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    • Winemark the wine merchant ltd northern ireland
    • Hi Sweet and welcome to CAG   Are you willing to disclose the employer in this case ?
    • I was the manager of an off license. We reopened on mon 30th, I received a very large delivery which we weren’t expecting (and I wasn’t told about until 2hrs before by my line manager) all managers received a text from regional manager which stated when deliveries are coming in shops are to be closed. He didn’t ring this info in, I just read the text.   When I saw how big del was (completely covered the floor, could barely move around it) I kept my shutters closed and proceeded to pack delivery away. The store remained closed and we lost 5hrs trading time. I didn’t seek permission from manager to do this, with the current safety precautions enacted (only allowed 1 customer in at a time as manadated by HQ) I didn’t feel this could be safely achieved with 3 members of staff in and all the stock everywhere.  regional manger calls into shop at 4:50, hits roof that it’s closed and storms out of shop after exclaiming I didn’t have the authority to keep shop closed.   Fast forward 1 1/2 weeks later today regional manager comes in at 4pm with prepared questions, I answer truthfully stated I didn’t think it was safe I had the best interests of business at heart that I had turned up for work every day since this incident and nothing had been said. He said that they will examine this information and can come back for more evidence if needed.    He goes away again and at 5:59 (my shift finished at 6) he came back in saying they’d examined all the evidence and that their decision was dismissal, I was to gather my things and there’d be a letter in the post with information should I wish to appeal.  quite a shock.   I will see what this letter states as their reasons I committed gross misconduct, I am a bit at a loss as to what I specifically did to be deemed gross misconduct.   I’ve worked for them for 10years, taken 2 days off sick in that entire time and had a faultless record   I’m just flabbergasted they’d immediately sack me for something which happened in unprecedented times when all I was trying to do was keep myself and my staff safe and safely make their store presentable and adequately accessible for all.   Any thoughts on the above? Obviously this is all too fresh as it happened only hours ago 
    • Hi KL1 and welcome to CAG.   You say the buyer contacted you saying, "...... he had seen it cheaper somewhere else and wanted to cancel the sale."   Do you have this in writing and, if so, in what format ?   It would be useful if you could tell us more about the item you sold.    
    • I wanted to report a success against UKPS that started in Dec 2018 and was concluded today.  I did do a bit of reading through this site for guidance though so thanks for that!    in Dec 2018 a family member reversed onto a private road in Coventry and waited about 1 minute or so to collect their partner.  Meanwhile the owner was loitering and waiting to catch anyone on his land with photos.  2 photos were taken about 40 seconds apart.   With my help I disputed the charge stating that the driver had not "parked" but had only stopped momentarily to pick up a passenger.  I did not state at any point who the driver was.   UKPS from Leamington Spa were trying to enforce this and insisted on the charge of £60 + £100 being paid.  I sent a 2nd letter confirming the position of the 1st letter and that no further letters would be sent.   4 threatening letters were sent from Debt Recovery Plus and Zenith Collections and duly ignored.  The last kindly offered to settle for £136!    Then a letter from Gladstones Sols threatening the same was also sent, and mentioned Beavis vs Parking Eye.  This was also duly ignored.   Finally a Letter Before Action was sent by email.  Aha!  Game on.  They cited Vehicle Control Services Ltd v Nick Idle and Vehicle Control Services Limited v Damen Ward and that stopping for any time is a breach, and it was only the length of time stopped that may affect the value of the breach.   I said that signage said no PARKING, not no STOPPING and that appropriate case law was JOPSON v HOMEGUARD where the judge specifically said "Merely to stop a vehicle cannot be to park it"   They then came back at me with an evidence bundle they were allegedly going to use at court against me, stated the signage was clear,  a nd repeated their "no stopping" case   I came back at them with the same as before and added that, in their world, someone coming onto the land and wanting to read the signage would have precisely NO TIME AT ALL to so as, according to them, even stopping for mere seconds was a breach.  I also threatened that I would claim costs for my wasted time in dealing the case.   Today they emailed me as follows: ---------------------------------------------------------------------------------------------------- Good Morning,   Thank you for your correspondence. We apologise for the delay in our response, however as no further action has taken place we trust you agree no prejudice has been suffered.   Please note that our Client has cancelled our instruction on this matter and the matter is considered closed.   No further action is warranted. Kind Regards ----------------------------------------------------------------------------------------------------   16 months on and UKPS gave in  
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I've received a letter today with notice of enforcement its from a ccj that i missed two payments for nov 31st and December 31st 2019

 

i will contact the enforcement officer on Monday and offer a payment plan as i cant afford to pay the £1600 in one lump sum

if they accept the offer do i have to let them come into my house to list goods to set the payment plan up ?

 

if they don't accept the payment i offer what should i do?

Is it worth phoning the original debtor (water company) will they accept my offer so don't have to deal with enforcement officer

 

i am a single parent and am currently on benefits waiting for an operation

i have other debts some of which i am paying council tax bailiffs and also another ccj and other debts that I'm just ignoring

 

any advice please 

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who set the original £PCM repayment amount on the CCJ?

dx

 


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

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Just to be aware, it might be HCEO enforcement as debt above £600, now as is civil you do not have to let the EO in, and he cannot force entry if he has never been in and listed goods.  Could you give a little more history please and what Enforcement Company is it?


