Jump to content


  • Tweets

  • Posts

    • Default Amount £9237.88, all this started in 2006 Admitted debt £9075.65 Weightmans added £1515.01 immediately they became involved, no explanation The Statement shows when Marlin bought debt in May 2011 £10439.25 Their statements, not received until the SAR, are based on this. Cabot deducted £1515.01on their statements in January 2019, again did not find this out until SAR. Weightmans added in  2007 after the CH1 etc was confirmed by the court £741.50, made up of Process server fees, Court Fee (they tried for bankruptcy), Solicitors fee and Land Registry fee. Unspecfied Legal costs were added by Marlin in March 2015, again I did not know this until statements received with SAR I had been paying monthly, without exception until December 2018. I am minded to take the property charge, CH1 amount ,deduct all my payments and the subsequent fees, and request/demand a refund on the final payment made? I consistently disputed Weightmans balances, but they never responded. I also told Mortimer Clarke/Cabot that I disputed their amounts.  
    • Just follow this link and have read of some threads so your familiar with the process https://www.consumeractiongroup.co.uk/topic/347310-legal-n180-directions-questionnaire-small-claims-track/#comment-5178739
    • Sorry,  I'm not familiar with terminology.  Direction questionnaire is what I've seen online as next step. Witness statement: I haven't gone that far, that's why I put the question marks.
    • 2. Is correct disregard 1. You must attend ad per the order 
    • Confirmed with Central Contact Centre that the hearing is 24th, disappointed I can't speak directly with the local county court I have to email the local court apparently is the only way. The agent couldn't explain the discrepancy between the two letters, she sounded very confused. If they were identical letters in wording but only dates were different I would feel ok, slightly worried the wording differs...
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Mutating Corona Virus


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 448 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

One hope in this growing mess is that local authorities, mainly in the north west so far, like Liverpool, are developing their own systems to test and trace, filling in the gaps of what Serco et al are missing.

 

But they're doing it with precious little in the way of funding. In the meantime it looks as if Serco [I think it's them] will be given more hundreds of millions on top of the £100 million that hasn't been effective so far in a couple of weeks. Given that the PM has swanned off to Scotland for a couple of weeks this isn't looking good.

Illegitimi non carborundum

 

 

 

Link to post
Share on other sites

8 hours ago, honeybee13 said:

 

I don't think there is.

 

For my part I'm talking about targeted testing and tracing that's done locally. Speculative testing sounds like the Deloitte type car park testing centres who then don't send test results to local public health people who are able to act promptly if they're informed, or at best sent to them too late to be of any use.

 

I meant what the Children's Commissioner was calling for i.e. all school children being tested. Whether that's defined as targeted or not it's a ridiculous suggestion even given the lack of evidence that it would actually work.

 

The UK has achieved 13m processed tests so far in about the last 6 months. England alone has 8m school children and the Children's Commissioner wants them tested every week. 

Link to post
Share on other sites

15 hours ago, cjcregg said:

Is there any evidence that mass speculative testing is an effective strategy in reducing transmission?

I don't know and if there is evidence against doing so I wish someone would explain it.  If I have symptoms I can get tested but if I have symptoms I already know to stay away from people, self-isolate and I would of course.  Isn't it those who don't have symptoms are at high risk of passing it on to others for the longest time? 

Edited by hightail
  • Like 1
Link to post
Share on other sites

How accurate are the tests, and can they be giving a false positive for stuff like a common Cold that is also a Coronavirus?  One thing is certain Test Track & trace is a shambles, the Private companies should never have been involved.  Should have properly funded Local Authorities to do it.

  • Like 2

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

Have we helped you ...?         Please Donate button to the Consumer Action Group

If you want advice on your thread please PM me a link to your thread

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

Link to post
Share on other sites

18 minutes ago, brassnecked said:

How accurate are the tests, and can they be giving a false positive for stuff like a common Cold that is also a Coronavirus?  One thing is certain Test Track & trace is a shambles, the Private companies should never have been involved.  Should have properly funded Local Authorities to do it.

Doesn't the 90 minute test claim to be able to identify different viruses eg seasonal flu, Covid-19 etc?

Link to post
Share on other sites

7 hours ago, cjcregg said:

 

I meant what the Children's Commissioner was calling for i.e. all school children being tested. Whether that's defined as targeted or not it's a ridiculous suggestion

 

The UK has achieved 13m processed tests so far in about the last 6 months. England alone has 8m school children and the Children's Commissioner wants them tested every week. 

 

Worst disingenuous bit of false psuedo scientific garbage removed although expanded on below.
So broadly you are excusing NOT testing children, justified by Johnsons testing failures?

 

Thats surely one of the most effluent 'harse before the cart statements ever, even for you isn't it?

