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Barclays overdraft terminated


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Hello all, I moved from Barclays quite some time ago, leaving behind an o redrawn account,within a limit, of about £1500. My wife has been repaying as part of a debt settlement thing di all good.

 

Today a Termination Notice with effect from the 6th and tbey want the £1300 odd straight away else the usual threats.

 

Just supposing I don't have that sort of money lying about ... Is there best practice from this point? I've done bank charges and credit card ccas  but this is different I assume?

 

Is there anything to challenge or is it just case of agreeing some sort of repayment with them? It's an old current account from perhaps 15 years ago that we stopped using perhaps 10 years or more ago.

 

As ever thanks.

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