Jump to content


XS direct help


Mothering
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 1558 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi all.

 

Had an accident last week, car aquaplaned at well below the speed limit in borderline flooded roads and spun into a crash barrier.

Police attended and agreed nothing I had done counted as careless/dangerous driving.

 

Question is

why is this going down as a fault claim and therefor liable for excess when I drove to road conditions and didn’t actually contribute anything to the accident other than being on the road at that time?

 

Is there anyway I can challenge this decision?

Any advice greatly appreciated. 

Link to post
Share on other sites

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

I am worried about it, anyway to fight this is greatly appreciated because I really don’t think it’s fair given the circumstances. If I was directly at fault surely the police would have charged me? 

Link to post
Share on other sites

it’ll be fault if there is no one to claim from, your no claims (not no blame) bonus will be affected.   forget the police issue that’s irrelevant to the insurance contract. 
unless you are to try and claim if the highways agency for not having adequate roads to deal with flood, it’ll be recorded as fault.  


It’s just a term, don’t get hung up on the term, you’ll not win that argument.

Link to post
Share on other sites

Excess is up to £3000.

 

If no one in claiming for any damage, the excess is not relevant.

 

 

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...