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    • If you are flying away tomorrow (or rather this) morning I'd just forget about complaining to the police now.  As BF said earlier it's probably just a waste of your time anyway so I wouldn't worry about it.  Forget it for now.  Have a safe flight and concentrate on your other thread against Aviva.
    • I'm afraid you won't get a complaint drafted before tomorrow morning - and I think most others here think it would be a waste of time anyway and that the police decision won't change.  I would ask for a review and make a complaint on principle, but I suspect you are better off concentrating your effort on your other thread and direct complaint against Aviva.   Unless you are out of the country for an extended period I'd wait until your return before considering futrther whwther to complain about the police.   [ By the way, just so that you don't mislead yourself as it's a mistake many people make, ALL agreements are "verbal" in that they are composed of words.  Some agreements are in writing and others are oral, spoken or vocal.  The law recognises oral or spoken agreements just as much as ones that are written down.  The only practical difference is that oral agreements can be difficult to prove in a dispute]
    • Just to add there is a scheme called the Victim's Right to Review.  It basically applies to decisions made by the CPS not to go ahead with a prosecution.  It doesn't apply to decisions made by local police forces, but it does say:   19.  Decisions that are not eligible for VRR include: ... iii where the police or other investigator exercises their independent discretion not to investigate or not to investigate a case further (whether in consultation with the CPS or not) and the CPS have not been requested / have been unable to make a final decision to charge. Requests for review of such decisions should instead be addressed to the relevant police force/other investigator; [My bold] Victims' Right to Review Scheme | The Crown Prosecution Service WWW.CPS.GOV.UK   I'm not familiar with the scheme so can't advise - but other posters here may know about it or have experience of it.  You need to read the above link but note that it talks about things that seem to fit your situation.   eg a victim is defined as ‘a person who has made an allegation that they have suffered harm, including physical, mental or emotional harm or economic loss which was directly caused by criminal conduct’.   If you have not already requested that the police review their decision not to pass the case onto the CPS, then I would do so.  If you are not happy with the outcome of that, complain.   I can't advise you definitely to go ahead and ask for a review or complain, but if I were in your situation that is what I would do.  But I tend to agree with BankFodder that you'll get nowhere and, if you are sick and tired of all this and just want it to go away, then just drop the police.  However, if you don't try...   [Apologies for the italic typeface/font - it's the above link causing it.  The italics should have stopped at the end of the third para above ending ' ... criminal conduct'.  I can't change it.  Very annoying]
    • @Manxman in exile I eloped to get with my husband si my husband and siblings never sat together in the same room .   Hes claiming a verbal agreement was made but a verbal agreement doesn't hold any water in the eyes of the law..no agreement was made I was in Leeds with my toddler.    He has made use of the policy , had the luxury of the insurance and reversed the money back and now Aviva are coming after me.   You've summed it up well is there anyone in the group that can help me draft the complaint to the police as I'm flying out first thing tomorrow and my head is all over the place.   My husband me Mr z , my late father and eldest brother were at this meeting supposedly when the verbal agreement was made but yet the officer took a statement off the eldest brother and didn't take it off the husband and based the final decision on the eldest brothers statement and Mr Z and all other evidence which is in written form has been completely dismissed    I'm fighting it all alone coming from an Asian background I am getting taunts and salt is bring rubbed on my wounds its not been a pleasant experience yo say the least trying to prove my innocence and having to listen to the b******* being spouted out by everyone whilst Mr Z is walking away not guilty 
    • I would complain to the police - even if I thought it would go nowhere.  I can't see that you have anything to lose.   I can't tell you the grounds of your complaint because I don't know the details of everything that has happened (you know better than I do)  and because I've found much of the story too difficult to follow.     But - based on everything you have told us - it seems to me that your brother has clearly committed fraud by obtaining the benefit of an insurance policy by falsely misrepresenting that he was opening the policy on your behalf and also by falsely misrepresenting himself - or a third party - as being your husband.  If your brother could not have taken out that policy without making those misrepresentations, then he has committed fraud.  It doesn't matter whether the victim was Aviva or you  and it doesn't matter if the victim realises they've been defrauded or not - the police should investigate it properly.  In this case you are the ultimate victim of the fraud because Aviva are saying that you owe them for the premiums on the policy your brother fraudulently took out, so whether Aviva consider they were the victims of fraud or not is irrelevant - they don't care because you end up as the fall guy.  Point out that this may have ended in a civil dispute over a debt between you and Aviva, but that that debt directly arises as a result of your brother's fraud in claiming to be acting on your behalf and by impersonating your brother.   One of the reasons the police seem to have dropped this case (and this needs to be one of your main grounds of complaint I think) is that they have accepted without question your brother's statement that your husband was somehow involved or in some way agreed to your brother taking this policy out in your name, and the police have simply and uncritically accepted your brother's word on that without ever speaking to your husband, who would vigourously deny it.    (I can't make any better suggestion than that because, to be honest, I don't follow what has happened.  If you never authorised your brother to open this insurance policy at all then I don't understand why the police would place any importance at all on your husband being present at a meeting with your brother.  What did your husband's presence have to do with the insurance policy?  Even if he had been at such meeting (which you say he denies) then how could he authorise anything on your behalf?  None of it makes any sense to me and I can't see why the police would think it did.)   Challenge the police to explain to you why they believe there is insufficient evidence to pass this on to the CPS   I would follow the published complaints procedure of the police force in question and I would also send a copy to your local Police and Crime Commissioner.   I think the main problem here is that (despite what the nice woman PC may have suggested to you) the police have never considered you to be the victim.  You need to demonstrate to them via your complaint that you are the victim here.   One other question: is your husband and are your family supporting you through this, or are you going it alone?
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Mutating Corona Virus


