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    • Former billionaire Hui Ka Yan has been fined and banned from the financial market for life.View the full article
    • In terms of "why didn't I make a claim" - well, that has to be understood in the context of the long-standing legal battle and all its permuations with the shark. In essence there was a repo and probable fire sale of the leasehold property - which would have led to me initiating the complaint/ claim v SPF in summer 19. But there was no quick sale. And battle commenced and it ain't done yet 5y later. A potential sale morphed into trying to do a debt deal and then into a full blown battle heading to trial - based on the shark deliberately racking up costs just so the ceo can keep the property for himself.  Along the way they have launched claims in 4 different counties -v- me - trying to get a backdoor B. (Haven't yet succeeded) Simultaneously I got dragged into a contentious forfeiture claim and then into a lease extension debacle - both of which lasted 3y. (I have an association with the freeholders and handled all that legal stuff too) I had some (friend paid for) legal support to begin with.  But mostly I have handled every thing alone.  The sheer weight of all the different cases has been pretty overwhelming. And tedious.  I'm battling an aggressive financial shark that has investors giving them 00s of millions. They've employed teams of expensive lawyers and barristers. And also got juniors doing the boring menial tasks. And, of course, in text book style they've delayed issues on purpose and then sent 000's of docs to read at the 11th hour. Which I not only boringly did read,  but also simultaneously filed for ease of reference later - which has come in very handy in speeding up collating legal bundles and being able to find evidence quickly.  It's also how I found out the damning stuff I could use -v- them.  Bottom line - I haven't really had a moment to breath for 5y. I've had to write a statement recently. And asked a clinic for advice. One of the volunteers asked how I got into this situation.  Which prompted me to say it all started when I got bad advice from a broker. Which kick-started me in to thinking I really should look into making some kind of formal complaint -v- the broker.  Which is where I am now.  Extenuating circumstances as to why I'm complaining so late.  But hopefully still in time ??  
    • At a key lecture in the City of London, the shadow chancellor will also vow to reform the Treasury.View the full article
    • Despite controversy China's Temu is becoming a global online shopping force.View the full article
    • The retailer has come under fire for an advert showing motorcyclists wearing trainers and doing wheelies.View the full article
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 160 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Mutating Corona Virus


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Can imagine it can't you

 

junior aide after being alerted by senior civil servant:

Minister, We've been offered 50 million Coronavirus testing kits.

 

Minister:

How does that fit in with our herd immunity policy which requires people to become infected?

 

 

Junior aide:

OK if you say so. .Well how about this offer of 25,000 ventilators for when our plan works or even if it doesn't?

 

Minister:

Why are you still here breathing on me.

 

 

Edited by tobyjugg2

You know what IS patriotic?

Loving your country enough to care for its old and poor, fund its institutions, unite its communities, feed, house and educate its children, restore and live in balance with its environment, plan with care for its future, build its alliances, and perhaps above all - tell it the truth

 

 

The Tory Legacy

Record high: taxes, immigration, excrement in waterways, energy company/crony profits

Record low: living standards and investment

Crumbling Hospitals, schools, council services, businesses and roads

They squander taxpayer money by the £thousands on a failed ex-PMs luxury troughing on a plane, rather than feed UK children

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Nature is coming back. I had the window open last night, I can normally tell the time by the distant roar of traffic on the A4 and planes coming into Heathrow. I woke up, thinking it was 2am, because it was dead silent out there.  Looked at my watch, it was nearly 6 am ! Not a car, not a plane, just silence. On a Tuesday, the busiest morning of the week normally.

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Very weird indeed. I'm an aviation geek, so I'm always plane spotting using flight radar 24. Planes are coming straight in at Heathrow at all times now. The are not even in a holding pattern at peak times.  That's the first time since, probably forever.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

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This is what I worry about, tragic...

 

https://www.bbc.co.uk/news/uk-scotland-glasgow-west-52165397

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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meanwhile another "expert" wants the UK to go back to the Herd Immunity let granny die plan

 

https://www.dailymail.co.uk/news/article-8186507/PMs-virus-adviser-warns-Britain-need-adopt-herd-immunity.html

We could do with some help from you.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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On 29/03/2020 at 22:30, tobyjugg2 said:

 

I know nurses and staff in hospitals who were right up to last friday face to face with patients since the outbreak with no face masks, few gloves and not even hand sanitiser which had run out or been stolen.

