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Nurselayer

Claimform - Erudio Student Loans

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You need to acknowledge service by monday 27th 4.00pm if not already done.

 

Andy


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numerous erudio/drydens claimform threads here already - use our search top right.

 

your appears to be statute barred as you've never heard of erudio so would not have deferred since your last direct deferment to SLC in 2013 

 

if you wish to bother to even send CCA/CPR that's upto you

but the bottom line is to erudio you've ignored everything to date

yoy might also ignore a claimform.

 

but ofcourse you are not!!

 

if the above is true

 

pop up on the MCOL website detailed on the claimform.
[if mcol is not working return after the w/end or the next day if week time]
.
 register as an individual
 note the long gateway number given
 then log in
.
 select respond to a claim and select the start AOS box.
.
 then using the details required from the claimform
.
 defend all
 leave jurisdiction unticked

 

goto the defence filing section 

file the following:

1 The Claimant's claim was issued on (insert date).

 2 The Defendant contends that the Claimant's claim so issued is a claim in contract and is statute barred pursuant to the provisions of section 5 of the limitation act 1980. 
.
If, which is denied, the claimant contends that the Defendant is in breach of the alleged contract, in excess of 6 years have elapsed since the date on which any cause of action for breach accrued for the benefit of the Claimant.
.
 3 The Claimant's claim to be entitled to payment of £[insert figure from their POC]  or any other sum, or relief of any kind is denied.
..
..ends..

 

dx

 

 

 


please don't hit Quote...just type we know what we said earlier..

 

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Thanks folks,

I had acknowledged service as soon as I had received the court forms so within the timelimit.

I have sent off a CCA request and a CPR request.

I have submitted a defence based on this being statute barred.

IF it was to come back that somehow I had been in touch with them within 6 years (I am 99% positive that I haven't been). Could I still use other defences if it went to court? (so, let's say that the debt wasn't assigned properly or there's no default notice for example).

Once again, huge thanks.


Nurselayer v Natwest - Settled in Full :D

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I have submitted a defence based on this being statute barred.

 

you didn't change the wording did you??


please don't hit Quote...just type we know what we said earlier..

 

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No, I used your wording exactly. Copy, paste and filled in date and amount.


Nurselayer v Natwest - Settled in Full :D

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had me worried there.

 

as with all these erudio claims, they'll most probably let it get stayed.

none that have filed sb to date have gone anywhere

 

dx


please don't hit Quote...just type we know what we said earlier..

 

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Just a quick update.  

Erudio Student Loans returned my £1 postal order that I had sent them for the CCA request. They sent a letter saying "Thank you for your correspondence but your account has been terminated and is now with Dryden's Fairfax Solicitors."  

Dryden's sent me a letter regarding the CPR saying that they are waiting for documentation from their client, and offering me a further 28 day extension to file my defence (I've already filed it - don't worry!)

Dryden's then sent another letter acknowledging my defence and saying they would seek their client's instructions.

I've not attached the letters as they seem fairly standard - but I can do if you want me to.


Nurselayer v Natwest - Settled in Full :D

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oh well

terminated or not they still have to produce the CCA to successfully litigate 

but that's pretty immaterial as the debt is sb'd anyway......doesn't matter what they hold in all effect.

 

dx

 


please don't hit Quote...just type we know what we said earlier..

 

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Erudio sent me copies of the original agreements that I signed, which I received today.  Funny to think of myself signing them all those years ago, I had hair then!  Anyway, because this debt should be Statute Barred I think this is immaterial but I've noted it on here for completeness.


Nurselayer v Natwest - Settled in Full :D

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10/10

doesn't matter what paperwork they hold..

 

 


please don't hit Quote...just type we know what we said earlier..

 

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