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USA seems to be mainly Pfizer, and J & J think they also have Moderna.

 

this was March in NY Times

 

WWW.NYTIMES.COM

Two vaccines are in wide use, a third is getting there, and there may soon be more alternatives. Here is a rundown.

This was State of Virginia

https://www.vdh.virginia.gov/content/uploads/sites/191/2021/03/VDH-Vaccine-flyer-compare-vaccines.pdf

 

 

UK Gov MHRA JCVI have relied on the US data with no special investigation of their own apparently  MHRA is funded by the Bill & Melinda Gates Foundation, so is there a conflict of interest?

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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Literally a billion doses of the O/AZ out there, and not enough valid test info for US approval

- in fact the OA/Z data submitted made them flag it as 'examine this more closely

 

Even the EU's authorisation was muted and full of 'insufficient data statements

- although the EU hating fruitcakes will squeal 'thats because the eu hate us' - which more seems avoiding that accusation a likely reason that they authorised it

 

How the heck could any of that happen with an Oxford/UK vaccine?

well we know - but for Gods sake - talk about dragging reputations down to his level

"vacuous and economically illiterate" "Moral emptiness and epidemiological stupidity”

“veil of ignorance” "unrepentant and inveterate liar" 

Boris Johnson Mendex est

 

“The failure of the cheerleaders of Brexit to acknowledge the consequences of Brexit as due to Brexit remains remarkable.” - David Schneider

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WWW.DAILYMAIL.CO.UK

Solicitor Leslie Lawrenson, 58, died at his home in Bournemouth, Dorset, just nine days after releasing two videos to Facebook explaining why Covid-19...

 

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Very sad, UB. I saw a similar story yesterday about a fit man in his early 40s who thought he was strong enough not to need the vaccine. He died too and his family are pleading with the public to get vaxxed.

Illegitimi non carborundum

 

 

 

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Always is personal choice and I can understand why some people do not want to be vaccinated.

 

There are many younger people who believe that the risk outweighs the benefit. They think that getting Covid will most likely lead to fairly mild symptoms, whereas the vaccines can have side effects.

 

There is concern with some of the new vaccines, that we don't know whether they may cause problems in the years ahead e.g. to fertility.

 

Those who decide to not be vaccinated may have come to a considered choice taking into account all available information and are not just afraid to have an injection.

 

As someone middle aged, I decided to be vaccinated as the risk of covid causing serious illness or death was much higher.  

 

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Posted (edited)
1 hour ago, unclebulgaria67 said:

 

There is concern with some of the new vaccines, that we don't know whether they may cause problems in the years ahead e.g. to fertility.

 

 

 

and there are people who spread that sh*t without qualifying it with 'there is absolutely no scientific evidence to support that opinion, and lorry loads to say there wont be

 

On the same basis, Theres no actual evidence that the actual, individual, specific next heinz bean you eat wont kill you or cause you fertility issues is there  - it might accidentally, or through some freak effect contain cyanide for example

Edited by tobyjugg2

"vacuous and economically illiterate" "Moral emptiness and epidemiological stupidity”

“veil of ignorance” "unrepentant and inveterate liar" 

Boris Johnson Mendex est

 

“The failure of the cheerleaders of Brexit to acknowledge the consequences of Brexit as due to Brexit remains remarkable.” - David Schneider

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Posted (edited)

or just stick in your throat

or have a birth control pill embedded in it ..

 

Considering going on a ban the bean march Unc?

Edited by tobyjugg2

"vacuous and economically illiterate" "Moral emptiness and epidemiological stupidity”

“veil of ignorance” "unrepentant and inveterate liar" 

Boris Johnson Mendex est

 

“The failure of the cheerleaders of Brexit to acknowledge the consequences of Brexit as due to Brexit remains remarkable.” - David Schneider

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Posted (edited)

and if it had been an effective well managed effort ...

