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    • This is submitted by My Father with my full permission     Diary of Sweden 2019 to date Last update 23/06/2021   Document list: Letter from Transport Styrelsen 290519 Letter to Transport Styrelsen 141220 Certificate from Kronofogden sent 150520 received 130221 Essex magistrates letter 120221 Documents received 130221 in Swedish Letter from Kronofogden sent 150520 received 130221 Letter from Kronofogden 150321 Letter with new hearing date 060421 Notes on appearing in court Swedish translation   Data between inverted commas is file name   15th May 2019 I was stopped at the border having arrived from Denmark. I was several hours behind other drivers in our convoy of articulated trucks You need to add what happened to you include tests and results where you were taken how long held what they did with truck including damage when they moved it. Did they speak to you in English at all times, was their English understandable, was any paperwork translated into an English hard copy, were you given option of having English translations When were you released including taking you licence away. Did they offer any assistance? Were you offered the assistance of a legal representative and legal aid.     The only part in the English Language is “Letter from Transport Styrelsen 290519” and that was about 5 lines on the second page saying I could send a statement to not lose my driving licence rights in Sweden All other paperwork sent to Chelmsford address is in Swedish only so no idea what the charges were and I was not at any stage offered the services of a translator. The “Essex magistrates letter of 120221” point 6 says I was offered the chance of a reply. That was only true if I could speak Swedish. I have tried running all the paperwork sent to me through a translator and it makes no sense whatever.   The statement they have sent to court Documents received 130221 in Swedish are wrong, I was not given the right to reply, just said I could make a statement about retaining my right to drive in Sweden. This was the only opportunity I had to defend myself. In the “Letter from Kronofogden sent 150520 received 130221” sent with the Essex Magistrates letters was dated 15/05/2020 is that now out of date for action, also that’s in English so there is no excuse for other documentation not to be in English Kronofogden states that no letters were returned to them, this is not true as my father sent at least two of them back as Not at this address as I have moved twice since this incident In the “Certificate from Kronofogden sent 150520 received 130221” it states I was Drunk driving, that is not true as I was breathalysed and that read completely clean, I was not given results of blood and urine tests. The Certificate does not split up the fines for the two offences, only the fine and the Sum of money to the Public Fund. On the European framework list that was sent to me in document "Essex magistrates letter 120221" and also the Certificate the only offence was 34. Smuggling of goods. Drunk driving was not one of the offences to be included on the list, therefore I should not have to pay the full amount and as the amounts only show total for fines and not each offence separately I should not have to pay total amount I should only pay the fine for the offence of smuggling. As they have not itemised fines then this should be dismissed. If not please ask for time to pay after looking at my financial statement.   11th May 2021 Attended magistrates court with my father who had much of the information and understanding of the correspondence. He was stopped at the entrance and refused entry, they then ushered me in straight up to wait outside the courtroom so I could not get the information from my Father. This was stated as Covid rules; the legal people arrived and just walked through with no questions asked. One Paralegal (who happened to be black) was stopped and refused entry even though she arrived with her client, there was a huge argument and the Court manager was requested by the paralegal. This is not the way to give justice to people. In the “Certificate from Kronofogden sent 150520 received 130221” it states I was Drunk driving, that is not true as I was breathalysed and that read completely clean, I was not given results of blood and urine tests. The Certificate does not split up the fines for the two offences, only the fine and the Sum of money to the Public Fund. On the European framework list that was sent to me in document "Essex magistrates letter 120221" and also the Certificate the only offence was 34. Smuggling of goods. Drunk driving was not one of the offences to be included on the list, therefore I should not have to pay the full amount and as the amounts only show total for fines and not each offence separately I should not have to pay total amount I should only pay the fine for the offence of smuggling. As they have not itemised fines then this should be dismissed. The Magistrate stated that they were not concerned with original case where the fine was given only this one, so judgement was given against me. They said the judgement would be sent to me   To present: I have up to present not received a copy of the judgement I have had three copies of further action sent to me, one at my old address and when I informed them again (as I did in court} they sent another two copies of the further action letter to me.   Letter from Transport Styrelsen 290519.docx Letter from Transport Styrelsen 290519.pdf Letter re further steps notice 020621.pdf Letter to Essex enforcement office 160621.doc Letter to Transport Styrelsen 141220.docx Letter with new hearing date 060421.pdf Notes on appearing in court.pdf Queries for solicitor.docx Swedish translations.docx Certificate from Kronofogden sent 150520 received 130221.pdf Documents received 130221 in Swedish.pdf Essex magistrates letter 120221.pdf Letter from Kronofogden 150321.pdf
    • Discover this Traineeship opportunity offered by Inspire Alta Ltd and #CreateYourFuture View the full article
    • Hi Andy I refer to the attached, please can you advise I will be able to rectify any issues tomorrow evening now, please   can you confirm if this is in order, as I anticipate to send the documents by email before the deadline on Friday once I have completed all the work as I am in between work and meetings at the moment. WS Amended as per advice..docx exhibit bundle.docx
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1ST POST -should I claim interest straight away?


