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Cabot mal practice?

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Hi wonder anyone could help.

I had a HSBC card debt around 2006.

I have recently got PPI from them as they realised I was missold a secure loan I had which I paid back fully.

 

Now out if blue, I got two letters from Cabot.

One proclaiming that the debt for the cc from 2007 is sent to them to chase payments for it.

The letter says they are looking to setup a payment plan.

 

A few days letter I got another letter from them thanking me for paying £3 or so towards the debt?

Even though I never got in touch

 

the last time I paid must’ve been around 2006-07?

They are now sending me emails every week with the subject we are here to help!

 

Bear in mind that since 2007 I never contacted about or paid into this Debt.

What do you suggest?

 


 

 

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send them our SB letter


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s would collapse overnight.

 

 

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4 hours ago, dx100uk said:

send them our SB letter

Link please?

 

also have they breach any ethical or other laws by saying thanks for your payment when I never made any payment? Clearly this Payment of £3 something is a lie? 
Is this a normal practice?

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you've been here as long as me and you don't know how to search cag?

its in the debt collection section of our library

 

claims of phantom payments are quite usual 


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s would collapse overnight.

 

 

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