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    • hey your doing fine, stop sweating, it's really no big deal, you need to understand you are what is classed as 'a litigant in person' - meaning joe public against what can be seen as a somewhat daunting judicial system, that is too your advantage.   IMHO thats just a reprint of your defence, it might be better to structure around something like this, whos basis is around the WS in the thread i pointed too.         WITNESS STATEMENT OF DEFENDANT XXXXXXXXXXXX CLAIM NO. XXXXXXXX                                                                                                                                   Defendant: XXXXXXX                                                                                                                               Date XX/XXX2019 IN THE COUNTY COURT AT                                                                               CLAIM NO:XXXXXXX XXXXXXXXXXXXXXXXXXXXXX     BETWEEN     XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX      CLAIMANT     AND XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX     DEFENDANT    1. It is my understanding that the claimant is an Assignee, a buyer of defunct disputed or bad debts, which are bought on mass portfolios at a much reduced cost to the amount claimed ...10p to 15p in the £1 and which the original creditors have already written off as a capital loss and claimed against taxable income. Idem Capital securities issue claims to circumvent and claim the full amount of debt to maximise profit.    2. As an assignee or creditor as defined in section 189 of the CCA this applies to this new requirement on assignment of rights. This means that when an assignee purchases debts (or otherwise acquires rights under a credit agreement) it also acquires certain obligations to the borrower including the duty to comply with CCA requirements (such as the rules on statements and notices and other post-contractual information). The assignee becomes the creditor under the agreement. This ensures that essential consumer protections under the CCA cannot be circumvented by assigning the debt to a third party.   I accept I have in the past had financial dealings with {insert original creditor name]. That being a Loan Agreement . I do not recall the precise details of the agreement but do recall it was on or about the year xxxx.   After seeking advice this led me to check all paperwork I held with creditors, from this I could not find any Credit Agreement relating to the account the claimant is referring to.   I have therefore sought clarification and requested copies of the agreements from the claimant by way of a section 77 request    exhibits   (DOC 1) A CPR 31.14 request pursuant to sec 61 B of the CCA1974 was sent xx/xx/xxxx via Royal Mail signed for and shows as received xx/xx/xxxx. Request for the following :   1.a copy of the default notice served under section 87 of the consumer credit act 3. Notice of assignment 4. A statement of account   (DOC 1A) To date NO default notice been produced.    (DOC 2) A Section 77 request was sent on xx/xx/xxxx via royal mail signed for and shows as received xx/xx/xxx. The claimant to date has failed to comply to my Section 77 request.   the defendant has failed to produce a copy of the Default notice issued by the original creditor,  as far as I can recall any breach with the original creditor would have been on or around xxxx.   The claimant as an assignee would not be able to legally issue a Default Notice as the debt would have already been terminated before assignment.   (DOC 3) I sort clarity of any Default Notice by the way of a CPR 31.14 request, sent via Royal mail signed for on xx/xx/xxxx and shows as received signed for xx/xx/xxxx   The claimant has still yet to comply to my CPR 31.14 request with regard to clarity of any valid default notice issued, as yet I have never received an original or seen a copy of a valid default notice from the defendant.   Conclusion   I contest that the documents I have received do not meet the requirements and prescribed terms of a legal binding credit agreement, and that the claimant has acknowledged that they are unable to produce an agreement and are unable to enforce litigation action.     I also state NO VALID Default has been produced from the claimant.   I believe that the that the facts stated in the witness state are true   ..................   have you received the claimants witness statement yet...   the above is just musings...    
    • Hi I know you are a busy site but I have posted the last few very important messages as I will be in court in the next few weeks   as you can see time is of essence and I have had few cryptic replies of look for your self messages which I have tried to work out about new guidance on statement of truths but this is not something that I am familiar with   yes I understand this site is not here to spoon feed everyone but sometimes it feels like a cap in hand approach. I have not had any feedback as to whether my statement is going to stand or if it will be thrown away by the judge?   I wish I had the knowledge of all you guys that assist everyone in their time of need who ask for the guidance that is readily available here but unfortunately it’s not the case sorry.   If anyone could advise on my post it will be very much appreciated.   Thanks G
    • I will need to find the original two letters. It wasn’t that long ago so they can’t have gone far 🙄   but nobody remembers this pcn which makes me wonder about the date. I will check. 
    • Electricians generally do a good job and we all need them from time to time.  However, none of us would employ an electrician to change a light bulb, we'd do it ourselves.   The small claims courts is designed to be informal and to discourage the use of solicitors.   What we can't understand is why you are paying a solicitor huge sums to do things you could easily do yourself.
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Mutating Corona Virus


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USA seems to be mainly Pfizer, and J & J think they also have Moderna.

