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    • Former billionaire Hui Ka Yan has been fined and banned from the financial market for life.View the full article
    • In terms of "why didn't I make a claim" - well, that has to be understood in the context of the long-standing legal battle and all its permuations with the shark. In essence there was a repo and probable fire sale of the leasehold property - which would have led to me initiating the complaint/ claim v SPF in summer 19. But there was no quick sale. And battle commenced and it ain't done yet 5y later. A potential sale morphed into trying to do a debt deal and then into a full blown battle heading to trial - based on the shark deliberately racking up costs just so the ceo can keep the property for himself.  Along the way they have launched claims in 4 different counties -v- me - trying to get a backdoor B. (Haven't yet succeeded) Simultaneously I got dragged into a contentious forfeiture claim and then into a lease extension debacle - both of which lasted 3y. (I have an association with the freeholders and handled all that legal stuff too) I had some (friend paid for) legal support to begin with.  But mostly I have handled every thing alone.  The sheer weight of all the different cases has been pretty overwhelming. And tedious.  I'm battling an aggressive financial shark that has investors giving them 00s of millions. They've employed teams of expensive lawyers and barristers. And also got juniors doing the boring menial tasks. And, of course, in text book style they've delayed issues on purpose and then sent 000's of docs to read at the 11th hour. Which I not only boringly did read,  but also simultaneously filed for ease of reference later - which has come in very handy in speeding up collating legal bundles and being able to find evidence quickly.  It's also how I found out the damning stuff I could use -v- them.  Bottom line - I haven't really had a moment to breath for 5y. I've had to write a statement recently. And asked a clinic for advice. One of the volunteers asked how I got into this situation.  Which prompted me to say it all started when I got bad advice from a broker. Which kick-started me in to thinking I really should look into making some kind of formal complaint -v- the broker.  Which is where I am now.  Extenuating circumstances as to why I'm complaining so late.  But hopefully still in time ??  
    • At a key lecture in the City of London, the shadow chancellor will also vow to reform the Treasury.View the full article
    • Despite controversy China's Temu is becoming a global online shopping force.View the full article
    • The retailer has come under fire for an advert showing motorcyclists wearing trainers and doing wheelies.View the full article
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Mutating Corona Virus


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My son and his colleague's who work for Police Scotland had to attend and disperse 20 odd folk having a house party in edinburgh.

Most of them drugged up, total moron's.

Any advice I give is honest and in good faith.:)

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Thoughtless and moronic, They obviously don't give a damn need locking up that sort.

We could do with some help from you.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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On 04/04/2020 at 21:57, brassnecked said:

meanwhile another "expert" wants the UK to go back to the Herd Immunity let granny die plan

 

https://www.dailymail.co.uk/news/article-8186507/PMs-virus-adviser-warns-Britain-need-adopt-herd-immunity.html

 

I know we shouldn't take the mail seriously ... but

 

If he's an expert - no wonder we are in the state we are.

 

 

We aren't painted into a corner by the policy as he allegedly laims

We are 'painted into a corner' by the lack of testing.

 

Testing everyone, repeatedly if necessary - is the ONLY sane way forward, and also essential preparedness for next winter and any future outbreaks

Everything else is filler

(not intending to minimise the benefits or costs of current and 'other policies)

 

 

Edited by tobyjugg2

You know what IS patriotic?

Loving your country enough to care for its old and poor, fund its institutions, unite its communities, feed, house and educate its children, restore and live in balance with its environment, plan with care for its future, build its alliances, and perhaps above all - tell it the truth

 

 

The Tory Legacy

Record high: taxes, immigration, excrement in waterways, energy company/crony profits

Record low: living standards and investment

Crumbling Hospitals, schools, council services, businesses and roads

They squander taxpayer money by the £thousands on a failed ex-PMs luxury troughing on a plane, rather than feed UK children

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Which is what Dr Richard North said was essential, but their planning and Centralisation put the kibosh on that as the resources aren't there locally.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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5 hours ago, tobyjugg2 said:

Well I can confirm that those desperately needed supplies are reaching the hospitals although far more is needed

 

 

 

 

 

 

I'm sure that the entire nation is reassured and lost in gratitude to you for this heart-warming confirmation.

 

Do keep us updated.

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2 hours ago, tobyjugg2 said:

 

 

 

Testing everyone, repeatedly if necessary - is the ONLY sane way forward

 

 

 

Just out of interest, how long did it take you to formulate this conclusion? I'm not looking for a particularly accurate answer, just round it up to the nearest nano second.

 

 How is this going to work then?

 

Where are the medical personnel and laboratory staff required to undertake this massive project going to come from? Now this is just a stab in the dark but I'd imagine they'd be quite busy at the moment.

