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    • The move marks the first time the country's central bank has raised interest rates for 17 years.View the full article
    • The move marks the first time the country's central bank has raised interest rates for 17 years.View the full article
    • The firm has benefited from the AI boom, making it the third-most valuable company in the US.View the full article
    • Former billionaire Hui Ka Yan has been fined and banned from the financial market for life.View the full article
    • In terms of "why didn't I make a claim" - well, that has to be understood in the context of the long-standing legal battle and all its permuations with the shark. In essence there was a repo and probable fire sale of the leasehold property - which would have led to me initiating the complaint/ claim v SPF in summer 19. But there was no quick sale. And battle commenced and it ain't done yet 5y later. A potential sale morphed into trying to do a debt deal and then into a full blown battle heading to trial - based on the shark deliberately racking up costs just so the ceo can keep the property for himself.  Along the way they have launched claims in 4 different counties -v- me - trying to get a backdoor B. (Haven't yet succeeded) Simultaneously I got dragged into a contentious forfeiture claim and then into a lease extension debacle - both of which lasted 3y. (I have an association with the freeholders and handled all that legal stuff too) I had some (friend paid for) legal support to begin with.  But mostly I have handled every thing alone.  The sheer weight of all the different cases has been pretty overwhelming. And tedious.  I'm battling an aggressive financial shark that has investors giving them 00s of millions. They've employed teams of expensive lawyers and barristers. And also got juniors doing the boring menial tasks. And, of course, in text book style they've delayed issues on purpose and then sent 000's of docs to read at the 11th hour. Which I not only boringly did read,  but also simultaneously filed for ease of reference later - which has come in very handy in speeding up collating legal bundles and being able to find evidence quickly.  It's also how I found out the damning stuff I could use -v- them.  Bottom line - I haven't really had a moment to breath for 5y. I've had to write a statement recently. And asked a clinic for advice. One of the volunteers asked how I got into this situation.  Which prompted me to say it all started when I got bad advice from a broker. Which kick-started me in to thinking I really should look into making some kind of formal complaint -v- the broker.  Which is where I am now.  Extenuating circumstances as to why I'm complaining so late.  But hopefully still in time ??  
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Mutating Corona Virus


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UK.YAHOO.COM

Only 10 cases have been reported worldwide so far
UK.YAHOO.COM

Slovakia went into a two-week lockdown on Thursday, as the country with one of the EU's lowest vaccination rates reported a critical situation in...

 

Edited by snowdragon
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R.I.P my beautiful grey ghost, gone but never forgotten, taken so suddenly, 04/07/2004 ~ ~ 02/03/2017

Gone but never forgotten,Little Miss Sunshine, Alisha Marie. 15/12/2005 ~ ~ 13/02/2006

Our  beloved Dalmatian Jazz,  gone to join Wal at Rainbow Bridge, hope you are now pain free .  20/9/2005 ~ ~ 24/3/2019

 

 

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A deeply disturbing variant which has already been seen in a number of locations across the world

 

WWW.ONEINDIA.COM

London/Johannesburg, Nov 25: A new variant of COVID-19, feared to have a high amount of spike mutations unseen before, has been detected in...

 

 

WWW.FIRSTPOST.COM

The scientists have warned that this variant carries an 'extremely high number' of mutations may drive further waves of disease by evading the...

 

 

Edited by tobyjugg2

You know what IS patriotic?

Loving your country enough to care for its old and poor, fund its institutions, unite its communities, feed, house and educate its children, restore and live in balance with its environment, plan with care for its future, build its alliances, and perhaps above all - tell it the truth

 

 

The Tory Legacy

Record high: taxes, immigration, excrement in waterways, energy company/crony profits

Record low: living standards and investment

Crumbling Hospitals, schools, council services, businesses and roads

They squander taxpayer money by the £thousands on a failed ex-PMs luxury troughing on a plane, rather than feed UK children

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UK.YAHOO.COM

Health Secretary warns the variant may make vaccines less ef
South Africa to be put on England’s travel red list over new Covid variant

 

Edited by snowdragon
  • Like 1

R.I.P my beautiful grey ghost, gone but never forgotten, taken so suddenly, 04/07/2004 ~ ~ 02/03/2017

Gone but never forgotten,Little Miss Sunshine, Alisha Marie. 15/12/2005 ~ ~ 13/02/2006

Our  beloved Dalmatian Jazz,  gone to join Wal at Rainbow Bridge, hope you are now pain free .  20/9/2005 ~ ~ 24/3/2019

 

 

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13 hours ago, honeybee13 said:

Is that the one Sandy posted about, TJ?

 

A smart government would put those countries who are affected on the red list pronto.