 

this was March in NY Times

 

WWW.NYTIMES.COM

Two vaccines are in wide use, a third is getting there, and there may soon be more alternatives. Here is a rundown.

This was State of Virginia

https://www.vdh.virginia.gov/content/uploads/sites/191/2021/03/VDH-Vaccine-flyer-compare-vaccines.pdf

 

 

UK Gov MHRA JCVI have relied on the US data with no special investigation of their own apparently  MHRA is funded by the Bill & Melinda Gates Foundation, so is there a conflict of interest?

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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Literally a billion doses of the O/AZ out there, and not enough valid test info for US approval

- in fact the OA/Z data submitted made them flag it as 'examine this more closely

 

Even the EU's authorisation was muted and full of 'insufficient data statements

- although the EU hating fruitcakes will squeal 'thats because the eu hate us' - which more seems avoiding that accusation a likely reason that they authorised it

 

How the heck could any of that happen with an Oxford/UK vaccine?

well we know - but for Gods sake - talk about dragging reputations down to his level

 

If you are going to train a virus to escape vaccine-induced immunity

you would do exactly what (England) are doing

 

"unrepentant and inveterate liar" “Moral emptiness and epidemiological stupidity”

Boris Johnson Mendex est

 

“The failure of the cheerleaders of Brexit to acknowledge the consequences of Brexit as due to Brexit remains remarkable.” - David Schneider

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WWW.DAILYMAIL.CO.UK

Solicitor Leslie Lawrenson, 58, died at his home in Bournemouth, Dorset, just nine days after releasing two videos to Facebook explaining why Covid-19...

 

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Very sad, UB. I saw a similar story yesterday about a fit man in his early 40s who thought he was strong enough not to need the vaccine. He died too and his family are pleading with the public to get vaxxed.

Illegitimi non carborundum

 

 

 

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Always is personal choice and I can understand why some people do not want to be vaccinated.

 

There are many younger people who believe that the risk outweighs the benefit. They think that getting Covid will most likely lead to fairly mild symptoms, whereas the vaccines can have side effects.

 

There is concern with some of the new vaccines, that we don't know whether they may cause problems in the years ahead e.g. to fertility.

 

Those who decide to not be vaccinated may have come to a considered choice taking into account all available information and are not just afraid to have an injection.

 

As someone middle aged, I decided to be vaccinated as the risk of covid causing serious illness or death was much higher.  

 

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Posted (edited)
1 hour ago, unclebulgaria67 said:

 

There is concern with some of the new vaccines, that we don't know whether they may cause problems in the years ahead e.g. to fertility.

 

 

 

and there are people who spread that sh*t without qualifying it with 'there is absolutely no scientific evidence to support that opinion, and lorry loads to say there wont be

 

On the same basis, Theres no actual evidence that the actual, individual, specific next heinz bean you eat wont kill you or cause you fertility issues is there  - it might accidentally, or through some freak effect contain cyanide for example

Edited by tobyjugg2

 

If you are going to train a virus to escape vaccine-induced immunity

you would do exactly what (England) are doing

 

"unrepentant and inveterate liar" “Moral emptiness and epidemiological stupidity”

Boris Johnson Mendex est

 

“The failure of the cheerleaders of Brexit to acknowledge the consequences of Brexit as due to Brexit remains remarkable.” - David Schneider

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Posted (edited)

or just stick in your throat

or have a birth control pill embedded in it ..

 

Considering going on a ban the bean march Unc?

Edited by tobyjugg2

 

If you are going to train a virus to escape vaccine-induced immunity

you would do exactly what (England) are doing

 

"unrepentant and inveterate liar" “Moral emptiness and epidemiological stupidity”

Boris Johnson Mendex est

 

“The failure of the cheerleaders of Brexit to acknowledge the consequences of Brexit as due to Brexit remains remarkable.” - David Schneider

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Posted (edited)

and if it had been an effective well managed effort ...

--- it still would have been grossly (10x) over any reasonable budget - but forgivable

 

but it wasn't and isn't

Edited by tobyjugg2

 

If you are going to train a virus to escape vaccine-induced immunity

you would do exactly what (England) are doing

 

"unrepentant and inveterate liar" “Moral emptiness and epidemiological stupidity”

Boris Johnson Mendex est

 

“The failure of the cheerleaders of Brexit to acknowledge the consequences of Brexit as due to Brexit remains remarkable.” - David Schneider

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Seems Germany is proposing pfiser boosters for those who had o/AZ due to the 'lower effectiveness of the O/az vaccine

 

If you are going to train a virus to escape vaccine-induced immunity

you would do exactly what (England) are doing

 

"unrepentant and inveterate liar" “Moral emptiness and epidemiological stupidity”

Boris Johnson Mendex est

 

“The failure of the cheerleaders of Brexit to acknowledge the consequences of Brexit as due to Brexit remains remarkable.” - David Schneider

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ICYMI, pranksters film Piers Corbyn appearing to accept £10k not to criticise A/Z vaccines.