 

Even South Korea, who are recognised as having one of the most aggressive testing policies have only managed to test 1% of their population. You clearly have no conception as to the scale of what you're proposing.

 

Even if it was possible to plan, organise and execute it would take years to achieve, by which time all the data would have been redundant and completely meaningless. I was tested last week and it took 2 days for the result, which by the time I received it was already out of date as I was then and now just as likely to be infected as I was when I took the test.

 

Think about it.

 

 

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I don’t see some users posts, but since they’ve been quoted .........

 

I agree (in parts) with 2 contributors postings.

 

WHO says “test, test, test”, so more tests ARE key. That is part agreeing with one contributor.

 

I also agree with cjcregg. One has to understand the limitations of a test : (sensitivity, specificity and its positive and negative predictive values - which involves sensitivity / specificity AND prevalence!).

 

One also has to understand which test, to apply those limitations.

a) RNA NAAT? (Commonly called PCR, though PCR is a tradename, so ‘PCR’ is to ‘NAAT’ like ‘Hoover’ is to ‘vacuum cleaner’)

b) Antigen testing?

c) Antibody testing? (If so, IgM? IgG? Both??)

 

Knowing which test(s), their limitations, and thus what the result actually MEANS is more important than a blanket statement of “test everyone!”, (and repeatedly ??! ) .... especially as it allows prioritisation of who gets what test to maximise benefit, until “testing for all” is more than a pipe-dream .....

 

Would you repeat a positive IgG test? If so, in what circumstances??

Edited by BazzaS
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1 hour ago, BazzaS said:

 

 

I agree (in parts) with 2 contributors postings.

 

WHO says “test, test, test”, so more tests ARE key. That is part agreeing with one contributor.

 

 

 

The 'test, test, test' call from WHO specifically applies to just ''suspected cases'' and those who recently had contact with confirmed cases. WHO isn't calling for speculative testing.

 

I assume Prof Tobyjug is referring to a PCR test but as testing the entire nation for anything is a fantasy it doesn't matter much.

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Tests are not fantasy, only your ramblings are.

 

Tests aren't even significant cost compared to the economic and social cost of locking down millions of people who may have already had it.

... Let alone the absolute disgrace that front line NHS and shop assistants aren't being tested.

 

That johnsons  ridiculous 'herd immunity' policy has brought us here and you seem hell bent on excusing it is the only fantasy sold as a real option.

It was just the do nowt until its too late option. Not the sensible one.

 

So which is a real achievable option, and which isn't?

* Locking down the whole population (any not locked down and untested are almost certain to be spreading it) for at least 3 months - and as things are going even longer next year is likely and deal with the REAL social and economic fallout from that

 

* Test the whole population, repeatedly if necessary.

 

 

 

 

Edited by tobyjugg2

You know what IS patriotic?

Loving your country enough to care for its old and poor, fund its institutions, unite its communities, feed, house and educate its children, restore and live in balance with its environment, plan with care for its future, build its alliances, and perhaps above all - tell it the truth

 

 

The Tory Legacy

Record high: taxes, immigration, excrement in waterways, energy company/crony profits

Record low: living standards and investment

Crumbling Hospitals, schools, council services, businesses and roads

They squander taxpayer money by the £thousands on a failed ex-PMs luxury troughing on a plane, rather than feed UK children

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I agree with testing, TJ, as clearly the WHO do. But as I understand it there is meant to be a strategy around it so that test results help the outbreak to be managed to best effect.

 

The WHO's test, test, test recommendation may be a bit short on detail.

Illegitimi non carborundum

 

 

 

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57 minutes ago, tobyjugg2 said:

 

 

So which is a real achievable option, and which isn't?

* Locking down the whole population (any not locked down and untested are almost certain to be spreading it) for at least 3 months - and as things are going even longer next year is likely and deal with the REAL social and economic fallout from that

 

* Test the whole population, repeatedly if necessary.

 

 

 

 

 

Testing the whole population isn't achievable.

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54 minutes ago, cjcregg said:

 

Testing the whole population isn't achievable.


Yup, I agree.

 

You’ve quoted a poster who wants the whole population tested, repeatedly.

 

 

Even without that poster explaining what of the different available tests they are considering, perhaps they could explain:

a) how many tests per day they want performed, and

b) how many tests they feel there will be capacity to take, transport and assay, while

 c) how many they feel are currently available

d) (where are the extra testing platforms coming from? and the reagents, the staff and space for them all??).
 

I want £1000 (as a universal baseline income, regardless of employment) per month for every person in the U.K.

It is a great idea, but just not feasible . Just like the “test everyone, repeatedly” idea.

 

My expectation is that the details (of this great plan they want instituting) won’t be forthcoming ..... 

Edited by BazzaS
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1 hour ago, cjcregg said:

 

Testing the whole population isn't achievable.

