I have received letters from Lowell for a long time, but the advice I was given (since the debt was so long ago) was not to get in touch.
I have been away for 7 weeks and in that time, this is where the notice of court action has happened
That is a moot point as the law doesnt consider a dca (or lawyer) as acquiring or processing the data but acting as carriers i the same way as a telephone or postal service so entitled through legal actvities
Now how a 2 bit scary letter writer with no qualifications can be considered in the same way as a regulated solicitor beats me but that is where we are and the GDPR allows this so i wouldnt be bothering with that argument as it will dilute your overall defence and give them somehting to latch on to when they are clutching at straws.
What has been shown to be unlawful is the assignment of the debt in the way that a couple of companies did to bandits like DEAL
He wants to keep some of the order.
Half of the order was a tv so the pc parts only came to around £320.
He has a CPU and Ram just no motheboard to go with it and it's a Ryzen build so wanted a board that was Ryzen ready rather than getting a board that wouldn't work without a bios update.
So he hung onto the parts he has while they were sorting it thinking it wouldn't be an issue but then it's turned into a bit of a hassle because it takes days for them sometimes to email back.
He tried to call them but everytime he said there is like an hour wait on the phone and the other day when he tried to call after being on hold 45mins they answered then hung up putting him back in another 30 min wait and he gave up.
I think the issue now is he's keeping the parts he has which Ebuyer can refund Klarna the bits he doesn't have and that will adjust the payment terms (Looking at the Klarna site T&C)
It's just waiting for Ebuyer to issue the refund which they seem to be messing around but in saying that I'm not sure what time frame they are allowed before you can start getting funny with them over it. I've read 30 days but this is on refunds of returned goods this is money they already have that needs to be returned to the finance company for goods not yet paid for which is £100.
Shocking pictures reveal ‘disgusting’ conditions inside Hermes depot where workers ‘feel like slaves’. Read more at https://www.consumeractiongroup.co.uk/topic/419726-shocking-pictures-reveal-%E2%80%98disgusting%E2%80%99-conditions-inside-hermes-depot-where-workers-%E2%80%98feel-like-slaves%E2%80%99/
Euro Car Parks issued this ticket to the police in Devon and Cornwall. Read more at https://www.consumeractiongroup.co.uk/topic/419522-can-anyone-identify-the-parking-company-which-issued-this-ticket-to-the-police-in-devon-and-cornwall/