Yes - it was extra info in reply to SD

and as Sandy has linked - they have

 

 

See here for breaking:

(sheesh - thats big tweets - I din't do it)

Strain is already in Hong Kong - so undoubtedly also already in New York (hense also London) + Melbourne ...  and spreading

 

... especially with testing labs like Immensas ?

 

 

Edited by tobyjugg2

You know what IS patriotic?

Loving your country enough to care for its old and poor, fund its institutions, unite its communities, feed, house and educate its children, restore and live in balance with its environment, plan with care for its future, build its alliances, and perhaps above all - tell it the truth

 

 

The Tory Legacy

Record high: taxes, immigration, excrement in waterways, energy company/crony profits

Record low: living standards and investment

Crumbling Hospitals, schools, council services, businesses and roads

They squander taxpayer money by the £thousands on a failed ex-PMs luxury troughing on a plane, rather than feed UK children

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Its just the sheer size of them and how many

 

You used to get an option for small/medium/large display size for link/videos didnt you?

Dont seem to get that anymore, and not sure why it included so many tweets, rather than the simple first one as it seemed to do before

 

Some numpty been fiddling with the site code again?

 

Gonna embed entire linked newsheets next rather than just HL?

Edited by tobyjugg2

You know what IS patriotic?

Loving your country enough to care for its old and poor, fund its institutions, unite its communities, feed, house and educate its children, restore and live in balance with its environment, plan with care for its future, build its alliances, and perhaps above all - tell it the truth

 

 

The Tory Legacy

Record high: taxes, immigration, excrement in waterways, energy company/crony profits

Record low: living standards and investment

Crumbling Hospitals, schools, council services, businesses and roads

They squander taxpayer money by the £thousands on a failed ex-PMs luxury troughing on a plane, rather than feed UK children

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Share on other sites

Yes HB - I can post as link but intended to embed, but its the sheer size and volume of that embedded tweet - maybe I did it differently

You know what IS patriotic?

Loving your country enough to care for its old and poor, fund its institutions, unite its communities, feed, house and educate its children, restore and live in balance with its environment, plan with care for its future, build its alliances, and perhaps above all - tell it the truth

 

 

The Tory Legacy

Record high: taxes, immigration, excrement in waterways, energy company/crony profits

Record low: living standards and investment

Crumbling Hospitals, schools, council services, businesses and roads

They squander taxpayer money by the £thousands on a failed ex-PMs luxury troughing on a plane, rather than feed UK children

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UK.YAHOO.COM

One of the UK's leading health officials has said the variant is the most worrying we've seen so far.

 

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R.I.P my beautiful grey ghost, gone but never forgotten, taken so suddenly, 04/07/2004 ~ ~ 02/03/2017

Gone but never forgotten,Little Miss Sunshine, Alisha Marie. 15/12/2005 ~ ~ 13/02/2006

Our  beloved Dalmatian Jazz,  gone to join Wal at Rainbow Bridge, hope you are now pain free .  20/9/2005 ~ ~ 24/3/2019

 

 

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On 25/11/2021 at 12:19, hightail said:

 but I do understand (to an extent) the argument that says they're all mixing at school anyway so what's the difference.

 

As do i, with perhaps a slightly other perspective with a more correct (IMO) allocation of blame:

They are all mixing at school without any mitigations in place and there nothing the parents can realistically do about the governments directives on that,

- so they are probably already infected and already bought it back into the home

 

 

 

You know what IS patriotic?

Loving your country enough to care for its old and poor, fund its institutions, unite its communities, feed, house and educate its children, restore and live in balance with its environment, plan with care for its future, build its alliances, and perhaps above all - tell it the truth

 

 

The Tory Legacy

Record high: taxes, immigration, excrement in waterways, energy company/crony profits

Record low: living standards and investment

Crumbling Hospitals, schools, council services, businesses and roads

They squander taxpayer money by the £thousands on a failed ex-PMs luxury troughing on a plane, rather than feed UK children

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oh and no attack intended HT, just offering a perhaps different perspective

You know what IS patriotic?

Loving your country enough to care for its old and poor, fund its institutions, unite its communities, feed, house and educate its children, restore and live in balance with its environment, plan with care for its future, build its alliances, and perhaps above all - tell it the truth

 

 

The Tory Legacy

Record high: taxes, immigration, excrement in waterways, energy company/crony profits

Record low: living standards and investment

Crumbling Hospitals, schools, council services, businesses and roads

They squander taxpayer money by the £thousands on a failed ex-PMs luxury troughing on a plane, rather than feed UK children

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UK.YAHOO.COM

The public need to be ready for a change in Covid restrictions in the wake of the new South African variant, a JCVI scientist has warned.

