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    • Regarding a driver, that HAS paid for parking but input an incorrect Vehicle Registration Number.   This is an easy mistake to make, especially if a driver has access to more than one vehicle. First of all, upon receiving an NTK/PCN it is important to check that the Notice fully complies with PoFA 2012 Schedule 4 before deciding how to respond of course. The general advice is NOT to appeal to the Private Parking Company as, for example, you may identify yourself as driver and in certain circumstances that could harm your defence at a later stage. However, after following a recent thread on this subject, I have come to the conclusion that, in the case of inputting an incorrect Vehicle Registration Number, which is covered by “de minimis” it may actually HARM your defence at a later stage if you have not appealed to the PPC at the first appeal stage and explained that you DID pay for parking and CAN provide proof of parking, it was just that an incorrect VRN was input in error. Now, we all know that the BPA Code of Practice are guidelines from one bunch of charlatans for another bunch of charlatans to follow, but my thoughts are that there could be problems in court if a judge decides that a motorist has not followed these guidelines and has not made an appeal at the first appeal stage, therefore attempting to resolve the situation before it reaches court. From BPA Code of Practice: Section 17:  Keying Errors B) Major Keying Errors Examples of a major keying error could include: • Motorist entered their spouse’s car registration • Motorist entered something completely unrelated to their registration • Motorist made multiple keying errors (beyond one character being entered incorrectly) • Motorist has only entered a small part of their VRM, for example the first three digits In these instances we would expect that such errors are dealt with appropriately at the first appeal stage, especially if it can be proven that the motorist has paid for the parking event or that the motorist attempted to enter their VRM or were a legitimate user of the car park (eg a hospital patient or a patron of a restaurant). It is appreciated that in issuing a PCN in these instances, the operator will have incurred charges including but not limited to the DVLA fee and other processing costs therefore we believe that it is reasonable to seek to recover some of these costs by making a modest charge to the motorist of no more than £20 for a 14-day period from when the keying error was identified before reverting to the charge amount at the point of appeal. Now, we know that the "modest charge" is unenforceable in law, however, it would be up to the individual if they wanted to pay and make the problem go away or in fact if they wanted to contest the issue in court. If the motorist DOES appeal to the PPC explaining the error and the PPC rejects the appeal and the appeal fails, the motorist can use that in his favour at court.   Defence: "I entered the wrong VRN by mistake Judge, I explained this and I also submitted proof of payment for the relevant parking period in my appeal but the PPC wouldn't accept that"   If the motorist DOES NOT appeal to the PPC in the first instance the judge may well use that as a reason to dismiss the case in the claimant's favour because they may decide that they had the opportunity to resolve the matter at a much earlier stage in the proceedings. It is my humble opinion that a motorist, having paid and having proof of payment but entering the wrong VRN, should make an appeal at the first appeal stage in order to prevent problems at a later stage. In this instance, I think there is nothing to be gained by concealing the identity of the driver, especially if at a later stage, perhaps in court, it is said: “I (the driver) entered the wrong VRN.” Whether you agree or not, it is up to the individual to decide …. but worth thinking about. Any feedback, especially if you can prove to the contrary, gratefully received.
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    • deed?  you mean consent order you and her signed? concluding the case as long as you nor she break it's conditions signed upto? dx  
    • Well tbh that’s good news and something she can find out for herself.  She has no intention of peace.  I’m going to ask the thread stays open a little longer.   It seems she had not learned that I am just not the one!!!!  plus I have received new medical info from my vet today.   To remain within agreement, I need to generally ask for advice re:  If new medical information for the pup became apparent now - post agreement signing, that added proof a second genetic disease (tested for in those initial tests in the first case but relayed incorrectly to me then ), does it give me grounds for asking a court to unseal the deed so I can pursue this new info….. if she persists in being a pain ? If generally speaking, a first case was a cardiac issue that can be argued as both genetic and congenital until a genetic test is done and then a second absolute genetic only disease was then discovered, is that deemed a new case or grounds for unsealing? Make sense ?   This disease is only ever genetic!!!!   Rather more damning and indisputable proof of genetic disease breeding with no screening yk prevent.   The vet report showing this was uploaded in the original N1 pack.   Somehow rekeyed as normal when I was called with the results.   A vet visit today shows they were not normal and every symptom he has had reported in all reports uploaded from day one are related to the disease. 
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Discussion thread- Mobile contracts, defending claims, unfair terms


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From Vodaphone T & C's

https://kenstechtips.com/index.php/cancel/how-to-cancel-vodafone-contract#Vodafone_Standard_Cancellation

Early termination fee
If you cancel a contract for your plan before your agreement ends, you’ll need to pay an early termination fee. The fee is based on your monthly plan charge and the remaining time left on your contact, and can be calculated as follows:
Monthly line rental charge (exc. VAT) X remaining contract (months) X 98%

 

This is not on default, so it is likely that discounts  will not apply.

