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    • Hello, I am a private seller and recently sold a pair of trainers on eBay.  Everything seemed fine until just after the eBay 30 day mbg had expired.  The buyer contacted me with photos showing me that both shoes had ripped.  He wanted his money back, and after refusing to refund him, he then left me retaliatory and defamatory feedback on my profile to the effect that I had sold him fake trainers (this was removed by eBay).  He then initiated a chargeback via Paypal.  Invariably, the outcome was in his favour, and I have now been charged for the cost of the trainers.  I would have also been stung for the chargeback fee, but eBay refunded this.  Incidentally, I do have the email receipt of the trainers from when I bought them from a well-established and bona fide online retailer.  The susbequent conversation with eBay followed its predictable course, i.e. the chargeback is out of their hands etc. I have been in contact with citizens advice, and my bank.  Citizens advice told me that as a private seller I'm responsible for the "Title and description" of the goods, but not the performance, or the fitness for purpose.  To me it is clear; if you receive something that's not as described, you don't then use the goods, and more than 30 days later claim 'not as described'.  In my mind, this makes the claim fraudulent.  He's used the 'they're fake' card to give credence to a 'not as described' claim here, obviously, without any evidence.  My understanding is that the chargeback is unlawful, because the trainers were shipped as described.  However, I read something on an eBay forum regarding sellers having no statutory rights, i.e. no right to appeal against a chargeback decision, or to complain to the financial ombudsman.  Does this mean that if my bank disputes the charge on my behalf, it will be to no avail, even if it's recognisably a fraudulent chargeback?  I have reported it via the Actionfraud website. Any advice, anyone?  Would be most grateful!
    • Thank you, I have drafted my letters and started to complete the reply form, printed from this site and not using the one they provided.    2 questions, on the forum link it says to tick box D & I, the reason for box D will be given on my thread, what would my answer be to "I dispute the debt"?  Do I send anything for the Vodafone debt they have included?  I've only done 118 loan s. 77 & capital one credit cards so. 78    Thank you  
    • It'll be something to the effect of:  "I am in receipt of your letter before claim.  I was awaiting a passenger as a licensed cab driver on the Locton estate who subsequently cancelled the pickup after me waiting a while and will fight this in the small claims court if necessary. Plus I have friends who are experts in contractual law and make it their business to defeat these spurious PPC claims.  So issue the claim form or go forth and multiply, up to you"
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Mutating Corona Virus


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The law was put in place right back at the start to allow people suspected of having the virus to be removed from being a danger to the public.  Having someone knock on your door as part of the test and trace system is pretty mild in comparison.  It would be far more effective and convenient for the public.

 

Testing centres are not staffed by medical professionals.

 

Voluntary testing only is why we can’t get this under control.  Those who are prepared to go through hours of trying to get tested are the few.  There are many more who either don’t know or don’t care they are infecting others.

 

 

.

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11 minutes ago, hightail said:

The law was put in place right back at the start to allow people suspected of having the virus to be removed from being a danger to the public.  Having someone knock on your door as part of the test and trace system is pretty mild in comparison.  It would be far more effective and convenient for the public.

 

 

Compulsory medical testing would require some serous primary legislation. It wouldn't have a cat in hell's chance of being passed. I doubt there would be a single Tory MP who would vote for it.

 

 

 

 

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On 12/10/2020 at 17:35, honeybee13 said:

I'm honestly confused as to why testing is targeted at those who show outward signs of the disease

 

 

It's not. I don't have symptoms but have been invited to take part in the REACT study which is conducting antigen and antibody tests https://www.reactstudy.org/

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2 minutes ago, cjcregg said:

 

It's not. I don't have symptoms but have been invited to take part in the REACT study which is conducting antigen and antibody tests https://www.reactstudy.org/

So has my neighbour, it’s completely random.  Isn’t anything to do with stopping the spread of the disease.

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6 minutes ago, hightail said:

They already have months ago.  Anyone ‘suspected’ of having the virus is already considered a danger to the public and there’s much more than being tested can happen.

 

 

''Taking a test is completely voluntary and you do not have to take it'' 

 

https://www.gov.uk/government/publications/coronavirus-covid-19-testing-privacy-information/testing-for-coronavirus-privacy-information#:~:text=Taking a test is completely,take following your result.

 

 

 

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5 minutes ago, hightail said:

 Isn’t anything to do with stopping the spread of the disease.

 

''As the Government plans strategies to ease lockdown, it is vital to understand how many people have been or are currently infected with the coronavirus. This will help guide policies on continued social distancing and other control measures.''

 

https://www.imperial.ac.uk/medicine/research-and-impact/groups/react-study/faqs/

 

Sounds like they seem to think it is. Why else would they do it?

