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    • Different statements. One has “at 59 mph overtaking on the approach” and the other “it was overtaking on the approach and in ....... at 49 mph”. So not the same statement (same ethos, different sentence structure).   perhaps they chose that site for the officer because it is an accident hotspot, and they know people do dodgy overtakes (while speeding) there .....??  
    • Hi.   I've moved your thread to the Bailiffs forum. People should be along to advise later.   HB
    • So a little update;   Of the 6 letters I sent 3 were acknowledged. One accepting £1/month for now and two from the same creditor trading under different names asking for full I&E which I haven't done.   In a moment of madness I managed to depsoit 5k to a gambling site I didn't have due to paypal's crazy policy of allowing payments which are to be collected by direct debit after a couple of days to gambling sites! Mad they allow this but this will show as a negative paypal balance (in a different account to the original "debt"). The first paypal -£5k account has been closed and passed to a DCA now. I have ignored them.   My council has appeared to have stepped up their collection efforts for £2.5k in alleged housing benefit overpayment from 2015/16. I have acknowledged their letters over the past 3 years each time by email but they rarely respond to my pleas. I truly think if there was overpayment then it was for less than half the amount they claim. At the time I didn't think I was being overpaid because I wasn't really working but I had stopped claiming JSA/ESA (and told them as much) but earned a couple of hundred pounds a month from sporadic work.   Also what I thought was a dormant debt from 2016 to Halifax has been actually sold ( to caboot? I think. Hard to keep track of everyone)   I've been getting phone calls daily but ignoring them for the most part. I did request all communication in writing in my original letters.   I feel incapable of dealing with these creditors and whilst initially I was feeling that I would be happy to just ignore all the letters (arreas, defaults and the like) and phone calls for an indefinite amount of time and  hope to make it 6 years to statute barred-ness and accept or defend any CCJ attempts that did arrive. I figured that avoiding these creditors for 3 months so far is 5% of the way there to statute barred! But I figre for these fairly sizeable amounts they probably won't all let it go and I will get some CCJ docs (never had to deal with that) However now my mood and thinking has changed.    I am looking again at insolvency. I'm over the DRO limit now so its BR or nothing. I was wondering why you said to not consider this and it would be stupid @dx100uk? Although shirking my debts/responsibilities it does seem like an "easy" way out at the moment. It would be so nice to know that what's done is done and to be able to draw a line in the sand and start again in a year or so and not have to avoid creditors or worry about what's coming next...   It certainly would help the environment what with the amount of letters that are arriving already(!) considering the first payment I missed was october/november (excluding the old halifax and council debts). I am exordinately stressed about it now even though I thought I would be already . Any advice would be great if it was to get my head out of the sand and contact people/do the ignoring thing and seeing what happens/reasons  to do or not to do bankruptcy for these unsecured debts?   Thanks      
    • Hi everybody   Had a knock on my door and was confronted by either a Bailiff or enforcement agent (not sure about the specific job title). When I opened the door he stuck his foot in so I couldn't close the door. I was video taping him so I took a few steps backward (to get him in shot) and he just fully entered the property despite me saying that I was denying him entry and he refused to leave thereafter.   Turns out that he was there to collect a court issued fine. I think from a Magistrates Court. He worked for this outfit:   www.marstonholdings.co.uk   The reason for the fine was something to do with "driving without car insurance". Now I had a cheap car a few years ago but it broke down and would cost more to fix than it was actually worth. So I sold the car for scrap and cancelled the insurance. Turns out you have to inform the DVLA when you scrap a car and them that it is no longer on the road (I was unaware). So this was the circumstances of the visit.   My question is did he have the lawful right to enter the property? I always thought these people were like vampires i.e. they can only come in if you invite them in.   tia Bear  
    • oppss again then if its the same person.   knows the road well so should know what the speeds are and where they apply..      
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Last year I bought a day return ticket thinking it was an open return. 

Got on the train the next day, got stopped and didn't have enough money to purchase another one.

I was not issued with a penalty notice at the time, as the ticket inspector said that the case was to be 'reviewed'.

