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    • I've looked through all our old NPE threads, and as far as we know they have never had the bottle to do court. There are no guarantees of course, but when it comes to put or shut up they definitely tend towards shut up. How about something like -   Dear Jonathan and Julie, Re: PCN no.XXXXX cheers for your Letter Before Claim.  I rolled around on the floor in laughter at the idea that you actually expected me to take this tripe seriously and cough up. I'll write to you not some uninterested third party, thanks all the same, because you have are the ones trying to threaten me about this non-existent "debt". Go and look up Jopson v Homeguard Services Ltd, saddos.  Oh, while you're at it, go and look up your Subject Access Request obligations - we all know how you ballsed that up way back in January to March. Dear, dear, dear - you couldn't resist adding your £70 Unicorn Food Tax, you greedy gets.  Judges don't like these made-up charges, do they? You can either drop this foolishness now or get a hell of a hammering in court.  Both are fine with me.  Summer is coming up and I would love a holiday at your expense after claiming an unreasonable costs order under CPR 27.14(2)(g). I look forward to your deafening silence.   That should show them you're not afraid of them and draw their attention to their having legal problems of their own with the SAR.  If they have any sense they'll crawl back under their stone and leave you in peace.  Over the next couple of days invest in a 2nd class stamp (all they are worth) and get a free Certificate of Posting from the post office.
    • Yes that looks fine. It is to the point. I think somewhere in the that the you might want to point out that your parcel had been delivered but clearly had been opened and resealed and the contents had been stolen
    • Hi All, I just got in from work and received a letter dated 24 April 2024. "We've sent you a Single Justice Procedure notice because you have been charged with an offence, on the Transport for London Network." "You need to tell us whether you are guilty or not guilty. This is called making your plea."
    • Okay please go through the disclosure very carefully. I suggest that you use the technique broadly in line with the advice we give on preparing your court bundle. You want to know what is there – but also very importantly you want to know what is not there. For instance, the email that they said they sent you before responding to the SAR – did you see that? Is there any trace of of the phone call that you made to the woman who didn't know anything about SAR's? On what basis was the £50 sent to you? Was it unilateral or did they offer it and you accepted it on some condition? When did they send you this £50 cheque? Have you banked it? Also, I think that we need to start understanding what you have lost here. Have you lost any money – and if so how much? Send the SAR to your bank as advised above
    • In anticipation of lodging my court claim next Weds 1 May (14 days after advising P2G that was my deadline for them to settle my claim) I have completed my first draft POC as below: Claim Claim number: xxxxx Reference: P2G MAY 2024   Claimant xxxxx   Defendant Parcel2Go 1A Parklands Lostock Bolton BL6 4SD  Particulars of Claim The defendant has failed to arrange for the safe delivery of the claimant's parcel containing a 8 secondhand golf clubs (valued at £265) that was sent to a UK address using their delivery service (P2G Reference xxxxx). The defendant contracted Evri to deliver the parcel (Evri Reference xxxxx) and refuses to reimburse the claimant on the grounds that the claimant did not purchase their secondary insurance contract. The defendant seeks to exclude their liability in breach of section 57 Consumer Rights Act. The secondary insurance contract is in breach of section 72. The claimant seeks reimbursement of £265, plus P2G fees of £9.10, plus postage costs for two first class letters to P2G of £2.70, plus court fees, plus interest. The claimant claims interest under section 69 of the County Courts Act 1984 at the rate of 8% a year from xxxxx to xxxxxx on £276.80 and also interest at the same rate up to the date of judgment or earlier payment at a daily rate of £xxxx   Details of claim Amount claimed £276.80 I look forward to your thoughts and comments guys! As ever, many thanks - G59    
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      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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43 minutes ago, cjcregg said:

 

I'm not describing the forum itself as a business but the underlying structure and activity that supports it financially. Unless you treat it as such and look at reducing optional costs such as accountancy you will continue to have to ''put out the begging bowl '' as you put it. It's simply an unescapable commercial reality. Of course it's your choice but not how I'd go about it, that's all.