 

WWW.DAILYMAIL.CO.UK

The video, shared online, appears to show Piers Corbyn accept £10,000 in cash from someone he believes is an AstraZeneca...

 

And the long version if anyone wants to watch it, from the pair who made the video.

https://www.youtube.com/watch?v=u34rnwBnll4

 

  • Haha 1

Illegitimi non carborundum

 

 

 

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Posted (edited)

LOL - just as corrupt as Johnson

 

Just imagine j Colrbyn in power can't you and appointing his brother to address the 'covid cold'

 

a billion from the NHS budget to address the 'covid cold' by bringing in migrants to chop down cell phone poles and converting them for wood burners ..

(which are terrible for the climate even without tar/whatever coated wood)

 

 

 

Edited by tobyjugg2

 

If you are going to train a virus to escape vaccine-induced immunity

you would do exactly what (England) are doing

 

"unrepentant and inveterate liar" “Moral emptiness and epidemiological stupidity”

Boris Johnson Mendex est

 

“The failure of the cheerleaders of Brexit to acknowledge the consequences of Brexit as due to Brexit remains remarkable.” - David Schneider

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You can see in realtime what Corbyn would have been like, look at Drakeford in Wales.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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Posted (edited)

LOL hardly

 

Still mandating masks in shops and transport isnt he ... nothing like Even Crazier Corbyn

.. or is that what you have issue with? in which case a Corbyn is perhaps still a poor simile

 

Evan Crazier Corbyn is the Welsh cousin isnt he ...

Edited by tobyjugg2

 

If you are going to train a virus to escape vaccine-induced immunity

you would do exactly what (England) are doing

 

"unrepentant and inveterate liar" “Moral emptiness and epidemiological stupidity”

Boris Johnson Mendex est

 

“The failure of the cheerleaders of Brexit to acknowledge the consequences of Brexit as due to Brexit remains remarkable.” - David Schneider

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Anyone else going on the 'ban the bean' march in London tomorrow ?

 

Would help towards the environment in terms of emissions :)

 

@tobyjugg2  My earlier post is simply saying that some people won't have vaccinations because they have come to a rational decision.    Not saying this is a choice they should make but I would not want Government to pass laws forcing people to have vaccinations. 

 

Would not rule out the possibility that if there were more serious  pandemics in the future that Governments would pass laws requiring vaccinations unless medically exempt.

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No TJ its not the masks, it was the Non Essentials ban and the muppetry round baby items, childrens clothes etc. TESCO in cardiff went so far as to stop selling baby feeding equipment and baby formula as non essential, until  Drakeford was kicked and relented and eased up with a clarification.  You don't live in Wales so have no idea what  he is like.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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NEWS.SKY.COM

Coronavirus levels in people with the Delta variant are similar regardless of whether they've been vaccinated - and it "may have implications for...

 

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Posted (edited)
2 hours ago, brassnecked said:

No TJ its not the masks, it was the Non Essentials ban and the muppetry round baby items, childrens clothes etc. TESCO in cardiff went so far as to stop selling baby feeding equipment and baby formula as non essential, until  Drakeford was kicked and relented and eased up with a clarification.  You don't live in Wales so have no idea what  he is like.

 

I dont dispute some of his decisions seem bonkers .. just a different sort, and less dangerous sort of bonkers to the Corbyns

 

8 hours ago, unclebulgaria67 said:

There is concern with some of the new vaccines, that we don't know whether they may cause problems in the years ahead e.g. to fertility.

 

Those who decide to not be vaccinated may have come to a considered choice taking into account all available information and are not just afraid to have an injection.

 

2 hours ago, unclebulgaria67 said:

My earlier post is simply saying that some people won't have vaccinations because they have come to a rational decision.   

 

Yes, people may WELL come to that decision rationally,

BUT 

In what way is your unqualified example of vaccine produced fertility problems a result of a 'rational decision' taking into account all information?

- unless you are including entirely unsupported bonkers conspiracy theories as 'information' in the same breath as 'rational decision'

 

You (perhaps unintentionally) used 'fertility problems alongside 'rational'  in the vaccine decision making process, implying credibility as Piers corbyn and many conspiracy fruitcakes do - I do and will strongly challenge that.

