Jump to content


  • Tweets

  • Posts

    • if i remember rightly, long ago in one of the first drafts of the old proposed gov't overhauls, there was a listing of recommended 'charges' that inc wrong reg = £20. some PPC's implemented such changes in advance. then later as it looked increasing likely the new code was never going to be implemented after it's 1st review and another set of codes was to be debated they all quietly revert back .......... dx
    • Potentially it may not even get sold on? Just the default left for 6 years then gone? but if it is sold on ill get a letter from the DCA which is the notice of assignment? Sorry what is the different between a default notice and a default cal marker? yes, i may try and work arrangements out with the OCs after the breathing space but I'll see my circumstances then thank you again for all your help and patience, I really appreciate it and apologies If i am too fast or repeating myself.
    • receiving a default NOTICE (forget simple default cal markers) does not mean it will get sold on... OC's very very rarely do court themselves.  if it does you would receive a Notice of Assignment from the debt buyer/DCA.  as for reduced payment if it remains with the OC and they issue a DN, no harm in trying but lets get all your ducks inline first. dx  
    • okay thanks do you know how long it will take for it to get to the DCA or could the OC try and issue a CCJ? even though it's unlikely also for example would the OC agree to a reduction and a small payment over a super lengthy period of time if agreed? Rather than go through chasing apologies again for all the questions, just trying to understand all the possible scenarios.  
    • Currently - "the maximum daily price at 100p / kWh for electricity and 30p / kWh for gas – keep in mind that's a lot higher than the Ofgem Energy Price Cap, so if you can't afford prices to increase further, you're probably better off sticking with a protected tariff such as Flexible Octopus." Octopus Tracker is a product of our labs, available now to customers through our beta programme. Octopus Tracker is a beta product. Some things may not work the first time, and installations and processes may take longer than we'd like. Third party tech like In-home Displays won't always work, and on occasion data issues with smart meters can take significant time to fix or prevent things from working at all.   Copied straight from octopus   Feel free to shove it somewhere else    
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
        • Thanks
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Economy Energy administrators demanding balance which has been paid


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 1592 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

you are quite safe to totally ignore a powerless DCA.

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • Replies 89
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

Hello,

 

Sorry to hear about your mum and the circumstances.

 

Have they produced an actual statement where they have advised you when the billing period started and ended and also the rates that were used during that time? 

 

If they haven't, advise them you will require this before any payments are made. 

 

If they have already, I would suggest, comparing the dates to the paper work you have and seeing if it coincides. 

 

They say you have 21 days.

If you don't have a correct bill or you are disputing anything on the final bill they have sent and this not resolved within the 21 day time frame, I would call one of the numbers, advise them you are waiting for further information/action on their part and ask to set up a payment arrangement in the interim to prevent the account from escalating any further.

 

Advise them, you have other priority bills and you're not in a position to clear the balance but you are willing to do the minimum, such as £1 starting in January 2020.

 

You are willing to do this on the proviso that they will halt any further action as long as you honour your payment plan and remind them you are still awaiting accurate documentation or further evidence from them in regards to your liability.

 

I'm not experienced in giving advice in this forum, but I hope this is helpful and hopefully others would agree that this would be sensible first steps to take.

 

 

Link to post
Share on other sites

no you IGNORE a powerless DCA totally 

AIC don't buy debts but merely chase for their client - the util co.

 

 

 

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

 

Right, but delaying payment could impact your credit rating and if you default then that won't be remedied until you start paying it and even then it could take several years to wipe. 

 

If the debt isn't in OPs name then no probs but I would rather start paying to hold the collections process until he gets all the info. 

Link to post
Share on other sites

OK so the debt's NOT in my name.

 

I know the debt doesn't exist, and could prove so.

 

The letter's from a DCA, just 'fishing' I think it's called

 

So I'll ignore it.

 

Why are these people allowed to do this.

 

Thanks for the replies.

 

Good to see you still around DX

Link to post
Share on other sites

yes simple ignore them

 

@purple_rainso you've not read the thread then?

and you never pay a dca 

 

 

 

 

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

So why post anything that's totally irrelevant to a thread??

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

18 minutes ago, dx100uk said:

So why post anything that's totally irrelevant to a thread??

How is it irrelevant? 

 

I didn't know the debt wasn't in his name until he replied. He advised his mother had passed away, which could mean liability has been passed to him. I gave advice regarding a bill he said he received. 

 

 

Link to post
Share on other sites

where are you getting this idea from that liability can pass to him:crazy:

 

 

 

 

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

again shows your haven't read the thread

 

why post at all if you haven't a clue what your are talking about and are just guessing, then ask us to explain why your guess was wrong?

go research things yourself first....don't guess......

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

He said he's received a bill from EE who have gone into administration and are probably taking a while to final bill former customers.

 

I don't understand why you take issue with me saying to find out liability period as it's not been stated at all.

I said if he doesn't get the info in time to set up pp to stop it affecting him, as he hadn't said it wasn't in his name.

I didn't say that was the first thing to do.

Link to post
Share on other sites

On 10/12/2019 at 10:45, bob2016 said:

Hi received this letter it says there's an outstanding balance that needs paying on my Mother's old EE account.

 

Long story, on this  site somewhere, but the account was closed with the help of Ofgem and EE was made to pay my Mother

50 quid as compensation for 'poor service'.

 

My Mum passed away last January, and I don't want to get into this with what I believe must be some kinda sc%m.

 

I was a long time carer for Mum and I'm now suffering from Anxiety and depression. Don't want to get into a discussion with these people now.

 

Oh it threatens to increase the amount if I don't pay.

 

But I've got all the paper work from last time just too stressful atm, still trying to get through one day at a time.

Hope someone can help, lowest stress approach without them getting a penny.

 

Thanks in Advance.

                                           Bob

AIC.pdf 246.91 kB · 3 downloads

 

bob when you're settled quite honestly id be complaining to the FOS about AIC

and Ofcom and the 3 administrators personally for their inappropriate actions and seeking financial redress for the distress this has caused

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...