 

R.I.P my beautiful grey ghost, gone but never forgotten, taken so suddenly, 04/07/2004 ~ ~ 02/03/2017

Gone but never forgotten,Little Miss Sunshine, Alisha Marie. 15/12/2005 ~ ~ 13/02/2006

Our  beloved Dalmatian Jazz,  gone to join Wal at Rainbow Bridge, hope you are now pain free .  20/9/2005 ~ ~ 24/3/2019

 

 

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UK.YAHOO.COM

The health secretary said the new variant was of 'huge international concern', amid fears it may have reached the UK.
UK.YAHOO.COM

The UK has placed South Africa, Botswana, Lesotho, Eswatini, Zimbabwe and Namibia on its travel red list in response to the outbreak,

 

Edited by snowdragon

R.I.P my beautiful grey ghost, gone but never forgotten, taken so suddenly, 04/07/2004 ~ ~ 02/03/2017

Gone but never forgotten,Little Miss Sunshine, Alisha Marie. 15/12/2005 ~ ~ 13/02/2006

Our  beloved Dalmatian Jazz,  gone to join Wal at Rainbow Bridge, hope you are now pain free .  20/9/2005 ~ ~ 24/3/2019

 

 

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Yep A number of changes in this that seem likely to assist its spread and bypassing vaccination/existing immune responses

 

Two bits of more positive news though:

1. Existing pcr/lft tests should still detect it OK ... unless the test is incompetently processed by immensa or similar Johnson VIPals of course

2. Crucially  - that a mask is still effective whether vaccines are or not ...

  • Like 1

You know what IS patriotic?

Loving your country enough to care for its old and poor, fund its institutions, unite its communities, feed, house and educate its children, restore and live in balance with its environment, plan with care for its future, build its alliances, and perhaps above all - tell it the truth

 

 

The Tory Legacy

Record high: taxes, immigration, excrement in waterways, energy company/crony profits

Record low: living standards and investment

Crumbling Hospitals, schools, council services, businesses and roads

They squander taxpayer money by the £thousands on a failed ex-PMs luxury troughing on a plane, rather than feed UK children

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Share on other sites

UK.YAHOO.COM

The first UK cases of the omicron Covid variant were confirmed on Saturday, as ministers planned to impose travel restrictions on further countries...

 

R.I.P my beautiful grey ghost, gone but never forgotten, taken so suddenly, 04/07/2004 ~ ~ 02/03/2017

Gone but never forgotten,Little Miss Sunshine, Alisha Marie. 15/12/2005 ~ ~ 13/02/2006

Our  beloved Dalmatian Jazz,  gone to join Wal at Rainbow Bridge, hope you are now pain free .  20/9/2005 ~ ~ 24/3/2019

 

 

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UK.YAHOO.COM

Sixty-one travellers who flew into Amsterdam from South Africa on Friday have tested positive for Covid-19, officials have confirmed. Dutch health...

 

R.I.P my beautiful grey ghost, gone but never forgotten, taken so suddenly, 04/07/2004 ~ ~ 02/03/2017

Gone but never forgotten,Little Miss Sunshine, Alisha Marie. 15/12/2005 ~ ~ 13/02/2006

Our  beloved Dalmatian Jazz,  gone to join Wal at Rainbow Bridge, hope you are now pain free .  20/9/2005 ~ ~ 24/3/2019

 

 

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Interesting that with the European positive results, those infected appear to have been quickly isolated from other passengers, and all given further tests at the airport(s)

 

In the UK the infected are in Nottingham and Chelmsford ... Presumably having traveled there after arriving?

 

Johnson and Patel really not doing a good job protecting the borders are they?

Edited by tobyjugg2

You know what IS patriotic?

Loving your country enough to care for its old and poor, fund its institutions, unite its communities, feed, house and educate its children, restore and live in balance with its environment, plan with care for its future, build its alliances, and perhaps above all - tell it the truth

 

 

The Tory Legacy

Record high: taxes, immigration, excrement in waterways, energy company/crony profits

Record low: living standards and investment

Crumbling Hospitals, schools, council services, businesses and roads

They squander taxpayer money by the £thousands on a failed ex-PMs luxury troughing on a plane, rather than feed UK children

Link to post
Share on other sites

bit scary as I am in Nottinghamshire!

