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Contact wth NatWest over multiple accounts

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I have had multiple accounts in the past with NatWest, when I got into finanical difficulties, I received letters to say all would be closed, this was in 2018. Now currently I have 1 open bank account, 1 bank account defaulted with an OD, and 1 loan defaulted on my credit reports and nothing on the closed side.


I haven't been paying anything to NatWest since July 2018. At first I was chased by Westcots but they soon gave up and I was at the time waiting on defaults. I have been receiving 'please contact us' text messages from various DCAs but no mention of what debt so ignored. 


I have today received letters from NatWest for 7 accounts saying that their collection agents have been unable to come to a suitable arrangement, therefore it has been passed to Zinc as their collection agent. 


NatWest still hold my accounts right? I haven't been in contact with any DCA as nothing has been by post just text message so until they do I will just ignore.

What are Zinc like?

Will NatWest ever actually sell my accounts - only 2.

The rest are savings accounts. 

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NatWest rarely sell debts on.


so no real change since your last thread.




please don't hit Quote...just type we know what we said earlier..


if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s would collapse overnight.



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