 

What offcom actually say

https://www.ofcom.org.uk/__data/assets/pdf_file/0012/40620/guidance.pdf

 

61. Some CPs, rather than setting a MCP, may levy a charge on termination of the contract which is dependent on the period for which the contract has been running. In such a case a consumer would be required to pay a sum upon termination of a contract if they terminated before, for example, 12 months, but not if they terminated later.

 

Ignore DX?

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Sooo, I post a section from the Vodafone T and Cs showing the charges are legitimate, then I post the FCA Conc saying the same thing, which means this defence wont work, and you just delete them ???

 

Then I get a warning from BF.

 

Merry Christmas to all.

 

I will leave you to your insanity.

DO NOT PAY UPFRONT FEES TO COLD CALLERS PROMISING TO WRITE OFF YOUR DEBTS

DO NOT PAY UPFRONT FEES FOR COSTLY TELEPHONE CONSULTATIONS WITH SO CALLED "EXPERTS" THEY INVARIABLY ARE NOTHING OF THE SORT

BEWARE OF QUICK FIX DEBT SOLUTIONS, IF IT LOOKS LIKE IT IS TO GOOD TO BE TRUE IT INVARIABLY IS

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There is no "offcom sentence" which says what you think. Please lnk to your source.

 

Pretty please

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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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BF says I have to be less nasty, so:

 

Dear DX, Its not the same thing , dont bother now mate, get that turkey in, but, when you have a minute,

I am only asking where in the Guidance the authority you quote comes from.

 

I will have a look in the links you have given. Have a lovely day.

 

Your pal

Peter

 

Hi lovely.

 

Those seem to be discontinued claims ? One is asking for info under the CCA for some reason ??

 

Anyway I showed you what Ofcom say(quite rightly you deleted it, what was I thinking)

 

Really anyone who has a mobile will know that on termination you have to pay the rest of the unused contract 

Not that I am saying you dont have one, I will bet you have lots of them.

 

Your colleague

Peter x

 

 

 

I have tried searching your quote on five different browsers and the FCA's own search tool DX, and nothing, accept the posts you made on here, many results  I have to say, weren't as successful as the ones you posted. Dont worry I deleted them from my history, we must follow your example, of course.

 

Any way there is a letter in the post complaining to google, they are obviously in league with the Company in question.

 

 

All your list shows is that Creditors do disco?

 

I dont really want to search this forum for failed cases, the OP can do that himself. But actions or defences should be based, even to a small level, on recognisable law. Dont you think BF.

 

Excepting DX of course.

 

Creditors do disco, LOL

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Hi DX

 

Lets see if we can come to the bottom of  our disagreement.

 

If you take on contract, then default it, you are liable for all sums that are due under it. As I said anyone who has ever terminated a mobile contract knows this to be true. Also it is 101 contract law.

 

When a debt is assigned under the LOPA, the assignee  becomes the creditor.  The ICO say that the new creditor is responsible for the recording  of ongoing data on the account.

 

Do you disagree with any of the above?

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BEWARE OF QUICK FIX DEBT SOLUTIONS, IF IT LOOKS LIKE IT IS TO GOOD TO BE TRUE IT INVARIABLY IS

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I think money is everything, when it comes to debt. But yes, whatever, it works, so that is good.

 

But lets not kid ourselves it has anything to do with the legal pleadings, in most caes. Companies arn't going to keep throwing good money after bad, and even if they got a CCJ, its cold comfort for them at £5 a month.

is there anything there you disagree with here

 

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BEWARE OF QUICK FIX DEBT SOLUTIONS, IF IT LOOKS LIKE IT IS TO GOOD TO BE TRUE IT INVARIABLY IS

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To help with discussion. ofcom document on unfair terms.