R.I.P my beautiful grey ghost, gone but never forgotten, taken so suddenly, 04/07/2004 ~ ~ 02/03/2017

Gone but never forgotten,Little Miss Sunshine, Alisha Marie. 15/12/2005 ~ ~ 13/02/2006

Our  beloved Dalmatian Jazz,  gone to join Wal at Rainbow Bridge, hope you are now pain free .  20/9/2005 ~ ~ 24/3/2019

 

 

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I think we'll quickly find out its already all over country sandy, especially around the capital, major cities and Universities. Not yet sure if Nottingham is because of a returnee from EM airport or traveled from the capital,

but whichever is the case, it seems it left the/whichever airport - which is a damning condemnation of the Uk's processes IMO - which needs speedy and effective correction (fat chance)

 

Despite the changes, it seems most likely that the new variant wont cause significantly greater issues with the vaccinated other than a likely increase in spread (maybe from 10% to 15-20%), although that does need to be confirmed. Masks will still be a significant protection.

I wouldn't want to be one of the unvaccinated+unmasked though. My booster is next week.

 

(especially given the cold strains out ther at the moment + the bird flu outbreaks)

Edited by tobyjugg2

You know what IS patriotic?

Loving your country enough to care for its old and poor, fund its institutions, unite its communities, feed, house and educate its children, restore and live in balance with its environment, plan with care for its future, build its alliances, and perhaps above all - tell it the truth

 

 

The Tory Legacy

Record high: taxes, immigration, excrement in waterways, energy company/crony profits

Record low: living standards and investment

Crumbling Hospitals, schools, council services, businesses and roads

They squander taxpayer money by the £thousands on a failed ex-PMs luxury troughing on a plane, rather than feed UK children

Link to post
Share on other sites

WWW.INDEPENDENT.CO.UK

Boris Johnson also imposes 10-day isolation for contacts of Omicron cases – regardless of vaccination status

 

You know what IS patriotic?

Loving your country enough to care for its old and poor, fund its institutions, unite its communities, feed, house and educate its children, restore and live in balance with its environment, plan with care for its future, build its alliances, and perhaps above all - tell it the truth

 

 

The Tory Legacy

Record high: taxes, immigration, excrement in waterways, energy company/crony profits

Record low: living standards and investment

Crumbling Hospitals, schools, council services, businesses and roads

They squander taxpayer money by the £thousands on a failed ex-PMs luxury troughing on a plane, rather than feed UK children

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Share on other sites

Scientists have so far detected 22 cases of the B1.1.529 variant in Gauteng Province, the country’s economic hub.

Botswana’s health ministry confirmed that four cases of the variant had been detected in people who were all fully vaccinated. All four were tested before planned travel. One sample was also detected in Hong Kong, carried by a traveler from South Africa, South African scientists said.

- NYT

 

 

Gauteng is a densely populated area of SA, associated with Gold (and the immune damage the mining methods cause), poverty and HIV

 

 

Israel has also trapped a number of cases at entry to the country and is isolating the people

Edited by tobyjugg2

You know what IS patriotic?

Loving your country enough to care for its old and poor, fund its institutions, unite its communities, feed, house and educate its children, restore and live in balance with its environment, plan with care for its future, build its alliances, and perhaps above all - tell it the truth

 

 

The Tory Legacy

Record high: taxes, immigration, excrement in waterways, energy company/crony profits

Record low: living standards and investment

Crumbling Hospitals, schools, council services, businesses and roads

They squander taxpayer money by the £thousands on a failed ex-PMs luxury troughing on a plane, rather than feed UK children

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I wonder if this variant is anything to do with the low vaccine rate in southern Africa, leading to more mutation of the virus than in Europe.

 

I think the manufacturers should have released the formulation of their vaccines so that poorer countries could make their own, rather than waiting until rich countries had vaccines to spare.

Illegitimi non carborundum

 

 

 

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(Almost) absolutely (to your first point) HB, and partial agreement with your second point.

 

It isn’t now low vaccination rate though, it is low vaccination rate in the immunocompromised (and the whole host of other pressures that come with sociopath-economic challenges in the developing world) .

Virus mutation is expected for the coronaviridae. Add to that prolonged replication / shedding in the immunocompromised, increased risk of transmission in those environments (poorer housing / access to healthcare / lower vaccination rates / inability to self-isolate when unwell), and emergence of variants can be expected.

(If you are in a marginalised group and living hand to mouth at best, when unwell you can’t self-isolate / stop doing whatever gives you some income, let alone arrange for food deliveries ……)

 

vaccines? Production in the developing world needed, as well as vaccines from the developed world. At what point should the focus switch from “vaccinate our population at most risk” to “vaccinate the developing world’s population at most risk” to protect OUR population (from the emergence of new variants that have greater escape from current vaccine).

 

Whilst travel bans appeal to those who want to blame “Johnny Foreigner”:

a) Omicron is already here.

b) “Punishing” South Africa (or anywhere with a robust sequencing / surveillance system!) is counter-productive.

We don’t seem to learn the lessons of history (1918 H1N1 ‘Spanish Flu’ didn’t originate in Spain ……)

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