 

If the ethos of this community is to offer advice freely and unconditionally (which I have genuinely attempted to do in this case) then I do not believe I have misjudged it.

 

 

Thank you for this input

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Great Site this is, I have received lots of help since joining this forum and I believe many others must have benefited in one way or the other. I shall make contribution by end of this month when I get my salary. Keep up the good work guys. High Regards, from Rennai

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  • 1 month later...

:yo:

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi, we have just received a donation from an email address with a very long and complicated first part – I don't know if that is you. Anyway I have replied by email.

If that wasn't from you then I'm saying now thank you very much. It's badly needed and very appreciated.

For anyone else who donates, I try to reply but I'm afraid sometimes the demands of this site giving advice to people gets a bit too much and so I don't always get round to it. If you are someone who has donated and you haven't had a reply and I'm very sorry. It's just the pressure of everything.

 

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4 hours ago, BankFodder said:

Hi, we have just received a donation from an email address with a very long and complicated first part – I don't know if that is you. Anyway I have replied by email.

If that wasn't from you then I'm saying now thank you very much. It's badly needed and very appreciated.

For anyone else who donates, I try to reply but I'm afraid sometimes the demands of this site giving advice to people gets a bit too much and so I don't always get round to it. If you are someone who has donated and you haven't had a reply and I'm very sorry. It's just the pressure of everything.

 

That was me yes my name is very complicated and very long 😁 thought it was my duty however small it was maybe someday I can make a bigger donation.

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  • 2 weeks later...

If you click the donate button then as well as PayPal you can simply make a credit card payment without needing a PayPal account

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Thanks 🤔 it went through this time (and with a card I thought PayPal had blocked many years ago). However the credit card donation was still processed by PayPal and required agreeing to PayPal's guest payment terms. Previous PayPal terms used to state they reserve the right to limit guest payments to 10 transactions.

 

I especially dislike this current term:

Quote

If these transactions are regular or exceed certain thresholds, we may require you to open a PayPal account with us. At this point, you will need to enter into our standard user agreement to govern your newly-created relationship with us.

 

I strongly dislike PayPal and will never open a PayPal account... but at the same time I don't want to discourage others, so I'll stop here 🤐

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  • 5 weeks later...

Thank you very much. I've just responded by email

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  • 2 weeks later...

I've just successfully arrived at the end of a long wrangle with my dishonest mobile phone provider.  It was a success and I could not have done this without the advice and encouragement of BankFodder.  To describe this site as a Godsend is an understatement.  It is a lifeline for many isolated and despairing souls.

 

Thank you CAG!!!

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Well we are not too bad – but I'm not sure if we have been sent by God!  😇

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  • 1 month later...

Thank you for the advice and support on this site. I always appreciate the help/comfort/support  I get in life whether in good time or challenging ones.


A forum like this is truly outstanding, and the guidance/contributions and directions I have  received have kept me sane at a very difficult time.

 

I have made my donations, and it's not going to be a one off. We must all support this site to help ourselves and others who come on here.

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Received. Thank you. However I think you're jumping the gun a bit and we should wait until we see how it all pans out. There's a fair bit of work to do and as we all seem to understand, the outcome is very uncertain.

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I understand what you're saying, the donation has nothing to do with the enthusiasm for the case, as frankly I kind of know what the score is-- but I appreciate people on here taking the time to respond and contribute.

 

 Showing support  for the site doesn't need to be linked to outcomes of whatever case we are seeking help with.

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  • 2 months later...

I've just emailed you – you may need to check your spam folder

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Hi guys

 

Not been on the site for a while but cannot thank you for all support and help. I'm sure I'll need support in the future but am pleased to have contributed to the cause today. Good luck all with your problems and thanks once  CAG board members  and others for your fantastic help

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Emailed

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  • 4 months later...

yes

as long as you can tell admin your old username and the email used.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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