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    • Regarding a driver, that HAS paid for parking but input an incorrect Vehicle Registration Number.   This is an easy mistake to make, especially if a driver has access to more than one vehicle. First of all, upon receiving an NTK/PCN it is important to check that the Notice fully complies with PoFA 2012 Schedule 4 before deciding how to respond of course. The general advice is NOT to appeal to the Private Parking Company as, for example, you may identify yourself as driver and in certain circumstances that could harm your defence at a later stage. However, after following a recent thread on this subject, I have come to the conclusion that, in the case of inputting an incorrect Vehicle Registration Number, which is covered by “de minimis” it may actually HARM your defence at a later stage if you have not appealed to the PPC at the first appeal stage and explained that you DID pay for parking and CAN provide proof of parking, it was just that an incorrect VRN was input in error. Now, we all know that the BPA Code of Practice are guidelines from one bunch of charlatans for another bunch of charlatans to follow, but my thoughts are that there could be problems in court if a judge decides that a motorist has not followed these guidelines and has not made an appeal at the first appeal stage, therefore attempting to resolve the situation before it reaches court. From BPA Code of Practice: Section 17:  Keying Errors B) Major Keying Errors Examples of a major keying error could include: • Motorist entered their spouse’s car registration • Motorist entered something completely unrelated to their registration • Motorist made multiple keying errors (beyond one character being entered incorrectly) • Motorist has only entered a small part of their VRM, for example the first three digits In these instances we would expect that such errors are dealt with appropriately at the first appeal stage, especially if it can be proven that the motorist has paid for the parking event or that the motorist attempted to enter their VRM or were a legitimate user of the car park (eg a hospital patient or a patron of a restaurant). It is appreciated that in issuing a PCN in these instances, the operator will have incurred charges including but not limited to the DVLA fee and other processing costs therefore we believe that it is reasonable to seek to recover some of these costs by making a modest charge to the motorist of no more than £20 for a 14-day period from when the keying error was identified before reverting to the charge amount at the point of appeal. Now, we know that the "modest charge" is unenforceable in law, however, it would be up to the individual if they wanted to pay and make the problem go away or in fact if they wanted to contest the issue in court. If the motorist DOES appeal to the PPC explaining the error and the PPC rejects the appeal and the appeal fails, the motorist can use that in his favour at court.   Defence: "I entered the wrong VRN by mistake Judge, I explained this and I also submitted proof of payment for the relevant parking period in my appeal but the PPC wouldn't accept that"   If the motorist DOES NOT appeal to the PPC in the first instance the judge may well use that as a reason to dismiss the case in the claimant's favour because they may decide that they had the opportunity to resolve the matter at a much earlier stage in the proceedings. It is my humble opinion that a motorist, having paid and having proof of payment but entering the wrong VRN, should make an appeal at the first appeal stage in order to prevent problems at a later stage. In this instance, I think there is nothing to be gained by concealing the identity of the driver, especially if at a later stage, perhaps in court, it is said: “I (the driver) entered the wrong VRN.” Whether you agree or not, it is up to the individual to decide …. but worth thinking about. Any feedback, especially if you can prove to the contrary, gratefully received.
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    • deed?  you mean consent order you and her signed? concluding the case as long as you nor she break it's conditions signed upto? dx  
    • Well tbh that’s good news and something she can find out for herself.  She has no intention of peace.  I’m going to ask the thread stays open a little longer.   It seems she had not learned that I am just not the one!!!!  plus I have received new medical info from my vet today.   To remain within agreement, I need to generally ask for advice re:  If new medical information for the pup became apparent now - post agreement signing, that added proof a second genetic disease (tested for in those initial tests in the first case but relayed incorrectly to me then ), does it give me grounds for asking a court to unseal the deed so I can pursue this new info….. if she persists in being a pain ? If generally speaking, a first case was a cardiac issue that can be argued as both genetic and congenital until a genetic test is done and then a second absolute genetic only disease was then discovered, is that deemed a new case or grounds for unsealing? Make sense ?   This disease is only ever genetic!!!!   Rather more damning and indisputable proof of genetic disease breeding with no screening yk prevent.   The vet report showing this was uploaded in the original N1 pack.   Somehow rekeyed as normal when I was called with the results.   A vet visit today shows they were not normal and every symptom he has had reported in all reports uploaded from day one are related to the disease. 
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Cabot/Mortimer Claimform - old HSBC DEbt


007
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Cabot have now sent me a county court claim for a fictitious bank account I have never owned!

