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    • The move marks the first time the country's central bank has raised interest rates for 17 years.View the full article
    • The move marks the first time the country's central bank has raised interest rates for 17 years.View the full article
    • The firm has benefited from the AI boom, making it the third-most valuable company in the US.View the full article
    • Former billionaire Hui Ka Yan has been fined and banned from the financial market for life.View the full article
    • In terms of "why didn't I make a claim" - well, that has to be understood in the context of the long-standing legal battle and all its permuations with the shark. In essence there was a repo and probable fire sale of the leasehold property - which would have led to me initiating the complaint/ claim v SPF in summer 19. But there was no quick sale. And battle commenced and it ain't done yet 5y later. A potential sale morphed into trying to do a debt deal and then into a full blown battle heading to trial - based on the shark deliberately racking up costs just so the ceo can keep the property for himself.  Along the way they have launched claims in 4 different counties -v- me - trying to get a backdoor B. (Haven't yet succeeded) Simultaneously I got dragged into a contentious forfeiture claim and then into a lease extension debacle - both of which lasted 3y. (I have an association with the freeholders and handled all that legal stuff too) I had some (friend paid for) legal support to begin with.  But mostly I have handled every thing alone.  The sheer weight of all the different cases has been pretty overwhelming. And tedious.  I'm battling an aggressive financial shark that has investors giving them 00s of millions. They've employed teams of expensive lawyers and barristers. And also got juniors doing the boring menial tasks. And, of course, in text book style they've delayed issues on purpose and then sent 000's of docs to read at the 11th hour. Which I not only boringly did read,  but also simultaneously filed for ease of reference later - which has come in very handy in speeding up collating legal bundles and being able to find evidence quickly.  It's also how I found out the damning stuff I could use -v- them.  Bottom line - I haven't really had a moment to breath for 5y. I've had to write a statement recently. And asked a clinic for advice. One of the volunteers asked how I got into this situation.  Which prompted me to say it all started when I got bad advice from a broker. Which kick-started me in to thinking I really should look into making some kind of formal complaint -v- the broker.  Which is where I am now.  Extenuating circumstances as to why I'm complaining so late.  But hopefully still in time ??  
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Mutating Corona Virus


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Yes which is why they were  kicking off at Well'ard ( Well'ard being Drakeford  thinks he is so hard doing stuff before Johnson & Sturgeon.  Well'ard was Ricky Butcher's dog in Eastenders)for his one size fits all lockdown

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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"an earlier phase of the OptiGene testing – which was supposed to involve all 250,000 residents of Salford, Greater Manchester, being tested regularly – was quietly scaled back after it struggled to even test 250 Salfordians a day. After the pilot was paused, the government said it would now be smaller in scale and focused on “high-risk environments and groups”."

 

So smaller in scale than the failed first test which failed to achieve its target of just 250 tests a day  ..

 

Where are they re-implementing it? A local happy shopper?

 

Just a point - the Telegraph is challenging these johnson/handcock false claims better than the Guardian

Edited by tobyjugg2

You know what IS patriotic?

Loving your country enough to care for its old and poor, fund its institutions, unite its communities, feed, house and educate its children, restore and live in balance with its environment, plan with care for its future, build its alliances, and perhaps above all - tell it the truth

 

 

The Tory Legacy

Record high: taxes, immigration, excrement in waterways, energy company/crony profits

Record low: living standards and investment

Crumbling Hospitals, schools, council services, businesses and roads

They squander taxpayer money by the £thousands on a failed ex-PMs luxury troughing on a plane, rather than feed UK children

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The Torygraph seem to be turning on their boy Boris somewhat.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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"When he announced the mass testing plan in September, Johnson conceded it was hugely ambitious but predicted the system could be “widespread” by spring"

 

so testing 250,000 people at the rate of 250 a day for a wider roll-out in 6 months or so was 'ambitious' eh?

Well I suppose it clearly was - as it failed miserably.

.. and £500 million pounds was it? ... to fail to collect and test just 250 spit samples a day? .. from a single geographic location

 

and the guardian has a nice big graphic center piece in the article promoting handcocks utter cobblers 300,000 tests a day ...

while questioning nothing?

thought I was watching the BBC

You know what IS patriotic?

Loving your country enough to care for its old and poor, fund its institutions, unite its communities, feed, house and educate its children, restore and live in balance with its environment, plan with care for its future, build its alliances, and perhaps above all - tell it the truth

 

 

The Tory Legacy

Record high: taxes, immigration, excrement in waterways, energy company/crony profits

Record low: living standards and investment

Crumbling Hospitals, schools, council services, businesses and roads

They squander taxpayer money by the £thousands on a failed ex-PMs luxury troughing on a plane, rather than feed UK children

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Ah, this is where they have been redirected - to allow people who can still afford it to travel abroad .. especially Hong Kong

- a clear priority for the health and safety of the British Public and their children.

 

https://uk.reuters.com/article/uk-health-coronavirus-britain-heathrow/outbound-covid-testing-launched-at-heathrow-to-unlock-routes-idUKKBN2751I4

 

Do note its outward bound testing ...

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You know what IS patriotic?