 

 

 

 

 

 

In non-covid wards masks aren't even a requirement and I seriously doubt that any NHS hospital has run out of gloves and sanitiser.

 

I spent most of the last week in the non-covid respiratory wards of both Harefield and Stoke Mandeville hospitals and both had massive stocks of all PPE (I asked), and it's not as if they don't use it. I was genuinely astonished at how much PPE they got through as nursing staff would put on fresh PPE like aprons and gloves between each and every patient interaction, meaning hundreds of items per nurse per day.

 

 

 

 

 

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2 hours ago, cjcregg said:

 

 

 

In non-covid wards masks aren't even a requirement and I seriously doubt that any NHS hospital has run out of gloves and sanitiser.

 

I spent most of the last week in the non-covid respiratory wards of both Harefield and Stoke Mandeville hospitals and both had massive stocks of all PPE (I asked), and it's not as if they don't use it. I was genuinely astonished at how much PPE they got through as nursing staff would put on fresh PPE like aprons and gloves between each and every patient interaction, meaning hundreds of items per nurse per day.

 

 

 

 

 

 

I'm not so sure

 

We were in fracture clinic at our local hospital recently and they were complaining about being out of small gloves, one of the nurses tried to use a sanitiser bottle to find it was empty and was told by another nurse there was none left to fill it up... 

Please note:

 

  • I am employed in the IT sector of a high street retail chain but am not posting in any official capacity,so therefore any comments,suggestions or opinions are expressly personal ones and should not be viewed as an endorsement or with agreement of any company.
  • i am not legal trained in any form.
  • I have many experiences in life and do often use these in my posts

if ive been helpful kick my scales, if ive been unhelpful kick the scales of the person more helpful :eek:

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Lets hope he pulls through, he has a little one on the way, the issue is who will be interim in charge whilst he is in hospital?

We could do with some help from you.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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Apparently so Richard North has a pop at the Toby Young let the elderly die to save the economy paradigm today, using Johnson as an example, he postulates that the responses were correct in some ways for flu, but Covid-19 is a SARS, not a flu so needs different handling  http://www.eureferendum.com/blogview.aspx?blogno=87569#disqus_thread

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We could do with some help from you.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Well I can confirm that those desperately needed supplies are reaching the hospitals although far more is needed - especially testing and more testing and even more testing everywhere.

 

Worrying news that animals have been confirmed can catch it although why there was any real doubt given the origins of the disease I have no idea.

 

Thoughts on masks is changing - with the Americans apparently gazzumping bought stocks ordered by other countries.

 

The thing with masks and gloves is the same as hand washing - nothing short of hazmats will do - but every little helps.

 

 

 

 

 

Edited by tobyjugg2
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You know what IS patriotic?

Loving your country enough to care for its old and poor, fund its institutions, unite its communities, feed, house and educate its children, restore and live in balance with its environment, plan with care for its future, build its alliances, and perhaps above all - tell it the truth

 

 

The Tory Legacy

Record high: taxes, immigration, excrement in waterways, energy company/crony profits

Record low: living standards and investment

Crumbling Hospitals, schools, council services, businesses and roads

They squander taxpayer money by the £thousands on a failed ex-PMs luxury troughing on a plane, rather than feed UK children

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Boris Johnson in ICU condition worsened over the afternoon

 

https://www.bbc.co.uk/news/uk-52192604

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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The depot we share with Parcelforce was packed with boxes of masks ect ready to be delivered.

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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8 minutes ago, maroondevo52 said:

 

The depot we share with Parcelforce was packed with boxes of masks ect ready to be delivered.

Whilst I appreciate the post office is working incredibly hard.. I hope they manage to get those masks to where they need to go and fast !. 

 

My Postman's wife, who is a District Nurse has been confirmed as having Covid 19, so sadly as he now has to be isolated.. there is going to be one less postman to help deliver these. 

 

 

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1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

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4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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