to the ERG members 2 days ago, and they retorted:

 

'Thanks for the heads up. We'll just expand our shorting of British companies that will struggle as we did due to the negative impacts of Brexit"

"We'll make even make more money from our careful consideration of the expected tribulations of British workers and companies"

"As we've always stated - Brexit will bring great benefits to those who matter to us"

 

 

 

Edited by tobyjugg2

I express my honestly held opinions - they are nothing more or less than that.

... Its just doing some due diligence that makes them seem unusual ...

 

Please don't assume what you see here is what I wrote - At least some of my posts HAVE been edited without my knowledge or agreement - or anything showing people they have been amended

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ooops

 

https://www.independent.co.uk/news/uk/politics/coronavirus-uk-budget-economy-plan-recession-a9370876.html

 

"The comments came after Mr Sunak briefed Boris Johnson and other ministers at the COBR meeting that agreed an action plan to be published on Tuesday"


I express my honestly held opinions - they are nothing more or less than that.

... Its just doing some due diligence that makes them seem unusual ...

 

Please don't assume what you see here is what I wrote - At least some of my posts HAVE been edited without my knowledge or agreement - or anything showing people they have been amended

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https://www.independent.co.uk/news/uk/politics/coronavirus-uk-budget-economy-plan-recession-a9370876.html

 

I find it hugely telling that they are getting prepared for the financial impact to London, but nothing in place for gig/zero hours/low paid workers

... or even school kids


I express my honestly held opinions - they are nothing more or less than that.

... Its just doing some due diligence that makes them seem unusual ...

 

Please don't assume what you see here is what I wrote - At least some of my posts HAVE been edited without my knowledge or agreement - or anything showing people they have been amended

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