 

https://www.ofcom.org.uk/__data/assets/pdf_file/0012/40620/guidance.pdf

We could do with some help from you.

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1 hour ago, unclebulgaria67 said:

Escaped, i have moved some posts from other users, so your thread is purely about this one court claim and the debt in question.  If you have another debt, then please start a new thread in the debt section, if no claim yet issued. 

 

For those who wish to continue a general discussion on mobile contracts, DCA claims and possible unfair contract terms defences, here is a link to a new thread.

 

https://www.consumeractiongroup.co.uk/topic/419506-discussion-thread-mobile-contracts-defending-claims-unfair-terms/

And its not at all due to the fact tha tDX doesn't want to answer my quite reasonable questions, nooo course not.

 

I really hope that other member of the team look at what is happening here. There are some. who I know understand the law in this area.

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Im viewing DB what questions would you like answered ?

 

Andy

We could do with some help from you.

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Well, yes, but Dx has deleted them, lets see if there is a new one for you.

 

Are you aware that the argument shown in these pleadings is incorrect. In that a hire company is perfectly justified in claiming all sums under a contract, if one of the parties defaults and the agreement ids terminated.

 

So that

This means that if a mobile phone contract is terminated on default, the creditor will and can legally demand full payment.

 

No moving uncomfortable post now :)

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No posts have been deleted  or hidden in this thread.

 

In  response to above since when did 02 become a hire company ?  This is not HP....its a service contract run a monthly use and payment basis...which accepted parties are committed to a stated term of contract...be it 12 /18/ 24 .

 

If for what reason the agreement defaults...and you are still in the contract term...you are stating that ETF (Early Termination Fees) are acceptable and justified and legal ?

If they are legal and justified......how come none of the Original Mobile Creditors Litigate ?  but assign the debt off to a DCA to  chance their arm ?

 

I dont suppose it would be anything connected to having to quantify and justify a punitive charge that costs them nothing when a service is not being provided ?

We could do with some help from you.

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Yes there have, this one for instance, made yesterday.

 

Vodafone

On Vodafone, you’ll need to pay an early termination fee that is 81.7% of the remaining payments over the minimum term of your contract. This is based on Vodafone giving a 2% discount and not charging VAT on the early termination fee (e.g. £100 / 1.2 * 0.98 = £81.67).

xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx

 

HP is not Hire Andy, it is Hire purchase, a completely different thing altogether, see definition 8, 9 CCA 74.Phone Companies hire airtime Andy?? Even if you dont understand that, there is still a contract, is there not?

What I say now is fact Andy, I do not mean to insult, really there should be someone there to approve the posts. I did not know your legal  knowledge was so poor.

I am saying that once a bilateral contract is broken, ie a breach of a fundamental term(like payment
) the creditor is entitled to terminate the contract, then he is fully entitled in law, to recover all promised payments due to be paid under the contract. As I have said this is fundamental law.

In the Main the debts are assigned because that way the debt provide some return, they are not in the business of chasing debts.

Punitive damages apply to contractual breaches Andy, you know this surely, Bank charges and all that? no?

See above on Vodaphone T and Cs, they charge a similar sum on none default termination, well with a 2% discount.

Now come on CAG, this isn't the mine of knowledgeable information I have come to know and love, what is going on here?

Edited by Dodgeball

DO NOT PAY UPFRONT FEES TO COLD CALLERS PROMISING TO WRITE OFF YOUR DEBTS

DO NOT PAY UPFRONT FEES FOR COSTLY TELEPHONE CONSULTATIONS WITH SO CALLED "EXPERTS" THEY INVARIABLY ARE NOTHING OF THE SORT

BEWARE OF QUICK FIX DEBT SOLUTIONS, IF IT LOOKS LIKE IT IS TO GOOD TO BE TRUE IT INVARIABLY IS

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Posts may have been moved to another thread....like the ones above because you are hijacking someones else's thread.... but no posts have been hidden or deleted.

 

Thread moved to Telecoms Mobile / Fixed.

We could do with some help from you.

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None of your posts past, present or in the future were or will be deleted by me.

that's the job or actions of admin or others.....

i'd not be here if i did that willy nilly.

 

2nd..t&c can be challenged..else CAG would not exist re whst caused us..bank charges reclaiming..

nor would anyone have ever gotten any ppi back.

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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