 

 

 

Your jest about beans actually raises a valid and serious point I hadn't considered

8 billion humans farting more with perhaps a hundred million less cow farts in number (but generally more methane per fart)

We might need to take the same anti-methane treatment as the Cows until the crisis is passed.

 

- but banning shale and fracking seems a better place to start ..

Edited by tobyjugg2

 

If you are going to train a virus to escape vaccine-induced immunity

you would do exactly what (England) are doing

 

"unrepentant and inveterate liar" “Moral emptiness and epidemiological stupidity”

Boris Johnson Mendex est

 

“The failure of the cheerleaders of Brexit to acknowledge the consequences of Brexit as due to Brexit remains remarkable.” - David Schneider

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Posted (edited)
2 hours ago, unclebulgaria67 said:
NEWS.SKY.COM

Coronavirus levels in people with the Delta variant are similar regardless of whether they've been vaccinated - and it "may have implications for...

 

 

 

we need to be careful to differentiate between virus levels in the blood, and high virus levels in the higher respiratory tract and sweat glands which increases transmission,

but rather concerning that the virus levels are not reduced, but symptoms/effects are? - that does seems strange to me but I'm no virologist

Edited by tobyjugg2

 

If you are going to train a virus to escape vaccine-induced immunity

you would do exactly what (England) are doing

 

"unrepentant and inveterate liar" “Moral emptiness and epidemiological stupidity”

Boris Johnson Mendex est

 

“The failure of the cheerleaders of Brexit to acknowledge the consequences of Brexit as due to Brexit remains remarkable.” - David Schneider

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Posted (edited)

"PHE said that of confirmed Delta cases that had ended up hospitalised since July 19, 55.1% were unvaccinated,

while 34.9% had received two doses of a COVID-19 vaccine."

 

..which vaccine is not stated

 

Indications are that B.1.621 is even worse

Edited by tobyjugg2

 

If you are going to train a virus to escape vaccine-induced immunity

you would do exactly what (England) are doing

 

"unrepentant and inveterate liar" “Moral emptiness and epidemiological stupidity”

Boris Johnson Mendex est

 

“The failure of the cheerleaders of Brexit to acknowledge the consequences of Brexit as due to Brexit remains remarkable.” - David Schneider

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Posted (edited)

I was just checking Uncs' link on info from PHE is regarding the same issues and variants that have already been highlighted by Israel and the US CDC

- it does seems to be

 

The CDC defined it as 'we need to acknowledge the war has changed' and say it is now possibly as infectious as chickenpox - and the changes back to strongly recommending mask wearing

 

oops reuters link added

WWW.REUTERS.COM

The U.S. Centers for Disease Control and Prevention (CDC) has described the Delta variant of the coronavirus as being as transmissible as...

 

Edited by tobyjugg2

 

If you are going to train a virus to escape vaccine-induced immunity

you would do exactly what (England) are doing

 

"unrepentant and inveterate liar" “Moral emptiness and epidemiological stupidity”

Boris Johnson Mendex est

 

“The failure of the cheerleaders of Brexit to acknowledge the consequences of Brexit as due to Brexit remains remarkable.” - David Schneider

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I don't hear the 'fat lady singing' on this Covid pandemic yet.

 

Yes the vaccines appear to be helping stop serious ill health in most people, but if the level of protection provided  starts to decline, with Governments removing safety measures, we may see an increase in hospitalisations in the Autumn/Winter period.

 

I can understand the Government wanting to provide some optimism about UK returning to life close to where it was in February 2020, but they need to make preparations for lockdowns as well as other measures being required without much notice.

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If you are going to train a virus to escape vaccine-induced immunity

you would do exactly what (England) are doing

 

"unrepentant and inveterate liar" “Moral emptiness and epidemiological stupidity”

Boris Johnson Mendex est

 

“The failure of the cheerleaders of Brexit to acknowledge the consequences of Brexit as due to Brexit remains remarkable.” - David Schneider

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IMCCO there has not been anything even remotely close to the edge of the ballpark of considering that this Coronavirus epidemic was anywhere near to 'under control' let alone over

I can understand that Johnson wants it all to just go away but it wont

I can understand that Johnson just wants to lie and evade and he will

 

I can see that a lot more people are going to get really ill and die.

and johnson will no doubt carry on with 'how could anybody have foreseen that me giving money to mates for duff stuff and throwing safety measures out the window  would cause that ..

 

 

 

If you are going to train a virus to escape vaccine-induced immunity

you would do exactly what (England) are doing

 

"unrepentant and inveterate liar" “Moral emptiness and epidemiological stupidity”

Boris Johnson Mendex est

 

“The failure of the cheerleaders of Brexit to acknowledge the consequences of Brexit as due to Brexit remains remarkable.” - David Schneider

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