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They might argue that even though the system said there was a balance of £x in the account, it is down to you to know what sums are due to be paid out, therefore giving you the exact figure left in the account and available to spend.

 

Despite this why not contact them to see if they will agree to refund some of these charges.

PPMAN159

 

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Quite agree with your point, I should keep it up to date. I guess I am not really disputing that point, more that their charges in the first place [justified or not] mean we have incurred further charges because there wasn't enough to pay the bills.

It is so galling that they charged us £30 for a £5 switch payment. I know they aren't based on a sliding scale it is just galling all the same.

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Did not mean to come accross as having a go but I just feel that in the curent climate, the banks may pick up on any point, no matter how small, to try and avoid refunding the charges taken.

 

I agree that charging £30 for bouncing a £5 payment is taking the p*** and maybe at some stage in the future they might introduce a sliding scale that would be fair to everyone.

 

Give them a ring and see what they are prepared to do.

 

If they refuse to repay on the back of a phone call then send them the preliminary letter.

 

Good luck

PPMAN159

 

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If I were in your position! I would remind them of them of your recent win, regarding previous charges. If you went through courts procces the last time, a "gentle" reminder that you are not afraid of the procces may well be enough to get them to refund. if not.... threaten to start over again.

 

that's just my personal opinion.... gotta be worth a try... they use enough scare tatics on us after all.

Good luck

Tempty

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thank you both. PPMAN I didn't think you were having a go at all, it was a fair point, well made. I am grateful to you both for your input and think I will have a go. Because of this they have left us without a penny for the next 4 days, with 3 small kids you can imagine why I got a but het up.

 

As ever grateful for the advice. I shall pop into the branch today.

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thank you both. PPMAN I didn't think you were having a go at all, it was a fair point, well made. I am grateful to you both for your input and think I will have a go. Because of this they have left us without a penny for the next 4 days, with 3 small kids you can imagine why I got a but het up.

 

As ever grateful for the advice. I shall pop into the branch today.

 

Be interested to know how you got on, please dont forget to update us with your news.

I'm interested as to how they make a 'Guarantee card payment charge' when you're using a Solo card to make a payment. After all, a Solo card is a debit card and not a guaranteed payment card. It might well be up to you to know how much you have in your account, BUT, if you have 'spent money' you don't have then you've broken the terms and conditions. This means they've charged you for you breaking these, meaning they can't profit from the said charge, meaning that you can claim them back...no?

  • Haha 2

Just hate every DCA out there

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Sorry for my late reply, I have only just found the post. You have tapped on something there that I have been wondering about. I thought if you didn't have any money in your account then they would just decline the payment at the till? I would have preferred the embarrassment of that rather than end up spending money it turned out I didn't have and being charged for it.

Does anyone know if this is the case?

I couldn't get into the bank yet through illness but I am tempted to phone them today. Working it out they have taken £435 in the last week in charges and apart from the first couple which were I suppose down to me believeing the online systems amount rather than me working out if I had money in there, the rest were ONLY caused because of the first set of charges.

As they settled with me the first time pre court, surely that puts them on a sticky wicket if they refuse this time?

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Just called and spoke to my branch and had quite a lengthy conversation. The assistant was actually quite sympathetic towards the end and also kept changing the story on their policy. i think once she realised I had been here before and won she didn't know what to say. She has rattled off to speak to a manager now and I await further news.

she couldn't actually come up with anything sensible as an excuse and tried to claim that it is my fault or most so the retailers fault for not putting through the debit payment straight away as soon as it's made but surely it is bank error if they let a debit card payment go through if there is no money in the account?

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Right no dice, the branch won't pay up any of them but you could tell the assistant felt this was wrong. she said all of these unfair charge claims NOW had to be done through customer relations. When weren't they done through customer relations?

 

Anyway could I have some advice before I go ahead. do I send the stand pre lim or should it be tailored to say that I am only claiming again because these are charges upon charges etc?

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Right no dice, the branch won't pay up any of them but you could tell the assistant felt this was wrong. she said all of these unfair charge claims NOW had to be done through customer relations. When weren't they done through customer relations?

 

Anyway could I have some advice before I go ahead. do I send the stand pre lim or should it be tailored to say that I am only claiming again because these are charges upon charges etc?

 

Write to customer relations at Borehamwood (Stuart Higley) and do the same as before- send them a LBA asking for charges back. Put a paragraph in that states that if they are considering closing your account you'll see this as retaliation and will report them to the Banking Ombudsman.

Just hate every DCA out there

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