Hi thanks for replying so quick
Had payment plans set up they keep demanding more money I’ve sent them my monthly expenditure that shows everything and what I have to live on
never aloud them into my home
Xmas came I missed a payment so partly my own fault just didn’t want the kids going without!
forget the DCA's
forget the shop direct CAT debts they are not a priority - drop them to £1PCM!!
start another thread for those but NO you don't need to go BK/DRO/IVA for consumer credit.
you must deal with the CTAX debt with the bailiffs lets use this thread for that.
what stage are you at
have you had a notice of enforcement yet?
Hi I’m new here so not sure if I’m posting in the right place!
Long story short
I separated from my now ex husband 2 years ago he ran off and did the dirty after 20 years marriage 3 children and left me with a load of debt unfortunately all in my name £33,000 in total now being a single parent and only being able to work part time
as my youngest has special needs
my income really is mainly from benefits
he receives dla high rate and full mobility because of his medical needs.
Its a very big struggle especially trying to pay everything run a home and 3 children
going without all the time
added stress with
debt collectors and now
bailiffs for council tax,
shop direct account and
a parking fine hadn’t realised mobility badge had expired!
I’ve read loads of advice on here and am considering filing bankruptcy
my question is
can these bailiff debts be included in a bankruptcy or can they still chase me for the money.
I just can’t see a way out at all what I owe will take me years and years to pay back
life is so stressful 😢
thank you in advance for any advice given.
sorry it’s a little long winded!
Shocking pictures reveal ‘disgusting’ conditions inside Hermes depot where workers ‘feel like slaves’. Read more at https://www.consumeractiongroup.co.uk/topic/419726-shocking-pictures-reveal-%E2%80%98disgusting%E2%80%99-conditions-inside-hermes-depot-where-workers-%E2%80%98feel-like-slaves%E2%80%99/
Euro Car Parks issued this ticket to the police in Devon and Cornwall. Read more at https://www.consumeractiongroup.co.uk/topic/419522-can-anyone-identify-the-parking-company-which-issued-this-ticket-to-the-police-in-devon-and-cornwall/