It really is confusing isn't it.
Barclays Bank admitted I had a valid refund claim, but not against them in May 2019.
Pre 30th May 2019 Barclays Bank admit I have a valid refund claim, but they felt it was against Amazon, and not them.
30th May 2019 Barclays Bank decide I have attempted to commit fraud against them by opening a charge back claim. They say I had no valid claim to initiate a charge back, and that I did it to fraudulently take money from them - So are saying the whole Amazon issue I reported to them was fake, and I did it because I knew Barclays Bank would immediately return that money into my account. This money was then used by me fraudulently, ie I spent it.
That is why they issued the CIFAS.
So on one hand they are saying I had a claim with Amazon, and on the other hand they are saying I made up the claim to defraud the bank.
They then later, admitted to the FOS that I did infact have a valid charge back claim with the bank which they failed to execute correctly and admit they made critical errors.
If you can understand this then well done, because I'm struggling and its me that's writing it.
the request for the CCA to the shop direct was posted recorded delivery on the 27/01/2020 and they have recently sent a letter saying they are still dealing with it and will get back to me as soon as they can, is this over the days requested and im not obliged to pay them?
the PDF im currently working on for the hitachi files to upload on here...
Thanks everyone for your responses, I’ve spoken to the insurance and they’ve told be after they made my settlement they had another engineer look at it and they categorised as cat S and hence the sale of copart. They now are saying they can sell it to me for £5.3k which is a crazy price, as the vehicle is worth 15k and the first engineers report said the cost of repair would exceed 20k. They have admitted that they should have informed me when they changed the category of the car and for that they will
compensate me £100! I obviously did not agree and they have escalated to a formal complaint and in the meantime they have taken it off auction.
Shocking pictures reveal ‘disgusting’ conditions inside Hermes depot where workers ‘feel like slaves’. Read more at https://www.consumeractiongroup.co.uk/topic/419726-shocking-pictures-reveal-%E2%80%98disgusting%E2%80%99-conditions-inside-hermes-depot-where-workers-%E2%80%98feel-like-slaves%E2%80%99/
Euro Car Parks issued this ticket to the police in Devon and Cornwall. Read more at https://www.consumeractiongroup.co.uk/topic/419522-can-anyone-identify-the-parking-company-which-issued-this-ticket-to-the-police-in-devon-and-cornwall/