I had hearing for eviction defence this more at 10am. I was in the court 9.30. Had consultation with on duty adviser. He asked me questions on my occupation, income, dependents, level and reason for arrears as well as how many years left on mortgage. He was like why you stopped paying judge will question and all that. Then applying the law he calculated £85 per month towards the arrears based on term left on mortgage. I already offered £200 on top of CML.
He asked me to wait outside while he discussed my proposal with claimant. And came back saying claimant has accepted my offer and will not oppose in court room.
Was called in the room bu judge. Legal duty adviser told Judge that claimant has accepted the offer but judge still asked balance on the mortgage, and remaining years so that offer satisfies the way case.
In the end eviction has been suspended bases on I pay CML plus £200 every month towards arrears.
I believe I will receive paperwork regarding this later in the post?
Thank you Ell-enn and dx100uk for all your help and letters etc. Really appreciated.
another quick update
Just had my Mediation call and advised them that I do not have enough information from PRA to continue with the mediation.
The mediator relayed that PRA confirmed they have sent me the agreement and statement and that PRA believe this is enough to determine that this is my debt.
PRA confirmed that they do not have the "default notice" but believe the information they provided is enough for the court
Now I will just wait for the court process to initiate and in the meantime i will continue to work on my statement
just checked my credit report on Credit Karma, and I’ve had a search from ‘Lexusnexus’.
do I need to be concerned?
Since they are a data mining company from the states, is this the precursor to potential legal action?
Thanks for your reply.
Firstly I asked several times for a refund closer to the time I enrolled on the course and was told I could not have one due to the center paying for the course upfront. I did make it very clear that I was struggling with the course, however due to the center not being open when I could attend that I would not be able to finish it, also that due a change in job role I would be unable to make days when the center was open. However given that the center advertised several times it would be open late and on a weekend this was not honoured several times and yes I have a detailed log of this.
The entire cost of the course was over £3700 - I can get back to you with the exact amount once I am home as I have kept the recites
There was also an incident with the Sage course due to it having to be studied within the classroom - when I was able to get into the venue the package was not working and also the obvious reason for the center being closed.
The course was conducted via mixed methods, however when trying to complete the training online their system was not working, so could not be accessed whilst I was trying to study at home. I did phone the center about this at the time, however this was not remedied.
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Euro Car Parks issued this ticket to the police in Devon and Cornwall. Read more at https://www.consumeractiongroup.co.uk/topic/419522-can-anyone-identify-the-parking-company-which-issued-this-ticket-to-the-police-in-devon-and-cornwall/