 

There is MORE than ample evidence that:

* Children do catch Covid and ARE infected, and can and do spread covid despite reduced symptoms

* Only the younger children 'tend' to have reduced severe symptoms - and only 'tends' NOT assured

* Children are still infected and despite many sneezing and coughing LESS/Less violently on average than older people - which is the basis for reduced transmission claims - transmission still occurs - especially with Covid being so high in the respiratory system. Reduced is NOT removed.

* What value reduced transmission once introduced into enclosed environments like schools and family homes?

 

So:

Given the UK governments claimed capacity of 300,000 tests per day even without the new 90 minute tests etc

and stats (when you can get them) showing barely 50,000ish  a day actually being 'effectively tested

 

... That leaves (based on Johnson and handcocks official claims) unused/ineffectively used 'spare' capacity of around a quarter of a million tests a day going spare

.. around 1.75 million tests a week not 'effectively used

... even without the new 90 minute tests

 

Enough 'spare' capacity already claimed to be there to test every school child once a month

even without the new tests or the necessary increasing of testing capacity ready for winter and this, let alone the next outbreak.

 

It is a simple fact that even with the above, Johnsons 'world beating' test and trace would be still failing short of the capacity needed even for the MINIMUM needed regular tests (eg care homes, schools, airports, frontline workers

but stopping spending the (£10B+ so far) money wasted on his serco etc private pals profits and population data grab - and spending it on competent testing and tracing could readily sort that..

- prevention is surely better than a cure and ALWAYS better than no cure

 

and anyway, What better use of tax payer money than educating, feeding and protecting children and protecting the families?

so seems utterly clear to me that NOT testing children and teachers and NOT quickly managing any potential outbreaks in schools IS beyond criminal.

 

Of course, Johnson and Handcock could be lying through their teeth about actual capacity, but lies aren't excuses for failures, let alone justifications to lie and fail more.

The Tory Legacy

Record high Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

 

10 years to save the Vest

After Truss lost the shirt off the UKs back in 49 days

Link to post
Share on other sites

1 hour ago, hightail said:

I don't know and if there is evidence against doing so I wish someone would explain it.  If I have symptoms I can get tested but if I have symptoms I already know to stay away from people, self-isolate and I would of course.  Isn't it those who don't have symptoms are at high risk of passing it on to others for the longest time? 

 

I agree with you explaining. I was thinking yesterday that they tell you what you're supposed to do to stay safe, but they hardly ever, maybe never, explain why these actions help.

 

And I'm also confused about why you only test people with symptoms, for the reasons you say. Unless it's cost?

Illegitimi non carborundum

 

 

 

Link to post
Share on other sites

1 hour ago, hightail said:

I don't know and if there is evidence against doing so I wish someone would explain it. 

 

If I have symptoms I can get tested but if I have symptoms I already know to stay away from people, self-isolate and I would of course. 

 

Isn't it those who don't have symptoms are at high risk of passing it on to others for the longest time? 

 

Absolutely Right - there isn't. There are only sentences taken out of proper context

 

Absolutely Right - and it seems clear MOST agree and would do the same

- although you can now get a test in those circumstances - although whether a negative result removes the self isolation requirement is not entirely clear is it?

 

Absolutely Right - and that is what is absolutely wrong with what Johnson is doing and reinforces point 1

 

We also need to consider that prevention is what is needed - catch people quickly once they do get infected and before they start transmitting as your point 3 states

- which necessitates testing people who are NOT symptomatic, especially those in close contact with others. eg Shop assistants, care workers, and soon to be school children and teachers.

 

 

 

  • Like 2

The Tory Legacy

Record high Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

 

10 years to save the Vest

After Truss lost the shirt off the UKs back in 49 days

Link to post
Share on other sites

1 hour ago, honeybee13 said:

And I'm also confused about why you only test people with symptoms, for the reasons you say. Unless it's cost?

I’ll guess it’s capacity at this stage, well I’d hope so.  Surely cost can’t be what matters in the grand scheme of things when you consider what this virus has cost us all so far and will continue to do so for many years.

Link to post
Share on other sites

250,000 unused/improperly used tests a day ...

 

Now I don't doubt that all of us (even the Johnson apologists) think that Johnson/handcocks claims about testing capacity are complete cobblers

but we need to stop there and correct that base, core issue first - lying about the situation.

 

You not only can't build a solution based on complete crap and lies, to cover lies, to cover lies

(or lies to cover up a 'plan' that the majority would consider monstrous and unacceptable).

and THAT simply has to be making things worse in the real world AND actually making genuine addressing of the issue nigh on impossible.

 

Then stage two

Properly target the testing capacity you actually know you have while you mitigate and address any shortfall in that capacity in a managed, open and honest way.

