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Mark34

Advice required please.

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Back in 2012 both myself and my wife were made redundent (we both worked for the same company) and obviously it caused a huge financial crisis.

long story short we got into a mess.

 

Since then we have moved home a couple of times and obviously ran away from certain debts but paid others off.

 

Over the last 3/4 weeks we have started recieving mail from debt collectors such as Lowell and Cabot.

Then yesterday we recieved a hand delivered letter from Resolvecall.

 

After checking Credit files the debts they are chasing are 6 years old and maybe close to being SB.

Default dates range from 26/12/2013 to 30/04/2014.

 

Question is should i ignore them for now and see if they go past the 6 year mark?

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Hi and Welcome to CAG Mark

 

If the debts are getting close.....send each one the following for Loans /Credit cards debts...follow the instruction in the link.

 

 

 

 

Andy


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Cheers Andy.

If they come back with Agreements will i be in danger of resetting the 6 year clock?

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No......but you will be in a more informed position to consider you next course of action.


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

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And just to add, you only reset the clock if you make a payment towards the debt or acknowledge it in some way.


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1 minute ago, Andyorch said:

No......but you will be in a more informed position to consider you next course of action.

Ta.

I'm on it now.

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