--- it still would have been grossly (10x) over any reasonable budget - but forgivable

 

but it wasn't and isn't

Edited by tobyjugg2

"vacuous and economically illiterate" "Moral emptiness and epidemiological stupidity”

“veil of ignorance” "unrepentant and inveterate liar" 

Boris Johnson Mendex est

 

“The failure of the cheerleaders of Brexit to acknowledge the consequences of Brexit as due to Brexit remains remarkable.” - David Schneider

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Seems Germany is proposing pfiser boosters for those who had o/AZ due to the 'lower effectiveness of the O/az vaccine

"vacuous and economically illiterate" "Moral emptiness and epidemiological stupidity”

“veil of ignorance” "unrepentant and inveterate liar" 

Boris Johnson Mendex est

 

“The failure of the cheerleaders of Brexit to acknowledge the consequences of Brexit as due to Brexit remains remarkable.” - David Schneider

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ICYMI, pranksters film Piers Corbyn appearing to accept £10k not to criticise A/Z vaccines.

 

WWW.DAILYMAIL.CO.UK

The video, shared online, appears to show Piers Corbyn accept £10,000 in cash from someone he believes is an AstraZeneca...

 

And the long version if anyone wants to watch it, from the pair who made the video.

https://www.youtube.com/watch?v=u34rnwBnll4

 

  • Haha 1

Illegitimi non carborundum

 

 

 

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Posted (edited)

LOL - just as corrupt as Johnson

 

Just imagine j Colrbyn in power can't you and appointing his brother to address the 'covid cold'

 

a billion from the NHS budget to address the 'covid cold' by bringing in migrants to chop down cell phone poles and converting them for wood burners ..

(which are terrible for the climate even without tar/whatever coated wood)

 

 

 

Edited by tobyjugg2

"vacuous and economically illiterate" "Moral emptiness and epidemiological stupidity”

“veil of ignorance” "unrepentant and inveterate liar" 

Boris Johnson Mendex est

 

“The failure of the cheerleaders of Brexit to acknowledge the consequences of Brexit as due to Brexit remains remarkable.” - David Schneider

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You can see in realtime what Corbyn would have been like, look at Drakeford in Wales.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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Posted (edited)

LOL hardly

 

Still mandating masks in shops and transport isnt he ... nothing like Even Crazier Corbyn

.. or is that what you have issue with? in which case a Corbyn is perhaps still a poor simile

 

Evan Crazier Corbyn is the Welsh cousin isnt he ...

Edited by tobyjugg2

"vacuous and economically illiterate" "Moral emptiness and epidemiological stupidity”

“veil of ignorance” "unrepentant and inveterate liar" 

Boris Johnson Mendex est

 

“The failure of the cheerleaders of Brexit to acknowledge the consequences of Brexit as due to Brexit remains remarkable.” - David Schneider

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Anyone else going on the 'ban the bean' march in London tomorrow ?

 

Would help towards the environment in terms of emissions :)

 

@tobyjugg2  My earlier post is simply saying that some people won't have vaccinations because they have come to a rational decision.    Not saying this is a choice they should make but I would not want Government to pass laws forcing people to have vaccinations. 

 

Would not rule out the possibility that if there were more serious  pandemics in the future that Governments would pass laws requiring vaccinations unless medically exempt.

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No TJ its not the masks, it was the Non Essentials ban and the muppetry round baby items, childrens clothes etc. TESCO in cardiff went so far as to stop selling baby feeding equipment and baby formula as non essential, until  Drakeford was kicked and relented and eased up with a clarification.  You don't live in Wales so have no idea what  he is like.

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NEWS.SKY.COM

Coronavirus levels in people with the Delta variant are similar regardless of whether they've been vaccinated - and it "may have implications for...

 

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Posted (edited)
2 hours ago, brassnecked said:

No TJ its not the masks, it was the Non Essentials ban and the muppetry round baby items, childrens clothes etc. TESCO in cardiff went so far as to stop selling baby feeding equipment and baby formula as non essential, until  Drakeford was kicked and relented and eased up with a clarification.  You don't live in Wales so have no idea what  he is like.

 

I dont dispute some of his decisions seem bonkers .. just a different sort, and less dangerous sort of bonkers to the Corbyns

 

8 hours ago, unclebulgaria67 said:

There is concern with some of the new vaccines, that we don't know whether they may cause problems in the years ahead e.g. to fertility.

 

Those who decide to not be vaccinated may have come to a considered choice taking into account all available information and are not just afraid to have an injection.

 

2 hours ago, unclebulgaria67 said:

My earlier post is simply saying that some people won't have vaccinations because they have come to a rational decision.   

 

Yes, people may WELL come to that decision rationally,

BUT 

In what way is your unqualified example of vaccine produced fertility problems a result of a 'rational decision' taking into account all information?