 

The Tory Legacy

Record high Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

 

10 years to save the Vest

After Truss lost the shirt off the UKs back in 49 days

Link to post
Share on other sites

From the Telegraph. Apologies that you can't see much of this but you get the gist. HMG are getting local authorities to do what they should have been doing all along.

 

I'll try to find a non paywall version.

 

https://www.telegraph.co.uk/news/2020/08/10/troubled-test-trace-system-scaled-back-local-authorities-told/?WT.mc_id=tmgliveapp_androidshare_AvwkDzJhMTVy

Illegitimi non carborundum

 

 

 

Link to post
Share on other sites

Quote

Councils will send staff to trace contacts of people who test positive if call handlers cannot track them down  

That's just another layer.  All we get is layer upon layer of tinkering and nobody knows where they are any more.

 

 

 

 

  • Like 1
Link to post
Share on other sites

You're right, hightail. I've read more now and it still sounds like a hybrid system.

 

Why mess about letting the Serco people try to contact people and not just get on with it locally?

 

https://www.theguardian.com/society/2020/aug/10/nhs-test-and-trace-to-cut-6000-jobs-to-strengthen-regional-teams

Illegitimi non carborundum

 

 

 

Link to post
Share on other sites

They need to chuck Serco & G4S into the sea, fund the council Public health departments and let them get on with the job, they can collate locally and feed into a proper central database, whilst keeping their local data safe as backup.  But them matthew handoncock wouldn't be able to micromanage and mess it up, so he wouldn't want that.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

Have we helped you ...?         Please Donate button to the Consumer Action Group

If you want advice on your thread please PM me a link to your thread

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

Link to post
Share on other sites

Is a sensible approach if a Parent or other family member is shielding.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

Have we helped you ...?         Please Donate button to the Consumer Action Group

If you want advice on your thread please PM me a link to your thread

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

Link to post
Share on other sites

On 10/08/2020 at 17:38, honeybee13 said:

From the Telegraph. Apologies that you can't see much of this but you get the gist. HMG are getting local authorities to do what they should have been doing all along.

 

I'll try to find a non paywall version.

 

https://www.telegraph.co.uk/news/2020/08/10/troubled-test-trace-system-scaled-back-local-authorities-told/?WT.mc_id=tmgliveapp_androidshare_AvwkDzJhMTVy

 

I've thought quite hard about that issue, and tried to define what I would do were I organising it.

 

First (bear with me) I would have call centre staff doing the first calls and clearing the easy ones, with failed first contacts passed to local authority experts.

You don't want experts efforts used up and overwhelmed where they are not necessary,

 

BUT these frontline 'cold callers' would not be people paid to sit around doing quizes - these would be very busy people, with set scripts, with a second layer of more skilled, experienced and qualified behind them dealing with the slightly more awkward ones.

It would NOT be overstaffed with clueless untrained numpties at any stage.

 

I simply dont know enough about the mechanisms already available, even if currently understaffed, to manage these sort of things but clearly a 111 type mechanism seems the place to start - NOT some company that has already demonstrated its penchant for overcharge and dramatic under-performance

and the LA track and trace is the blunt end which needs the info to manage the contacts and contain any spread

 

We always come back to needing a central point to co-ordinate, inform and manage - LA's are exceptionally good in theis area without doubt, but commonality and best practices need to be shared and implemented.

- but that simply cant be primarily politically driven - especially not by 'tame' scientists who will say whatever they are told, although clearly its a delicate area.

Something run by a Ruth May comes to mind as a first port of call.

 

 

 

Edited by tobyjugg2

The Tory Legacy

Record high Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

 

10 years to save the Vest

After Truss lost the shirt off the UKs back in 49 days

Link to post
Share on other sites

More has come out over the day about how it will work now, TJ and sadly it seems the parallel expensive systems will still run. It's unclear whether councils will get any more funds. :(

 

https://www.opendemocracy.net/en/ournhs/serco-and-sitel-get-more-public-money-despite-track-and-trace-fiasco/

Illegitimi non carborundum

 

 

 

Link to post
Share on other sites

To true HB.

 

Its when I get to the 'whats in the way' it all falls apart.

 

It seems quite clear that Johnson/Cummings will always use the Serco's of this world because they are also deeply embedded in the lies and cronyism and will say whatever they are told to say to maintain their profits.

 

Competent, conscientious people will have difficulties with that, and could not be assured of keeping their gobs shut when abuses, malpractice and deceit are uncovered.

The Tory Legacy

Record high Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

 

10 years to save the Vest

After Truss lost the shirt off the UKs back in 49 days

Link to post
Share on other sites

This paragraph struck me in the article.

