Another one in today..
Just to confirm TML cannot start adding details on my credit file? They would have had to do that from the default date?
We TM Legal Services are about to report the default status of your account(s) to the Credit References Agencies (CRA’s) and plan to start this within the next 30-60 days. The purpose of this communication is to let you know in advance so that you know what this means and to give you some time to take action should you want to.
How Can I Prevent This?
If you clear the balance on your account(s) within the next 30 days, we will not register your account(s) with the CRA.
If you’re unable to clear the balance in full, we are open to considering all reasonable offers of settlement. Please contact the office to discuss this.
If you settle your account, in part or full, after the default has been registered at the CRA’s, the default will remain visible on your credit file for the next the six years. However, the default will reflect that you have settled your account.
What does this mean?
We will provide the CRAs with information on any defaults and settlements with regards to your account(s) with us.
Please note, having a default on your credit file at the CRA’s is likely to affect your ability to obtain credit, such as a loan, mortgage or mobile phone contract, until the six years from the original default date has passed. Once this time is up, the default will no longer show on your credit file.
If you are unable to repay the full outstanding balance or make us a reasonable settlement offer, please call us to discuss and agree on another amicable solution.
A payment arrangement will not prevent the default from being registered. If your account is being managed by a Debt Management Company or insolvency practitioner a flag will be registered alongside the default to identify this.
Still on going. CWD refusing to prove Emirates pulling the strings. I have made countless offers to them which they ignore and now with Corona I have tried again.
clearly this is about their costs now not the debt being chased.
@BritanniaLtd Coronavirus: Britannia Hotel made staff homeless in 'admin error'. Read more at https://www.consumeractiongroup.co.uk/topic/420603-britannialtd-coronavirus-britannia-hotel-made-staff-homeless-in-admin-error/
Shocking pictures reveal ‘disgusting’ conditions inside Hermes depot where workers ‘feel like slaves’. Read more at https://www.consumeractiongroup.co.uk/topic/419726-shocking-pictures-reveal-%E2%80%98disgusting%E2%80%99-conditions-inside-hermes-depot-where-workers-%E2%80%98feel-like-slaves%E2%80%99/
Euro Car Parks issued this ticket to the police in Devon and Cornwall. Read more at https://www.consumeractiongroup.co.uk/topic/419522-can-anyone-identify-the-parking-company-which-issued-this-ticket-to-the-police-in-devon-and-cornwall/