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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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The original ccj amount was set when i returned the pack to the court with a payment offer 

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So no Bailiff/EA has actually called?  What waterCo is it please and do you still live at the same address?


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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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thats a shame to blindly admit a CCJ

i don't think you can user an N245 to vary a non default judgement.?

that would stop bailiff action dead.

 

well its cost you £75 already and if you don't respond with 7 days it will be another £235 if he visits.

which he will if you don't.

 

you don't have to sign anything nor let him in. nor do a controlled goods order.

 

why didn't you defend the CCJ?

do you actually owe all what was claimed ?

 

 

 


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

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The enforcement officer has never been into my property he's not yet even called

 

i received a letter today informing me they are going to the debt is for a ccj to a water company which i was paying monthly but missed nov and dec payment

the enforcement letter just says high court enforcement group limited

 

No bailiffs have actually called yet the debt is with welsh water and i still live at same address as where the debt is from 

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I do actually owe the money claimed so didn't try to defend getting the ccj 

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When was the CCJ granted to DWR Cymru?  they are one of the less rapacious water companies, have you spoken to them about any help schemes they have or did you just let them go to court?  Might be worth telling Dwr Cymru your current circumstancers, and that the court costs have not helped you settle the debt.


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

 

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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is there not a water aid scheme in wales too?

 

do this today:

and ring the HCE bailiff and tell him you are going for an n245 

record the call.

 

 


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

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Dwr Cymru are a not for profit and they do have help schemes for low income customers, is worth phoning telling them of your worsening situation, health issues, they might call the dogs off with any luck.  After all you still have to pay their ongoing bill as well as CCJ so the might help if you explain to them what is going on.  If they won't play ball do as DX suggests above to get a Variation

 


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

 

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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great stuff I though i'd read something...

 

when you get 5 mins...:lol:

 

list your debts in a new thread 

and well help you sort those out for you

bet some aren't enforceable!!


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

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Thank you for all your help i will call both welsh water and the enforcement officer first thing on monday and hopefully can get something sorted i will update on outcome 

 

I did ask welsh water for help before when i received a letter about the original ccj but they said it was too late for them to offer any as it had gone to legal stage before i hadn't even opened welsh water letters just put them in the draw had i not done this i would have avoided the ccj in the 1st place (lesson definitely learnt)

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If Dwr Cymru get shirty say you are struggling to pay your existing bill  as well as the CCJ, and that yoiu will be looking to gat the payment varied with the court.and don't want another CCJ as it's not helping you or them solve the problem ongoing that their bill is unaffordable in your circumstances.  Others will be along with other helpful suggestions no doubt.

 

Who is the Enforcement Company they have set on you?


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

 

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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Tell them that you are "vulnerable". This is a trigger word that effectively makes and take a second and very close look at your circumstances. Don't forget that if there is a visit then there will be additional fees to pay and if it is HCEO, these can be substantial.

Quite extraordinary that a water company might have instructed High Court enforcement officers


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Problem   BF is probably that Dwr Cymru have Jade997 down as a won't pay as she ignored letters, so contacting them and outlining the situation might help, last thing needed is a HCEO doubling the debt with fees, as she still has to pay the current bill ongoing. What Enforcement Agent is being sent Jade?


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

 

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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Well I'm not currently paying anything to the water for this years use

 

i had the ccj last year and last years rates were included in that debt even though at the time i was considering moving so didn't want the years rate included On the enforcement letter at the top it says high court enforcement group limited 

 

I was planning to pay the two payments I've missed alongside this month's payment on jan 31st i didn't realise they would do this so quickly without even contacting me 

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A payment only has to be a day late and they wade in. What charges have they applied to the debt and what was the original amount?


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

 

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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I have just found my original ccj agreement letter and I'm completely wrong my ccj was actually given to me in 2018

i thought i had it beginning of last year the debt on the ccj is £1591.95 

 

On the enforcement letter its saying the original debt before they added enforcement fees is £1560.34 so I've been paying £10 per month since August 2018 why haven't all my payments been taken off

 

Charges so far added to the debt is 0.64p interest and £90 compliance stage fee also says interest of 0.32p per day will be added until full cleared payment is received 

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How much did the Court order you to pay monthly?


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

 

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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I would not be waiting till monday

use the time to get the N245 filled in and ready

the quicker you get that in 

the quicker all this will all stop.

 

so how are you paying this years bill?

 

dx

 

 

 


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

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The court order was for £10 per month 

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Do i have to pay for the n245 ? 

I haven't had any bill for this year yet when i phone them i will get information on bill payments etc for this years

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all the details are in post 10.

 

by this year I mean april 2019-2020...

but yes there will be a new one april 2020.

 

are you on any benefits?

dx


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

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If on benefits/low income the N245 fees should be remitted  using form EX160

 

https://www.gov.uk/government/publications/apply-for-help-with-court-and-tribunal-fees

 

Do as DX suggests with the N245.


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

 

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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