Jump to content

 

BankFodder BankFodder


Recommended Posts

Hello.

I have a British Gas account for dual energy with small outstanding balance (£350) I pay by direct debit £170 per month.

 

THis is too high,

my usage for last year was just over £100 per month across the year.

 

I have argued with BG that whilst I realise they want the balance paid off the amount I'm paying will put me in credit by some way by the end of the year which they will then refund me.

 

I feel this is morally wrong, I don't see why a multi million pound corporation should owe me money, particularly when it is set up as a credit account and there is an entry on my credit file!

 

My question is

if they won't play ball and reduce my payments can they do anyting if I cancel the dd and just pay manually each month, assuming I pay slightly more than what I've used so the balance comes down, albeit at a slower rate than they would like?

Thanks.

Share this post


Link to post
Share on other sites

you need to be paying monthly a figure which : 

1.meets your monthly usage

2.makes a buffer of credit for when each quarterly bill appears

3.reduces portion of the debt.

 

 


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s would collapse overnight.

 

 

Share this post


Link to post
Share on other sites

Dont forget stopping the DD you lose a discount for that method of payment.....around 7% dearer if not paid by DD.

 

Considered using a variable Direct Debit ?

 

https://www.britishgas.co.uk/business/help-and-support/billing-and-payments/problems-with-my-direct-debit#DDPayments


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

If you want advice on your thread please PM me a link to your thread

Share this post


Link to post
Share on other sites

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...