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Just now, cjcregg said:

 

''As the Government plans strategies to ease lockdown, it is vital to understand how many people have been or are currently infected with the coronavirus. This will help guide policies on continued social distancing and other control measures.''

 

https://www.imperial.ac.uk/medicine/research-and-impact/groups/react-study/faqs/

 

Sounds like they seem to think it is.

What use do you believe retrospective data gathering is in the middle of a pandemic?  It will give them an idea of herd immunity and if repeated how long individual immunity may last.  It’s of no immediate use.

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3 minutes ago, cjcregg said:

 

How do you mean 'retrospective'? 

 

It's a ''Real-time Assessment of Community Transmission''  https://www.imperial.ac.uk/medicine/research-and-impact/groups/react-study/

 

 

The antibody test shows if you had the virus, not if you have it.  It looks backwards.

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9 minutes ago, hightail said:

The antibody test shows if you had the virus, not if you have it.  It looks backwards.

 

That's the REACT2 study but you're misunderstanding the purpose of it. Most of it isn't to find out if you had the virus. It's to test the methodology & accuracy of various tests. So it's not testing people as such but testing the tests themselves. Only then will the study move on to actually testing people for results.

 

https://www.imperial.ac.uk/medicine/research-and-impact/groups/react-study/the-react-2-programme/

 

That's not looking backwards. It's looking forwards.

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1 hour ago, hightail said:

What use do you believe retrospective data gathering is in the middle of a pandemic?  It will give them an idea of herd immunity and if repeated how long individual immunity may last.  It’s of no immediate use.

 

Absolutely.

and given the growing bodies of evidence regarding mutating strains and lack of ongoing resistance - as with other coronavirus like influenza - even Cummings should have realised that by now.

... although as hightail quite correctly says - done properly the information is valuable - just less relevant to infection testing and immediate management in the current pandemic ...

 

.. Although added to the real current infection test stats as it is though - it does makes the daily 'tests done' artificially look a little less anaemic -

at least 40,000 of the claimed tests as antibody/antigen tests was the last figure I saw - and ARE included in the daily 'tests made' counts.

 

Apparently blood donations are also tested - and probably including in the claimed test stats to boost them

Its getting clearer and clearer that the actual 'currently infected' tests seem to be around an utterly pitiful 80,000 a day.

- and even that pitiful count was prior to the issues with test chemicals supply chain shortage/mismanagement

 

https://www.dailymail.co.uk/news/article-8175037/Testing-shambles-spirals-desperate-Boris-Johnson-blames-chemical-shortage.html

https://www.chemistryworld.com/news/mystery-surrounds-uk-claim-of-covid-19-test-reagent-shortage/4011457.article

 

https://blogs.webmd.com/public-health/20201007/how-do-i-get-an-antibody-test

 

 

The Tory Legacy

Record high Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

 

10 years to save the Vest

After Truss lost the shirt off the UKs back in 49 days

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Worth a read for a non technical overview of the state of play including the option used by the Orang-e-tan

(despite horror from his evangelical supporters who are perhaps beginning to see him as a shape shifting baby eater)

Uk pronunciation: Orangey-tan

US pronounciation: O-rang-eetan

Common usage: censored.jpg.62dfb4f4004064fdd07d68108e3ea70b.jpg

 

https://www.nytimes.com/2020/10/12/health/coronavirus-monoclonal-antibodies-trump.html

 

 

Early data/assesments on herd immunity in readable form

https://www.thailandmedical.news/news/breaking-covid-19-immunity-new-study-that-is-yet-to-be-peer-reviewed-says-humans-may-never-develop-immunity-against-covid-19

https://www.thailandmedical.news/news/covid-19-headlines-why-is-dr-fauci-now-distancing-himself-from-an-earlier-t-cell-immunity-hypothesis-he-was-previously-peddling

 

Further reading - technical but very interesting  (inc Covid  pain killer and using aids type invasion mechanisms)

https://www.thailandmedical.news/news/covid-19-latest-more-antibody-resistant-sars-cov-2-mutated-strains-emerging-and-increasing-in-circulation

https://www.thailandmedical.news/news/covid-19-bradykinin-storm-hypothesis-gaining-stronghold-among-medical-community-and-offers-new-avenues-for-treatments-using-already-approved-drugs

 

 

 

Edited by tobyjugg2

The Tory Legacy

Record high Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

 

10 years to save the Vest

After Truss lost the shirt off the UKs back in 49 days

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Drakeford bans English & Scottish from hotspots from entering Wales  Of course in North Wales there are a great many who work in the English Hotspots and commute daily...........