 

But if additional funding is not provided, either from redirecting the outsourcing money or from the Treasury, any army of door knockers and local contact tracers will need to be funded from existing council budgets or recruited from volunteers.

 

They expect volunteers to make up for the shortcomings of people or rather their systems whose companies are being paid millions?

  • Like 1

Illegitimi non carborundum

 

 

 

Link to post
Share on other sites

and when you think there have been around 3,000 confirmed new covid cases in the last 3 days ...

 

The only golf club shaped recovery is going to be by the coronavirus

The Tory Legacy

Record high Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

 

10 years to save the Vest

After Truss lost the shirt off the UKs back in 49 days

Link to post
Share on other sites

When you see the reports coming out that serco was involved from the earliest stages apparently to give expertise

 

and that resulted in 18 million plus people coming back into the UK untested from hotspots

.. and then even the general advice to self isolate after they had travelled across the UK home being withdrawn in the run-up to the lock down

 

That went well says cummings

 

 

 

The Tory Legacy

Record high Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

 

10 years to save the Vest

After Truss lost the shirt off the UKs back in 49 days

Link to post
Share on other sites

Oh and before bed

 

Officially leaked statements about a PHE report claiming that a UK study will say there is little evidence of children transmitting Covid.

 

Leakers stats look impressive until you realise he's on Johnson's SAGE so makes you think - huh - hows that then when all the science I've seen says different, and there are a number of reports of spreads in schools across the world from schools that had opened.

 

Then, little as the information 'leaked' is, you see

 

"largest studies in the world on coronavirus in schools"

and then

"The study was carried out in 100 institutions in the UK and is expected to be published later this year. About 20,000 pupils and teachers in 100 schools across England were tested to monitor the spread of the disease up to the end of the summer term – which runs from April-July in Britain."

 

Then you click.

That averages 200 pupils and staff per 'institution' checked

We dont know what these institutions are,

but I think over 200 is the average for infants schools. Other schools tend to be FAR larger.

Did they test everyone at each institution, or just some ??? we don't know yet - they are choosing not to leak that - Wonder why?

 

We currently understand that younger children (pre teenage) seem to present few/less symptoms

 (statistically) but large increases in teenager covid has been reported as lockdowns ease and they start to meet more.

 

I know my OH's grandson (mother a nurse) has remained at school in classes one third or less that normal, with the majority of kids having front line worker parents - so well aware of the discipline and hygiene necessary.

We know the schools maintain distancing, monitoring and maintenance which would be IMPOSSIBLE in normal class sizes.

 

So in a lock down situation, with class sizes significantly lower than normal (highly aware front-line workers kids mainly), increased distancing and cleaning made possible by SIGNIFICANTLY smaller class sizes

- Has maybe resulted in no great evidence of covid spread perhaps?

 

Well Whoopy do. Lets ramp the class sizes back up to 30+ and see what happens ..

 

 

Lets let the mail lead the way

Coronavirus infection rates are rising in ALL age groups under 65, Public Health England data shows with biggest surge in under-fives which 'should be watched very carefully'

https://www.dailymail.co.uk/news/article-8615423/Coronavirus-infection-rates-rising-age-groups-65-Public-Health-England-data-shows.html

 

 

and the ONS stats showing how similar the stats are

(a statistically significant  difference can be very little actual difference)

 

https://www.ons.gov.uk/peoplepopulationandcommunity/healthandsocialcare/conditionsanddiseases/articles/coronaviruscovid19infectionsinthecommunityinengland/july2020

 

263875998_covidstats.thumb.jpg.749d465a032665ea4017e7571658e222.jpg

 

Notes:

  1. These statistics refer to infections reported in the community, by which we mean private households. These figures exclude infections reported in hospitals, care homes or other institutional settings.

 

The Tory Legacy

Record high Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

 

10 years to save the Vest

After Truss lost the shirt off the UKs back in 49 days

Link to post
Share on other sites

9 hours ago, honeybee13 said:

They expect volunteers to make up for the shortcomings of people or rather their systems whose companies are being paid millions?

Local knowledge is probably key on the ground and I believe local volunteers would be highly effective if such an ‘army’ were still possible.  It isn’t now that people are returning to work.  What’s left available is the group needing to shield.

As with everything through this ‘too late was the cry’.

Link to post
Share on other sites

Actually, living in Wiltshire, looking at how the local Swindon spike in cases are being handled, it seems like harsh lessons really have been learned.  A rapid localisation of pop up testing centres, local Track and Tracing. Lockdown of local Care Homes etc.  It seems like they have it under control. I guess the next couple of weeks will be very telling.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

Link to post
Share on other sites

style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 448 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Guest
This topic is now closed to further replies.
  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...