What sort of practice is this?

 

After all this time i will now never pay any debt collector a single penny as i have nothing .

 

Obviously this is illegal practice?

Is this how this country is these days ? 

 

I have had a ccj letter which the comments section appears to have been written by a child ,

With zero account proof or anything .

looking at the comments section the debt is fictitious!

It is from  Cabot- Mortimer solicitors .

 

I had a debt from 2005-6 and have had no contact for over six years yet here they are creating a false claim for another bank I don't have?

 

Obviously they have made this claim up to try to get me to pay for a statute barred debt I will not be paying,

it ruined my credit file for many many  years I have paid massively as it is.

 

It looks like they are trying to get me another ccj because they have lost any chance of getting any cash from me.

How can I get them reported and stopped?

Old thread here.

P.S I am on  uc and mentally ill signed off work.  

 

 

 

Edited December 7, 2019 by dx100uk (see edit history)
Only staff can see this message

 

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I have had a ccj letter which the comments section  appears to have been written by a child ,

With zero account proof or anything .

looking at the comments section the debt is fictitious!

It is from  Cabot- Mortimer solicitors .

 

I had a debt from 2005-6 and have had no contact for over six years yet here they are creating a false claim for another bank I don't have?

 

Obviously they have made this claim up to try to get me to pay for a statute barred debt I will not be paying,

it ruined my credit file for many many  years I have paid massively as it is.

 

It looks like they are trying to get me another ccj because they have lost any chance of getting any cash from me.

How can I get them reported and stopped?

Old thread here.

P.S I am on  uc and mentally ill signed off work.  

 

 

 

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same debt?

 

please complete this:

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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To clear this up !

 

This new ccj claim from cabot/Mortimer is  for  a bank i have no account with.

And is obviously trying to make out my older debt is not statute barred.

 

They think i will respond and start the six years all over again for a totally diferent debt.

 

I have no debt with the bank they are claiming against me with.

 

Do people not understand this?

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please complete this:

 

please complete this:

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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what is that ?

 

NO chance am I filling out any of these forms are you cabot or what 

 

well this site is absolutely rubbish these days then.

 

I have been sent a fake county court claim by CABOT so they can try to catch me out on an older debt

what use is it for me to fill in forms like that 

I cannot understand them in any case 

 

 

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hey look back in your other threads

been helping you for years...

 

you have a claimform from northants bulk court yes?

you need help with that which why you came here.

if you pop up the details we need 

we can help you buff this away.

nothing pers wanted if you read the link.

 

if your 'fake' claimform looks like the attachment below

you must NOT ignore it.

 

regardless to if you think me (with 135,000+ post) ,

this site, (which im sure after me and it being here since 2006 would have spotted I was working for cabot and removed me by now, not let me be a member of the siteteam too) would be banned.

or the claimform looks fake ..(.it's not.}

 

you must respond...so here's what to do:

 

pop up on the MCOL website detailed on the claimform.
[if mcol is not working return after the w/end or the next day if week time]
.
 register as an individual
 note the long gateway number given
 then log in
.
 select respond to a claim and select the start AOS box.
.
 then using the details required from the claimform
.
 defend all
 leave jurisdiction unticked
click thru to the enter a defence section

copy and paste the following to MCOL

 

The following defence is all you need if it is SB

 

 1 The Claimant's claim was issued on (insert date).

 2 The Defendant contends that the Claimant's claim so issued is a claim in contract and is statute barred pursuant to the provisions of section 5 of the limitation act 1980. 
.
If, which is denied, the claimant contends that the Defendant is in breach of the alleged contract, in excess of 6 years have elapsed since the date on which any cause of action for breach accrued for the benefit of the Claimant.
.
 3 The Claimant's claim to be entitled to payment of £[insert figure from their POC]  or any other sum, or relief of any kind is denied.

..
..ends..


 confirm

click thru

and exit MCOL.

 

...

 

regards 

 

dx

example claimform.pdf

  • Thanks 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Particular s of claim box on the claimform

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Yes and then they can drop the fake claim then try to re start  6 years with another debt?