 

https://www.theguardian.com/world/2020/oct/14/wales-to-ban-visitors-from-covid-hotspots-in-england

 

https://www.bbc.co.uk/news/uk-wales-politics-54540764

 

https://www.dailymail.co.uk/news/article-8839829/Wales-ban-people-parts-UK-high-Covid-rates-entering.html

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With great difficulty, as the "For Work or Education" exemption still applies, but Drakeford would like to close that and stop all movement out of the home county.  lee has to go to London next week and Edinburgh week after to sort out site IT, he cannot stay overnight, as overnight stays in Tier 2/3 hotspots not permitted, so might have to go to Scotland with him, kip in car and drive back, while he kips.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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8 minutes ago, honeybee13 said:

Prof Anthony Costello, ex WHO, has written an article in the Guardian about how a properly functioning test, trace and isolate, TTI system could save having blanket lockdowns.

 

https://www.theguardian.com/commentisfree/2020/oct/14/circuit-breaker-england-test-and-trace-reform-lockdown-sage

Blanket lockdowns are a blunt tool and they can't work in the longer term if you plan on lifting them without having properly traced and isolated.  They leave no exit strategy other than the hope of a vaccine and frankly that too is looking less and less likely.  I think the best we can hope for on that front is one that gives some limited protection over winter and is given to the old and vulnerable along with the flu vaccine.  Therest are just going to have to learn to live with the virus.

 

 

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Paul Johnson has quoted this on Twitter.

 

‘Contractual penalties are often unenforceable under English law so they were not included in test and trace contracts with Serco or Sitel’ - Helen Whatley, Health Minister

 

As he says, 'At best odd. At worst criminal. And the sytem is failing.'

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Illegitimi non carborundum

 

 

 

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The core is almost complete and utter mismanagement from day one and continuing to this day - nothing at all new for Johnson projects,

Enabling private companies to make money from taxpayers in delivering little or nothing, while Johnson lies through his teeth - is what he does and always has.

 

Only difference in the last year is that now millions more lives are blighted and thousands of people are dying, many of which were avoidable by anyone competent.

As always, doing it properly, even with the mistakes inevitable in addressing a somewhat new type of outbreak would have cost less, saved lives and actually promoted him more and been a positive legacy for him

- but no - wing it, waffle and watch the chaos as others suffer always has been and will always be his legacy

 

I see the orang-e-tan has jumped back aboard the 'herd immunity' bandwagon again now he's had his millions of dollars worth worth of life saving drugs treatment intervention for himself.

Edited by tobyjugg2

The Tory Legacy

Record high Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

 

10 years to save the Vest

After Truss lost the shirt off the UKs back in 49 days

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and it would seem that the second home/parents estate that cummings went to when lockdown was in place for the rest of us, was built breeching planning regs AND they have been avoiding paying council tax ...

 

No penalties to be imposed of course, not even back dating the avoided council tax charges - not even to when the complaint was raised.

They can't be expected to be treated like the rest of us can they?

 

https://www.theguardian.com/politics/2020/oct/14/dominic-cummings-must-pay-council-tax-on-second-home-in-durham

 

Dominic Cummings allowed to avoid YEARS of  backdated council tax on second home he spent lockdown in

Government agency rules No 10 adviser must now pay tax on Durham property built without permission in 2002

 

 

"The issue was referred to the VOA in June after Durham county council found there had been historical breaches of planning and building control regulation during the construction of the property and the conversion of another into two homes. At the time the council said it could not take enforcement action against the family because of a time limit on such measures.

The council has now confirmed that after the VOA’s ruling, the Cummings family will, from this month, have to pay three separate council tax bills for the homes at North Lodge, instead of the one bill the family has been paying until now."

Edited by tobyjugg2

The Tory Legacy

Record high Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

 

10 years to save the Vest

After Truss lost the shirt off the UKs back in 49 days

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In the bailiff archive you will find threads where a Liability Order was sought for a debt of £1 and escalated to over £400 when the bailiff knocked, North East Lincolnshire Council was one that did just that.

 

Mind you in a funny moment, a pub landlord has renamed his pub The Three Bellends, with images of Johnson, Hancock and Cummings, who would look perfect as a garden Gnome as a Spitting Image puppet

 

https://metro.co.uk/2020/10/14/wirral-pub-mocks-three-bellends-johnson-hancock-and-cummings-with-new-sign-13423981/

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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Private sector consultants to 'NHS' aka Handcock and Sercos Trace a Test failures are being paid the equivalent of a £1.5m salary, SkyNews revealed.

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The Tory Legacy

Record high Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

 

10 years to save the Vest

After Truss lost the shirt off the UKs back in 49 days

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