 

A few months later, I had received nothing in the post about any penalty so I assumed it was dropped.

I moved out that accommodation (student) in August 2019, having received nothing about it up to that date.

 

Fast forward to now,

I have received a £450 Marston fine at my parent's home in a completely different city to where I currently live and study.

It says a "court order" has been made against me as I have not replied no any previous letters.

This is the first letter I have received about the case, I had no idea this was escalating.

 

The letter was dated 06/1/20, but I have just opened it upon returning from University.

In the letter it says i have 14 days to reply or pay, or an enforcement officer will be attending the property. I don't even live here! 

 

Is there anyway I can reduce this fine and stop bailiffs attending ?

I don't really know what to do

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It doesnt say on the letter, but i believe its Southern Rail, but its now been passed on to Swindon courts

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this has only happened because you moved.

you should have lots more letters inc one from SR about writing back with any mitigating circs.

 

I suggest you contact the prosecutions team stated on the letter and inform them about what has happened.

 

let me go read up as this , I believe you can appeal not sure.

 

what is letter from marstons entitled and what time limits does it give..Notice of enforcement p'haps with a £75 fee and 10 days response time ??

and now a sep letter hand delivered that mentions the addition of a £235 fee?

 

let us know what else you have please

 

dx

 


please don't hit Quote...just type we know what we said earlier..

 

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Here you go..

read this one..

 

 


please don't hit Quote...just type we know what we said earlier..

 

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Thanks for the reply. I have only received one letter. 

It states i owe £450.00, and it mentions I have 14 days to pay or contact discuss specific circumstances, or an enforcement agent will be visiting the property.

 

I read the thread you have posted, but unsure about some of the language.  

What would be the best thing to do?

 

I downloaded the Statuary Declaration form that was in the thread, but im not really sure what this means.

Do I fill this out and send it to the court and notify Marston im doing so ?

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yes AFAIK send to Swindon court

you can get the SD sworn at your local county court for free Monday.

 

what i'd do is ring Swindon court monday

tell them what you are doing and that you have not received noting prior to the one marstons letter.

they should arrange to sort marstons out.

 

can you scan it up to pdf 

read upload..

 

 

 


please don't hit Quote...just type we know what we said earlier..

 

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Sorry i'm a bit confused. What, should I scan up - the Marston letter?

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yes please 

 

read upload carefully!!

 


please don't hit Quote...just type we know what we said earlier..

 

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Aha devil is in the detail

they have no warrant of control for your present address so cant enforc e anything

 

read it carefully

 

Dx

 


please don't hit Quote...just type we know what we said earlier..

 

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Sorry, I dont really understand this legal stuff - So they have no power to enforce at the address that this letter was sent to ?

 

So should I ignore this letter, and go directly through the courts?

 

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the warrant must have your correct address on it to be enforced via notice of enforcement etc etc

it doesn't so you didn't get the NoE...

 

hence how they try and cleverly tell you they about their mistake ion the wording of that letter

they know its wrong but hope you don't.

 

call Swindon court Monday as advised.


please don't hit Quote...just type we know what we said earlier..

 

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Thank you for the help , I very much appreciate it.

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I rang Swindon , looks like it’s not a new case but one dating back to 2018.

This was one that was paid off in full in instalments. 

but the court states there’s  still £100 or so left on the account. 

 

I have a last payment on my bank statement, to martson,  equaling the amount stated by the court.

 

Where have marston pulled this £450 ponds from?!

Guess I wil have to ring them??

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who said it was ever a new case?

 

ask marstons for a breakdown of all payments to date and the DATE they were made

if you missed or were late then is sounds like they issued a NoE to your old address cause you didn't update them? (but equally didn't know too as you thought it settled) and then they have attended and added £325, £480  ...the balance of £310+about £100 owing, that sounds about right.

 

however it doesn't prove the warrant was issued to the correct address, so nulls the NoE etc etc. from being billed

 

again sort of says as much in their letter.

 

can you not also ask the court for a statement too?

 

dx

 

 

 


please don't hit Quote...just type we know what we said earlier..

 

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