- unless you are including entirely unsupported bonkers conspiracy theories as 'information' in the same breath as 'rational decision'

 

You (perhaps unintentionally) used 'fertility problems alongside 'rational'  in the vaccine decision making process, implying credibility as Piers corbyn and many conspiracy fruitcakes do - I do and will strongly challenge that.

 

 

 

Your jest about beans actually raises a valid and serious point I hadn't considered

8 billion humans farting more with perhaps a hundred million less cow farts in number (but generally more methane per fart)

We might need to take the same anti-methane treatment as the Cows until the crisis is passed.

 

- but banning shale and fracking seems a better place to start ..

Edited by tobyjugg2

"vacuous and economically illiterate" "Moral emptiness and epidemiological stupidity”

“veil of ignorance” "unrepentant and inveterate liar" 

Boris Johnson Mendex est

 

“The failure of the cheerleaders of Brexit to acknowledge the consequences of Brexit as due to Brexit remains remarkable.” - David Schneider

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Posted (edited)
2 hours ago, unclebulgaria67 said:
NEWS.SKY.COM

Coronavirus levels in people with the Delta variant are similar regardless of whether they've been vaccinated - and it "may have implications for...

 

 

 

we need to be careful to differentiate between virus levels in the blood, and high virus levels in the higher respiratory tract and sweat glands which increases transmission,

but rather concerning that the virus levels are not reduced, but symptoms/effects are? - that does seems strange to me but I'm no virologist

Edited by tobyjugg2

"vacuous and economically illiterate" "Moral emptiness and epidemiological stupidity”

“veil of ignorance” "unrepentant and inveterate liar" 

Boris Johnson Mendex est

 

“The failure of the cheerleaders of Brexit to acknowledge the consequences of Brexit as due to Brexit remains remarkable.” - David Schneider

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Posted (edited)

"PHE said that of confirmed Delta cases that had ended up hospitalised since July 19, 55.1% were unvaccinated,

while 34.9% had received two doses of a COVID-19 vaccine."

 

..which vaccine is not stated

 

Indications are that B.1.621 is even worse

Edited by tobyjugg2

"vacuous and economically illiterate" "Moral emptiness and epidemiological stupidity”

“veil of ignorance” "unrepentant and inveterate liar" 

Boris Johnson Mendex est

 

“The failure of the cheerleaders of Brexit to acknowledge the consequences of Brexit as due to Brexit remains remarkable.” - David Schneider

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Posted (edited)

I was just checking Uncs' link on info from PHE is regarding the same issues and variants that have already been highlighted by Israel and the US CDC

- it does seems to be

 

The CDC defined it as 'we need to acknowledge the war has changed' and say it is now possibly as infectious as chickenpox - and the changes back to strongly recommending mask wearing

 

oops reuters link added

WWW.REUTERS.COM

The U.S. Centers for Disease Control and Prevention (CDC) has described the Delta variant of the coronavirus as being as transmissible as...

 

Edited by tobyjugg2

"vacuous and economically illiterate" "Moral emptiness and epidemiological stupidity”

“veil of ignorance” "unrepentant and inveterate liar" 

Boris Johnson Mendex est

 

“The failure of the cheerleaders of Brexit to acknowledge the consequences of Brexit as due to Brexit remains remarkable.” - David Schneider

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I don't hear the 'fat lady singing' on this Covid pandemic yet.

 

Yes the vaccines appear to be helping stop serious ill health in most people, but if the level of protection provided  starts to decline, with Governments removing safety measures, we may see an increase in hospitalisations in the Autumn/Winter period.

 

I can understand the Government wanting to provide some optimism about UK returning to life close to where it was in February 2020, but they need to make preparations for lockdowns as well as other measures being required without much notice.

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"vacuous and economically illiterate" "Moral emptiness and epidemiological stupidity”

“veil of ignorance” "unrepentant and inveterate liar" 

Boris Johnson Mendex est

 

“The failure of the cheerleaders of Brexit to acknowledge the consequences of Brexit as due to Brexit remains remarkable.” - David Schneider

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IMCCO there has not been anything even remotely close to the edge of the ballpark of considering that this Coronavirus epidemic was anywhere near to 'under control' let alone over

I can understand that Johnson wants it all to just go away but it wont

I can understand that Johnson just wants to lie and evade and he will

 

I can see that a lot more people are going to get really ill and die.

and johnson will no doubt carry on with 'how could anybody have foreseen that me giving money to mates for duff stuff and throwing safety measures out the window  would cause that ..

 

 

"vacuous and economically illiterate" "Moral emptiness and epidemiological stupidity”

“veil of ignorance” "unrepentant and inveterate liar" 

Boris Johnson Mendex est

 

“The failure of the cheerleaders of Brexit to acknowledge the consequences of Brexit as due to Brexit remains remarkable.” - David Schneider

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