This is bad advice imo

Who can i complain to about these dirty rotten tactics?

 

I do not ever want credit ever again.

 

I think i will simply allow them to ccj me for a fake debt.

 

This world is rotten to its core with cancerous companies like this.

 

Edited by 007
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please don't use offensive names 

no need.

 

you nor they can reset the SB clock once its SB's not even a judge can unbar it.

so stop worrying.

 

you must reply as advised earlier to the claimform.

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Sorry i have rages and will go out for a walk to think this over.

 

What gets me is this is years ago and these people are ruining my life with no recourse to them.

 

All because they buy debts for peanuts then try to get the total debt

 

this must be banned all together especially after near all these years.

 

I am fuming.

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std practice

been going since the 80's

 

concentrate upon what you need to do

getting annoyed simply removes your focus on what you should be doing 

that way you can hurt them

use the legal system, that's what it is there for.

 

whats the debt 

you said a bank account?

who with 

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Sorry i am Not putting details in here.

This bank i did have an account with in 1993.

That is the last time i used them.

 

I am going to let them ccj me.

 

I am not going to even think about this any more.

My bin will get the letters and my door will be ignored.

 

Thank you for the interest but i will waste time for another 6 odd years while i get my mind right

All the best

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well be careful

if the debt is above £600 you could have HCEO bailiffs at your 

and for the want of logging onto MCOL and typing just as your are here

 - it could all be simply sorted.

 

dx

 

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

what did I ask about not being abusive?

 

instead of running away waving arms around in the wrong direction at the wrong people

why don't you do something positive to better your situation and use the legal system to fight back at them

filing the SB defence could well cost them money and get you some in compo if you play this right.

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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so you keep saying...

 

but it doesn't stop you from being articulate here..

 

my neighbours daughter is the same and sometimes i say to her stop using mental issues as an excuse ...

when its better not to look for a bad way out of things that you know makes things worse just because you can use that excuse to yourself..

 

when the easiest thing to is so so simple to use to fix the problem.

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I get enraged and cannot stop it

I cannot hold a job because sooner or later i will snap i have already had violent disorder court cases i cannot even rember doing it ok.

I stay out of public life and am a basic recluse.

 

The thing now says

Claim status

A claim was issued on such n such date

YOUR DEFENCE WAS SUBMITTED

YOUR AKNOWLEDGEMENT OF SERVICE WAS SUBMITTED ON ...

recent transaction for defendent claim status

 

I COPIED WHAT YOU SAID

THANK YOU I AM NOW GOING TO HAVE A DRINK

sorry caps went on

I seen you helped me b4 much respect.

 

Now what happens?

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  • BankFodder changed the title to Cabot/Mortimer clarke solicitors are they creating a debt to try to trace me

they have 28 days to do something.

 

keep us informed

don't do anything else no matter what UNTIL you check here with us FIRST.

 

and WELL DONE!!:cheer2:

 

I love bashing dca's but only by the tools they try to bash us with....

  • Thanks 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 1 month later...

Update .

 

I should never have responded as all this was a ruse to re enact the six years of a debt from way back that is statute barred !

 

A few weeks ago i sent my defence as above, yet i knew this was not needed as the cabot has played a fowl dirty trick here.

The courts stayed the claim a couple of weeks ago as time ran out for them to forge or make up documents.

They probably read this post !!!!

 

received a letter from the Mortimer Clarke stating Some crap about referring the content to their client !

They may take some time to respond.

Sorry but shove your time! 

 

i am building a case for the financial complaints people.As this under hand and dishonest nonsense must be stopped!

 

What is my best approach to outing them and getting them fined for illegal use of our courts?  

trying to black list me after already having a ccj years ago for the same debt?

 

What is it the correct organisation  to bring this too? 

 

Cheers

 

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so the claim is stayed then?

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I have not had the court letter yet but the courts previous letter said they had 28 days to respond,they did not respond as there is no evidence other than from years ago.

Is it the fsca who i send all this too ? 

 

To ad,

The letter from Mortimer is trying to say they have followed procedure,but what it says to me is that they know there is no evidence as it is 100% statute barred.

 

They used another older debt trying to reactivate the six years on my old ccj debt.

Which is not on.

This is low dirty tactics using the county court to try to flush people out so they can then say but you have been in contact with us.

Do you understand what i am saying bud?

 

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