Loving your country enough to care for its old and poor, fund its institutions, unite its communities, feed, house and educate its children, restore and live in balance with its environment, plan with care for its future, build its alliances, and perhaps above all - tell it the truth

 

 

The Tory Legacy

Record high: taxes, immigration, excrement in waterways, energy company/crony profits

Record low: living standards and investment

Crumbling Hospitals, schools, council services, businesses and roads

They squander taxpayer money by the £thousands on a failed ex-PMs luxury troughing on a plane, rather than feed UK children

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It's not going well at Serco/Sitel Test and Trace. They're using untrained staff to do clinical assessments of people who have tested positive because they don't have enough staff. They seem to have learned nothing since the first wave.

 

https://www.independent.co.uk/news/health/coronavirus-test-and-trace-serco-untrained-tracing-b1204648.html

Illegitimi non carborundum

 

 

 

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Test & Trace is a complete disaster, about time the plug was pulled and local Authorities Public health departments funded to do the job anything where data Loss Dido is involved turns sour.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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So anecdote, my wife and daughter's Covid test posted Monday 9 am, Results texted 10pm Wednesday night, Wife negative, Daughter is positive.

We immediately emailed the school despite it being half term here, as her symptoms appeared last Thursday. Head Teacher called us  Public Health Wiltshire informed, email sent out telling her year to self isolate.

 

All pretty efficient, while patient zero is on the phone to all her mates giggling about her loss of smell. 

 

As an aside covid for a 14 year old, was a mild fever for a few hours, and a sore throat. Then back to normal minus a sense of smell. She's now probably been infectious for 8 days, nobody else has had symptoms ' yet'

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fingers crossed London, hope all is OK

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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Thanks for that.  Lot's of paranoid temperature checking going on here today.

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Meanwhile Drakeford gone into full control freak mode,  on Wales Firebreak banning sales of all non essential goods whatever he means by that

 

https://www.dailypost.co.uk/news/north-wales-news/fire-break-ban-supermarkets-like-19141351

 

Can't see how he can ban online sales but he will try.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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Vahghan Gething given a roasting by Kay burley over whether a hairdryer is essential.  It gets worse in Wales

 

https://www.dailymail.co.uk/news/article-8871385/Welsh-ministers-flounder-try-defend-new-shopping-rules.html

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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I must say it's all been pretty good and joined together. They even sent a test for my wife as she has medication that she must stop if Covid positive. , which she fortunately wasn't.

 

This disease is incredibly dangerous because of it's unpredictability. We ate at the same table, 3 days in a row, sat together as a family, I drove my daughter around for 3 hours in the day before she had symptoms, and was handing me chewing gums from the pack, at the time she was most infectious, yet 9 days later none of us or her close contacts have displayed any symptoms, (apart from my slightly suspicious sore throat).

 

Then at the other extreme there re super spreader events leading to numerous hospitalisations.  It makes no sense whatsoever!

 

 

 

 

 

 

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Its strange that one London,  the tinfoil hatters are doubting the accuracy of the tests, but it may be that individual susceptibility is a variable feast, as in one in a family gets something bad, the rest suffer little at all.  Just hope your missus stays well.

We could do with some help from you.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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19 hours ago, brassnecked said:

Meanwhile Drakeford gone into full control freak mode,  on Wales Firebreak banning sales of all non essential goods whatever he means by that

 

https://www.dailypost.co.uk/news/north-wales-news/fire-break-ban-supermarkets-like-19141351

 

Can't see how he can ban online sales but he will try.

 

Clothes while shopping not essential ...

 

Well it has got a bit chilly, but if its to help in controlling covid ... if not pneumonia ...

Edited by tobyjugg2
  • Like 1

You know what IS patriotic?

Loving your country enough to care for its old and poor, fund its institutions, unite its communities, feed, house and educate its children, restore and live in balance with its environment, plan with care for its future, build its alliances, and perhaps above all - tell it the truth

 

 

The Tory Legacy

Record high: taxes, immigration, excrement in waterways, energy company/crony profits

Record low: living standards and investment

Crumbling Hospitals, schools, council services, businesses and roads

They squander taxpayer money by the £thousands on a failed ex-PMs luxury troughing on a plane, rather than feed UK children

Link to post
Share on other sites

If your kettle dies you can't buy a new one for the Firebreak period either said Drakeford.

We could do with some help from you.

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15 minutes ago, honeybee13 said:

I was thinking that earlier, BN. Most of us need a kettle and at least a microwave and some gas or electric rings that work. And I don't know many ladies who could do without a hairdryer.

 

Are people meant to order online?

It's what most of us did before.  If a shop is allowed to open then limiting what we can purchase off the shelves is nothing to do with control of the virus.  They can hardly claim it's about public health that you aren't allowed the paint to redecorate room and keep yourself occupied but you can buy enough alcohol to have a party.

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7 hours ago, brassnecked said:

Vahghan Gething given a roasting by Kay burley over whether a hairdryer is essential.  It gets worse in Wales

 

https://www.dailymail.co.uk/news/article-8871385/Welsh-ministers-flounder-try-defend-new-shopping-rules.html

 

Kay Burley's as thick as they come. How she got a job as a news presenter, or in fact any job at all, I'll never quite understand.

Edited by cjcregg
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Unfortunately if all this Tier business fails to work, which suspect will be the case we will all be in much the same situation as Wales in a few weeks

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