 

So which of those options is more achievable

Probably cost less

Allow vast amounts of people to return to work and careful social gathering

Puts processes in place for when this DOES happen again

etc etc

 

and which one doesn't?

You know what IS patriotic?

Loving your country enough to care for its old and poor, fund its institutions, unite its communities, feed, house and educate its children, restore and live in balance with its environment, plan with care for its future, build its alliances, and perhaps above all - tell it the truth

 

 

The Tory Legacy

Record high: taxes, immigration, excrement in waterways, energy company/crony profits

Record low: living standards and investment

Crumbling Hospitals, schools, council services, businesses and roads

They squander taxpayer money by the £thousands on a failed ex-PMs luxury troughing on a plane, rather than feed UK children

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2 hours ago, honeybee13 said:

I agree with testing, TJ, as clearly the WHO do. But as I understand it there is meant to be a strategy around it so that test results help the outbreak to be managed to best effect.

 

The WHO's test, test, test recommendation may be a bit short on detail.

 

Yes, it seems to me they (understandably I suppose) clearly don't want to define something that is politically unacceptable.

 

But not testing is quite clearly NOT the or any answer.

 

That we are this far in and STILL without wholesale testing of the front-line staff (Nurses, Doctors, careworkers, deliverymen and shop assistants to name a few) is unconscionable, neglectful and reprehensible IMO.

 

The testing can be ramped up from there. But we have to GET there first.

and its long overdue.

 

 

You know what IS patriotic?

Loving your country enough to care for its old and poor, fund its institutions, unite its communities, feed, house and educate its children, restore and live in balance with its environment, plan with care for its future, build its alliances, and perhaps above all - tell it the truth

 

 

The Tory Legacy

Record high: taxes, immigration, excrement in waterways, energy company/crony profits

Record low: living standards and investment

Crumbling Hospitals, schools, council services, businesses and roads

They squander taxpayer money by the £thousands on a failed ex-PMs luxury troughing on a plane, rather than feed UK children

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27 minutes ago, tobyjugg2 said:

 

So which of those options is more achievable

Probably cost less

Allow vast amounts of people to return to work and careful social gathering

Puts processes in place for when this DOES happen again

etc etc

 

and which one doesn't?

 

Is this post available in English?

 

Honestly, if you can't be bothered to articulate yourself then I can't be bothered to answer.

 

 

 

 

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Really worth reading this blog today, ignore the title the author is a Phd in Public Health and worked in that sector before he was a Eurosceptic, was a co-author with the late Christopher Booker on various subjects , over the last 2 weeks has forensically analysed the response to the pandemic and the planning to control it.  They followed the plan for therwrong disease, they assumed it was a flu, its not its a SARS and needed a much different response well worth a read, source documents and links to relevant information is well provided.

 

Some insights into the mindset of the "Experts" and advisors in the blog Neil Ferguson he of the Computer Modelling, and doesn't fare well, he fell into the assumptions trap, with computer modelling, as in flawed data gives flawed results with no bearing on a real situation. the classic GIGO Garbage In Garbage Out.

 

http://www.eureferendum.com/blogview.aspx?blogno=87571#disqus_thread

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Perhaps he should rename his blog  but he has been on various inquiries as Expert Witness, and spoken to Select Committees in Parliament.  He is very thorough with research.  Too good as they no platform him as he tends to get it right and the others then refuse to listen and carry on down the wrong road

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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Have read the Richard North blogs. Yes they do make sense.

 

I see Trump is blaming the WHO, saying they sided with China too much going back a few months and by not recommending stronger actions to contain the virus, it allowed it to be spread more.

 

Does Trump have a point ?  If China was locked down earlier, with flights incoming/outgoing stopped, would it have made any difference ?

 

The problem with this virus is that many people have it, without showing any visable symptons. Therefore any lockdown will stop the spread temporarily, but as soon as lockdown over, you will have more outbreaks occurring.

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Don't know, as the source of the virus is (purposely?) vague in some ways, but it is clear its a SARS, and needed a different plan from get go.  WHO are likely complicit for allowing the misinterpretation as a flu type to continue.  Some of the rejoin/remain camp should ignore the blogs title and go have a look, its certainly more illuminating and coherent than anything from legacy and mainstream media at the moment.

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Perhaps Trump's response to W H O is down to this theory that Covid-19 is an escaped bioweapon that got out and China hid it  https://www.siasat.com/covid-19-biowarfare-says-bioweapon-creator-dr-francis-boyle-1866058/

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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Interesting, but it presupposes the UK is still in the EU, it isn't it is in a  transition,  having actually  left under the Article 50 process; but if the UK decided to stay in, it might need an Article 49 Rejoin application, it couldn't just cancel Brexit, more debate there ad nauseum probably.  Either way its a mess in UK and EU.

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